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Synchrony “Lifetime of Healthcare Costs” Study Indicates People Underestimate Cost of Care Significantly


Click to view video featuring Jean Chatzky: Are You Saving Enough for Future Healthcare Expenses? New research from Synchrony’s “Lifetime of Healthcare Costs” Study reveals the average individual insured Americans cost of out-of-pocket healthcare costs from age 18 to the average life expectancy of age 79. Many of us save for significant costs, such as a home mortgage, a new car, or college tuitions. But when it comes to our own health – which should be the most important thing to take care of – we don’t take under consideration how much we pay annually outside of what is covered by insurance. Jean Chatzky conducted a nationwide media tour in partnership with Synchrony to provide real world advice and steps to help bridge the clear gap between people’s perceptions and the reality of the costs of healthcare today. During radio and TV interviews across the country, Jean Chatzky discussed: What the recent survey said about the cost of healthcare Surprising results from the survey Why it is so important for Americans to understand these out-of-pocket healthcare costs Valuable resources people can use to help manage these costs For more information visit: Contact Details YourUpdateTV +1 212-736-2727

November 21, 2022 02:00 PM Eastern Standard Time

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Top 5 Homework Help Websites To Improve Academic Performance and Save Time

Halvorson Media Group

Finding good homework websites for students is difficult and time-consuming. That's why we decided to prepare a ranking of the best homework help resources in 2022 to help you cope with study difficulties. Being a student is a challenging thing in the world. Academic requirements become more arduous, making the education process much tougher and slowing down homework preparation. When it becomes impossible to cope with the entire volume of tasks on your own, the student will have to seek help from professionals. That is why we have prepared a rating of the best homework websites. When selecting resources, we were guided by the following criteria: reliability, adequate price, and positive feedback from users. We also researched alluring perks valid for platform users. Thus, we have selected seven sites that meet these criteria: PaperHelp — Best Homework Helper Overall; Cheap Paper Writing — Best for Many Academic Fields Covered; Speedy Paper — Best for Extra Perks; 99 papers — Best Homework Answer Website; Extra Essay — Best for ASAP HW Help. In this selection, you will find reliable school help websites that vary in prices and the services offered. We suggest you check out this review of all the platforms below to catch a general idea of these writing services: PaperHelp: Best Homework Helper Overall PaperHelp is a professional and reliable website to help with homework. A convenient form for making an order: you do not need to scroll through the entire list of services, as they are divided into logical sections: Essays, Dissertation, Admissions, Questions&Problems. You will also be very pleased with the open list of authors, where you can see information about the writer, their specialization, and student testimonials. An open and transparent site policy is a strong indicator of reliability. This platform is a student-oriented site that provides money-saving services and good freebies. A strong client focus is also seen in three quality revisions. The student has the right to apply for amendments within 7 days after receiving the order. On Sitejabber, the service has a 4.75-star rating with 97% positive user feedback, which means something, right? Cheap Paper Writing: Best for Many Academic Fields Covered Having successfully provided academic writing services for 2 years, this service will help you improve your college performance and remove your education-related worries. The homework website for students provides 4 services: academic writing, paper improvement (editing and proofreading), and problem-solving. This platform is a great help to do your homework. The list of services is truly astonishing. You can order an essay and exam notes, ask for help with homework in literally any field, order an online lecture to summarize, and so on. Plagiarism is not allowed for the CheapPaperWriting team. All texts are checked for anti-plagiarism and uniqueness to meet the client's requirements. The platform also offers the list of writers, where you can see the author's competence, rating on the site, and academic degree. To reinforce this promising review, you can check out the testimonials from students who have already used the services of the CheapPaperWriting team. The platform received 5 stars on Sitejabber and 4.5 on Trustpilot. Speedy Paper: Best for Extra Perks Another great college homework help service for writing essays of varying complexity is SpeedyPaper. The main feature of this resource is that the project is not of one market but internationally-oriented. However, these are only some of the peculiarities. Look, a wide range of services + professional writers = cool homework websites. But if we add the ability to pay for orders with Bitcoins, we get a modern product that meets users' requirements and keeps up with the times. Just like SpeedPaper does. Experienced writers will help you cope with such assignments as dissertation writing, proofreading, grading, rephrasing, rewriting, and solving problems with homework. Student-friendly prices make the experience even more amusing. Among other things, there are many cool perks and freebies on the site, such as a database of 12000+ free essays and samples for inspiration to write articles of exceptional quality. Outstanding ratings from users on Sitejabber (4,97) leave no doubt that this is a professional homework help website. 