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BBVA Spark backs Twinco Capital with new €50 million debt facility to serve growing demand for sustainable supply chain finance

Twinco Capital

There is a staggering $2.5 trillion global trade finance gap that mainly affects SMEs in emerging countries, limiting their ability to access new business opportunities. Helping businesses to bridge this finance gap, supply chain fintech Twinco Capital announced on Tuesday, in the sixth edition of the Valencia Digital Summit (VDS), it has secured an additional €50 million facility with BBVA Spark to accelerate growth. Twinco, one of the few European high-growth fintechs led by women, offers the first sustainable supply chain finance solution in the market that covers purchase order funding and has provided over $250 million in funding to suppliers in emerging markets. "We are very pleased to support Sandra and Carmen, two entrepreneurs who have reinvented, with Twinco, the way supply chains are financed on a global scale by incorporating innovative environmental and social criteria into their supplier financing model" explains Roberto Albaladejo, head of BBVA Spark, an initiative that has more than 800 clients and facilitated €250 million in financing in just one year of operation. Twinco is a venture-backed business, with investors such as Quona Capital, Working Capital Fund, Mundi Ventures, Finch Capital. On the debt side, BBVA Spark will become one of Twinco’s key financial partners and joins EBN Banco de Negocios who has been supporting the Company from its inception, and Zubi Capital. Sandra Nolasco, CEO of Twinco Capital commented: We are thrilled to partner with BBVA Spark to help customers build truly sustainable and competitive global supply chains. It is only by partnering with this caliber of like-minded, financial institutions, that we will be able to address large-scale challenges like the one Twinco has set out to solve: closing the trade finance gap. This facility will support the company’s portfolio growth, expanding both the number of customers and geographies.” Twinco Capital engages with large corporations—mostly in the retail and apparel sectors—and offers funding to their suppliers worldwide, advancing up to 60% of the purchase order value upfront and paying the remainder upon delivery. The process is designed to be a fully transparent, no-hassle experience that provides the suppliers with funding for its purchase orders within 48 hours. The key to its success is its unique risk model, which complements the traditional view of financial risk with business performance and ESG data. In other words, it uses machine learning to assess the quality and strength of the commercial relationships between these large buyers and their suppliers. The company is growing rapidly and has already incorporated more than 150 suppliers, located in 13 different countries. Since launching in December 2019, Twinco Capital has grown by multiples of 3, supporting global trade during the pandemic and funding millions of purchase orders. Carmen Marin, COO of Twinco Capital added: “The value added Twinco is providing to customers stems from the combination of its unique funding solution with business intelligence that provides a holistic overview of supply chain risk. Technology and machine learning provide invaluable data insights on commercial, financial and ESG suppliers’ performance, giving our customers a state-of-the-art supply chain risk management tool.” The Amsterdam and Madrid-based fintech was founded in 2019 by Sandra Nolasco (CEO), an experienced banker and specialist in trade finance with an international career spanning over 20 years in major European commercial banks, and Carmen Marín (COO), who has over 16 years of management experience in both equity investing and project finance at Banco Santander. About Twinco Capital Twinco Capital, cofounded by Sandra Nolasco (CEO) and Carmen Marín (COO), is one of the few European high-growth fintechs led by women. Twinco offers the first sustainable supply chain finance solution in the market that covers purchase order funding.Twinco engages with large corporate partners to reduce financing costs and improve supply chain reliability by offering their suppliers access to affordable funding. Through its data analytics-powered platform, Twinco is able to provide suppliers across the globe with competitive liquidity from purchase order to final invoice. Twinco’s unique model benefits both suppliers and buyers, contributing to the construction of competitive and socially responsible supply chains. Learn more: www.twincocapital.com About BBVA Spark BBVA Spark was created in July 2022 with a banking offer aiming to meet the financial needs of startups. Its backing for innovative, high-growth companies includes short and long-term financing, with products ranging from credit cards to venture debt and access to a team of experts who understand their business model together with international support via its presence in Spain, Mexico, and Colombia. BBVA Spark has raised over €200 million in financing in Spain and Mexico and has just landed in Colombia. It offers its products and services to almost 500 customers. About BBVA BBVA is a customer-centric global financial services group founded in 1857. The Group has a strong leadership position in the Spanish market, is the largest financial institution in Mexico, it has leading franchises in South America and the Sunbelt Region of the United States. It is also the leading shareholder in Turkey's Garanti BBVA. Its purpose is to bring the age of opportunities to everyone, based on our customers' real needs: provide the best solutions, helping them make the best financial decisions, through an easy and convenient experience. The institution rests in solid values: Customer comes first, we think big and we are one team. Its responsible banking model aspires to achieve a more inclusive and sustainable society. Contact Details Twinco Capital Leticia Lopez-Perea communications@twincocapital.com Company Website https://www.twincocapital.com/

