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Technology Could Be a Key Component to Portfolios

Select Sector SPDR

Technology underpins daily life. Every facet of the economy is connected to and reliant on technology. Making tech part of a portfolio should be a consideration for every investor. The Technology Select Sector SPDR Fund ( XLK ) offers easy and affordable access to this crucial piece of the U.S. economy. This simple to use and understand product has been trading for more than twenty-four years. XLK was early to launch in this space and has attracted more than $35 billion in assets under management. It is listed and traded on NYSE Arca so you can buy or sell throughout the day. With an expense ratio of 0.10%* and many brokerages offering commission-free trade, access to XLK and gaining exposure to the technology sector has never been easier. The fund draws from the S&P 500 tech sector. By weighting toward big caps, there is less volatility by avoiding smaller, less-stable firms. Top Holdings** The Technology Sector SPDR fund’s top two holdings, Microsoft and Apple, make up over 40% of the ETF’s holdings – approximately 20% each**. Along with chipmaker Nvidia, the third largest holding at 4.86%, XLK offers a diverse technology fund that represents the economy in many ways. XLK currently holds 66 publicly traded technology companies, all components of the S&P 500. XLK trades millions of shares each day with tight trading spreads. Access and cost can make XLK the go-to choice for technology exposure in a well-diversified portfolio. Why Tech? How does a tech ETF work into a portfolio? Significantly, in the long term. No industry fuels the economy more than technology. Every facet of life today has technology behind it. XLK provides investment results that, before expenses, correspond generally to the price and yield performance of the Technology Select Sector Index. Strategically or tactically, XLK can allow for a more targeted approach than traditional style based investing as well. Sector Weightings The fund follows an index that includes a broad mix of the technology sector, which mitigates some of the volatility associated with the sector. Offering exposure to technology hardware, storage, and peripherals; software; communications equipment; semiconductors and semiconductor equipment; IT services; and electronic equipment, instruments, and components, the sector is well covered with broad exposure. The technology industry is easily captured here. Launched in 1998, XLK has been a stalwart in the ETF toolbox for technology exposure in a portfolio and should be a consideration for advisors and investors alike. DISCLAIMER: This is a work of research and should not be taken as investment or financial advice. Therefore, Select Sector SPDRs or the publisher is not liable for any decision made based on the publication. About the Company: Select Sector SPDR ETFs offer flexibility and customization opportunities. Many investors have similar outlooks, but no two are exactly alike. Select Sector SPDR ETFs let investors select the sectors that best meet their investment goals. *Ordinary brokerage fees apply **Holdings, Weightings & Assets as of 3/31/23 subject to change DISCLOSURES The S&P 500 Index is an unmanaged index of 500 common stocks that is generally considered representative of the U.S. stock market. The index is heavily weighted toward stocks with large market capitalizations and represents approximately two-thirds of the total market value of all domestic common stocks. The S&P 500 Index figures do not reflect any fees, expenses or taxes. An investor should consider investment objectives, risks, fees and expenses before investing. One may not invest directly in an index. Transparent ETFs provide daily disclosure of portfolio holdings and weightings All ETFs are subject to risk, including loss of principal. Sector ETF products are also subject to sector risk and nondiversification risk, which generally will result in greater price fluctuations than the overall market. Diversification does not eliminate risk. An investor should consider investment objectives, risks, charges and expenses carefully before investing. To obtain a prospectus, which contains this and other information, call 1-866-SECTOR-ETF (732-8673) or visit www.sectorspdrs.com. Read the prospectus carefully before investing. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is distributor for the Select Sector SPDR Trust. Media Contact: Company: Select Sector SPDRs Contact: Dan Dolan* Address: 1290 Broadway, Suite 1000, Denver, CO 80203 Country: United States Email: dan.dolan@sectorspdrs.com Website: https://www.sectorspdrs.com/ *Dan Dolan is a Registered Representative of ALPS Portfolio Solutions Distributor, Inc. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is the distributor for the Select Sector SPDR Trust. Contact Details Dan Dolan dan.dolan@sectorspdrs.com Company Website https://www.sectorspdrs.com/

April 21, 2023 12:50 PM Eastern Daylight Time

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Futuris Files Amended Offering Circular Showing 12 month Revenues Increased 300%

FUTURIS CO.