99 papers: Best Homework Answer Website If you think about an essay you are not optimistic about, 99 papers are exactly what you need. This homework help website is suitable for high school and university students of any academic level. You can choose 3 types of writing services: writing, editing, and rewriting. All services are offered at tolerable prices, starting at $9.95 per page. The price on this site varies not only on the complexity and urgency of the essay but also on the choice of writer qualifications. You have 3 types to choose from:: standard (included in the price), top writer (+ $7.99 per page), and ENL writer (+ $8.99 per page). All writers undergo a complex and rigorous selection process, so your choice depends on your preferences and personal considerations. The site also offers extra perks to improve the quality of your paper: Plagiarism Report, Resource Copy, 1-Page Summary, and Priority Support. These are not the essential stuff, but when using them, the experience may be even more enjoyable! To ensure the quality and reliability of the 99 peppers service, you can study customer reviews. 4.6 stars on Sitejabber is a claim to success. Extra Essay: Best for ASAP HW Help ExtraEssay is a real salvation for those who need an essay here and now, which is confirmed by good reviews on Sitejabber. That is high-quality academic homework help for college students offering a wide variety of writing options: from writing school essays and helping with math homework to conducting statistical analysis and writing dissertations. That is a real find for students: 5 academic levels, 40+ topics, additional features in the form of retyping, rewriting, paraphrasing, etc., ability to choose a top writer and premium expert. You can also choose a paper presentation style among Harvard, APA, Chicago, and MLA. Also, this platform is one of the few where you can place an order for a paper 1 hour before the delivery of the essay to the professor. So ExtraEssay deservedly received the title of urgent essay writing service. If you need help finding inspiration and a key idea for your essay, you can use the voluminous base of free essays you will find on the site in the Samples section. Frequently Asked Questions Ordering student paper is always a risk, and we understand that. To alleviate some of your fears and doubts, we have prepared a list of the essential FAQs that may arise when finding the best homework help website. To make your search easier and save time, you can also refer to this article with an excellent rating of homework websites. Is it legal to order a paper from homework solutions websites? Of course, the learning process involves the independent writing of all papers. Thus, texts to order are a violation of ethical academic standards. In terms of law, these social relations are not regulated by the government, which means that buying paper is not something illegal and will not incur any sanctions. What if the professor returns my work for revision? Each teacher has their requirements, and no one excludes such a situation. The best homework help websites usually include in the cost of the order the possibility of making corrections within 10-30 days after the delivery of the paper. The warranty period is an indicator of reliability and transparency. Therefore, when choosing a provider, you should pay special attention to this aspect. Who becomes a writer on the best homework help websites? Selecting writers who provide help with homework is a rather complicated procedure. All potential authors must provide a CV proving relevant work experience, a diploma of education (Master's, Ph.D., sometimes Bachelor's), pass an English language test, and write an essay on the required topic. Therefore, when choosing a site to help with homework, you should prefer those platforms that provide the database of writers so that you can see work samples and reviews from other students. How fast do homework sites do my HW? The time depends on how quickly you need your paper ready. Deadlines on websites usually range from 6 hours to 21 days. However, there are last minute essay writing services, such as ExtraEssay, which we reviewed today. Such platforms can write essays and other assignments in an hour. Of course, this deadline only applies to more complex work, such as writing an introduction to a dissertation or preparing an application letter. Can I get a refund if I don't get a good grade? All reliable, professional sites to help with homework adhere to the Money Back Policy. It is necessary to prove that the paper does not meet the requirements you provided to the writer. If your work was of low quality, you might return the entire amount or 50% / 75% of the amount if the result of the paper did not reach the goal. Final Thoughts Every day, students struggle with many tasks, especially at the end of the trimester or in the senior class. Delegating those tasks that are not a priority is an opportunity to improve your performance and unload the tight schedule. This ranking includes some of the most reliable and high-quality services for writing academic papers. They provide 100% uniqueness of their texts and privacy of user data. The choice of homework helper websites should be handled responsibly, and we will help you with this. Contact Details Edward +1 929-491-3157

November 21, 2022 12:53 PM Eastern Standard Time

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The Chicago School of Professional Psychology Trustees Join Homeless Outreach

