News Hub | News Direct

Technology

Artificial Intelligence Big Data Cloud Computing Cyber Security Data Management Electronics Enterprise & Network Technology Financial Technology Hardware Mobile & Wireless Nanotechnology Semiconductor Software Telecommunications
Article thumbnail News Release

Trust Stamp Has Presented A Viable Technology for The Alternative To Detention Market

Benzinga

By Faith Ashmore, Benzinga The incarceration industry capitalizes on the assumption that incarcerating people is necessary. This assumption has led to the establishment of detention facilities that sometimes prioritize financial gain over the welfare of detainees. While there may be instances where detention is necessary for national security or public safety reasons, it is important to recognize that more humane alternatives to detention exist. Trust Stamp Inc. (NASDAQ: IDAI) is working to create viable alternatives to detention facilities. The company specializes in trust and identity services used globally and has launched its new Tap-In Band TM as an alternative to detention. The Tap-In Band is a wrist-worn, tamper-resistant band that is hypoallergenic and equipped with NFC technology. This technology enables discrete check-ins and communication with people who are enrolled in community-based supervision programs. By using the GPS and NFC technology in a user's mobile phone, the Tap-In Band allows the user to verify their location and well-being. They can tap the band to their phone to gain direct access to a personalized web portal with messaging and other features. The use of the Tap-In Band also enhances facial biometric authentication, which uses the phone's camera. The band is tamper-proof, and Trust Stamp holds the patent covering multi-factor authentication using a band and biometric authentication. Unlike current ankle and wrist-worn technologies, the Tap-In Band does not have a battery. This removes concerns about battery failure and the inconvenience of charging. Additionally, the band doesn't contain GPS tracking technology, which can ease user apprehension about intrusive monitoring. If someone tries to remove the band, the band will permanently notify tampering, even if the band is competently repaired. The Tap-In Band also uses Trust Stamp's patented IT2 identity tokenization process, which allows users to biometrically authenticate without storing any biometric images or templates. Gareth N. Genner, Trust Stamp’s Chief Executive Officer shared, “The Tap-In Band is the result of three years of market discovery and development and is a game-changer. The band is battery-free and has a fitness band-styled design that provides secure authentication without imposing embarrassment or discomfort. We are not publicly releasing final images of the customizable aesthetic design but I will say that the Band is available in a variety of colors with optional design features that ensure that the underlying use-case is not obvious to an onlooker. The use of our IT 2 identity tokenization, combined with data flows that do not require any data to be received or processed by Trust Stamp or any other vendor, ensures that the legitimate privacy and safety concerns that are raised by legacy technologies are removed with the Tap-In Band. While the Tap-In Band can be used for continual monitoring programs, we believe that the highest and best use is to support programs that require scheduled or randomly triggered check-ins.” Alternative programs to detention, like Trust Stamp’s Tap-In Band, offer a more compassionate and cost-effective approach. Not only are these programs more humane, but they also provide significant savings to society. Instead of investing in expensive detention facilities, these programs offer affordable alternatives that allow individuals to remain in the community while their cases are being processed. These programs typically have a high success rate, ensuring compliance with proceedings while providing support and supervision. This post contains sponsored content. This content is for informational purposes only and not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

October 24, 2023 09:25 AM Eastern Daylight Time

Article thumbnail News Release

Nearly A Third Of Japan’s 36 Million Seniors Are At Risk Of Aging Frailty – Could Lomecel-BTM, Longeveron’s (NASDAQ: LGVN) Cell Therapy Help?