McapMediaWire -- Futuris Company (OTC: FTRS), a Human Capital Management company focused on the areas of Staffing, Consulting, and IT Services has just filed its Regulation A amended Offering Circular with the SEC. As stated in this offering circular, Futuris Company has grown revenues in the past twelve months over 300% from $11 million to over $46 million. Futuris has grown these revenues by completing acquisitions in the Human Capital Management field as well as related IT companies. It plans to continue this acquisition strategy of revenue accretive companies to grow the company. Futuris has more good news from its companies to support this stellar growth: Akvarr Company was contracted by Augusta Health (18 location Health Plan provider) to initially assist with UKG system configuration, process improvement and carrying out day-to-day HR tasks. Over the past 3 months, Akvarr expanded its role to support process automation, tax form compliance as well as organization reporting & optimization, resulting in a contract renewal and many hours expansion from its initial SOW. As the ROI, Akvarr is now the premier provider for Augusta and its affiliates for overall systems integration. Cadan Technologies, a leading managed IT, managed security, IT staffing, and IT Project Services provider brings our world class IT Services offerings to organizations of all types and sizes across the United States. The company’s experts design, integrate, deploy, and maintain technology solutions for maximum productivity and minimum downtime. It is exciting to report their best revenue year ever in 2022 and they are positioned to continue to grow its most profitable lines of business in 2023 through growth in existing services and the addition of new value-added services. As a part of this commitment to world class IT services, Cadan Technologies has introduced Siris Datto Business Continuity and Disaster Recovery to its IT services portfolio. SIRIS is fundamentally different than traditional backup and recovery solutions. Utilizing a cloud-first approach, Cadan Technologies can now offer clients an all-in-one solution that incorporates local backup and recovery with a secure, cloud-based repository and full disaster recovery in the cloud. All of this is administered from a cloud portal that allows Cadan and its clients to view, manage and recover client data from a single interface. In another story of Cadan’s success, in less than 60 days Cadan refreshed an entire fleet of laptops with new laptops while also implementing Microsoft Intune organization-wide for a 500-employee national nonprofit organization headquartered in Minnesota. This has streamlined employee on-boarding and off-boarding by adding the ability to remote provision and remotely decommission devices across the organization regardless of where the employee is located. “All of us at Cadan Technologies are pleased to bring Siris Datto Business Continuity and Disaster Recovery Services to our current and future managed IT services clients. These are excellent examples of our enduring commitment to bringing organizations of all types and sizes best in class tools and services that meet their IT management and security needs” – Charles LeVoir, President Cadan Technologies Health HR is a provider of quality therapy (Physical, Occupational and Speech) staffing services to its Home Health and Facility partners. Health HR has been in business in South Florida for 20+ years as a Health Care Service Pool licensed by the Agency for Healthcare Administration (AHCA) currently servicing Miami-Dade, Broward and Palm Beach County. Health HR continued its growth during the 1st quarter 2023 due to closing on an acquisition in mid-January, coupled with the continued organic growth of the company. Revenue for the company is based, in large part, on the number of patient visits that are scheduled from quarter to quarter. In the 4th quarter 2022 Health HR had a total number of scheduled visits of 6,887 versus scheduled visits in the 1st quarter 2023 of 9,165 amounting to an approximate increase of 33 percent from the prior quarter. During the last quarter of 2022, a concerted effort was undertaken to spend more time in the field meeting with current and potential clients. Face to face meetings with clients had been limited over the past couple of years due to Covid concerns, but meeting with current and potential clients in their respective offices allows Health HR to get updates on marketing efforts, meet with new office staff, discuss industry initiatives and changes, etc. The TASA Group, the nation’s most experienced expert referral service is known for providing expert witnesses in all areas of the legal industry – medical, technical, business, consulting, etc. Since the pandemic, Tasa has continued to conduct business and has seen a stable and even book of business over last year. The medical division, TASAmed is up 10% in revenue over last year. The company continues to market through advertising – digitally and in print, through networking events, expert-authored articles, and through webinars presented by experts. The TASA Group continues to be top-of-mind in the legal industry and the go-to for all things requiring expert witnesses! Computer Deductions Inc. (CDI) has over five decades of experience in analyzing, designing, developing, testing, integrating, supporting, and maintaining complex solutions for a myriad of public and private sector customers, CDI has a broad set of skills, practices, and resources to bring to our customers that we believe will have a strong positive benefit. Our mission is to deliver quality services to our clients. CDI’s experience includes more than 50 years supporting various National, State, and Local Agencies, focusing primarily on the Law Enforcement and Public Safety sectors. In particular, CDI played an instrumental role in the development and implementation of the current California Department of Motor Vehicles (DMV) statewide communications network, the automated field office system and Driver’s License issuance system. CDI provided, installed and operates the hardware and software for the California DMV DL/ID/SP servers, database to maintain the largest DL/ID photo-database in the country, supporting 250M DL/ID photos/signatures for the DMV along with an associated WEB server providing access to all law enforcement agencies real-time access to this photo database. CDI developed and maintains several WEB based DMV photo servers, providing California DMV photos to the law enforcement community in California and nationally. CDI designed and assisted in the development of all the databases at the Department of Justice (DOJ) and totally designed and implemented the California Law Enforcement Telecommunication System (CLETS) for DOJ. Talent Beacon has announced that Stratus Technologies has partnered with Talent Beacon to establish their India presence, setup all their related HR policies, and hire their executive team and core team members. This partnership has resulted in a team of 100+ systems design and development individuals, and they are continuing to work with them. About Futuris Company Futuris is a Human Capital Management (HCM) company focused on Executive Search, Staffing, Consulting services and Tech Services specializing in verticals such as Medical, Accounting/Finance, Information Technology, Recruitment Process Outsourcing (RPO), and Legal. The Company is committed to building a global HCM company through highly targeted and accretive acquisitions and operational efficiencies. For more information, please visit https://futuris.company/ Contact Details: Futuris Company info.it@futuris.company Website: www.futuris.company Twitter: https://www.twitter.com/futuriscompany Contact Details Futuris Company info.it@futuris.company Company Website http://futuris.company/