The Chicago School of Professional Psychology

Emphasizing that community service is “in the DNA” of The Chicago School of Professional Psychology, a dozen members of its Board of Trustees last week participated in an outreach project to benefit unhoused people in Los Angeles. About 600 kits, including blankets and personal care items, were collected, boxed and hand-delivered to residents of Los Angeles’ Skid Row, according to Dr. Nadia Rojas Jones, the faculty member who has organized the annual effort with students from the school’s three Southern California campuses for the past seven years. “We are here to show our support of faculty and students in their efforts to help underserved populations, whether it’s those without permanent shelter or in communities of color or people with low income,” said Terrence Joe Layng, Ph.D., Chair of the Board of Trustees. “The commitment to community service is what differentiates The Chicago School-- our students and faculty are deeply involved in the communities they serve,” said Trustee Victoria Dolan, former CFO of Revlon. Every year, The Chicago School’s students provide 1.2 million volunteer service hours in 600 organizations across the United States, according to Dr. Michele Nealon, Psy.D. “There are nearly 70,000 unhoused individuals in Los Angeles County today, a four percent increase from two years ago,” she said. “We know that many of them have mental health issues that are going undiagnosed and untreated.” The Chicago School of Professional Psychology, a non-profit higher education institution headquartered in Los Angeles, serves 6,000 students on seven U.S. campuses (including online). Two-thirds of the student body identifies as people of color. # About The Chicago School of Professional Psychology: Integrating theory with hands-on experience, The Chicago School of Professional Psychology provides education rooted in a commitment to innovation, service, and community for thousands of diverse students across the United States and globally. Founded in 1979, the nonprofit, regionally accredited university now features campuses in iconic locations across the country (Chicago, Southern California, Washington, D.C., New Orleans, Dallas) and online. To spark positive change in the world where it matters most, The Chicago School has continued to expand its educational offerings beyond the field of psychology to offer more than 30 degrees and certificates in the professional fields of health services, education, counseling, business, and more. Through its engaged professional model of education, commitment to diversity and inclusion, and an extensive network of domestic and international professional partnerships, The Chicago School’s students receive real-world training opportunities that reflect their future careers. The Chicago School is proud to be a part of TCS Education System, a nonprofit, integrated system of colleges and universities that works collaboratively to advance student success and community impact. To learn more, visit Contact Details Vivien Hao +1 323-893-4743

November 21, 2022 07:00 AM Pacific Standard Time

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As Iger Returns, Disney Must Focus on Vulnerabilities in China

National Legal & Policy Center

As The Walt Disney Company announced on Sunday the return of former executive chairman Robert Iger as interim CEO for two years, following the disastrous leadership of Robert Chapek – which drove share value down by 40% this year – a shareholder activist is calling upon the iconic Hollywood executive to scrutinize the company’s business in communist China. National Legal and Policy Center (NLPC), which earlier this year called Disney to account for its “complicity in China genocide” at its annual meeting, again will seek disclosure and transparency over its business activities in the far eastern nation with a shareholder proposal it has introduced for the company’s next meeting in March 2023. “We have our doubts about Bob Iger’s return and his willingness to reexamine the company’s relationship with the communist Chinese,” said Paul Chesser, director of NLPC’s Corporate Integrity Project. “After all, under his leadership he launched both the Shanghai and Hong Kong theme parks, and then gave majority control of Shanghai to a consortium of Chinese state-controlled companies. Now Shanghai Disney is locked down under the communists’ ‘Zero COVID’ policy and Hong Kong no longer operates with any semblance of freedom.” “Shareholders must get a better understanding of the further risks to stock value with the company’s entanglements with brutal dictators.” The text of NLPC’s proposal for a “Communist China Audit” report for Disney’s 2023 annual meeting follows: RESOLVED: Shareholders request that, beginning in 2023, The Walt Disney Company report annually to shareholders on the nature and extent to which corporate operations depend on, and are vulnerable to, Communist China, which is a serial human rights violator, a geopolitical threat, and an adversary to the United States. The report should exclude confidential business information but provide shareholders with a sense of the Company’s reliance on activities conducted within, and under control of, the Communist Chinese government. Supporting Statement: American companies doing business in Communist China is a controversial public policy issue. See, e.g., “Doing business in China is difficult. A clash over human rights is making it harder,” April 2, 2021, The Walt Disney Company does business in – and relies on raw materials, finished products, broadcasts, entertainment venues, theme parks, labor and/or services from – entities in China. China is an established serial violator of human and political rights. China is also a hostile adversary of the U.S. for many reasons, including: — China intends to displace the U.S. as the lone global superpower by 2049; — The U.S. has committed to defend Taiwan, which China has militaristically asserted is part of its country and may attempt to seize by force; — U.S.-China relations are tense over a number of issues including China’s military expansion; egregious human rights violations; actions related to the COVID pandemic; intellectual property theft; relentless espionage; elimination of freedom in Hong Kong; and environmental pollution. China has also indicated that it would use its industrial capabilities for strategic purposes against adversaries. Many Chinese companies – which are ultimately under the control of the Communist government – are vulnerable to the U.S. Holding Foreign Companies Accountable Act, do not adhere to basic auditing standards, and are therefore untrustworthy. China – and by extension the companies it controls – is also identified in the U.S. State Department’s 2022 Trafficking in Persons Report as a state sponsor of human trafficking. It is now subject to the Uyghur Forced Labor Prevention Act, which imposes strict verification of parts and products imported from China, that they are not generated from slave labor. Disney’s extensive ties to China breed reputational risk for the company also. For example, while the company funds groups that promote the interests of homosexual and transgender individuals, the Communist government persistently and vigorously cracks down on those forms of identity within its borders. A July 2022 joint statement from the leaders of the British and American domestic intelligence agencies warned that the Communist Chinese Party is the greatest threat to the international order. “We consistently see that it’s the Chinese government that poses the biggest long-term threat to our economic and national security, and by ‘our,’ I mean both of our nations, along with our allies in Europe and elsewhere,” said FBI Director Christopher Wray. Given the controversial, if not dangerous, nature of doing business in and with China, shareholders have the right to know the extent to which The Walt Disney Company’s business operations depend on Communist China. Founded in 1991, NLPC promotes ethics in public life and government accountability through research, investigation, education, and legal action. ### For more information or to schedule an interview with Paul Chesser, contact Dan Rene at 202-329-8357 or Please visit Founded in 1991, NLPC promotes ethics in public life and government accountability through research, investigation, education, and legal action. Contact Details Dan Rene +1 202-329-8357 Company Website