October 27, 2023 07:00 AM Eastern Daylight Time

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Crystal Palace vs Tottenham Hotspur Tips, Free Bets and Match Preview

Acroud Media

Tottenham Hotspur travel to Selhurst Park to face Crystal Palace on Friday, 27th October, with kick-off at 8pm at Selhurst Park. Spurs, flying high, have won seven out of their nine games. With London pride at stake and bragging rights to be held, we have provided a complete and thorough list of the best free bets and betting offers from the UK’s top betting sites. 18+ Gambling Can Be Addictive. Please Play Responsibly. BeGambleAware GamStop Gambling Commission Crystal Palace VS Tottenham Free Bets and Betting Offers Listed below, we have selected our top selections regarding the best free bets, betting offers and promos from the UK’s top-notch sportsbooks. If any of these offers blow you away and you want a piece of the action, look no further; click the link provided and follow the on-screen instructions to qualify and claim your chosen site’s promo successfully. BetMGM - Bet £10, Get £40 in Free Bets New cust only. 3 days to claim & 7 days to place a qualifying bet to receive 4x Free Bets: 1 x £10 Horse racing, 1 x £10 Free Bet Builder, 1 x £10 Acca and 1 x £10 Football. 7-day expiry. Exclusions apply. Stake not returned. T&Cs apply. Read more on BetMGM here bet365 - Bet £10, Get £30 in Free Bets 18+ Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of qualifying bets. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Registration required. Time limits and T&Cs apply. Begambleaware.org. View Significant and Full Terms and Conditions. Spreadex - Bet £10, Get £40 in Free Bets 18+ begambleaware.org. Spread betting losses can exceed deposits. Place a qualifying £10 fixed odds bet at odds of 1/2 or greater. Qualifying bet cannot be placed in play or cashed out early. Free bet stakes are not included in any winnings from the free fixed odds bets. Free bets expire in 28 days if unused. Betfred - Bet £10, Get £40 in Bonuses New 18+ UK customers only. Register using the promo code WELCOME40, deposit and place your first bet of £10+ on Sports (cumulative Evens+) within 7 days of registration. The first bet must be on Sports. £30 in Free Bets and £10 in Free Spins (50x20p) credited within 10 hours of bet settlement. Free Bet stakes are not included in any returns. Bonuses have a 7-day expiry. Payment restrictions apply. SMS verification and/or Proof of I.D. and address may be required. Full T&Cs apply. BetVictor - Bet £10, Get £40 in Free Bets 18+ New customers only. Opt-in: bet £10 on any football market at minimum 1/1 odds. No cash-out. Get £40 in Free Bets on selected events. Free Bets expire in 7 days. Debit card / Apple Pay payments only. T&Cs apply, see below. begambleaware.org | Please gamble responsibly LiveScore Bet - Bet £10, Get £20 in Free Bets *New members. £10 min deposit & bet on sportsbook, placed & settled at 1.5 min odds within 14 days of sign-up. Win part of the E/W bets. 2 non-withdrawable £10 Free Bet Tokens: accept in 7 days, valid for 7 days from acceptance (ex E/Ws & Multiples), stakes not returned. Click here for full T&Cs. BoyleSports - Bet £10, Get £20 in Free Bets *New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds, Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed-out/Free Bets won’t apply. Account and payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. **18+. Choose either Boost or Insurance. Available for in-play/pre-match bets on selected sports. You cannot use specials, boosts, free bets or any other promotion. A minimum of 5 selections and minimum odds of 1/5 per selection/leg to receive Acca Rewards. Minimum stake of £/€0.05. Max free bet refund of £/€20 per Acca for Insurance. The maximum bonus payout is €/£1,000 per Acca for boost. Free bets, cashed out, or voided bets will not qualify for this promotion. T&Cs Apply. Crystal Palace vs Tottenham BettingTips Crystal Palace is coming off the back of a 4-0 drubbing from Newcastle. Eddie Howe’s side, on a rampant run themselves, traumatised Crystal Palace with a thunderous performance. Palace’s last five games have only yielded two goals; one was against an out-of-sorts Man United side, which Palace won 1-0 at Old Trafford. Tottenham, who come to town at the top of the Premier League and are scoring free will, will want to give Palace another traumatised evening. Heung-Min Son to score first @ 4/1 with bet365 - BET HERE Tottenham win @ 3/4 with bet365 - BET HERE Crystal Palace vs Tottenham Match Preview Of Crystal Palace's start to the season, it can be said they lack consistency. The tremendous result against United at Old Trafford should have given them the kickstart they needed. Crystal Palace boss Roy Hodgson is the first manager to assemble five unbeaten Premier League games at Old Trafford in a row (W3 D2). With Tottenham coming to town, Crystal Palace will need that piece of magic to sustain the juggernaut of Tottenham. Tottenham is riding the crest of a wave, having played nine and won seven, which is champion form in itself. Tottenham returned to the top of the Premier League after beating a dull Fulham side who have won just two games in eight. Ange Postecoglou and Heung-Min Son picked up manager and player of the month awards for September and justified the accolade with a comfortable 2-0 win against Fulham on Monday evening. The acid test will come again this Friday when they go to Selhurst Park and can, temporarily at least, move five points clear at the top of the table. Crystal Palace Vs Tottenham Odds We have selected the best odds for the home win, draw and away win in the game between Crystal Palace and Tottenham. Crystal Palace win @ 10/3 with bet365 - BET HERE Draw @ 11/4 with bet365 - BET HERE Tottenham win @ 4/5 with bet 365 - BET HERE Contact Details Acroud Media info-media@acroudmedia.com