April 21, 2023 09:00 AM Eastern Daylight Time

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Freelance Creative Jobs Thrive Despite AI Surge

FREELANCER.COM

New data released today by Freelancer.com (ASX: FLN) (OTCQX: FLNCF), the world’s largest freelancing marketplace by number of users and jobs posted, shows an incoming startup boom amongst an unprecedented surge in freelance creative design and AI job growth. The Fast 50 Q1 2023 Index, the world’s largest forward indicator of freelance job trends, analyzes over 304,000 jobs posted to Freelancer.com between January and March 2023. The index finds that jobs for T-Shirt Design (up 33.1%, from 1,403 to 1,868), Covers & Packaging Design (up 27.3%, from 1,128 to 1,436), and Corporate Identity Design (up 24.2%, from 2,474 to 3,073) were the three fastest growing job types by total percentage growth when compared to Q4 2022. These were followed by Product Design (up 22.9%, 1,214 to 1,493) and 3D Design (up 22%, from 5,027 to 6,135) jobs. Design skills with the largest job counts on the platform also grew significantly this quarter. There were a whopping 7,495 extra Graphic Design jobs in Q1 (up 12.1%, from 61,709 to 69,204), followed by an additional 6,731 Logo Design jobs (up 20.4%, from 32,963 to 39,694) and 5,902 extra jobs requiring skills in Photoshop (up 15.4%, from 38,224 to 44,126). Design is both the most in-demand and the highest paying skill on Freelancer.com, as found in the Freelancing in 2022 Report. These types of jobs, particularly logo design, packaging design and t-shirt creation, are typically the starting point for many founders launching a new business. The sudden influx of design, eCommerce and marketing jobs are a key indicator of a boom in startups. Simultaneously, jobs requiring skills in Artificial Intelligence were the seventh fastest growing skill on Freelancer.com (up 20.62% in Q1 2023 from 1,038 to 1,252). Jobs demanding Generative AI skills, such as ChatGPT, Dall-E, Midjourney and Chatbots, grew by more than 325% from 286 in Q4 2022 to 1,216 in Q1 2023. “While many speculate whether AI will take design jobs, our latest data shows that this is certainly not the case. Design jobs are the most popular job type on the platform and continue to grow despite advances in hyper-realistic generative AI tools,” said Matt Barrie, Chief Executive at Freelancer.com. “What’s more interesting in this data is zooming out and looking at the main trend: the startup boom. The most in-demand jobs on the platform for this quarter are all related to the launch of new businesses. New logo, website and branding jobs. In fact, there were 75 extra logo design jobs posted each day last quarter, which could suggest the launch of 75 new businesses.” The data also shows an increase in Digital Marketing (up 12.8%, from 1,524 to 1,720) and Videography (up 14.2%, from 2,716 to 3,102) jobs which also suggests businesses are focusing more on their online marketing and content creation strategies to amplify their brands. Fastest Falling Jobs of Q1 2023 While design jobs dominated the fastest growing, the jobs that were in less demand in this quarter are related to tech, development and writing. Software Development, which was ranked as the fastest growing job in Q2 2022, began to decline this quarter and was down by 34.4% (from 2,001 to 1,311). Similarly, programming related jobs which were one of the fastest growing skills in Q4 2022 also declined this quarter by 20.9% (from 5,899 to 4,665). Demand for these types of jobs surged last year as many tech employees were laid off globally. However, the new data suggests demand is beginning to stabilize and return to pre-mass layoffs levels. Seasonality also plays into employers moving away from specific types of jobs quarter-to-quarter. Report Writing, Technical Writing, Research Writing and Business Plans were ranked as the fastest growing jobs in Q4 2022 as many employers traditionally turn to freelance support to help prepare end of year reports and 2023 plans. These types of jobs naturally reduce in the first quarter of the year. Fast 50 Q1 2023 - Data Analysis Startup Boom Fuels Creative Design Job Growth Historically, more businesses are started during a recession. Economic downturns have led to the creation of some of the world’s most well known brands, such as Microsoft, Uber and Burger King, just to name a few. Only a few years ago, the world witnessed this trend playing out as COVID sparked a startup boom, which saw a 24 percent increase in new business applications in the United States alone. According to the latest US Census Business Formation Statistics, the number of new business applications is beginning to grow in 2023 by an increase of 451,752, an increase of 4.5 percent compared to February 2023. Data from the latest Freelancer Fast 50 Index suggests there’s a sudden increase in the number of new businesses and startups being launched globally. The fastest growing skills, such as T-Shirt, Covers & Packaging, and Corporate Identity Design, as well as the growth of major jobs such as Logo Design, are