November 21, 2022 09:26 AM Eastern Standard Time

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Aimbridge Hospitality, the Largest Hospitality Management Group Worldwide, Selects ACFN As Preferred Vendor, Opening Up New Growth Opportunities

ACFN Franchised Inc.

Interested in being part of the ACFN growth story? Click here to get started! In October, ACFN Franchised Inc. formalized its preferred-vendor status in an agreement with Aimbridge Hospitality, a global hospitality company with approximately 1,500 branded and independent properties. ACFN is the only company providing ATM services to be granted preferred-vendor status by Aimbridge. The agreement came just as both companies made headway on ambitious growth plans. ACFN Becomes An Official Preferred Vendor As Ambridge Enters Rapid Expansion Phase Aimbridge reportedly saw major growth in 2021 and 2022. The hospitality company expanded its operational divisions to focus on acquisitions and growth across multiple geographical regions and hospitality verticals, including the addition of dozens of extended-stay properties through its partnership with Three Wall Capital and its entry into the Mexican market with the acquisition of Grupo Hotelero Prisma’s portfolio of 42 properties. Going into 2023, the hospitality company is continuing to invest in new acquisitions, especially focused on continued expansion across Latin America and Europe. “As the official preferred vendor, ACFN is excited about the new opportunities for ATM placements across Aimbridge’s rapidly expanding portfolio of properties,” said Jeffrey Kerr, Founder and CEO of ACFN. ACFN Is Also Building Expansion Momentum Of Its Own While expansion plans for the largest hospitality-management group in the world are good news for ACFN, the company isn’t solely riding the momentum of its biggest corporate clients. Since its founding in 1996, ACFN has grown into a leader in the ATM industry, providing full-service ATM placements for its 2,700 corporate clients across the nation, including major hotel companies like Aimbridge, Hilton Hotels & Resorts and IHG Hotels & Resorts. That’s largely thanks to strong organic growth generated by ACFN’s inside marketing team. “In 2018 and 2020 ACFN completed two acquisitions that added over 450 new locations to our portfolio and increased transaction volume by 26.5%,” said Kerr. Notable deals in the last 30 days include two new deals to install ATMs at Fairmont Century Plaza in Los Angeles and Hilton New York Times Square in New York City. Now, the company has launched a crowdfunding campaign to raise up to $5 million to fund more acquisitions as it prepares for an influx of new opportunities. The opportunities are the result of the global mergers and acquisition (M&A) market seeing an uptick in deal volume and a decline in average deal value. With M&A activity trending toward smaller but more frequent deals, ACFN already has three more distinct opportunities in its sights. The deals the company hopes to fund with this latest round of crowdfunding are aimed at scaling its business by absorbing competitors that have been hit hard by soaring fuel prices and inflation. In addition to acquiring direct competitors, ACFN is working on adding new revenue streams, including the recent addition of cell phone charging stations and pharmacy vending machines to its product line. Founded in 1996 and franchised in 2003, ACFN Franchised Inc. (“ACFN”) provides services to 2,700+ businesses in 46 states in collaboration with our network of 220+ franchise owners.Since inception, ACFN has provided a cumulative $5,000,000,000 of spending power to support and increase sales for our partner businesses. In just the last 12 months a total of $367,566,000 was dispensed through our network, generating more than $14,500,000 in fee revenue for ACFN. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Jeffrey Kerr Company Website