October 27, 2023 06:06 AM Eastern Daylight Time

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Best Casinos for October Pay Day in Canada

Acroud Media

Are you looking for a leading online casino site bursting with huge promotions and top game varieties? If so, you have come to the right place! Our experts have handpicked the best online casinos across Canada for our readers to enjoy just in time for payday. We only recommend the best sites with excellent customer incentives so players can rest assured that they are in for an exemplary gaming experience. To find out more about the leading Canadian online casinos and the customer features they offer, keep reading. Top New Casinos to Try This Pay Day Hellspin Casino Dolly Casino Casiyou Dolfwin Casino iWild Casino High Roller Casino Snatch Casino Mr Bet Casino Jackpot City Casino LeoVegas Casino 1. Hellspin Casino Hellspin is a leading online casino site favoured by players across Canada for its brilliant customer features. When users enter this spectacular site, they are greeted with an easy-to-navigate site with clear categories so players can find exactly what they are looking for in no time. New and existing customers can relish a selection of generous customer offers where they are in for a chance at claiming generous rewards. Our experts particularly favoured the comprehensive game library, flaunting over 3200 games from top software providers. Some game types at HellSpin Casino include slots, table games and live dealer games, which provide an immersive experience from the comfort of your own home. 2. Dolly Casino Despite being a relatively new site after its launch in 2021, Dolly Casino has built an excellent reputation for itself in the online casino industry, and it is certainly not a site that players want to miss out on. Dolly Casino is powered by leading software developers, including NetEnt, iSoftBet and Evolution, meaning users can look forward to a high-quality game selection alongside an exemplary gaming experience. Regarding making payments at the site, Dolly Casino has you covered. With a great variety of reliable banking options such as Visa, Neteller and Paysafecard, users can enjoy speedy and secure casino transactions. Users can rest assured that they are in safe hands at Dolly Casino as the site has received valid licensing from the government of Curacao. 3. Casiyou Launched this year, CasiYou online casino is a fresh casino site that has already caught the attention of players across Canada. The site prioritizes its customer experience and offers a fantastic selection of generous customer bonuses to keep players rewarded. Players are certainly spoilt for choice regarding game variety at CasiYou Casino, with over 500 top titles to choose from, including slots, table games and video poker. All games are developed by leading software providers, including Real Time Gaming and Playson, ensuring high-quality graphics and fast loading speeds. Casino enthusiasts who prefer to play on the go are in luck as CasiYou offers a fully optimized mobile site accessible for iOS and Android devices through the mobile browser. 4. Dolfwin Casino Animal lovers looking for a rewarding online casino experience have come to the right site. Dolfwin Casino is a dolphin-themed site bursting with vibrant imagery, top-notch sound effects and various enticing customer features. Offering an impressive 3400 game titles, there is no doubt that users will find a game suited to them. Our expert's favourite slot titles at Dolfwin Casino include Apollo Pays, Book of Dead and Congo Cash. Another fantastic quality of Dolfwin Casino is the safety measures in place to ensure users have a secure gaming experience. The site has full licensing from the Curacao eGaming board as well as adopting SSL data encryption technology that protects player data. 5. iWild Casino iWild Casino has received an excellent rating from its players thanks to its brilliant customer features, including generous bonuses and an impressive games library. As soon as players enter the iWild Casino interface, they are greeted with vibrant graphics and clear categories. Some game varieties available at iWild Casino are slots, table games and live casino titles. iWild Casino is also an award-winning site, being rewarded Best New Casino at the AskGamblers Awards, it has undoubtedly made its mark in the industry despite its short time in operation. The customer support service at iWild Casino is also top-notch, offering reliable contact options, including 24/7 live chat, email and telephone. All methods have been tested and approved by our experts. How We Rate the Top Pay Day Casinos in Canada Our team of experts are experienced in ranking the best