Benzinga

By Rachael Green, Benzinga Nations all over the world are getting older, but Japan is leading the charge, with nearly a third of its total population over 65 — making Japan the oldest society in the world. While longer lifespans are great news, the growing number of seniors is bringing increased attention to the issue of aging frailty and its impact on the quality of life in those lengthening golden years. As people age, it can be common for systems in the body to start declining, including a decline in muscle mass and a slowing down of the immune system. The cumulative effect of this and other age-related decline is sometimes referred to as aging frailty, and for people with aging frailty, there appears to be increased vulnerability to death or severe disability as a result of minor events like a fall or a mild infection, as well as increased risk of not surviving common surgeries that become increasingly needed as people age. Over the last few years, aging frailty has risen rapidly in Japan, from 11.5% of adults 65 and older in 2017 to over 17% today. Meanwhile, over 31% of Japanese seniors are pre-frail, meaning they meet one or more criteria for frailty and are at high risk of becoming frail in the next few years. To address this emerging crisis, Longeveron (NASDAQ: LGVN) is currently conducting clinical trials to evaluate Lomecel-B™, its off-the-shelf cell therapy candidate, as a potential treatment for aging frailty. Might Lomecel-B™ Help Target Underlying Causes Of Aging Frailty? Lomecel-B™ is made from medical signaling cells (MSCs) derived from the bone marrow of healthy adult donors. It is believed that MSCs travel to sites of damage or inflammation in the body and may promote cellular regeneration and repair. In a previous Phase 2b trial on aging frailty, a single intravenous (IV) infusion of Lomecel-B™ was shown to have improved the walking distance during a six-minute walk test after nine months. Another clinical trial is ongoing in Japan, with the first patient having been dosed in April, 2023. The trial will enroll approximately 45 patients who will be randomly split into three groups. One group will serve as the placebo-control group, while the other two will each receive either a low or high dose of Lomecel-B™ in a single infusion. If approved, Lomecel-B™ could become the first FDA-approved treatment in the United States for Aging-related Frailty on the market, filling an unmet need that appears likely to become more prevalent in the coming years. This post contains sponsored content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

October 24, 2023 09:25 AM Eastern Daylight Time

Article thumbnail News Release

Amid Economic Uncertainty, Businesses Are Looking For Services That Help Drive Growth – Givex Can Help

Benzinga

By Austin DeNoce, Benzinga In a landscape riddled with economic uncertainties that don’t seem to be eased by the Federal Reserve’s aggressive monetary policy, inflation is sending shockwaves across industries, demanding adaptive business models. Various industries are grappling with the rippling effects of these economic changes, but some – due to the nature of their businesses – are better equipped to adapt than others. Amid this climate, Givex Corp.’s (OTCQX: GIVXF) (TSX: GIVX) SaaS model seems to exhibit meaningful signs of resilience, illustrating the company's ability to withstand the challenges of inflation and broader economic hardship. Givex's strength lies in its revenue stream. While inflation influences the purchasing power of money, it doesn’t necessarily alter the frequency with which businesses utilize services like the one Givex provides or the value these companies provide. But to understand this fully, we need to grasp the core of what Givex offers. The Givex Platform At A Glance Since its inception in 1999, Givex has established itself as a premier SaaS platform, concentrating on capturing intricate details of consumer-merchant transactions, be it in-store or online. This capability enables merchants to conduct business seamlessly and efficiently and provides them with invaluable insights into customer behavior. By understanding these patterns, businesses can refine their strategies, enhance offerings and ultimately, drive higher profits. Central to Givex's offerings are its omnichannel point-of-sale (POS) solution, gift card solutions, loyalty programs and more. All these services capitalize on the power of real-time data analysis. The platform's emphasis on capturing detailed customer interactions – pivotal in this data-driven era – provides businesses with a competitive edge. Additionally, Givex's robust infrastructure, backed by PCI Level 1 certification, ensures data reliability and security. The ability to seamlessly integrate with other systems further enhances its appeal to businesses seeking adaptability without sacrificing stability. Why Merchants Seem To Be Flocking To Givex Givex's success in attracting a wide array of merchants is made clear by its range of clientele and the holistic value it brings to businesses. Renowned brands like Marriott International (NASDAQ: MAR), Best Western, 7-Eleven, and Wendy's Company (NASDAQ: WEN) are just a few names in a growing list of enterprises that have found value in partnering with Givex. With its comprehensive tech solutions spanning gift cards and GivexPOS to loyalty programs and payment services, Givex is a catalyst for growth across countless sectors. Givex’s ability to capture detailed transactional insights could prove invaluable in a business landscape where understanding customer behavior is critical to success. Moreover, customers aiming to stay afloat during inflationary periods may view Givex as a much-needed tool for insight-driven improvement. In the face of economic fluctuations, businesses desire partners that can drive transformative change to combat challenges like inflation. And Givex, with its comprehensive suite and a track record of reliability, emerges as that crucial partner. Givex's Revenue Streams To offer clarity on exactly how Givex generates revenue, below is the company’s multifaceted business model: Recurring Revenue Streams: Monthly and regular recurring service fees are foundational to Givex's revenue structure. Transactional components, including card production and individual transaction fees, also contribute significantly. Digital And Online Services: Revenue is generated from online ordering platforms and affiliated applications. Managed services and associated development fees further improve this segment. Hardware And Technical Solutions: Hardware sales encompass a variety of equipment, ranging from POS systems to kiosks, Kitchen Display Systems (KDS) and unattended retail units. Installation and support fees are levied for the seamless integration and upkeep of these solutions. Payments And Financial Services: Givex offers various payment and financial solutions, encompassing Merchant of Record services, GivexPay and GiftPass, each contributing to its revenue. This comprehensive approach ensures that Givex maintains a steady and diversified income stream, bolstering its financial resilience through economic rain or shine. Financial Durability Givex’s SaaS model, combined with its various revenue streams, helps to ensure a reliable cash flow. And the numbers would seem to support that – for Q2 2023, Givex showcased revenue growth of 15%, reaching $19.4 million and proving that even in inflationary climates, certain business strategies can thrive. The 20% growth in the Annual Recurring Revenue (ARR) for the trailing twelve months (TTM) further solidifies Givex's position. The ARR's surge, increasing by $11.8 million to hit $71.1 million by June 2023, subtly underscores the company's ability to offer consistent value, even when the broader economy struggles. The company also reports that no single client brings in more than 2% of revenue – another indicator of resilience because it means that if one client does leave, it doesn’t have a very large impact. Furthermore, the company’s low client churn rate of less than 1% also highlights client trust and satisfaction; a trust that Givex can deliver effective solutions irrespective of economic headwinds. An Inflation-Resilient Anchor In Economic Uncertainty? In times of economic unpredictability, businesses seek stability and growth potential. Givex offers both. As inflation continues to influence various industries, Givex's SaaS model and its robust platform seem to demonstrate resilience and the promise of steady growth. This post contains sponsored content. This content is for informational purposes only and not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