November 18, 2022 02:08 PM Eastern Standard Time

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The Chicago School of Professional Psychology Supports Second-Career Students

The Chicago School of Professional Psychology

After a dozen years working in the wine industry, millennial Joy Makin is shifting her career focus to counseling individuals who are often forgotten by society. As a doctoral candidate in forensic psychology at the Los Angeles campus of The Chicago School of Professional Psychology, she says her goal is to help formerly incarcerated men and women get back on track with their lives. “I was tired of feeling like I was just making more profit for some corporation when I was working for wineries,” she said. “It’s important to me to be able to make a difference and I am hoping I will be able to do that as a forensic psychologist.” A native of a small farming town in California’s Central Valley, Makin said she had a front-row seat to the effects of alcohol and drug addiction. “I want to help people find ways to cope without harming themselves or others,” she said. “We all mess up and deserve a second chance in life.” Makin is just one example of The Chicago School’s second-career students who are poised to become the next generation of psychotherapists, counselors and psychologists with real world experience. She and her fellow graduates will enter a wide-open job market where the need is growing while many mental health professionals are reaching retirement age. A recent Chicago School graduate, Dr. Charles Robinson, was a classroom teacher for years in Illinois urban schools where he saw how his students struggled with mental health challenges. “I felt I could help to address core issues such as anxiety, depression and stress, which adversely affect learning,” he said. “I chose The Chicago School, and earned a doctorate in school psychology so I could more effectively support students in my community.” Another graduate, Dr. Bethany Patterson, had to juggle family, work and school, while seeking a doctoral degree at The Chicago School’s Washington D.C. campus. A military spouse and mother of three, she graduated last month and is already employed as clinical director at Helianthus Positive Behavior Supports, a provider of counseling services to children and families in Virginia and North Carolina. “I needed a school that was supportive and respectful of the military lifestyle because I had unique needs,” she said. “I found a place where the learning environment is optimized by active learners with diverse cultures,” she said. “Today I embody The Chicago School’s values of innovation, service, and community by creating a space for military spouses to encourage each other and further their education.” About The Chicago School of Professional Psychology: Integrating theory with hands-on experience, The Chicago School of Professional Psychology provides education rooted in a commitment to innovation, service, and community for thousands of diverse students across the United States and globally. Founded in 1979, the nonprofit, regionally accredited university now features campuses in iconic locations across the country (Chicago, Southern California, Washington, D.C., New Orleans, Dallas) and online. To spark positive change in the world where it matters most, The Chicago School has continued to expand its educational offerings beyond the field of psychology to offer more than 30 degrees and certificates in the professional fields of health services, education, counseling, business, and more. Through its engaged professional model of education, commitment to diversity and inclusion, and an extensive network of domestic and international professional partnerships, The Chicago School’s students receive real-world training opportunities that reflect their future careers. The Chicago School is proud to be a part of TCS Education System, a nonprofit, integrated system of colleges and universities that works collaboratively to advance student success and community impact. To learn more, visit Contact Details Vivien Hao +1 323-893-4743

November 17, 2022 11:00 AM Pacific Standard Time

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DeFi Needs To Radically Change, And This Project Could Lead The Way