gambling sites in Canada, whether that's a new casino to try out this payday, or the best site for betting on your favorite sports! Keep reading to find out the criteria that our experts use when reviewing new gambling sites, or for more details head over to our article at newsdirect.com. - Game Variety: When recommending the best online casino sites to our valued readers, our experts ensure they boast comprehensive game libraries so that there is a game title suited to all players. Customers can choose slots, table games and live dealer titles, bringing the brick-and-mortar casino experience to the comfort of their homes. Our experts also ensure that the casino games have a good RTP, which is attractive to players. Additionally, all games at the leading online casino sites are developed by top software developers to ensure an exemplary gaming experience. - Bonuses and Promotions: There is no better feeling than being rewarded while playing at a leading Canadian online casino site. Fortunately, all casinos recommended above treat its users with generous customer bonuses with top prizes, including free spins and bonus cash. Some popular promotions found at online casinos include welcome offers, no deposit bonuses and loyalty programs. Welcome offers are a fantastic way for new customers to kick-start their gaming experience and potentially claim brilliant rewards. - Mobile Compatibility: Mobile gaming is increasing in popularity thanks to its convenience and accessibility, and this demand is making its way into the online casino world. The top pay day casinos in Canada offer fully optimized mobile platforms, whether a mobile site dedicated app, or both! Users can enjoy gaming on the go via iOS and Android devices and can expect to find the same high calibre of customer features, including game and bonus variety, on the mobile platforms that would be found on the desktop alternatives. - Payment Methods: A key feature of the top online casinos in Canada that our experts look out for is the selection of payment methods on offer for users to complete secure casino transactions. Fortunately, the top pay day casino listed above offers a range of reliable banking options to choose from, including popular methods like Visa, PayPal and Interac. All methods have been tested and approved by our experts, noting fast transaction speeds and simple deposit and withdrawal processes. - Customer Support: Whether you are a new or existing player, you will undoubtedly come across a query at some point in your gaming career. That is why Canada's top pay day casinos must have high-quality customer support services. All our experts recommend sites offer several reliable customer support contact methods, including 24/7 live chat, email and telephone so that players can receive real-time help. Our experts also test the speed and functionality of each contact option. - Licensing and Regulation: The licensing and regulation of a leading online casino site is important in reassuring users that it is a reliable and valid site. Fortunately, all of the recommended sites in this article have received full licensing and certification from official bodies, so players can rest assured that they are in safe hands and are operating under relevant laws. Additionally, to ensure the safety of customer data and information, the top sites adopt SSL data encryption technology. Frequently Asked Questions (FAQs) Can I Access Online Casinos on Mobile? Yes, players who prefer to play on the go are in luck as the top payday casinos in Canada are fully mobile optimized, offering a dedicated mobile app or site for iOS and Android devices. Players can expect to find the same high-calibre customer features on the mobile platforms that would be found on the desktop alternative. Which Casino has the Best Payout Rate? All of the leading casino sites featured in this article flaunt good payout rates that are above 95% on average. Our experts recommend visiting one of the top pay day casinos today to enjoy all of the brilliant incentives on offer! Are Online Casinos Legal in Canada? Players can rest assured that the top online casinos listed above are entirely legal in Canada, thanks to valid licensing and certification. Players should, however, check that a site they are partaking in is legal in the relevant province, as Canada has some complex gambling laws. What Games Can I Play at Online Casinos? Players are spoilt for choice in the game department at the best Canadian online casinos, with hundreds of game varieties, including slots, table games and live dealer titles. Leading software providers develop all games to ensure an exemplary gaming experience. Contact Details Acroud Media info-media@acroudmedia.com