all usually posted by founders at the starting point for a new business or venture. T-Shirt Design jobs, as an example, are growing as people hire freelancers to create t-shirts with their business logo as a way of promoting a brand or creating business uniforms. An uptick in Covers and Packaging Design jobs are the result of businesses turning to freelancers for new product labels and marketing brochures. Growth in website building jobs, such as Shopify (up 20.5%, from 2,302 to 2,775), Shopify Templates (up 16.1%, from 1,392 to 1,617) and eCommerce (up 15.5%, from 4,212 to 4,866), also support the rise of new businesses last quarter. Almost three quarters of the fastest growing jobs (72%) posted on Freelancer.com in the last quarter required skills in creative design or marketing. Serial entrepreneur Davuud Ghani, who recently founded Pivitt, a creative and branding support agency based in the United Kingdom, is just one example of how founders are turning to freelancers to support the growth of their business in 2023. “As a start-up, agility is our advantage over mature businesses with similar service offerings. It’s becoming easier for businesses to locate and leverage global talent, with platforms such as Freelancer.com. We are able to really finetune the skills needed on a project basis to drive excellence through our service offering to our partners, keeping us competitive in the market. That’s what our model is built from and has allowed us to secure partnerships with the likes of BMW & MINI,” said Davuud Ghani, founder of Pivitt. Generative AI Jobs Triple In Last Quarter Advancements in artificial intelligent and generative AI are impacting almost every faucet of business and creativity. Powerful AI tools, such as ChatGPT, Dall-E and Midjourney, are becoming smarter and more sophisticated by month, resulting in rapid leaps in capabilities and applications. In the first quarter of 2023, Open AI released GPT-4, introducing a more powerful and intelligent version of the application which could exhibit human level performance on several benchmarks. In the AI image generation space, research lab Midjourney also released the alpha iteration of its 5th version which allowed users to create photorealistic generations. Growing interest for AI is represented clearly in the Fast 50 Q1 2023 data which ranks jobs for Artificial Intelligence as the seventh fastest growing job on the platform, growing by 20.6% up to 1,252 jobs in total. Many projects posted in the first quarter aim to harness AI text generators or automate mass image generation, while some look for freelance experts who can help create their own AI models and applications. Generative AI skills (ChatGPT, Dall-E, Midjourney, Chatbots) grew the fastest over the quarter, recording a total percentage increase of 325% from 286 last quarter to 1,216 in Q1 2023. In total, there were 5,262 jobs requiring skills in AI, Machine Learning, Deep Learning, TensorFlow, ChatGPT and Dall-E. Digital Marketing & Content Creation Popularity of content marketing is growing amongst businesses. Major success stories, such as Netflix’s Drive to Survive series or Spotify’s Wrapped, are pushing businesses and marketers towards incorporating content marketing within their strategies. It’s a trend that was identified in the Fast 50 Q3 2022 Index and is continuing in Q1 2023. Videography (up 14.21%, from to 3,102), Digital Marketing (up 12.86% to 1,720), YouTube (up 11.30% to 1,576), and Video Production (up 10.25% to 5,401) were all in-demand skills last quarter. This finding suggests that businesses are increasingly focusing on online marketing and content creation strategies to reach their target audiences. While YouTube remains as the main platform people are turning to freelancers for support, employer interest in TikTok video creation is also growing, increasing by 25% in Q1 2023, from 405 projects in Q4 2022 to 507 total jobs Q1 2023. Product Design Jobs Apart from design projects specific to branding and new business ventures, the number of 3D Design, Product Design and general Design collectively grew over Q1 2023. ##### Freelancer Fast 50 The Freelancer Fast 50 index is the world’s largest forward indicator of trends in online jobs related to industries, technologies, products, and companies. The data is based on 304,000 jobs posted to the Freelancer platform between January 1 to March 31 2023. Fast 50 Quarterly Index – Q1 2023 About Freelancer Freelancer.com is the world's largest freelancing and crowdsourcing marketplace by total number of users and projects posted. More than 64 million registered users have posted over 22.3 million projects and contests to date in over 2,000 areas as diverse as website development, logo design, marketing, copywriting, aerospace engineering and manufacturing. Freelancer also owns Escrow.com and Loadshift. Freelancer Limited is listed on the Australian Securities Exchange under the ticker ASX:FLN and is quoted on OTCQX Best Market under the ticker FLNCF. Contact Details freelancer.com Marko Zitko +61 404 574 830 mzitko@freelancer.com

