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CleverTap Gaming Unveiled at GDC 2023

CleverTap

CleverTap, the all-in-one customer engagement platform, today at Game Developers Conference 2023 unveiled CleverTap Gaming – soon to go live in the summer of 2023. Through full player management, the latest offering will help boost revenue from LiveOps, Lifecycle Marketing, and Remote Configuration by 3x with personalization across the entire player journey. The platform is powered by TesseractDB™, CleverTap's proprietary data engine, which is built for real time triggering & segmentation with high performance, low latency, and massive economies of scale. CleverTap Gaming brings holistic and sophisticated multi-channel campaigns inside and outside the in-game experience. With a simplified UI, it reduces the dependence on technical teams and increases operational efficiency. By leveraging CleverTap’s proprietary TesseractDB™, it offers rich granularity with unlimited data points and no restrictions on lookback period. Previously, the lack of these features could have been a limiting factor for game studios trying to maximize retention and lifetime value, but CleverTap Gaming unlocks these use cases enabling game studios to scale their personalization efforts to new heights. Also, given its versatility, CleverTap Gaming offers a vast array of benefits within various functions in typical game studios: LiveOps: With over 2000 unique player attributes (10x more than the industry average), LiveOps Managers can improve the relevance of their offers with much more granular insights into user behavior and preferences. Marketing: Consumers have vastly different preferences and a single journey does not fit each and every one of them. As such, conditional logic, advanced branching, and unified composition flow across all channels can help marketers plan campaigns with contingencies in mind. The advanced segmentation feature can also help marketers create better-targeted campaigns from the outset. Development: The ability to integrate with existing backend solutions lowers the barrier to transition for gaming studios with other solutions. Native Unity SDK means the platform can enhance developer productivity and shorten release cycles considerably. “Modern gaming is evolving. They are no longer static endpoints – and with features like LiveOps and Remote Configuration, developers are empowered to make changes in real-time without the constraints of approvals and a relaunch.” said Lawrence Hsieh, Principal Product Manager at MobilityWare. “CleverTap Gaming gives us an all-in-one cost-effective solution that ensures consistency and efficiency while not only developing but also promoting an update.” “With over 2.6 billion mobile game players globally, it is only a matter of time before the growth trajectory flattens out and retention becomes a bigger area of focus. We hope that CleverTap Gaming can accompany those studios looking to stay ahead of the curve by maximizing their pre-existing user base via personalized and relevant messaging,” said Sunil Thomas, Co-founder and Executive Chairman at CleverTap. “When we acquired Leanplum last year, we looked to strengthen our footprint within various verticals and geographies. CleverTap Gaming is another step in this direction, and we are confident that it will further accelerate our growth journey.” About CleverTap Gaming, powered by Leanplum CleverTap Gaming is powered by Leanplum and helps gaming studios achieve engagement and revenue goals by providing the tools and expertise to deliver more personalized player experiences at scale. Learn more about what CleverTap can do for your brand at clevertap.com. For a platform demo, visit clevertap.com/live-product-demo/ About CleverTap CleverTap is the all-in-one customer engagement platform that helps brands personalize and optimize all consumer touch points to improve user engagement, retention, and lifetime value. It's the only solution built to address the needs of retention and growth teams, with audience analytics, deep-segmentation, multi-channel engagement, product recommendations, and automation in one unified product. The platform is powered by TesseractDB™ – the world’s first purpose-built database for customer engagement, offering both speed and economies of scale. CleverTap is trusted by 2000 customers, including Electronic Arts, TiltingPoint, Gamebasics, Big Fish, MobilityWare, TED, English Premier League, TD Bank, Carousell, AirAsia, Papa Johns, and Tesco. Backed by leading investors such as Sequoia India, Tiger Global, Accel, and CDPQ the company is headquartered in Mountain View, California, with presence in San Francisco, New York, São Paulo, Bogota, London, Amsterdam, Sofia, Dubai, Mumbai, Singapore, and Jakarta. For more information, visit clevertap.com or follow on LinkedIn and Twitter. Forward-Looking Statements Some of the statements in this press release may represent CleverTap's belief in connection with future events and may be forward-looking statements, or statements of future expectations based on currently available information. CleverTap cautions that such statements are naturally subject to risks and uncertainties that could result in the actual outcome being absolutely different from the results anticipated by the statements mentioned in the press release. Factors such as the development of general economic conditions affecting our business, future market conditions, our ability to maintain cost advantages, uncertainty with respect to earnings, corporate actions, client concentration, reduced demand, liability or damages in our service contracts, unusual catastrophic loss events, war, political instability, changes in government policies or laws, legal restrictions impacting our business, impact of pandemic, epidemic, any natural calamity and other factors that are naturally beyond our control, changes in the capital markets and other circumstances may cause the actual events or results to be materially different, from those anticipated by such statements. CleverTap does not make any representation or warranty, express or implied, as to the accuracy, completeness or updated or revised status of such statements. Therefore, in no case whatsoever will CleverTap and its affiliate companies be liable to anyone for any decision made or action taken in conjunction. Contact Details Sony Shetty sony@clevertap.com Company Website https://clevertap.com/

March 23, 2023 04:45 AM Eastern Daylight Time

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Italy vs England Betting Offers, Odds & Predictions