October 24, 2023 09:25 AM Eastern Daylight Time

Article thumbnail News Release

FiscalNote (NYSE: NOTE) Unveils Enhanced Global Policy Dashboard With Comprehensive Coverage Of Over 80 Countries

Benzinga

By Jad Malaeb, Benzinga FiscalNote Holdings Inc. (NYSE: NOTE), a leading AI-driven technology provider of global policy and market intelligence, has announced an expansion of its global policy dashboard, offering unparalleled coverage and analysis of policy, regulatory and legislative developments across more than 80 nations. This enhanced Global Policy Dashboard supplements FiscalNote's array of award-winning global analysis, monitoring and reporting services and AI-driven policy platforms. It gives FiscalNote customers unprecedented access to a vast directory of global policy data, creating a comprehensive stakeholder network in key operating nations. This empowers efficient collaboration by sharing timely knowledge and actionable insights, ultimately driving effective solutions and results. The Global Policy Dashboard aggregates policies and regulations from primary international sources worldwide, enabling customers to scan the policy landscape and stay informed about global policy insights. Intuitive features, interactive maps, customizable charts and a user-friendly interface facilitate easy navigation and review of evolving policies impacting organizations. It highlights emerging trends, identifies potential risks and uncovers new opportunities. Key features of the Global Policy Dashboard include: Access to global policies curated from official international sources, encompassing a wide range of policy areas. Legislation tracking for over 80 national governments and transnational entities, including bills, amendments, votes and enactments. Comprehensive coverage of proposed and enacted regulations, with hearings, whitepapers and intergovernmental consultations. The platform offers collaborative functionality, enabling multiple team members to view information and data in a single view. Additionally, it provides human-generated policy analysis and reporting for a deeper understanding of global policy developments. Josh Resnik, President and COO of FiscalNote, emphasized the significance of this expansion, stating, "By expanding FiscalNote's global policy solutions with our market-leading Dashboard, we're providing decision-makers with unparalleled data and insights to monitor and act on critical policy and stakeholder information from over 80 countries, surpassing any other source. The Global Policy Dashboard is the essential tool for enterprises operating in multiple jurisdictions around the world, solidifying FiscalNote as the most comprehensive, all-in-one solution in the marketplace." FiscalNote Holdings Inc. is a leader in policy and global intelligence, offering a unique blend of data, technology and insights to empower customers in managing political and business risk. Since 2013, FiscalNote has been at the forefront of technology that provides critical insights and tools for proactive action. FiscalNote serves approximately 5,000 customers worldwide, housing industry-leading brands such as CQ, FrontierView, Oxford Analytica, and VoterVoice. With global offices across North America, Europe, Asia and Australia, FiscalNote continues to set the gold standard as a comprehensive, all-encompassing solution in the marketplace. For more information about FiscalNote and its family of brands, click here. This post contains sponsored content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