April 21, 2023 08:15 AM Eastern Daylight Time

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Tamadoge Price Surge 55% After Top 5 Exchange Listing, Dogecoin, Shiba Inu and Arb Doge Investors Flocking to TAMA

Finance News

Tamadoge (TAMA) – the play-to-earn Dogecoin spinoff launched in September 2022 – is soaring this week after news broke that the memecoin would soon list on a top 5 cryptocurrency exchange. Data from CoinGecko shows that on April 14, the coin rocketed from $0.011 to $0.015. The token experienced another massive surge on Tuesday, moving from $0.015 to over $0.02, before pulling back to $0.018 on Wednesday. The official Tamadoge Twitter page announced the news last Friday, claiming that it would soon be listed on a “tier 1 crypto exchange.” The account prompted followers to guess between Binance, Coinbase, Kraken, and Bybit for which exchange had allowed the listing – but is yet to specify which it truly is. On Wednesday, the account followed up with another announcement that TAMA would list across “multiple” tier 1 exchanges, and that one such exchange would be revealed on April 24. Whichever exchanges they may be, the news certainly has implications for TAMA’s price. What can we expect the newly launched memecoin – and how will it fare against its competitors? Let’s have a look at Tamadoge vs the various other Doge-themed meme cryptocurrencies, and see which is likely to fare best for memecoin traders in the short term. Tamadoge Price Prediction In the short term, Tamadoge likely has the best odds of generating profits among the memecoins. Shiba Inu is currently on a downtrend, while ArbDogeAI’s post airdrop hype is likely to wear off, and has not yet proven that it has any longevity. TAMA holders, by contrast, have good reason to believe the token will soon rally after its tier-1 exchange listing is announced next week. A study by Ren & HeinrichN shows that newly listed tokens are known to experience price pumps – especially on Binance. While prospects also look good for Dogecoin, the crypto’s relatively large marketcap leaves less room for exponential gains compared to small-cap coins like TAMA. TAMA’s latest gains also represent a reversal of downside momentum its experienced for two months straight, returning to highs it hasn’t seen since February. This is a healthy sign that TAMA is due for some bullish gains. Finally, Tamadoge has man utilities that other memecoins do not – particularly around its play-to-earn experience. The token acts as a gateway into the Tamaverse where players can mint and breed NFT pets in the metaverse. The game already has 22,000 monthly active players, making the upside potential for its native TAMA token difficult to underestimate. Visit Tamadoge Dogecoin Analysis Dogecoin fell by 4% down to $0.089 on Wednesday amid a broader crypto market pullback, which saw neighboring coins like Polygon and Cardano fall by similar amounts. DOGE remains the 8th largest cryptocurrency by market cap at $12.3 billion. Dogecoin’s short term movements are often influenced by the tweets and announcements of Elon Musk, one of Dogecoin’s loudest proponents in the industry. His support was largely responsible for sending DOGE to its all-time high above $0.70 in May 2021. Dogecoin’s price spiked again by more than 15% earlier this month when Elon Musk briefly changed Twitter’s logo to a picture of a Shiba Inu. This proves that Musk’s influence still holds strong today – which may again prove true later this week. This Thursday is April 20 (4/20), otherwise commemorated by the Dogecoin community as “Doge Day.” The celebration was popularized in April 2021 as a way of further catalyzing gains for Dogecoin during a time of extreme bullish fervor. Meanwhile, Elon Musk recently delayed the scheduled launch of his SpaceX Starship rocket to April 20. Many in the Dogecoin community are already interpreting the move as a deliberate memetic gesture – which wouldn’t be out of character for Elon. If the launch takes place as scheduled on Doge Day, the community may be expected to rally by pumping Dogecoin’s price. Shiba Inu Analysis “Dogecoin-killer” Shiba Inu (SHIB) hasn’t seen much success next to Dogecoin since briefly passing its predecessor in late 2021. Today, its market cap remains sequestered at $6.4 billion – little more than half of the original memecoin. The coin neared $0.000012 on Sunday, but has fallen 8% since that time. What’s worse, on-chain analysis suggests that it could be in store for further declines in the near future. According to blockchain data provider Santiment, SHIB’s 30-day MVRV ratio has recently risen into high-risk territory above 6.87%. That means most holders are sitting on 6.87% profits, and could be ready to take profit by dumping their holdings. This would mark a repeat of when Shib’s price dumped after reaching a 7% MVRV level in mid February. Furthermore, SHIB’s user growth has slowed considerably since last month. Santiment data shows that the coin logged 2,473 new addresses on March 1, but only 1,473 as of April 19. If Shib loses its current price level, the token’s price could fall to $0.000009, where 343,000 addresses hold 150 trillion SHIB. ArbDogeAI Analysis ArbDogeAI (AIDOGE) is a brand new meme token launched onMonday, and is already up 426% since that time, according to Binance data. The coin peaked at $0.000000000353650 on Tuesday, and now trades at $0.000000000236266. The token was freely available to anyone who participated in the ARB airdrop for the Ethereum layer-2 scaling solution Arbitrum. The coin’s rally was part of a broader pump for other new meme tokens, including PEPE and WOJAK, the former of which is up 183% since Monday. While the coin’s returns may appear exciting, it has not traded for long enough yet to establish whether it will maintain relevance. A Twitter account dedicated to AIDOGE claims it will be the most promising memecoin of the Arbitrum ecosystem, due to its roadmap which will include practical applications. What is the Best Meme Coin to Buy Now? Tamadoge has seen significant gains over the past week since its upcoming listing on a tier one exchange was announced. With the big reveal on the 24th and more listings in the pipeline, the Tamadoge price shows no sign of slowing down and TAMA therefore looks like the best meme coin to buy now. Visit Tamadoge DISCLAIMER: This is not to be taken as investment advice. Crypto is a volatile asset, do your own research before investing and only invest money you can afford to lose. We may receive commission for clicking links in this article. Contact Details Finance News Alex Brown alex@financenews.com