Acroud Media

Qualification for Euro 2024 begins on Thursday night with a standout fixture between Italy and England in Naples. A repeat of the previous European Championship final, the two teams will collide in a group that also features Ukraine, North Macedonia and Malta. For Italy, they will be looking to put the disappointment of missing out on the World Cup behind them by qualifying for Euro 2024 and making a defence of their crown. This is a tournament that the Azzurri have performed well in over recent years, winning each of their last 14 European Championship qualifiers. This is the first fixture Gareth Southgate’s England have played since losing their World Cup quarter-final to France in December of last year and have failed to beat Italy in their last six attempts including the Euro 2020 final. The Three Lions have one win in their last 11 meetings with Italy. There are plenty of Italy vs England betting offers available ahead of this fixture from some of the best betting sites in the UK. Find the best of these betting offers below. Best Italy vs England Betting Sites William Hill bet365 Betfred 18+ Gambling Can Be Addictive. Please Play Responsibly. BeGambleAware GamStop Gambling Commission Best Italy vs England Betting Offers If you are interested in betting on Italy vs England on Thursday night, why not claim one of these special offers ahead of the match? The free bets attained from these offers can be used on the match as part of the welcome bonus. William Hill At William Hill, new customers can claim their bet 10 get 30 welcome offer in time for Italy vs England this week. William Hill are one of the best football betting sites in the UK and regularly have promotions and offers surrounding football from across the world. They are one of the most popular destinations for UK punters with good reason and are a must-have if you are interested in betting on football. bet365 bet365 are a giant in UK sports betting and they also have a bet 10 get 30 new customer offer that can be claimed before the big match. Boasting some of the most competitive odds throughout their portfolio of sports betting markets, bet365 customers are used to getting the best value on their football selections. Their 2 goals ahead promotion also promises to pay out as a winner if the team you back takes a two-goal lead in any football match. Betfred Last but not least we have Betfred, who make it a hat-trick of bet and get offers for new customers that sign up ahead of Italy vs England in Naples on Thursday. However, their welcome bonus is a bet 10 get 40 promotion. Betfred have a vibrant site packed with betting options, as well as an excellent betting app that is free to download on mobile. Betfred are also known for their various football betting offers, with one of the most popular being their acca insurance offer. How to bet on Italy vs England It couldn’t be easier to place a bet on Italy vs England with one of our selected football betting sites above. All three make it an extremely straightforward process to follow and allow you to create an account and have your desired bet placed within a matter of minutes. Follow each of these steps to place your bets on Italy vs England. Choose the Italy vs England betting offer/s that you are interested in claiming and click the link to be taken to the website sign-up page Enter personal details such as your name, date of birth and address Enter the promo codes/bonus codes that are stated in the T&Cs Make a first deposit Place your qualifying bet to then receive your welcome free bets You May Also Be Interested In: https://newsdirect.com/news/free-bets-uk https://newsdirect.com/news/best-horse-racing-betting-apps Match Odds Despite their turgid record when playing against Italy, England are the slight favourites to secure the win at the Diego Armando Maradona Stadium. Each of the bookmakers above have listed England as the favourites to win the match, with the odds being as follows at the time of writing. William Hill Italy - 9/5 England - 8/5 Draw - 21/10 bet365 Italy - 9/5 England - 8/5 Draw - 21/10 Betfred Italy - 15/8 England - 6/4 Draw - 9/4 Prediction England have a dire record when playing against Italy, managing just one win in the last 11 meetings between the two nations. Italy, meanwhile, have six wins and four draws from those fixtures and kept two clean sheets when the sides met in the Nations League last year. Each of the last five meetings have had under 2.5 goals in them, while three of the last five have ended as a draw. We are siding with that happening again in this match. Draw @ 9/4 with Betfred Under 2.5 Goals @ 4/6 with bet365 Italy vs England FAQs When is Italy vs England? Italy face England on Thursday, 23rd March 2023. Where is Italy vs England being played? Italy vs England will be played at the Diego Armando Maradona Stadium in Naples, Italy. What time does Italy vs England kick-off? Italy vs England will kick-off at 7:45pm GMT. What TV channel is showing Italy vs England? Channel 4 will be broadcasting Italy vs England in the UK on Thursday night. Contact Details Acroud Media info-media@acroudmedia.com

March 23, 2023 03:30 AM Eastern Daylight Time

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How Champagne Competes With The Stock Market

Vint

The story of Champagne includes Romans bringing vines to present day France, monks perfecting the carbonation process, and more recently, investment returns that outpace the most notable indices. In an ever more volatile stock market, alternative assets are becoming more popular. This includes fine wines such as Champagne. Impressive Returns Champagne has been the second best performing region over the past two years, gaining 56.0% (through February 2023) on the London International Vintners Exchange (Liv-ex) versus an S&P 500 return of around 4.4% through the same time frame. The names leading the way for this index include Dom Perignon, Bollinger, Krug and Cristal. To understand the factors behind Champagne’s rise, you have to look at its changing place within the secondary market. According to a Liv-ex report, Champagne only amounted to about 2% of secondary trading a decade ago. As of September of 2022, that share had climbed to 12.4%. This is demonstrated evidence that demand and liquidity continue to increase for bubbly. When taking these factors into account, Champagne has emerged as an increasingly compelling investment category. Scarcity is also a factor in younger vintages. The Champagne region of France has not had the most consistent of growing seasons, and not every year’s crop becomes a vintage. 2021 for instance had early frost, which damaged yields for many producers. While this was a major disappointment to wine lovers, it feeds into the supply and demand variables that drive wine prices on the secondary market. 2022 was also a banner year for the trade of Champagne on Liv-ex, with 2008 Cristal being the most traded wine by value. Hedging Risk Obviously it would be ill advised to think this asset will constantly outpace equities. The broader appeal of Champagne and other investment grade wines lies in its non-corollary nature. Wine markets largely operate independently from traditional equity and bond markets. That’s why diversification into this asset class could provide a strong hedge against volatility for portfolios. There is also a potential hedge for economic conditions outside of public market volatility. Champagne’s performance is led by high profile names such as Krug or Bollinger. Because of the high priced nature of these wines, there is a bit of a buffer against broad economic uncertainty. That’s not to say that wine markets won’t be hit by economic circumstances, but the pocketbooks of the consumer-base capable of paying for these levels of Champagne are a little more insulated. This means spending power for collecting and drinking these wines stands to be less impacted by an economic slowdown. If you reference the Liv-ex 1000 index performance through two periods of major economic disruption, 2008 and 2020, you’ll note that price movements for the 100 most sought after wines were either quicker to rally, or less impacted as a whole. Simplify this down to the Champagne 50 index alone, and performance has been even more steady. Through 2020 and the covid-19 pandemic, investment-grade Champagne prices were relatively unscathed relative to the stock market. As the prices of the most in-demand collectible fine wines have continued to appreciate over time, the relative value of top champagne bottlings has increased dramatically. Another important catalyst has been the successful positioning of champagne as more than just wine, but as a true luxury good - the fact that major players in fashion and luxury such as LVMH, also own some of the most prestigious champagne houses is no accident. Their marketing leverage is being used to great effect, as global demand, secondary market activity, and prices are following accordingly. Investing in Alternatives Like Wine Alternative investments under management are projected to reach $17.2 trillion by 2025, as investors seek diversified returns. Investment platform Vint views wine and spirits as a key piece of that mix, given the stability and historical performance of the market. Investing in the asset class through a professional can be more conducive to long term results, rather than simply storing a few wines in your basement. Vint’s platform allows investors to invest in shares of wine through securitized offerings, rather than having to go out and purchase an entire wine collection on your own. Vint makes decisions based on proprietary analysis and fundamental research, to attempt to bring the return potential of fine wine and rare spirits to investors. This article was originally published on Benzinga here. Founded in 2019, Vint set out to financialize fine wine and spirits and create a new asset class. Vint received SEC qualification in 2021, thereby creating the first fully-transparent, efficient platform for wine, spirits, and futures collection investing. Vint offers expert-curated, thematic collections of fine wine & spirits to institutional, accredited, and non-accredited investors. Since launching, Vint has securitized and offered over $6M worth of assets. Through Q3 2022, Vint has generated returns of 28.3% for asset exits on a net annualized basis since inception. Vint is backed by leading investors Montage Ventures, MS&AD Ventures, Goat Rodeo Capital, Fintech Ventures & Slow Ventures. To learn more about Vint, visit Vint.co. This is not investment advice. All investors should do their own research, due diligence, and make their own decisions when it comes to investing capital in markets. Please read Vint’s disclaimer Contact Details Brady Weller Brady@vint.co Company Website https://vint.co/

March 22, 2023 09:30 AM Eastern Daylight Time

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Detecting Early Signs of Heart Disease