October 24, 2023 09:25 AM Eastern Daylight Time

Article thumbnail News Release

Cybernetics Redefines Crypto Asset Retrieval with Privacy at the Core

King Newswire

( King Newswire ) - Cybernetics, a digital asset recovery service provider company, has announced its initiative focused on enhancing privacy and data protection in the realm of crypto recovery. The company has introduced cutting-edge solutions that enable both individuals and organizations to recover lost crypto assets, all while maintaining a focus on safeguarding the privacy and security of their users' sensitive information. With the developments, Cybernetics has recognized the critical need for efficient methods for recovering lost or inaccessible crypto assets, without compromising data protection and individual privacy. The company has harnessed research and development to craft technologies that bridge the divide between cryptocurrency recovery and privacy considerations while acknowledging to its potential users how to get their stolen crypto back. Their team of experts in cryptography, cybersecurity, and data protection has worked closely to pioneer groundbreaking methods that facilitate the retrieval of cryptocurrency assets while maintaining privacy standards. Its solutions are thoughtfully designed with a user-centric approach, delivering a seamless and intuitive experience to both individuals and organizations seeking to reclaim their crypto assets. Cybernetics remains at the forefront of compliance with the ever-evolving privacy and data protection standards because of its tight collaboration with cybersecurity specialists and regulatory agencies in helping those impacted by crypto trading platform crimes. Cybernetics has provided technological capabilities with security and ease of use for those seeking crypto asset recovery. The team behind is dedicated to pushing the envelope of innovation while providing crypto recovery services to help get stolen bitcoin back. For more information about Cybernetics and their crypto recovery services, please visit their website. About Cybernetics: Cybernetics is a cutting-edge technology firm that provides a variety of services to aid cybercrime victims in reclaiming their stolen funds. The company's team of professionals has extensive expertise in identifying and recovering funds from online transactions by employing sophisticated technologies and tactics. Cybernetics is devoted to delivering a trustworthy and transparent service to its customers, and it collaborates closely with financial institutions and law enforcement agencies to ensure that those responsible are held accountable. Contact Details Cybernetics (TM) Jessica Walker admin@cybernetics-services.com Company Website https://cybernetics-services.com/

October 24, 2023 09:17 AM Eastern Daylight Time

Image
Article thumbnail News Release

Cornerstone FS raises full-year guidance as momentum continues to build

Cornerstone FS PLC

Cornerstone FS PLC chief executive James Hickman joined Proactive's Stephen Gunnion to discuss a positive trading update from the foreign exchange and payments group. The company has raised its revenue and underlying profit forecasts, maintaining strong momentum throughout its fiscal year. It attributed the strong performance to enhanced sales strategies, which involved a shift from selling as a software-as-a-service (SaaS) product to other FX firms to directly targeting markets. With an expanded sales team and strategic hires, the company has seen significant growth in its UK sales sector. Despite these investments, Hickman emphasized the company's dedication to controlling costs, ensuring funds are allocated to areas promising substantial returns. The AIM-listed company has prioritized investments in operational systems, compliance, and regulatory aspects, particularly focusing on streamlining the onboarding process. It also reported an increase in average transaction values and expects this trend to continue incrementally. Cornerstone is expanding its reach, adding more currencies and countries to its offerings, and leveraging partnerships for cost-effective implementations. Hickman remains optimistic about the company's future, emphasizing its commitment to providing customers with diverse currency options. Contact Details Proactive UK Ltd +44 20 7989 0813 uk@proactiveinvestors.com