April 20, 2023 05:20 PM Eastern Daylight Time

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Phunware shares industry benefits of newly patented Geofence Event Prediction Technology

Phunware Inc

Phunware COO Randall Crowder joins Proactive's Natalie Stoberman to share new insights behind the recently-granted patent for the company's Geofence Event Prediction Technology that uses machine learning to predict what experiences will matter most to users based on their location, preferences and previous activity. Crowder says the technology can be used in multiple sectors to create a more personalized mobile concierge service, including in healthcare and hospitality. The patent's approval will enable the company to better compete with other conversational AI services that can offer a more human-like experience. Contact Details Proactive Investors +1 347-449-0879 na-editorial@proactiveinvestors.com

April 20, 2023 12:11 PM Eastern Daylight Time

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Gaviota Slashes Inventory While Boosting Service Levels 36% with ToolsGroup’s AI-Powered Planning

ToolsGroup

ToolsGroup, a global leader in retail and supply chain planning and optimization, has partnered with Gaviota, the automated sun and shutter specialists, to fuel its supply chain planning transformation, resulting in significantly reduced inventory levels, increased customer satisfaction, and substantial business benefits. By implementing ToolsGroup Service Optimizer 99+ (SO99+), Gaviota has achieved the supply chain trifecta – lower inventory, higher service levels, and improved operational performance. Thanks to ToolsGroup Demand Forecasting and Planning and Inventory Optimization, the manufacturer has: ● Raised service levels for top items from 70% to 95% ● Reduced stock levels from 61 days in inventory to 35 days, a reduction of approximately 43% ● Improved production performance by 37%, increasing factory-to-sales service levels from 60% to 82% Present in 75 countries, Gaviota is a world leader in components, accessories, and systems for shutters, awnings, and similar sun protection products. Thanks to continued business growth, Gaviota now manages an extensive network of production plants, subsidiaries, and distributors worldwide, as well as 25 manufacturing divisions operating from 50 warehouses. The company manages a portfolio of over 40,000 products, many of which are seasonal and involve heavy industrial processes. “We wanted to broaden our business scope while minimizing inventory investments and ensuring sterling customer service,” said Francisco Javier Fernández, Supply Chain Director. “Amid increasing complexity, we recognized the need for a dynamic, reliable tool to help us plan quickly and accurately, along with a technology partner to accompany us on our digital transformation journey. We chose ToolsGroup as a partner for its intuitive, scalable solution and its sharp supply chain acumen. SO99+ helped us align inventory with demand and streamline day-to-day operations for maximum customer satisfaction, inventory reduction, and business performance. This level of efficiency and flexibility is yielding strong benefits and positions us to seize and pursue future growth opportunities.” “Customer-centric supply chain planning is the key to catalyzing and sustaining business expansion,” said ToolsGroup CEO, Inna Kuznetsova. “By employing AI-driven planning solutions that power rapid, demand-driven decisions, companies unlock their supply chains’ untapped potential for improved customer satisfaction and business performance. Gaviota has embraced both the technology and the growth-oriented mindset needed to seize these manifold opportunities for business evolution. We’re thrilled with their success and look forward to new opportunities to continue our outstanding partnership.” Want to learn more? Read Gaviota’s full story and discover the secrets behind ToolsGroup’s unique probabilistic forecasting and inventory management solutions here. About Gaviota Gaviota is a leader in the manufacture of components, accessories and systems for rolling shutters, awnings and enclosures. It has an international presence based in Spain (Alicante) and 50 years of experience in the sun protection sector, with a high industrial production capacity, able to respond to any demand and always at the service of its customers. About ToolsGroup ToolsGroup’s innovative AI-powered solutions enable retailers, distributors, and manufacturers to navigate through supply chain uncertainty. Our retail and supply chain planning suites empower a new level of intelligent decision making and unlock powerful business improvements in forecast accuracy, service levels, and inventory - delighting customers and achieving financial and ESG KPIs. Stay in touch with ToolsGroup on LinkedIn, Twitter, YouTube, or visit www.toolsgroup.com. Contact Details Meir Kahtan +1 917-864-0800 mkahtan@rcn.com Company Website https://www.toolsgroup.com