YourUpdateTV

One in five people worldwide have inherited high lipoprotein(a) and most don’t know it. Because high Lp(a) isn’t screened for, often the first sign of this condition can be a heart attack or stroke. There are more than 60 million people in the United States at high risk for a heart attack or stroke because they were born with high lipoprotein(a). Recently, Katherine Wilemon, founder and CEO of the Family Heart Foundation, teamed up with preventive cardiologist Dr. Seth Baum, chief scientific officer of Flourish Research, on a nationwide satellite media tour to raise awareness and encourage people to get screened. A video accompanying this announcement is available at: https://youtu.be/NGQBZxqF-GI Lp(a) is a cholesterol-like substance that is unrelated to the food you eat or how you live. People inherit Lp(a) levels from their parents and high levels of Lp(a) significantly increase your likelihood of having a heart attack or stroke. High Lp(a) is a "triple threat" as it can clog your arteries like LDL cholesterol but it also promotes inflammation and increases the risk of your blood clotting. If you have heart disease or have had a stroke, or someone in your family has experienced cardiovascular disease, it is important to get screened for high Lp(a). In addition, if your LDL cholesterol is very high — over 190 mg/dL —you should also have your Lp(a) tested. Research from the Family Heart Foundation revealed that fewer than 1% of Americans had ever had their lipoprotein(a) tested – and it’s a simple blood test. “The truth is with 20% of the population affected, and heart disease continuing to be the single biggest threat to one’s ability to live a long healthy life, everyone should be screened,” said Dr. Baum. The Family Heart Foundation declared March 24 Lp(a) Awareness Day to raise awareness worldwide. In its second year, this day draws attention to high Lp(a) as an under-recognized cause of premature heart disease and stroke. “March 24 is a perfect time for everyone to think about their family history, be screened for high Lp(a) and maybe change the future for millions of Americans,” said Wilemon. For more information, visit FamilyHeart.org. The Family Heart Foundation’s Care Navigation team can answer questions and connect you to a healthcare provider near you. About Katherine Wilemon On the month she turned 39 years old, Katherine Wilemon’s world was rocked by a heart attack caused by a complete artery blockage. It was the importance of family that drove Katherine to investigate the deeper physiological issues that contributed to her cardiac event. She learned that she had familial hypercholesterolemia (FH), and, years later, that she also had elevated levels of lipoprotein(a). The more Katherine advocated for herself, the more she encountered an inadequate understanding of genetic conditions such as FH. Always an entrepreneur, she founded the Family Heart Foundation in 2011 to increase early diagnosis and treatment. Over the years the Foundation has helped create a national research registry for FH, established diagnostic codes and consensus statements for care, and provided a community for those living with inherited cholesterol disorders. Now, the organization has expanded to drive awareness and scientific understanding of Lp(a) so that others with high levels can better protect themselves and their families. About Seth Baum, MD, FACC, FACPM, FAHA, FNLA, FASPC Dr. Seth J. Baum is Chief Scientific Officer at Flourish Research, and clinical affiliate professor of Cardiology at FAU Medical School. He actively consults in Clinical Lipidology and Cardiovascular Disease Prevention and continues to offer lipoprotein apheresis for patients in southeast and central Florida. Dr. Baum has practiced Preventive Cardiology and Clinical Lipidology since 2000. He is a fellow of the American College of Cardiology, the American Heart Association, the American College of Preventive Medicine, the National Lipid Association, and the American Society for Preventive Cardiology. Dr. Baum is a past President of the American Society for Preventive Cardiology (ASPC). He currently serves on both the ASPC and Family Heart Foundation Advisory Boards. He has published over 100 peer reviewed papers and abstracts as well as two books. In 2013, he was awarded Cleveland Heart Lab’s “Heart Award” for lifelong dedication to Preventive Medicine. In 2019, Dr. Baum received Mended Hearts’ biennial Dwight Emary Harken Award. Dr. Baum is the Founder of Excel Medical Clinical Trials, LLC, a consortium of clinicians dedicated to the safe and professional conduct of high-level scientific trials. He has served as Principal Investigator in over 100 clinical trials covering a broad range of disease states. Dr. Baum is the Chief Scientific Officer of Flourish Research, a leading national clinical research company. Dr. Baum is a graduate of Columbia College and Columbia College of Physicians and Surgeons, and completed training in Internal Medicine, Cardiology, Interventional Cardiology, and Electrophysiology. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

March 22, 2023 09:19 AM Eastern Daylight Time

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What Is Autologous Cell-Based Therapy, The Treatment Revolutionizing Regenerative Medicine That Could Be Set To Explode Over The Next Few Years?

BioRestorative Therapies, Inc.

By Julian Richard, Benzinga Successful Autologous Cell-Based Therapies The global CAR-T cell therapy market is growing continuously due to novel clinical and commercial developments in this therapy. As a result, the Global CAR-T cell therapy market is expected to be worth USD 4.36 billion by 2028 from 2.31 billion in 2023, growing with a healthy CAGR of 13.5% during the forecast period. Companies like Pfizer (NYSE: PFE) Johnson & Johnson (NYSE: JNJ, Bristol-Meyers Squibb (NYSE: BMY) as well as Gilead Sciences (NASDAQ: GILD) all are focusing on this innovative CAR-T cell therapy. Autologous cell based therapies are personalized therapies using your own cells to target a disease or disorder. Personalized therapies targeting cancer such CAR-T cell therapies have generated impressive clinical results with complete remission rates in B-acute lymphoblastic leukemia in over >80% of patients. One of the reasons this therapy has been successful is because it is autologous. In 2017, the U.S. FDA approved the first two CAR-T cell therapies: Novartis’ Kymriah ® for treatment of acute lymphoblastic leukemia (ALL) and Gilead subsidiary Kite Pharma’s Yescarta ® for certain types of large B-cell lymphomas, a type of non-Hodgkin lymphoma. These autologous therapies are patient-specific where the therapeutic CAR-T cells are created from a patient’s own cells. The Value of Autologous Stem-Cell Therapies Autologous stem-cell therapy is a novel medical technology that is revolutionizing the way the medical community approaches the treatment of metabolic, autoimmune and degenerative diseases. Additionally, this technique has been used successfully to develop skin grafts for wound care, treat burns and bedsores and speed up recovery after surgery. The method involves extracting stem cells from a patient’s body and culturing them in laboratory conditions before reintroducing them into the patient. Stem cells are a unique type of cell that can develop into any other cell in the body. These “supercharged” cells can be used for tissue regeneration and repair, making stem cells a potent tool in modern personalized medicine. Stratified medicine simply cannot compete with this customization, precision, and safety profile. The main benefit of using autologous cells is that these cells come from your own body and therefore do not trigger any immunological rejection reactions. They also minimize the risk of infection from non-patient sources. This allows autologous cell therapy to be used safely over a longer term, ensuring that the patient can access consistent and reliable treatment without risk of rejection or complications due to incompatibility. In 2021, the autologous cell therapy market was valued at $4.3 billion and was projected to skyrocket to $29.1 billion by 2031—marking a compounded annual growth rate (CAGR) of 21% from 2022-2031. Although the market is still nascent, it is expected to eventually create a new healthcare sector with revenue similar to that of the pharmaceutical, biotechnological, and medical devices industries. An Autologous Stem Cell-Based Approach to treat Disc Pain BioRestorative Therapies Inc (NASDAQ: BRTX) focuses on innovative “home-grown” autologous stem-cell therapies to address unmet needs in patients with common yet serious diseases. It was founded by medical doctors, scientists and world-renowned stem-cell researchers committed to developing novel stem-cell therapies. The lead candidate in BioRestorative’s musculoskeletal stem-cell platform is BRTX-100, administered as a minimally-invasive single intradiscal injection. BRTX-100 is currently being evaluated in an FDA gold standard phase 2 double-blind, controlled, randomized study in those with chronic lumbar disc disease (cLDD). Chronic lumbar disc disease affects over 500 million individuals globally and is currently only treatable with opioids and surgery. Despite being the most commonly prescribed drug for cLLD, no clinical data supports the use of opioids in cLLD, which only serves to increase the opioid crisis in the USA. Surgery for cLLD carries many disadvantages and limitations. The cost of surgery can be high. While surgical intervention may reduce pain in some cases, it often fails to restore previous levels of function or mobility. Revision or reoperation rates for surgical intervention in the spine can be upwards of 20-30% of the cases performed. Furthermore, a more extended recovery period is associated with an increased risk of mechanical instability of the spine and potentially increased failure rates compared to non-surgical treatments. It would appear a bright future awaits BioRestorative Therapies and the autologous cell therapy market in general as patients increasingly look at personalized alternatives to surgery and conventional medicine. BRTX-100 is an innovative and minimally-invasive technology set to revolutionize lower back pain treatment. Visit https://www.biorestorative.com for more information on the company and its product candidates. This article was originally published on Benzinga here. BioRestorative Therapies was founded by scientists and researchers committed to developing stem cell therapies to address unmet needs in patients with highly prevalent conditions.Our advances in stem cell biology and delivery protocols harbor great promise in conditioning our bodies’ own regenerative potential to treat major diseases more effectively than current interventions.Today, BioRestorative is actively developing programs that aim to dramatically increase quality of care for both (i) chronic back pain caused by disc degeneration, as well as (ii) metabolic disorders including obesity and diabetes. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Investor Relations ir@biorestorative.com Company Website https://www.biorestorative.com/