October 24, 2023 08:23 AM Eastern Daylight Time

Video
Article thumbnail News Release

QBE selects Novidea’s insurance platform to support its Canadian growth strategy

Novidea

Novidea today announces that it has partnered with QBE Canada (QBE), part of the QBE Group, one of the world’s leading insurers and reinsurers with operations in 28 countries worldwide, to implement its born-in-the-cloud, data-driven insurance management platform. Canada is an important market for growth for QBE. The Novidea platform will enable the insurer to scale its business and manage the end-to-end customer insurance journey and policy management, with seamless automated workflows across the entire insurance distribution. Novidea’s powerful quote and bind functionality will enable QBE to provide greater value and service to their customers. At the same time, workflow, automation of bordereaux, and Novidea’s powerful integration capabilities will help to streamline processes, reduce manual work, and help drive optimization across the organization. Ben Hunter, Director of Canada, QBE, said: “ We selected Novidea because of their expertise in delivering global solutions within the insurance industry, including working with Lloyd’s. Their cloud-based platform’s end-to-end, data-driven capabilities will enable us to optimize our business processing whilst enhancing customer service.” Ben Potts, MD, UK, Novidea, said: “We are delighted to have been selected by international insurer QBE. Working together in partnership will be a game-changer, as our platform will support QBE’s ambitions in terms of customer service, operational efficiencies, and business development in the region.” The platform will also provide anywhere, anytime access to all relevant data and analytics, with a 360-degree view of the business and enhanced Management Information. About Novidea Novidea is the leading Insurtech provider of a cloud-native, data-driven insurance management system. Using an open API architecture, Novidea’s software platform enables brokers, agents, MGAs, and carriers to modernize and manage the customer insurance journey, end-to-end, and drive growth across the entire insurance distribution lifecycle. The Novidea platform, built to leverage the power of Salesforce’s Big Technology, provides a complete ecosystem spanning every aspect of an insurance business, including a 360-degree view of the customer and all stakeholders, enabling full integration between customer-facing policy transactions and the middle and back offices. Brokers, agencies, and MGAs extract more value from their customer and policy data with actionable intelligence from any device, anywhere. Novidea supports more than 100 customers across 22 countries. Contact Details Chameleon Collective Michelle Barry +1 603-809-2748 Michelle.barry@chameleon.co NextGen Communications Simon Hayes +44 7771 516544 simon@nextgencomms.com

October 24, 2023 08:00 AM Eastern Daylight Time

Article thumbnail News Release

Avenue Z Hires Leading Digital Media and Technology Executive David Corchado to Lead Team in Global Strategy

Avenue Z

The Avenue Z Network, a Strategic Communications and Marketing Advisory, today announced the hiring of David Corchado as Chief Strategy and Technology Officer. Corchado joins the firm to spearhead technological advancement and utilization of data science, following a successful run as Chief Technology Officer of B2B communications firm Investis Digital (acquired by Investcorp). Based in Avenue Z’s New York office, Corchado will work closely with the New York and Boston teams to further the advisory’s Health Technology Practice. "David's expertise in digital media optimization, agile tech stack development, analytics, and cyber-security will be instrumental in driving the next phase of growth for Avenue Z,” said Jeffrey Herzog, CEO of The Avenue Z Network. “This move strengthens Avenue Z’s technology teams, providing strong leadership for our work in digital transformation and accelerating our advantage in building Pharmaceutical and Life Sciences technology programs” continued Herzog. With Corchado joining the executive team, Avenue Z brings on a proven talent that has led global digital transformation projects for consumer brands including Estee Lauder, Toyota, and LG. While at Investis Digital, Corchado led technology strategy and product development, including building the Connect.ID and IDX Virtual Events platforms into solutions recognized by Forrester and used by major brands such as Ocado, Rolls-Royce, Brookfield Partners, Snap, CVS, Vodafone, and Lowes. During his career with iCrossing & TBWA\Chiat\Day Corchado focused on digital media for pharmaceutical advertising and led optimization projects for Merck, Sanofi, GSK, Novartis, and Pfizer. “Building a modern marketing technology stack is now less about writing original code and more about connecting best-of-breed solutions through APIs. We are building bespoke solutions for clients based on their vertical, channel and sustainability goals. Brands are already demanding more efficiency as a result of AI, and my priority is to deploy workforce analytics and smart applications that boost our productivity and quality. With that, we will truly be able to disrupt traditional PR, where the future of digital influence will be machine-driven, but human optimized," said Corchado. The Avenue Z Network is a strategic communications & marketing advisory focused on brand performance and business growth. Avenue Z works with mission-driven brands to create an integrated narrative through public relations, search and social branding, influencer marketing and performance media. Avenue Z provides clients with the platform they need to gain exposure and activate messages across all media. The Company is headquartered In Miami, FL with offices in Orlando and New York City. For more information visit www.AvenueZ.com Contact Details Avenue Z Allie Rosenfeld press@avenuez.com