October 27, 2023 04:00 AM Eastern Daylight Time

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Bet £10 on the Premier League Get £40 in Free Bets with BetMGM UK

Acroud Media

Celebrate a huge weekend of Premier League football with BetMGM’s sign-up offer, exclusive to new UK customers. Ahead of this weekend’s round of Premier League fixtures, new BetMGM customers can earn themselves £40 in free bets. Three days of top-flight action begins with Crystal Palace vs Tottenham and closes with the headline game between Manchester United and Manchester City on Sunday afternoon. New BetMGM users can earn themselves £40 in free bets this weekend by placing a £10 bet on any Premier League fixture. Continue below to learn more about this excellent offer. Find a complete review of BetMGM at businessmanchester.co.uk. CLAIM BETMGM BET £10 GET £40 OFFER 18+ Gambling Can Be Addictive. Please Play Responsibly. BeGambleAware GamStop Gambling Commission How to claim BetMGM UK Bet £10 Get £40 Sign-Up Offer 1. Click here to be taken to the BetMGM sign-up page. 2. Create an account by entering your personal details and selecting a unique username and password combination. 3. Make a first deposit worth at least £10 and wager it on any Premier League market at odds of 1/1 (2.0) or greater. 4. Once the bet settles, claim your £40 in free bets! The £40 in free bets will be awarded to customers like so: 1 x £10 Football Bet 1 x £10 Horse Racing Bet 1 x £10 Free Bet Builder 1 x £10 Acca Premier League Fixtures Qualifying customers at BetMGM can take their pick from any of the following fixtures to place their £10 qualifying bet on. Once this bet has settled, you will be rewarded with the £40 in free bets. Crystal Palace vs Tottenham Hotspur Chelsea vs Brentford Arsenal vs Sheffield United Bournemouth vs Burnley Wolves vs Newcastle United West Ham United vs Everton Brighton vs Fulham Aston Villa vs Luton Town Liverpool vs Nottingham Forest Manchester United vs Manchester City BetMGM Sign-Up Offer Terms and Conditions The following promotions only apply to customers who are over 18 years of age, and can only be claimed once per household, computer and/or IP address. All new players from the UK who are 18 years and over will be eligible for one New Player Welcome Bonus when they create an account at BetMGM.co.uk, subject to the terms and conditions below. BetMGM will refuse any promotions and bonuses to players who do not comply with the terms and conditions. BetMGM is entitled to withdraw any bonus funds and suspend player accounts if it believes the promotion has been abused, the terms of the offer have not been adhered to, or any irregular betting patterns are found. Only one account per player is permitted. Players who attempt to register and claim bonuses through multiple accounts will have all accounts suspended and all bonus and winnings void. BetMGM’s decision is final. In the event your balance is made up of both cash funds and bonus funds, cash funds will be wagered and contributed first until depleted prior to bonus funds being wagered and contributed. Wagering requirements apply and must be met within the period stated or the bonus will expire and all bonus funds will be removed from the account. The maximum win and withdrawal for a non-depositing player is capped at £50. We can change or withdraw a promotion or change the terms and conditions: without giving you notice, where a change or withdrawal is required due to any change in law or regulation; or by giving you prior notice, if the change or cancellation is for any other valid reason (for example, if there is a fault in the software or systems used to manage the promotion, or if a mistake is identified). Contact Details Acroud Media info-media@acroudmedia.com

October 27, 2023 01:00 AM Eastern Daylight Time

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Maroon 5 to headline at the 8Wonder Music Festival, Vinpearl Phu Quoc