March 22, 2023 09:15 AM Eastern Daylight Time

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Siti Scommesse Non AMMS - Migilori Bookmakers Senza AAMS Licenza

AM Europe

Il mercato del betting online sta vivendo un’ascesa incredibile. Ad oggi sono sempre di più gli appassionati di sport che decidono di far fruttare economicamente le loro conoscenze sportive piazzando scommesse sui risultati delle partite o delle competizioni in generale. Dal calcio fino al basket, passando per l’hockey e il tiro a segno, ogni sport è disponibile nei vari siti per le scommesse. Anche i tipi di puntata sono sempre di più, incluse le scommesse live, quelle puntate che possono essere effettuate dopo l'inizio dell’evento. Di conseguenza aumentano anche gli operatori che entrano nel mercato del betting online, inclusi i siti non AAMS ( ad oggi ADM). Elenco dei Bookmaker senza AAMS: BiamoBet ZodiacBet Dolly Scommesse Pribet BC.Game Se sei abbastanza attivo nell’effettuare scommesse sportive, ti sarai probabilmente chiesto cosa sono i siti scommesse non AAMS e soprattutto se sono sicuri. Iniziamo quindi dalle basi: I siti non AAMS sono bookmaker che non hanno una licenza rilasciata dall’Agenzia delle Dogane e dei Monopoli. Se sono siti legali hanno però autorizzazioni concesse da altri organismi competenti, di calibro internazionale. La prima differenza che va definita è quella tra casinò stranieri e casinò illegali, dato che non si tratta di categorie necessariamente coincidenti. Per assurdo, anche un sito italiano potrebbe essere illegale, se non ha ricevuto l'autorizzazione da nessuna autorità competente. I siti non AAMS legali hanno semplicemente una licenza rilasciata da un organismo diverso da quello italiano. I siti illegali operano invece nella totale illegalità: non hanno licenze né autorizzazioni e spesso si tratta di siti che scompaiono dal webnel giro di poche settimane. Quali sono le autorità competenti a rilasciare le licenze per i siti non AAMS sicuri? Ce ne sono diverse e, a seconda del grado di severità che applicano nel valutare le richieste da parte degli allibratori, si sono guadagnate la relativa fama di controllori più o meno autorevoli. Ecco le principali autorità per i siti scommesse non AAMS: Malta Gaming Authority: l'autorità di Malta è una delle prime ad essere apparsa nel gambling online visto che è stata fondata nel 2011 e, ad oggi, rimane tra le più autorevoli del settore. La sua competenza copre sia il betting sportivo che i casinò, oltre alle autorizzazioni rilasciate anche ai provider che forniscono giochi. L'obiettivo della MGA è quello di rendere gli ambienti virtuali per le scommesse sani e puliti; United Kingdom Gambling Commission (UKGC): l’autorità del Regno Unito per il gambling è forse l’organismo più autorevole al mondo, grazie all’estrema difficoltà con cui le licenze di gioco a distanza vengono rilasciate. Fondata nel 2014, la UKGC ha fin dall’inizio adottato una politica molto restrittiva sul rilascio di licenze. Tra l’altro, le verifiche che vengono effettuate si protraggono anche durante l’attività del sito, per assicurare che i parametri iniziali siano sempre rispettati e mantenuti; Curacao Antillephone: l’autorità di Curacao è un altro nome che ti capiterà spesso di incontrare nel betting online. Anche in questo si tratta di un operatore molto conosciuto per l’affidabilità delle sue decisioni, sempre basate su sicurezza. affidabilità e solvibilità. Va specificato che quest’agenzia non rappresenta il governo di Curacao ma un ente a cui il governo del Paese ha delegato la relativa funzione. Gibraltar Regulatory Authority (GRA): se ti capita di imbatterti nel sito autorizzato dall’autorità di Gibilterra, anche in questo caso puoi procedere senza incertezza. Nonostante si tratti di una delle agenzie più esigenti per il rilascio delle licenze di gioco, le richieste da parte degli operatori sono sempre tantissime, grazie al grado di autorevolezza che implica la licenza GRA. Alderney Gambling Commission: la AGC è una delle autorità di cui dovresti addirittura cercare il logo quando entri in un sito di betting. Il fatto che sia stata inclusa t ra le autorità raccomandate dalla UKGC la dice lunga sul livello di affidabilità di quest’agenzia, situata nell’isola del canale inglese. Anche la AGC è stata fondata diversi anni fa, nel 2000 anche se il numero di allibratori con questa licenza non è ancora altissimo. Quelle viste finora sono le principali autorità che autorizzano i siti non AAMS sicuri. Ce ne altre, ad esempio la Gambling Supervision Commission of the Isle of Man o la Gambling Commission of Cyprus. Possono esserci delle lievi differenze tra l’una o l’altra: in caso di dubbi, effettua sempre le tue ricerche o dai un ’occhiata alla lista che abbiamo indicato sopra. In pochi minuti puoi assicurarti un’esperienza di gioco serena e soddisfacente! I Migliori Siti Sscommesse non AAMS Il fatto di operare con licenza è il requisito minimo indispensabile per selezionare dei bookmaker affidabili e sui puoi puntare alle vincite. Ma volendo andare oltre, quali sono i migliori siti non AAMS su cui giocare? Oltre a una lista dei migliori operatori che abbiamo già predisposto, è importante capire c ome selezioniamo i vari bookmaker. L’apparenza non ci interessa, perché andiamo dritti alla sostanza, quindi ci concentriamo su: Sicurezza Legalità Quote e payout Mercati disponibili Bonus Assistenza clienti Modalità di pagamento Ecco alcuni esempi concreti di siti non AAMS sicuri che meritano il nostro tempo e le nostre puntate. Greatwin GreatWin è un operatore che offre un'esperienza di gioco a 360°, dato che include sia le scommesse sportive che il casinò. Fondato nel 2020 e autorizzato dall’Autorità di Curacao, questo bookmaker non ha fatto fatica a farsi strada nell’arena competitiva degli allibratori grazie a un palinsesto di tutto rispetto e anche i bonus. La grafica del sito è moderna e pulita e anche l'organizzazione dei contenuti è focalizzata sull'esperienza utente, evitando quindi di creare confusione e affaticare il gameplay. Tra le Top Leagues disponibili sul sito troviamo: Premier League LaLiga Serie A Bundesliga Ligue 1 TT Elite Series NBA Formula 1 2023 Appena entrati nella pagina, a destra troviamo gli eventi sportivi più popolari, incluse le relative quote. A sinistra invece sono riportati tutti gli sport su cui puntare e sono veramente tanti, oltre 40. A fianco ad ogni sport viene anche riportato il numero attuale di eventi per il betting. Un'altra funzione interessante è quella del formato della puntata, che puoi modificare in decimale, frazione e sistema americano. Se ami la modalità live del gioco, anche in questo caso non rimarrai deluso: cliccando sulla sezione Live Betting potrai accedere al palinsesto delle scommesse in streaming e