Web3 has grown massively since the creation of Bitcoin (BTC) in 2009, and despite its volatile market activity, many suggest that Bitcoin opened the gates to a new financial future. Since then, the spectrum has broadened greatly - notably with the launch of Ethereum in 2015. Among the most unexpected developments on the general-purpose smart contract platform was the emergence of the Decentralized Finance industry. What Is DeFi And How Does It Work? DeFi (decentralized finance) was one of the fastest-growing segments of the crypto industry over 2020 and 2021. Powered by the same public distributed ledgers used by cryptocurrencies, the underlying tech behind DeFi allows it to operate without a centralized intermediary such as a bank. In its early infancy, the total value locked (TVL) in all DeFi protocols rose from $601 million in January 2020 to about $20 billion by the same time the next year. 2021 saw its TVL rise exponentially to $256 billion by year-end. The term DeFi is broadly used to describe financial products and services within this decentralized system, such as trading, borrowing, and lending, that are delivered autonomously. DeFi has since grown to become one of the most important sectors of the crypto economy; and just as crypto itself disrupted the concept of currencies, decentralized finance is poised to disrupt finance itself from its traditional ways of operating through banks, other financial institutions, and stock markets. Slowed by Complexity And Beset By Hacks, DeFi Is In Need Of A Paradigm Shift The DeFi ecosystem has hundreds of decentralized applications and smart contracts, developed on programmable blockchains such as Ethereum. Apart from being transparent and efficient, one of the greatest potential superpowers of DeFi is atomic composability, meaning that products and services can easily be connected to interact with each other to build more advanced and complex financial offerings. In recent years, DeFi protocols have been subject to multiple hacks, where vulnerabilities and complexities of smart contracts or other aspects of the DeFi service have been exploited by hackers for financial gain. In 2021, cyber attacks launched on DeFi caused $1.8 billion in losses, and as of the half year 2022, DeFi attacks accounted for a whopping 79% of the $2 billion lost in crypto attacks overall. Smart contracts conceptualized on Ethereum, as well as other platforms, have mostly focused on improving scalability with some success, but have failed to deliver what developers need to take DeFi mainstream and generate true mass adoption. Radix To The Rescue? This is where Radix comes in. Radix is a purpose-built decentralized smart contract platform made for DeFi, that aims to support the $400 trillion financial system through its innovative and transformative distributed ledger technology. Radix has developed a solution to effectively address the vulnerabilities in DeFi, with its core developers having worked on the project for nine years - assessing and improving concepts to resolve the current issues faced by DeFi. The minds and community behind Radix believe the tools that exist in the space today are inadequate, and it could take developers years to become competent enough to develop applications using these tools and validate & test them to build a genuinely secure, scalable & usable DeFi ecosystem. On December 8, Radix will unveil how DeFi will become mainstream at RadFi 2022, a free virtual event. Head here to learn more & sign up to the event. With billions of dollars worth of hacks still occurring annually in the crypto space, the team behind Radix believes that innovative new tools are needed for DeFi to deliver its promise of a radically better financial system. They suggest there are four things absolutely required of the DeFi development paradigm before a future world of global-scale DeFi is possible. At the core, the way developers build smart contracts needs to be easy, safe, reusable, and composable. Composability is the ability of financial products and services being offered through dApps (decentralized apps) to combine freely and instantly. One of the issues currently being faced by developers, while building dApps on other platforms, is that - as more and more dApps are composed together, it becomes increasingly difficult for them to create applications that are secure. The team behind Radix believes the development has the answer to the issues currently faced by DeFi, and says that smart contracts and how they execute need to be thought through from scratch to be able to support the needs of DeFi. Which leads us to the Radix Engine and the Scrypto programming language. Traditional DeFi built on Ethereum and current platforms are built using a “message-oriented approach" that works with digital tokens. To create a token on Ethereum for example, developers deploy a contract called ERC-20, which creates and maintains an internal list of balances for account addresses, which define who "owns" each token. In other words, users don't actually hold or directly control their tokens. They're completely reliant on the smart contract and its ability to maintain its list of balances correctly. This message-oriented approach is complex and insecure, requiring a convoluted transaction process that's entirely reliant on the function of smart contracts, and attackers invariably exploit these complexities and bugs in smart contracts to hack them. Radix is building “the future of DeFi” on an asset-oriented approach where users will actually hold their tokens within their own smart contract account on ledger. With asset-oriented DeFi, users would no longer need the approval of other smart contracts to spend their own tokens. The user can also define exactly how many tokens they intend to pass or receive back from smart contracts. In practice, this would be a revolutionary approach to DeFi that's not just safer but easier to work with, too. It is an approach where developers can create dApps with exactly the same kind of functionality as Ethereum, only through a much simpler and more secure process. Not only that, but applications which are impractical to build on Ethereum or other platforms are practical on Radix. This is because developers won’t be required to carefully craft a complex tangle of counter-intuitive code to get the functionality they want. Scrypto: A New Language To Leap-Frog DeFi’s Potentiality To make the advantages of an asset-oriented paradigm real and usable for developers, a suitable programming language would be needed that enables the Radix Engine’s unique features while maintaining a much-improved development experience with expressive logic. Radix’s custom-built development language Scrypto is said to do precisely this. Scrypto is based on Rust – and keeps most of Rust’s features – but adds a range of specific functions and syntax. Scrypto’s asset-oriented features, and the lifecycle of a “component” (a Scrypto smart contract), should naturally allow developers to focus on their own business logic and lean on the Radix Engine for intuitive, safe handling of assets. The team behind Radix believes that building DeFi in Scrypto provides the much sought-after ease, safety, reusability, and composability that DeFi needs to fulfill its world-changing potential. By making dApps simpler and easier to build while simultaneously scaling back the possibility of smart contract hacks, the team building Radix believes its version of asset-oriented DeFi can serve as the foundation of a platform that's able to scale globally, to support potentially billions of users - and make possible the robust dApps that are needed to revolutionize and remake global finance for the better. Interested to hear more? On December 8, Radix will unveil how DeFi will become mainstream at RadFi 2022, a free virtual event. Head here to learn more & sign up for the event. To learn more about Radix, visit the website. DeFi needs to be better - and it’s about to get radically better with Radix. Get your free ticket to join RadFi2022 on December 8 and learn what the future holds for decentralized finance. Find out how. This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice. Contact Details Amy Wilkinson