Vingroup

PHU QUOC, VIETNAM - Media OutReach - 27 October 2023 - Vinpearl Phu Quoc integrated entertainment and resort complex announces the launch of its world-class festival series, "Wake Up Festival 2023", kicking off on October 30 and turning up the volume from December 9, 2023 to January 7, 2024. Music lovers in Vietnam can experience Grammy Award Winners Maroon 5 at the 8Wonder Winter Festival. Maroon 5 will headline the second 8Wonder Winter Festival, taking place on December 16, 2023, and will bring their iconic selection of stellar hits to Phu Quoc alongside some of Vietnam's top artists. "Wake Up Festival 2023" will include three mega music festivals, two theme festivals, and hundreds of incredible events that will run continuously throughout this epic cultural gathering. From December 9, 2023, the orchestrated lighting ceremony of the giant Christmas tree at Grand World in coordination with the trees at each of our resorts, theme park, and safari will kick off the festive season and awaken the festival spirit for all visitors. During the festival, the northern region of Phu Quoc island will be transformed into a festive wonderland with phenomenal choices of festive parties, music concerts, carnivals, entertainment, in addition to a wide range of cuisine, unique natural features and culture. This will all culminate with the world-class music fest, 8Wonder Winter Festival, taking place on December 16, 2023. Headlining the festival this year are pop legends Maroon 5 on the 8Wonder stage. By bringing together these music icons and many top Vietnamese artists, 8Wonder not only brings unlimited emotional wonders for attendees, but it also maintains its standing as a top-tier music festival in Vietnam and the region. The festival series will continue to flourish as we reach the 2024 countdown event, "Wake Up New Year", taking place on December 31 at Grand World. The dazzling display of Vietnamese artists and fireworks from 3 shooting points in the north of the island will offer the perfect atmosphere to celebrate the New Year. In addition to the main events, each day and night during the Wake Up Festival 2023, Phu Quoc is filled with hundreds of shows and entertainment activities, including the Gondola aristocratic boat racing festival, Copenhagen Christmas fair and Wake up Santa Parade, etc. Wake Up Festival 2023 will also mark a "Green Christmas" by supporting a series of activities to raise awareness on environmental protection such as: Marathon for the environment, Eco Wonder Xmas (a jubilant parade with wild animals at Vinpearl Safari), tree planting activities, and crafting giant animal models from recycled items. The Green Christmas Festival will have the participation of 300 elite students from schools in the local community, participating in learning experiences, planting trees and exploring the Safari. The Wake Up Festival continues to celebrate "unlimited emotional wonders" in Phu Quoc and is a testament to the relentless efforts of Vinpearl - VinWonders in creating attractive and compelling destinations for tourists, contributing to making Vietnam a leading destination in the region and the world. 8Wonder Winter Festival early-brid tickets Early-bird tickets for all classes will be available from 8 PM, November, 2023 (Vietnam time), with a limited number of VIP and VVIP tickets. For information and tickets, please visit official website: 8thwonder.vn. As one of the world's most beloved bands, Maroon 5 has won three Grammys out of 13 nominations, including "Best New Artist," sold over 95 million albums and over 650 million singles, achieved RIAA certification in more than 35 countries, and had an astonishing 32 songs enter the Billboard Hot 100. Contact Details Media Contact +84 96 196 65 65 v.chidqd1@vingroup.net

October 27, 2023 12:21 AM Eastern Daylight Time

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Avoid Costly Mistakes in Medicare Planning

YourUpdateTV

As millions of older Americans prepare for the Medicare Annual Enrollment Period, it’s time to make sure people understand the options available before they choose their next plan. Recently, Ari Parker, Medicare Expert and Best-Selling Author of the book ‘It’s Not That Complicated’ participated in a nationwide satellite media tour to discuss the open enrollment period and costly mistakes people make when choosing Medicare plans. A video accompanying this announcement is available at: https://youtu.be/Ph3XzVQ7bEs Medicare decisions can be incredibly complicated. But they don’t have to be. When it comes to picking a plan, there are a few things that are crucial to remember. First, the open enrollment period runs until December 7th. Medicare plans change every year, along with your health, so it’s crucial to review your coverage before the December 7th deadline to ensure that you are on the right plan for your specific needs. When considering benefits, think about the 3 Ps. Providers, prescriptions, and priorities. It’s important to make sure the doctors you see are in network and covered affordably, your prescriptions are easily accessible and cost effective, and that your plan matches up with your own life priorities. It’s Not That Complicated is a guide that teaches people how to pick the right plan for their situation, breaking down Medicare into bite-sized chunks and guiding Medicare beneficiaries through the key aspects of selecting a plan. "Medicare is a moving target, and 2024 brings important shifts in coverage that will directly influence the choices many are about to make," Parker remarks. "At Chapter, we empower seniors to choose what's best for both their health and finances. This book extends our reach to a broader audience than one-on-one consultations could ever allow." To learn more, visit askchapter.org or call 888-487-2023 About Ari Parker Ari Parker is the author of the best-selling book “It’s Not That Complicated.” As the co-founder of Chapter, the country’s leading Medicare Advisory company, he has helped thousands of Americans find the right Medicare plan that maximizes their benefits while saving them money. Ari’s work has been featured in The New York Times, The Wall Street Journal, Forbes, Huffington Post and more. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

October 26, 2023 10:17 AM Eastern Daylight Time

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Unlock Your Dream Holiday Getaway: Airbnb Hacks that Can Help You Secure the Perfect Accommodation Hassle-Free