selezionare uno dei tantissimi eventi. Va anche notato che GreatWin è uno dei pochi bookmaker a proporre l’ippica: la sezione Horse Racing ti porta infatti nel mercato delle scommesse sui cavalli, una delle più ricche del panorama virtuale. Fezbet Fexbet è uno dei casinò più recenti apparsi nel settore del betting. Lanciato nel 2020 da Araxio Developmwnt N.V, il sito è autorizzato dall’autorità di Curacao con licenza n. 151791. Anche in questo caso l’ offerta di gioco affianca casinò, sport e sport live. Appena aperta la schermata troviamo, sulla sinistra, una lunga lista di sport e una ancora più ricca offerta di eventi su cui piazzare le puntate. Solo a titolo esemplificativo troviamo: Il calcio (al momento della scrittura offre +900 eventi) Il tennis, con più di 173 eventi Il basket con oltre 337 eventi Il baseball, con oltre 188 competizioni Il motorsport, con più di 190 gare. Non mancano ovviamente tutti gli sport più di nicchia, come il badminton, il curling e lo ski jumping. I vari tipi di puntata per ogni sport sono diversi. Prendendo ad esempio il calcio, oltre a tutta la serie degli Under troviamo i l primo gol, la doppia chance, l’handicap, l’handicap 1x2, l’ultimo goal, il margine vincente, i gol esatti, e così via. Tra le altre caratteristiche più interessanti di Fezbet troviamo i pagamenti. Oltre ad essere presenti i sistemi più popolati e sicuri come carte di credito, debito e eWallet, i player possono anche decidere di effettuare le loro puntate in criptovaluta. Bitcoin, Ethereum Ripple e Litecoin sono tra le crypto disponibili sul sito. Stelario Stelario Casino è stato lanciato nel 2020 e ad oggi è già in cima alle preferenze dei giocatori di vari Paesi, grazie alla qualità dei suoi giochi e all’offerta di bonus particolarmente stuzzicanti. Stelario è di proprietà di Stelario Casino, un operatore autorizzato con licenza di Curacao. Dando un’occhiata più nel dettaglio ai giochi, troviamo più di 4.000 titoli tra cui scegliere, di cui la maggior parte sono slot, visto che rappresentano la scelta più amata dei player. Tra i provider del casinò troviamo i nomi più rinomati del settore, tra cui: Play’n GO Playtech Yggdrasil Endorphina Blueprint Gaming Amatic Thunderkick Playson Molto buona anche la selezione degli altri giochi, che comprendono le sezioni: Popolari torni minigiochi Bonus Games Giochi con jackpot Giochi da tavolo Hot Il player può anche creare una lista personale di giochi con la sezione preferiti, mentre per accedere al casinò live è sufficiente cliccare sulla relativa scritta. Winlegends WinLegends è un coloratissimo sito di casinò online lanciata addirittura nel 2023 e autorizzato da Curacao. Giovane e ambizioso, questo operatore offre un parco gioco veramente ampio, in grado di soddisfare tutti i player, sia per stile che per variabilità di puntata. Appena entrati nella pagina principale notiamo una caratteristica molto innovativa: puoi scegliere uno dei tre personaggi, Lara, Indy e Ber che saranno i tuoi avatar durante il gameplay. Ogni personaggio ha anche associato uno specifico bonus, che puoi sbloccare una volta terminata la registrazione. Tutto il casinò ha uno stile molto originale e divertente, con una grafica un po’ stile cartone. In basso basso troviamo le varie sezioni del sito, tra cui: Games Casinò live Promozioni Obiettivi raggiunti Shop Races Sezione Vip Per quanto riguarda il parco giochi, non hai che l’imbarazzo della scelta per iniziare la tua avventura. Le slot sono le più numerose e sono tutte creazioni dei provider più rinomati del settore tra cui: PragmaticPlay Play’n Go Evolution Push gaming Nolimit city Relax Quickspin Pragmatic Live Yggdrasil NetEnt Hacksaw ISoftBet BTG Thunderkick EvoPlay RedTiger BGaming BetGames RubyPlay Playpearls One Touch Un altro dettaglio che apprezziamo molto è la possibilità di poter cercare la slot che preferisci in base ai filtri di ricerca che sono: Elevata volatilità Moltiplicatore di vincita Tumbling reel Paga in entrambe le direzioni Simboli impilati Scegli bonus Megaway Acquista funzionalità Come avviene per la maggior parte dei siti non AAMS, la scelta e la qualità non mancano! OhMySpins OhMySpins è un sito di casinò online e bookmaker lanciato nel 2021 dalla società Rabidi N.V, già da tempo presente sul mercato del gambling con altri brand di successo. Il casinò è autorizzato dall’autorità di Curacao e ad oggi risulta tra i siti non AAMS sicuri. La scelta offerta dall’allibratore è ampia sia dal punto di vista delle scommesse sportive che dei giochi di casinò. Il palinsesto sportivo è suddiviso in 4 sezioni: Scommesse sportive Scommesse live Ippica Sport virtuali Per quanto riguarda le puntate classiche, le discipline sportive sono veramente tante e includono: Calcio tennis tennis da tavolo Basket Hockey sul ghiaccio Pallavolo Box Beach Volley Bathlon Curling Golf Waterpolo Squash Gaelic Football Le quote sono tra le più elevate rispetto agli altri competitor mentre per il formato delle quote, puoi scegliere tra quello decimale, in frazioni e americano. Per quanto riguarda invece le puntate live, troviamo: Calcio tennis Basket Tennis da tavolo Pallavolo Baseball Nella sezione del casinò trovi oltre 4.000 giochi, di cui principalmente slot machine. Se ami le emozioni del casinò dal vivo, accomodati nel casinò live, dove puoi sempre trovare un tavolo disponibile! Come selezionare i migliori siti scommesse non AAMS I siti scommesse non AAMS sono tanti, tantissimi anzi, quindi è normale volerne provare il più possibile, visto le maggiori opportunità che offrono rispetto ai siti non ADM. Come fare però per selezionare solo gli operatori seri e affidabili, ma che abbiano anche un’offerta sia di giochi che di bonus di qualità elevata? Ecco una breve guida, semplice ma completa, sulle caratteristiche a cui dovresti sempre guardare prima di registrarti sui siti non AAMS: La licenza: l o abbiamo già visto prima ma vale la pena ricordarlo e soprattutto precisare che l a presenza di una licenza di gioco può essere verificata direttamente sulla pagina principale del bookmaker, dove di regola viene riportato il logo dell'autorità e il numero di licenza. Nel dubbio, effettuiamo una rapida ricerca per capire se quel sito è effettivamente autorizzato; La reputazione: su Internet le notizie corrono veloci, velocissime anzi. Se ci imbattiamo in uno dei siti scommesse non AAMS, diamo un’occhiata a quello che le recensioni dei professionisti ci dicono. Ormai sul web se ne trovano tantissime, e la maggior parte sono spiegate in maniera chiara, per illustrare al giocatore punti di forza e debolezze di ogni sito. Anche le stesse recensioni dei player possono avere una loro utilità, con una precisazione però: spesso il giocatore che perde tende a dare la responsabilità al casinò mentre il gioco è, da sempre, è