November 17, 2022 12:20 PM Eastern Standard Time

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This Kevin Hart-Endorsed Electric Toothbrush Could Be The Perfect Gift For The Holidays

Bruush Oral Care Inc.

Apart from merrymaking, the holiday season is about giving. People shop and buy gifts for their loved ones — family, friends or colleagues. From exciting deals on apparel, TVs and video games to edibles like candies and chocolates, there is an endless list of gift options during the yuletide. With such an impressive and wide array of products offered during holiday shopping, especially on Black Friday, choosing the perfect gift for a loved one can sometimes be challenging. No one wants their gift to be returned. A Perfect Gift? Finding the perfect gift is challenging, but one present that could leave a permanent smile on the recipient is an electric toothbrush. Why an electric toothbrush? For starters, good oral health translates to good health overall, and electric toothbrushes are known to provide superior plaque removal to regular manual toothbrushes. But you wouldn’t just get any electric toothbrush. A good electric toothbrush like one from Brüush Oral Care Inc. (NASDAQ: BRSH) might be a perfect gift for the holiday season. Unlike other electric toothbrushes on the market, Brüush says its top-of-the-line technology blows the competition out of the park. Brüush reports its technology delivers 42,000 brushstrokes per minute, eradicating plaque by 20% more than manual toothbrushes. Based in Vancouver, British Columbia, Canada, Brüush is a leading modern electric toothbrush brand looking to disrupt the oral care market. It delivers on its promises, giving people their healthiest, cleanest teeth. Black Friday SaleThe company has launched its Black Friday sale. They are offering a sitewide discount code for 25% Off: CYBER25. To check out this deal visit Five-Star Review Rating With Less Than 1% Return Rate? From the more than 90% five-star review rating with less than 1% return rate, Brüush could be a perfect gift choice this holiday season and a personal favorite of many. And the reviews are endless. "Never Using a Different Brush! This is the greatest toothbrush I've ever used and I have tried Sonicare, Quip, and other electric brushes… I gave my boyfriend a Brüush for Christmas and he also loves it, these are great gifts to give someone!" a reviewer said. Another user, who seems to be attesting to the functionality of the Brüush, also said, "Unbeatable value and power. The power and battery life is a game changer! Gentle enough on sensitive gums and teeth but strong enough to make you FEEL the deep clean." "Using the Brüush has made my teeth feel cleaner than any toothbrush I've ever used! Brüush is like Michael Jordan and my old toothbrush is like Isaiah Thomas," a user controversially said. The reviews show that people are turning to more convenient and efficient ways of keeping up a healthy lifestyle. The convenience means Brüush does all the hard work, like keeping the gums, tongue and teeth cleaner and healthier. Brüush believes that it disrupting the global oral care market, which was valued at $33.7 billion in 2021 and is expected to expand at a compound annual growth rate (CAGR) of 6.4% from 2022 to 2030. The global electric toothbrush market is projected to grow from $3.05 billion in 2021 to $3.99 billion in 2028 at a CAGR of 3.9%. Companies like Brüush, Koninklijke Philips NV (AMS: PHIA) and Procter & Gamble Co. (NYSE: PG) are expected to play a vital role in the sector’s growth. For customers who may pick up a Brüush for personal use or as a gift this holiday season, the company says its brush features six cleaning modes and extra-soft bristles, a superior option to what the competition may offer. Brüush reports that its brand story is best told through smiles, and comedian and actor Kevin Hart knows how to make people smile. After trying the company’s toothbrush himself — and loving it — an authentic partnership was formed in 2020. As a strategic investor and partner, Kevin is on board with Brüush’s mission to elevate self-confidence through cleaner, whiter teeth — making people laugh along the way. Besides providing what the company reports as a top-of-line device, Brüush also offers a subscription plan, making them a go-to for many users. Every six months, Brüush ships three new brush heads for $18 with free shipping. Learn more about Brüush by downloading the latest research report here Featured photo by About Bruush Oral Care Inc. Bruush Oral Care Inc. is on a mission to inspire confidence through brighter smiles and better oral health. Founded in 2018, Brüush is an oral care company that is disrupting the space by reducing the barriers between consumers and access to premium oral care products. The Company is an e-commerce business with a product portfolio that currently consists of a sonic-powered electric toothbrush kit and brush head refills. Brüush has developed a product to make upgrading to an electric brush appealing with three core priorities in mind: (i) a high-quality electric toothbrush at a more affordable price than a comparable electric toothbrush from the competition; (ii) a sleek, countertop-friendly design; and (iii) a convenient brush head refill subscription program that eliminates the frustrating experience of purchasing replacement brush heads at the grocery/drug store. The Company is rooted in building a brand that creates relevant experiences and content, with the goal of becoming the go-to oral care brand for millennials and Generation Z.For more information on Bruush Oral Care Inc visit This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details TraDigital IR - Colette Eymontt Company Website