April 20, 2023 10:30 AM Eastern Daylight Time

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9 Potential Investor Benefits of Oxbridge Re’s (NASDAQ: OXBR) Web3 Startup SurancePlus

Oxbridge Re Holdings

SurancePlus, a wholly-owned subsidiary of Oxbridge Re Holdings Limited (NASDAQ: OXBR ), is currently offering an innovative opportunity in the form of DeltaCat Re tokens, which are asset-backed digital reinsurance securities. Here are some key reasons to consider investing in SurancePlus’s DeltaCat Re tokens: Solid ROI With a Projected 42% in Year 1 Offshore Investment With Potential Tax Benefits Proven Track Record Audited Financials Liquidity Backed by a 20% Preferred Return Two Ways to Access Liquidity: Tradeable on the secondary market Redeemable at the end of each year 1). NASDAQ-Listed Parent Company SurancePlus benefits from the strong foundation and reputation of its parent company, Oxbridge Re Holdings Limited, a publicly-traded company listed on the NASDAQ. With over a decade of experience in the reinsurance industry, Oxbridge Re Holdings Limited provides SurancePlus with a wealth of industry knowledge and best practices, positioning it for success in the market and instilling confidence in investors. 2). Strong Potential ROI The DeltaCat Re token investment opportunity presents the possibility for investors to earn substantial returns. The anticipated returns are 42% in Year 1, 104% in Year 2, and 196% in Year 3. Investors are entitled to a Preferred Return of $12.00 per Preferred Share in addition to at least 80% of the profits from the reinsurance contracts collateralized by the net proceeds of their offering. This strong potential for significant returns makes the DeltaCat Re token an appealing choice for investors seeking to diversify their portfolios and capitalize on the reinsurance market’s growth. 3). Asset-Backed and Compliant with Applicable U.S. Securities Laws The DeltaCat Re token is a digital security that is backed by real assets, specifically reinsurance contracts, which adds a layer of financial stability and reduces investment risk. Additionally, the token is structured to comply with applicable U.S. Securities laws, ensuring that the investment opportunity adheres to strict regulatory guidelines and standards. Investors can be assured that their investment is operating within the legal framework established by U.S. authorities. By adhering to applicable U.S. Securities laws, SurancePlus demonstrates its commitment to transparency, investor protection, and maintaining the highest level of ethical business practices. For U.S.-based investors, the DeltaCat Re token is offered under Regulation D 506(c), while international investors will rely on the SEC’s Regulation S requirements. Records of the ownership of issued securities will be kept by an SEC-registered transfer agent and also recorded on the Avalanche blockchain. 4). Market-Uncorrelated Solution SurancePlus stands out from traditional investments by offering a solution that is not correlated to financial markets. This distinct characteristic allows investors to enjoy diversification benefits, reducing the impact of market fluctuations on their portfolios. Through exposure to SurancePlus’s DeltaCat Re digital reinsurance securities, individuals can enhance their investment strategy, spreading risks across different asset classes. 5). Disrupting a Multi-Billion-Dollar Market The global reinsurance market, valued at $498.7 billion in 2021, is an industry experiencing significant growth. Projections indicate that by 2031, the market will reach $1344.3 billion, showcasing a compound annual growth rate (CAGR) of 10.8% from 2022 to 2031. As a key player in the reinsurance space, SurancePlus aims to disrupt and capitalize on this expanding market by introducing innovative solutions, such as digitally tokenized reinsurance securities. 6). Liquidity through Secondary Trading Or Redemption SurancePlus elected to tokenize its Preferred Shares to facilitate liquidity for investors. The company intends to make the DeltaCat Re tokens available for trading on a secondary trading platform. The opportunity to digitally transfer the DeltaCat Re tokens on a registered alternative trading system (ATS) adds value to the investment opportunity, showcasing SurancePlus’s commitment to providing a flexible and secure investment experience. Alternatively, investors could choose to redeem the token at the end of each year without any penalty. 7). Alternative Investment Opportunity The DeltaCat Re tokenized reinsurance security offers investors a unique opportunity to participate in the rapidly growing, multi-billion-dollar reinsurance industry. As an alternative investment, it allows investors to gain exposure to a high-growth market that has been historically limited to institutional investors and ultra-high-net-worth individuals. With the introduction of tokenized reinsurance securities, SurancePlus democratizes access to this lucrative sector, making it accessible to a wider range of investors. 