YourUpdateTV

Planning a memorable holiday begins with the right accommodation. Recently, Liz Debold Fusco, Communications Lead for North America, Airbnb, conducted a satellite media tour to share the best Airbnb hacks to help your holiday travel dreams come true. A video accompanying this announcement is available at: https://youtu.be/U4QjdBszMq4 Based on feedback from guests and Hosts around the world, Airbnb improved nearly every aspect of the app experience. From sign up to checking out, and every step in between, Airbnb took a design-driven approach to make sure that users have a seamless booking experience. Whether by the shore or on the slopes, a dream holiday stay is within reach. Airbnb is sharing its best hacks to help holiday travel dreams come true, from filtering searches for must-have amenities to curating the ultimate winter vibe with Airbnb Categories. Grab a cup of cocoa, cozy up by the fire, and let Airbnb help you find the ultimate festive stay. Use total price display to search for perfect holiday getaways within budget Last December, Airbnb rolled out total price display, a game-changing feature that makes it easier to search for unique, festive stays within your budget. With the goal of empowering guests to make informed decisions, Airbnb revolutionized the way stays are presented by showcasing the total price, inclusive of all fees before taxes, right from the get-go. Since launch, over 8 million guests have booked travel on Airbnb using the feature. i Whether looking for a cabin for ten, or a private room for two, total price display gives the guests the transparency they need to find the best option for them. Use Categories to search by holiday vibe or for inspiration Dreaming of a white Christmas in a ski-in ski-out chalet? Or maybe leaning towards a blue Hawaiian on a sandy beach? Airbnb Categories are helpful in finding that needle in the haystack, or inspiring guests as they figure out what type of stay they crave! There are so many unique categories to choose from – and this holiday season, Vineyards, Cabins and Iconic Cities are three of the most popular Categories guests are booking this year ii, showcasing how every traveler has a unique vision on what their perfect holiday stay can be. iii Filter searches to find the perfect winter escape A stay with all the trimmings can mean different things to different guests, for some that’s wifi and for others it’s a gym! In fact, last holiday season, two of the most searched amenities on Airbnb were jacuzzis and fireplaces iv. Just in time for this holiday season, Airbnb introduced two new search filters based on popular demand: pet-friendly stays and king-size beds, making it even easier to narrow searches for every individual’s holiday must-haves! Santa doesn’t have the only holiday wishlist Wishlists are the best way to get holiday planning underway. And following Airbnb’s 2023 Summer Release, Wishlists now include a calendar so guests can check the availability of all wishlisted stays. Guests can also add personalized notes to each wishlisted home to easily reference why a particular stay made it on the nice list to begin with! Flexible searches and carousel fun With Airbnb’s flexible search tool, dream stays are just a click away. If flexible on where and when, and even for how long, guests can unlock even more stays over the busy travel season. And it’s easy to use: instead of selecting exact dates or even a destination at the beginning of a search, guests can search with options like a weekend getaway, a week-long vacation, or even a month-long stay, as well as by continent or country or anywhere in the world. But if travel plans are fairly set, and search results are limited, a brand new feature will automatically display a carousel at the bottom of search results with more great stays available over similar dates. Guests and their loved ones are covered this season, with AirCover Airbnb is here to take the stress out of booking a stay for the holidays! Every booking comes with AirCover, so if there’s a serious issue, Airbnb will help guests find a similar place. To learn more, visit airbnb.com. About Liz DeBold Fusco Liz DeBold Fusco is Communications Lead for North America for Airbnb. Prior to that, she was a Vice President at SKDKnickerbocker, a national public affairs firm, where she provided strategic communications guidance to organizations ranging from the NAACP and Demos to The Rockefeller Foundation and AT&T. Liz has also worked for the Mayor's Fund to Advance New York City and New York City First Lady Chirlane McCray as well as the New York State Attorney General. About Airbnb Airbnb was born in 2007 when two Hosts welcomed three guests to their San Francisco home and has since grown to 4 million Hosts who have welcomed more than 1 billion guest arrivals in almost every country across the globe. Every day, Hosts offer one-of-a-kind stays and unique Experiences that make it possible for guests to experience the world in a more authentic, connected way. i Between December 2022 and September 2023 ii Based on guest bookings between January 1 - September 15 2023 iii Based on travel time period of November 1 - December 31, 2022 iv Based on travel time period of November 1 - December 31, 2022 Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

October 26, 2023 10:09 AM Eastern Daylight Time

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OpenSense AI Transforms Content Creation with the Launch of Innovative NSFW Image Generator Powered by AI