October 24, 2023 07:58 AM Eastern Daylight Time

Article thumbnail News Release

XLF: A Robust Investment Vehicle to the Heart of America's Financial Sector

Select Sector SPDR

Select Sector SPDR, a pioneer in the exchange-traded fund (ETF) marketplace, welcomes investors to explore its Financials Select Sector SPDR Fund ( XLF ). XLF offers an effective and convenient solution for investors seeking diversified exposure to the U.S. financial sector without the risk and complexity of picking individual winners and losers. The XLF tracks an index of S&P 500 financial stocks, with holdings weighted by market capitalization. This means that larger financial institutions have a more significant presence in the ETF. With this market-cap weighting, the ETF shields investors from the volatility commonly associated with smaller-cap stocks. Over the years, XLF has solidified its position as a trusted vehicle for financial exposure among advisors, investors, and traders. One key driver that impacts all these companies is interest rates — an essential factor for prospective investors. In the current financial landscape, interest rates have been exhibiting a rising trend, influencing borrowing costs and, consequently, the profit margins of companies in the financial sector. This is a crucial consideration for potential investors. Launched in 1998 as one of the inaugural Select Sector SPDR ETFs, XLF has weathered the financial industry's ebbs and flows for over two decades. It currently boasts over $30 billion in assets under management and is actively traded on the NYSE. Moreover, it maintains an investor-friendly expense ratio of 0.10%*. A Comprehensive Portfolio of Financial Titans XLF provides investors access to Wall Street's leading banks and financial institutions, all encapsulated within a single security. Understanding the index methodology and the companies within the portfolio is crucial for informed investing. The top 10 holdings** of XLF include: Berkshire Hathaway (13.88%), JP Morgan Chase (9.15%), Visa (8.03%), Mastercard (7.16%), Bank of America (4.11%), Wells Fargo (3.25%), S&P Global (2.58%), Goldman Sachs (2.32%), Morgan Stanley (2.26%), and Marsh & McLennan Companies (2.04%). As the oldest and largest financials ETF in the market, XLF remains a popular choice for those seeking exposure to the sector. It offers a broad approach, featuring a diverse portfolio that encompasses various types of financial firms. XLF is one of the most actively traded ETFs in the market, regularly trading over $1 billion worth of volume daily. This high trading volume underscores its value as a versatile trading instrument. With its market-weighted holdings of 72 premier companies in American finance, XLF makes it easy to gain exposure to the country's most critical banks and financial institutions. For investors looking to diversify their portfolios with a finance component, this financial sector fund provides an accessible and cost-effective solution. DISCLAIMER: This is a work of research and should not be taken as investment or financial advice. Therefore, Select Sector SPDRs or the publisher is not liable for any decision made based on the publication. About the Company: Select Sector SPDR ETFs offer flexibility and customization opportunities. Many investors have similar outlooks, but no two are exactly alike. Select Sector SPDR ETFs let investors select the sectors that best meet their investment goals. *Ordinary brokerage fees apply **Holdings, Weightings & Assets as of 9/30/23 subject to change DISCLOSURES The S&P 500 Index is an unmanaged index of 500 common stocks that is generally considered representative of the U.S. stock market. The index is heavily weighted toward stocks with large market capitalizations and represents approximately two-thirds of the total market value of all domestic common stocks. The S&P 500 Index figures do not reflect any fees, expenses or taxes. An investor should consider investment objectives, risks, fees and expenses before investing. One may not invest directly in an index. Transparent ETFs provide daily disclosure of portfolio holdings and weightings All ETFs are subject to risk, including loss of principal. Sector ETF products are also subject to sector risk and nondiversification risk, which generally will result in greater price fluctuations than the overall market. Diversification does not eliminate risk. An investor should consider investment objectives, risks, charges and expenses carefully before investing. To obtain a prospectus, which contains this and other information, call 1-866-SECTOR-ETF (732-8673) or visit www.sectorspdrs.com. Read the prospectus carefully before investing. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is distributor for the Select Sector SPDR Trust. Media Contact: Company: Select Sector SPDRs Contact: Dan Dolan* Address: 1290 Broadway, Suite 1000, Denver, CO 80203 Country: United States Email: dan.dolan@sectorspdrs.com Website: https://www.sectorspdrs.com/ *Dan Dolan is a Registered Representative of ALPS Portfolio Solutions Distributor, Inc. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is the distributor for the Select Sector SPDR Trust. SEL006979 EXP 1/31/24 Contact Details Dan Dolan +1 203-935-8103 dan.dolan@sectorspdrs.com Company Website https://www.sectorspdrs.com/

October 24, 2023 07:00 AM Eastern Daylight Time

1 ... 118119120121122 ... 576