November 17, 2022 09:15 AM Eastern Standard Time

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The Health Insurance Store Joins AmeriLife’s Insurance Services LLC Partners


Insurance Services LLC, a national distributor of Medicare Advantage and Medicare Supplement solutions and an affiliate of AmeriLife Group, LLC (“AmeriLife”), announced today that it has partnered with The Health Insurance Store. Led by Owner and President Aaron Zolbrod, The Health Insurance Store is an independent insurance agency specializing in Medicare solutions as well as group, family and individual health insurance plans. Per the agreement, terms of the deal were not disclosed. "Today’s announcement marks an exciting milestone for The Health Insurance Store and our team of passionate, dedicated insurance specialists,” said Zolbrod. “We’re excited to continue our journey with Insurance Services LLC as part of AmeriLife, and look forward to the many possibilities that lie ahead for us and our clients." Founded in 2008 and headquartered outside of Pittsburgh in Connellsville, Penn., The Health Insurance Store has helped more than 10,000 active clients across western Pennsylvania not only better understand their health insurance needs but deliver them the best, most cost-effective coverage. The firm is a long-standing partner of Insurance Services LLC. Now, coupled with access to AmeriLife’s best-in-class technology, resources and distribution platform along with Insurance Service LLC’s continued support, The Health Insurance Store is poised to accelerate its growth across the region. "Aaron has been our partner for more than a decade. He runs a remarkable shop with an exceptionally dedicated client base,” said Larry Mikolajcik, CEO of Insurance Services LLC. “I’m excited to have them alongside us in our partnership with AmeriLife and look forward to supporting their growth for years to come.” “We’re thrilled to have The Health Insurance Store join AmeriLife’s family of companies,” added Mike Vietri, AmeriLife’s Chief Distribution Officer. “With energetic leadership at the helm and a strong team of tenured, performative agents, The Health Insurance Store is poised for continued success. We look forward to helping them along their journey.” ### About The Health Insurance Store The Health Insurance Store, headquartered in Connellsville, Penn., is an independent insurance agency specializing in Medicare solutions and individual, family and group health insurance plans. Founded in 2008 with offices in Pennsylvania and New Mexico, the agency is known as the “Home of the Medicare Specialists,” and has provided guidance and support to more than 10,000 clients to help them save money and better understand their health care. For more information on The Health Insurance Store, visit About Insurance Services LLC Founded in 1980, Insurance Services LLC is a family-owned and operated insurance marketing organization that primarily distributes Medicare Advantage and Medicare Supplement products. The firm, which is headquartered in Greensburg, Penn., has more than 300 licensed agents that deliver “satisfaction through service” to Medicare-eligible beneficiaries nationwide. For more information, visit About AmeriLife AmeriLife’s strength is its mission: to provide insurance and retirement solutions to help people live longer, healthier lives. In doing so, AmeriLife has become recognized as the leader in developing, marketing, and distributing life and health insurance, annuities and retirement planning solutions to enhance the lives of pre-retirees and retirees across the United States. For more than 50 years, AmeriLife has partnered with top insurance carriers to provide value and quality to customers served through a distribution network of over 300,000 insurance agents and advisors and more than 100 marketing organizations and insurance agency locations nationwide. For more information, visit, and follow AmeriLife on Facebook and LinkedIn. Contact Details Media Jeff Maldonado +1 321-297-1112 Partnership Inquiries Patrick Nichols +1 727-726-0726 Company Website

November 17, 2022 09:00 AM Eastern Standard Time

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