8). El Niño Year Seen Taming Hurricane Season in 2023 The 2023 Atlantic hurricane season is forecast to be the least active since 1995. Accuweather and Weatherbell are estimating the 2023 hurricane season to be near the historical averages. Despite the fact that the 2023 hurricane season is estimated to be within the historical average, insurance and re-insurance rates are at the highest levels ever. This fits SurancePlus’s belief that DeltaCat Re token investors could see higher returns, as long as the hurricane forecast becomes reality. In other words, investors have the opportunity to get paid to take the risk. 9). Tax-Advantaged Investing in DeltaCat Re tokens also helps investors unlock offshore investing benefits. There may be tax-savvy strategies that can help boost your returns. However, it is important to remember to always consult a qualified tax advisor to ensure full compliance with tax laws, while maximizing the offshore investment advantages. Conclusion SurancePlus presents a unique and innovative investment opportunity in the form of DeltaCat Re tokens. These asset-backed, blockchain-powered tokenized reinsurance securities offer exceptional projected ROI, market-uncorrelated diversification, and secondary trading possibilities. Backed by a NASDAQ-listed parent company and operating in compliance with applicable U.S. securities laws, SurancePlus is poised to disrupt the growing reinsurance market, providing investors with an alternative, high-potential investment option. Don't forget to do further due diligence on this groundbreaking opportunity in the reinsurance sector. For more information on the DeltaCat Re Digital Reinsurance Security offering from Oxbridge Re Holdings’ (NASDAQ: OXBR) SurancePlus subsidiary, please visit: https://suranceplus.com/invest/ Disclaimer: Spotlight Growth is compensated, either directly or via a third party, to provide investor relations services for its clients. Spotlight Growth creates exposure for companies through a customized marketing strategy, including design of promotional material, the drafting and editing of press releases and media placement. All information on featured companies is provided by the companies profiled, or is available from public sources. Spotlight Growth and its employees are not a Registered Investment Advisor, Broker Dealer or a member of any association for other research providers in any jurisdiction whatsoever and we are not qualified to give financial advice. The information contained herein is based on external sources that Spotlight Growth believes to be reliable, but its accuracy is not guaranteed. Spotlight Growth may create reports and content that has been compensated by a company or third-parties, or for purposes of self-marketing. Spotlight Growth was compensated one thousand two hundred and fifty dollars cash for the creation and dissemination of this content by the company. This material does not represent a solicitation to buy or sell any securities. Certain statements contained herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may include, without limitation, statements with respect to the Company’s plans and objectives, projections, expectations and intentions. These forward-looking statements are based on current expectations, estimates and projections about the Company’s industry, management’s beliefs and certain assumptions made by management. The above communication, the attachments and external Internet links provided are intended for informational purposes only and are not to be interpreted by the recipient as a solicitation to participate in securities offerings. Investments referenced may not be suitable for all investors and may not be permissible in certain jurisdictions. Spotlight Growth and its affiliates, officers, directors, and employees may have bought or sold or may buy or sell shares in the companies discussed herein, which may be acquired prior, during or after the publication of these marketing materials. Spotlight Growth, its affiliates, officers, directors, and employees may sell the stock of said companies at any time and may profit in the event those shares rise in value. For more information on our disclosures, please visit: https://spotlightgrowth.com/disclosures/ The Post " 9 Reasons to Consider Investing with Oxbridge Re’s (NASDAQ: OXBR) Web3 Startup SurancePlus " First Appeared On Spotlight Growth. Contact Details Oxbridge Re Holdings Limited Spotlight Growth info@spotlightgrowth.com

April 20, 2023 05:30 AM Pacific Daylight Time

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April 19, 2023 01:05 PM Eastern Daylight Time

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April 19, 2023 12:41 PM Eastern Daylight Time

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