Hotimage.AI

OpenSense AI has recently launched their platform hotimage.ai, which allows users to generate images with the help of AI, including NSFW (Not Safe For Work) images. This new development marks a significant milestone in the evolution of creative expression, offering users unparalleled customization options and a seamless interface for generating lifelike and immersive NSFW imagery. The newly introduced AI NSFW Image Generator hotimage.ai represents a significant leap forward in the world of digital content creation, empowering users to craft and customize content with unparalleled precision and sophistication. By harnessing the power of advanced deep learning algorithms, hotimage.ai seamlessly integrates user preferences, enabling the creation of high-fidelity, realistic, and visually striking imagery that caters to a diverse array of artistic and entertainment needs. The company is eager to delve into the potential of content creation using artificial intelligence and aims to offer an interactive and accessible platform that enables creators, artists, and digital enthusiasts to realize their creative ideas. In addition, they aspire to foster a community where users can anonymously create, share, and modify their own content, along with that of others. The NSFW AI Generator from OpenSense AI offers an extensive array of customization options, enabling users to select from a diverse range of body types, poses, and scenarios to create content tailored to their specific preferences and artistic visions. With a user-friendly interface and seamless navigation, the platform ensures a streamlined and intuitive experience, allowing users to effortlessly bring their creative ideas to fruition in a virtual environment that prioritizes both quality and user control. This innovative offering has garnered significant attention within the industry, positioning the company at the forefront of technological innovation and creative exploration. By fostering a culture of responsible and ethical content creation, hotimage.ai remains committed to implementing robust content moderation mechanisms, ensuring that the platform is used in a manner that upholds the highest standards of integrity, respect, and digital ethics. As the digital landscape continues to evolve, OpenSense AI is dedicated to spearheading the responsible integration of AI-driven technologies, fostering a culture of digital literacy, and promoting ethical standards within the realm of content creation. By prioritizing the well-being of online communities and advocating for responsible digital engagement, OpenSense AI aims to empower creators and users alike to harness the full potential of the NSFW Image Generator for artistic expression and creative innovation, thereby redefining the standards of excellence within the digital content creation sphere. About OpenSense AI: OpenSense AI is a leading technology company specializing in the development of innovative AI-driven solutions for the digital content creation industry. With a strong commitment to technological advancement and ethical innovation. Contact Details OPENSENSEAI TECHNOLOGY LIMITED Adam Scott +1 346-428-8364 support@hotimage.ai

October 26, 2023 10:00 AM Eastern Daylight Time

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What’s The “Right” Way To Eat Candy Corn?

YourUpdateTV

The National Confectioners Association recently conducted a survey uncovering new consumer insights and participated in a nationwide media tour featuring Carly Schildhaus, spokesperson for the National Confectioners Association. Some interesting findings from the research include: https://youtu.be/bs_l4qKjXnY · 93% of Americans say they will share chocolate and candy with friends and family for Halloween. · 2/3 of households will welcome trick-or-treaters in 2023. · 98% of Americans who welcome trick-or-treaters will hand out chocolate and candy. · 60% of parents say they steal Halloween treats from their kids’ stash. · 70% of Halloween celebrators say that the best way to enjoy treats is with friends and family. · What’s the right way to eat candy corn? · 51% - whole piece · 31% - start with the narrow white end · 18% - start with the wider yellow end To help Americans navigate the Halloween season while enjoying their favorite treats, NCA has a robust set of resources available at AlwaysATreat.com/Halloween, where consumers can find tricks for treating in 2023, including safety tips, history lessons and fun facts about the season. To join the conversation on social media, use #HalloweenTreats, and follow NCA on Facebook, X and Instagram. Happy Halloween! About the National Confectioners Association (NCA): The National Confectioners Association is the leading trade organization for the U.S. confectionery industry, which generates $42 billion in retail sales each year. NCA advocates for an environment that enables candy makers to thrive and works to ensure that chocolate, candy, gum and mints are celebrated for their contributions to culture, society, the economy and everyday moments of joy. The industry employs nearly 58,000 workers in more than 1,600 manufacturing facilities across all 50 states and supports an additional 635,000 jobs in related fields. The U.S. confectionery industry has made a commitment to increasing transparency, providing more portion guidance options and educating consumers about the role of confectionery in a happy, balanced lifestyle. Learn more at CandyUSA.com or follow NCA on Facebook, X and Instagram. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

October 26, 2023 09:53 AM Eastern Daylight Time

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