dettato dalla fortuna; L’offerta del palinsesto: gli italiani amano il calcio, si questo non ci sono dubbi, ma anche tanti altri sport. Prima di registrarci su un bookmaker, diamo u n'occhiata al palinsesto sportivo, quindi non solo il numero di sport presenti ma anche la lista degli eventi su cui puoi puntare. Un allibratore con una scelta limitata di eventi sportivi non è sicuramente un grande professionista del settore e l'esperienza di gioco potrebbe risentirne; Il parco giochi: discorso simile è quello per i giochi da casinò, con una piccola differenza: per le case da gioco virtuali l'acquisto dei giochi comporta un costo. Più titoli trovi e maggiore è stato l'investimento del casinò. Di conseguenza, ci troviamo di fronte a una società non solo che opera da professionista ma che ha anche un patrimonio di base ampio, che consente un investimento di elevato valore per migliorare l'esperienza del player; Bonus e promozioni: un altro aspetto che interessa sempre molto i player è quello dei bonus. Quali e quanti bonus offrono i siti non AAMS sicuri? In linea generale, i siti stranieri hanno una scelta di offerte più ampia e conveniente rispetto a quella dei siti AAMS, per un motivo semplice: hanno una maggiore flessibilità e, trattandosi di siti internazionali, fanno leva su una maggiore capacità economica; Metodi di pagamento disponibili: quali e quanti metodi per effettuare i pagamenti sono disponibili? Che tipo di sicurezza offrono? Anche questo è uno dei primi aspetti che vanno valutati quando decidi di giocare in un casinò non AAMS. Se dai una veloce occhiata ai migliori siti scommesse non AAMS, noterai che è presente un’ampia lista di metodi di pagamento e deposito, oltre alla possibilità di utilizzare le crypto, una modalità di inviare e ricevere valore che si sta diffondendo sempre di più. Altro aspetto importante è, nel 99% dei casi, l ’assenza di commissioni per i depositi e prelievi: quello che vinci è esattamente quello che ricevi sul tuo conto di gioco. Termini di pagamento: per effettuare un deposito o un prelievo a volte è necessario attendere qualche ora o qualche giorno. Per non rimanere in ansia, è meglio verificare prima quali sono i termini necessari: ogni operazione economica richiede degli accurati controlli da parte del casinò, per accertare che la persona che preleva i fondi sia effettivamente il soggetto autorizzato a farlo. Pro e contro dei siti scommesse non AAMS Perché un giocatore dovrebbe decidere di giocare sui siti stranieri? Sui siti non AAMS cosa si rischia e quali sono invece i pro che vanno presi in considerazione prima di iscriversi a un sito straniero? Diamo un’occhiata alla nostra panoramica completa che ti consente di decidere in tutta autonomia se procedere o meno verso questa tipologia di bookmaker. Pro Hanno limiti minimi e massimi più flessibili per i depositi, prelievi e puntate. Sui siti non AAMS è più facile trovare puntate da 0,01 ma anche limiti molto elevati, adatti agli high roller; Puoi scegliere diverse valute per le transazioni finanziarie: trattandosi di operatori internazionali, puoi scegliere spesso la valuta in cui effettuare le scommesse. Questo può essere utile se hai un wallet con altre valute oltre agli euro; Puoi utilizzare la tua crypto per giocare: ormai sono in tantissimi gli utenti che hanno un wallet crypto che non sempre vogliono utilizzare per gli investimenti. Visto l'utilizzo ancora limitato di questa valuta, un modo di utilizzo può essere proprio quello dei casinò non AAMS; Selezioni di giochi e scommesse più ampia: i migliori siti scommesse non AAMS offrono una selezione più ampia sia di giochi che di sport su cui effettuare le puntate. Il fatto di appartenere spesso a grandi società internazionali e di rivolgersi a un pubblico molto ampio, che copre più Paesi, porta alla necessità di soddisfare preferenze diverse; Bonus più generosi: che tu sia un appassionato di sport betting o di giochi da casinò, i siti non AAMS offrono di regola bonus a condizioni migliori. Le condizioni migliori non riguardano solo il contenuto del bonus, quindi la somma accreditata, i free spin regalati o il cashback sbloccato, ma anche i requisiti minimi di puntata. Contro Non sono regolati dall’AAMS: la conseguenza è che il sito potrebbe essere oscurato dall’ADM una volta rilevata la visibilità al pubblico italiano. La frequenza con cui questo accade è praticamente nulla ma è bene tenere presente questa possibilità, anche se remota; Potrebbe essere p iù difficile individuare i casinò illegali: a volte non è semplice capire se un logo è originale o un fake. Per pigrizia, spesso i player evitano di effettuare ricerche e si affidano al primo portale che sembra essere legittimo. Questo in realtà è un discorso che non riguarda solo i siti non AAMS cosa si rischia ma tutto il mondo del gambling, Alcuni metodi di pagamento potrebbero non essere disponibili: facciamo riferimento a quei metodi tipicamente italiani che raramente vengono inclusi nei siti internazionali, vista la limitata utilità che hanno. I giochi dello sport betting sui siti non AAMS Sui siti scommesse non AAMS trovi una scelta ampia dei palinsesti sportivi. A differenza dei siti ADM, ampio spazio viene dato anche alle competizioni sportive internazionali sia degli sport più popolari come il calcio, il basket, il golf, il cricket, l’ippica fino alle discipline sportive più di nicchia. In sintesi, quando giochi nei migliori siti scommesse non AAMS puoi accedere a: Scommesse online sui tuoi sport preferiti Scommesse live Betting tramite mobile eSport e sport virtuali Si tratta in sintesi di una prospettiva sui mercati sportivi molti più ampia di quello che puoi aspettarti da un normale casinò AAMS. Domande frequenti - FAQ È legale scommettere sui siti non AAMS? Sì, scommettere sui siti stranieri non è vietato in Italia, così come nel resto del mondo. Se incappi in un casinò illegale, allo stesso modo non subirai conseguenze. Sarà il casinò stesso che dovrà rispondere alle autorità competenti. È sicuro scommettere nei siti scommesse non AAMS? In linea generale sì, ma occorre sempre fare attenzione al casinò in cui decidi di giocare. Per evitare brutte sorprese, puoi dare un’occhiata alla lista dei criteri che abbiamo pubblicato per individuare i migliori siti scommesse non AAMA. Posso effettuare depositi e prelievi nella mia valuta locale nei siti non AAMS? Sì, assolutamente. Uno dei vantaggi di questi casinò è la possibilità di scegliere tra diverse valute, che comprendono non solo le valute fiat più diffuse ma anche le criptovalute. I siti non AAMS sono tradotti in italiano? Sì, la maggior parte dei siti non AAMS sono localizzati in lingua italiana e offrono un’assistenza che risponde anche in italiano. Contact Details Europe Florentino Lorenzo Florentino@gguk.media

March 21, 2023 11:00 PM Eastern Daylight Time

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Global Wellness Company Fine Hygienic Holding Launches eon Longevity, an All-Natural Herbal Longevity Supplement

Fine Hygienic Holding

Fine Hygienic Holding (FHH), one of the world’s leading wellness groups, today announced the launch of eon ™, a powdered, herbal beverage supplement that supports overall health and longevity. Comprising an all-natural, proprietary herbal blend, eon Longevity +Plus (eon’s signature product) underwent one of the largest clinical studies in the supplement space. The results verified that eon supports the health of the cardiovascular, respiratory, and gastrointestinal systems; regulates normal metabolic balance; and helps reduce inflammation — all of which result in a healthier and stronger body. One of the most impactful findings is eon’s ability to reduce inflammation, which is a breakthrough since inflammation is at the core of most, if not all, diseases in the human body. “With these outstanding clinical results, it can be argued that eon could be the healthiest beverage a person can consume and should be part of everyone’s personal wellness program to improve quality of life and even life expectancy,” said Medical Wellness Association (MWA) President Dr. Christopher Breuleux, who underwrote the clinical study. “We are a company devoted to improving people’s health and lives by providing reliable, tested, high-quality products,” said eon Founder and FHH President of Wellness Elia G. Nuqul. “We are extremely happy to finally make this amazing product available after more than 3.5 years of hard work. The biggest reward in all this is knowing we have something that can really improve people’s health and lives, and unlock their longevity at an affordable price.” eon is the first FHH product to be fully procured, manufactured, packaged and launched in the U.S. The beverage supplement has also been professionally certified by the MWA. FHH CEO James Michael Lafferty said, “eon reduces total body inflammation, resulting in significant health benefits. You will not find a modern drug using these powerful ingredients to battle inflammation, which is often linked to conditions such as cancer, heart disease, diabetes, asthma, and Alzheimer's disease.” Inspired by Tea from the Mediterranean The inspiration behind eon’s innovation came from a viral video viewed by Lafferty and Nuqul. It featured a centenarian man youthfully navigating his village, climbing trees, and attributing his long and healthy life to his herbal tea. Captivated by this video, Nuqul embarked on an international sojourn to locate the elder gentleman and learn directly about the drink that kept him so spry. After studying, modifying, and enhancing the tea with the MWA, eon is the result. “eon is a beautiful marriage of nature and science. The ingredients of this beverage supplement have been tested independently and proven to have significant health benefits, most notably in the battle of inflammation and the systemic problems it causes,” added Lafferty. “Here was this centenarian living a healthy and full life attributed to drinking this drink, so we asked ourselves: What if the root to longevity is in the Mediterranean — and what if this benefit was available to everyone for the same price as a cup of coffee?” Clinical Study Results The clinical study, underwritten by the Medical Wellness Association, was one of the largest ever in the wellness supplement industry. Each participant consumed the beverage daily, all under medical supervision. The clinical trials scientifically proved, with statistical significance, that the consumption of eon Longevity +Plus yielded a range of health benefits, including: Reduces and controls inflammation and pain, a breakthrough since inflammation is at the core of most, if not all, diseases in the human body Supports cardiovascular and respiratory health Powerful source of antioxidants Regulates normal metabolic syndrome and improves gastrointestinal (gut) health Improves kidney and liver function (*amongst a subset of the clinical study) Reduces pre-diabetes risk factors Reduces stress Improves mood, vitality and sleep eon Now Available In addition to the clinically proven eon Longevity +Plus (which includes the highly bioavailable curcumin), customers also have access to eon Longevity, which is the all-natural herbal proprietary blend inspired by the centenarian man (without the curcumin). For best results, consume either blend at least once daily mixed with warm or cold water on an empty stomach. It may also be added to other beverages such as coffee or tea. The beverage supplement is only available as individual stick packs online at www.eon-longevity.com. About eonThe eon Longevity Blends™ are all-natural, herbal beverage supplements inspired by a generations-old formula and created by nature. Through one of the largest clinical studies conducted in the supplement space, eon Longevity +Plus (eon’s signature product) has been scientifically proven to provide significant health benefits when consumed at least once a day, especially through the reduction of inflammation. eon is part of Fine Hygienic Holding, one of the world’s leading wellness groups. More at www.eon-longevity.com. About Fine Hygienic HoldingFine Hygienic Holding (FHH), one of the world’s leading wellness groups and MENA’s leading manufacturer of hygienic products, serves consumers in more than 80 countries around the world. Originally established as a paper manufacturer, FHH has transformed into a wellness company dedicated to enhancing global health and wellbeing. Committed to becoming “the shining star of the Arab FMCG business world,” the Group focuses on wellness, sustainability, pioneering CSR programs, and state-of-the-art production processes. Fine Hygienic Holding offers a diverse array of award-winning products, including sterilized facial tissues, napkins, kitchen towels, toilet paper, baby diapers, adult briefs, jumbo rolls. It also offers away-from-home products to accommodate all types of private and public institutions in addition to its advanced range of personal protective equipment and long-lasting germ protection solutions. FHH also brings Nai natural iced teas and innovative nutritional supplements, such as eon and Motiva, to the market. Contact Details Rana Kawalit | │ Corporate Communication & PR Director +971 54 531 5575 Rkawalit@finehh.com Company Website https://www.finehh.com/

March 21, 2023 05:20 PM Eastern Daylight Time

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Traveling on a Budget in 2023

YourUpdateTV

While prices for flights, hotels and rental cars are all up across the board, demand for travel isn’t slowing. A recent survey from pay over time provider, Affirm, revealed that despite record-high costs, the average person plans to take three trips this year and spend over $3,000 on travel. Furthermore, 3 in 4 of Millennial and Gen-Z respondents plan to take up to 6 trips this year, with over half planning to spend up to $5,000 on travel. Traveling on a budget can help ensure that people are spending responsibly while also providing ways to make their money go further. Affirm SVP and Financial Health Expert, Katrina Holt, participated in a nationwide satellite media tour, offering her top tips for financially-conscious travelers in 2023: Don’t forget to set a budget. The recent Affirm survey found that nearly 1 in 5 plan to travel this year without setting a budget beforehand, which can easily lead to overspending. When creating a budget, be sure to consider expenses across accommodation, meals, transportation and shopping. Use a transparent, flexible pay over time option like Affirm to spread out your costs and stick to your budget. By selecting Affirm at checkout, approved travelers can split travel costs into biweekly or monthly payments. Travelers will see the total cost of their purchase and will never pay more than they agree to upfront Affirm does not charge late or hidden fees. Watch out for gimmicks that come with travel credit cards. Early sign up bonuses might be enticing, but can easily lead to overspending as you try to hit the minimum. 0% APR credit card promotions can come with deferred interest and surprise you with balloon payments down the line. A video accompanying this announcement is available at: https://youtu.be/2ZCQtGXL7y8 Affirm is helping travelers by offering a smarter way to pay at some of the largest travel merchants in the US and Canada, including American Airlines, Expedia, Hotels.com, KAYAK, Vrbo, Priceline, and more. For more information, visit Affirm.com About Katrina Holt Katrina Holt is the SVP, Operations and Financial Health Expert at Affirm. Affirm is a new kind of payment network — one based on trust, transparency and putting people first. As a technology and financial services executive, Katrina brings more than 27 years of financial services, operations, and risk management leadership. Prior to Affirm, she was the Chief Compliance Officer at GE Capital Bank and WebBank, respectively. Earlier in her career, Katrina served as the Audit Director for GE Capital, as well as a commissioned bank examiner with the FDIC. She holds an Executive MBA from the University of Utah and a BS in Accounting from Weber State University. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

March 21, 2023 02:30 PM Eastern Daylight Time

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Colorado pet owners say yes, they want access to mid-level veterinary professionals and telehealth

Vet Care Coalition

Responding to increasing costs and unavailability due to the state’s significant veterinary workforce shortage, four out of five Colorado pet owners say they would not hesitate to have their animal seen by a newly-created mid-level veterinary professional associate, similar in function and oversight to a physician assistant (PA). These are among the findings of an independent survey of Colorado pet owners announced by the Vet Care Coalition (VetCareCoalition.com), an expanding alliance of animal welfare organizations, veterinarians and technicians, pet owners, ranchers and other experts working to establish workable solutions to the state’s costly veterinary workforce shortage. The Vet Care Coalition is pursuing legislation in Colorado’s statehouse to achieve three common-sense initiatives toward addressing the state’s veterinary shortage: 1. Establishing a path for creation of a mid-level veterinary professional associate (VPA), similar to a physician assistant (PA) in human medicine. A VPA will be a master’s degree-level professional working under the supervision of a veterinarian to provide care such as examining pets, diagnosing minor conditions, performing routine surgeries and leading healthcare teams. These professionals will generate practice revenue while increasing overall workforce capacity, helping to increase patient availability while lowering costs. 2. Codifying the availability of veterinary care through telehealth services, which are increasingly used in human medicine. More than half of the state’s pet owners surveyed said they would be comfortable using virtual veterinary care for their animals. 3. Expanding the role of registered veterinarian technician specialists (VTS), with additional training and credentialing. “Vet tech” specialists are often underutilized in veterinary practices because Colorado regulations unreasonably limit what they can legally do. Expanding the role of a VTS will increase veterinary care capacity across the state while helping encourage retention at a time when many are leaving the sector due to burn-out and lack of professional growth. Colorado’s veterinary shortage is well-documented In 2021, the U.S. Department of Agriculture identified 25 rural and urban Colorado counties as having “veterinary shortage situations” in food animal medicine – a situation that contributes to higher prices while putting food safety at risk. In addition, the Veterinary Care Accessibility Project (AccessToVetCare.org) gave Colorado a score of only 58 out of 100, noting that veterinary care is nearly inaccessible in much of the state. The shortage has had a negative impact on pet owners and their animals across the country – and could get much worse. A Mars Veterinary Health study found that without solutions put in place soon, the U.S. will have 15,000 fewer veterinarians than it needs by 2030, leaving some 75 million pets without any veterinary care at all. The Colorado survey, conducted in mid-January by Corona Insights research firm, asked 556 pet owners across the state how they have been impacted by the veterinary shortage and gauged their initial comfort level with being seen by a VPA or via telehealth services. The research found that high veterinary costs generate the greatest level of concern and dissatisfaction among pet owners, with almost 25 percent saying high costs made them decide against taking their animals in for necessary care over the last year. The U.S. Dept. of Labor Consumer Price Index shows that between 1997 and 2022, veterinarian services steadily rose at almost twice the rate of inflation. Through 2021 and 2022 alone, the nation’s veterinary shortage contributed to service prices increasing by more than 13 percent. More than a quarter of survey respondents also said they were significantly challenged in finding and making timely appointments with veterinarians in their area. Logical and urgent need for a mid-level veterinary professional “While the human medical profession has embraced physician assistants for more than 50 years, veterinary medicine inexplicably still has no such mid-level professional position,” said coalition spokesperson Dr. Apryl Steele, past president of the Colorado Veterinary Medical Association (CVMA) and current CEO of the Dumb Friends League. “Animals will suffer until we fill this glaring need,” said Dr. Steele, “while Colorado’s veterinary workforce will continue to be severely overworked and understaffed.” The American Medical Association (AMA) officially recognized physician assistants in 1971, with the first PA certification tests implemented by the National Board of Medical Examiners two years later. “The VPA would not replace a veterinarian or a veterinary technician,” said Dr. Steele. “Rather, it will enhance a practice while providing credentialed veterinary technicians with a career path toward greater responsibility and compensation.” In Colorado’s USDA-identified veterinary shortage areas, VPAs will be allowed to work under indirect supervision to help increase access to care for food and fiber animals. “It’s important to understand that fully utilizing veterinary technicians and creating a mid-level veterinary PA are complementary options for solving Colorado’s veterinarian workforce shortage crisis,” said Dr. Steele. “We absolutely need both.” About the Vet Care Coalition The Vet Care Coalition is an expanding alliance that includes animal welfare organizations, veterinarians and technicians, pet owners, ranchers and other experts with a common goal to find workable solutions to the state’s costly veterinary workforce shortage. Organizational coalition members supporting the legislation include the Animal Welfare Association of Colorado (AWAC), Colorado Voters for Animals, the Dumb Friends League (DFL), Thrive Pet Healthcare, Humane Society of the Pikes Peak Region (HSPPR), Roice-Hurst Humane Society, Virtual Veterinary Care Association, Animal Policy Group, WellHaven Pet Health, Larimer Humane Society, the American Society for the Prevention of Cruelty to Animals (ASPCA) and Mars Petcare. Individual supporters include four former presidents of the Colorado Veterinary Medical Association (CVMA), as well as a growing number of veterinarians, practice owners and animal welfare advocates across the nation. For more information and to support efforts to increase access to veterinary care across Colorado, please visit www.vetcarecoalition.com. Contact Details Vet Care Coalition Steven Silvers +1 720-402-8820 ssilvers@vetcarecoalition.com

March 21, 2023 08:50 AM Mountain Daylight Time

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