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5 Most Undervalued Cryptocurrencies that May Rise in 2023

Renske Technologies

Are you someone who's been holding onto a certain cryptocurrency that you believe has huge potential, but the market just doesn't seem to be catching on? Well, fear not, because today we're going to discuss the most undervalued crypto that could be the key to unlocking massive profits. It's time to put on your exploratory hat and join us on a journey to uncover the hidden gem that has been lurking in the shadows of the crypto market. So sit tight, fasten your seatbelts, and prepare to discover the untapped potential of the crypto world. Who knows, you might just be the next crypto lord! 5 Most Undervalued Cryptocurrencies of Feb 2023 yPredict: Accurate predictions and advanced trading tools powered by AI. VeChain: supply chain management and enterprise solutions. Cosmos: Creating an Internet of Blockchains Filecoin: decentralized storage network for secure and efficient data storage. Polygon: high-performance scaling solution for Ethereum <<<<< Our #1 Pick: yPredict.ai>>>>> yPredict.ai - #1 to Watch for Undervalued Crypto Assets In the volatile cryptocurrency market, finding a signal provider you can trust can be daunting. yPredict.ai, however, is changing the game. This prediction market platform leverages advanced AI algorithms to provide users with real-time insights, making it an ideal tool for making informed investment decisions. It also offers a comprehensive ecosystem of data repositories, prediction platforms, analytical tools, and state-of-the-art trading terminals, providing everything you need to succeed. Revolutionize Your Investments with yPredict's NLP and 100+ charts analysis Say goodbye to traditional market analysis with sentiment analysis powered by natural language processing (NLP). With yPredict's NLP technology, you can detect your preferred coin's true mood on social media and news stories, providing you with incalculable insights to make investment decisions. The user-friendly interface and features like chart pattern analysis make it easy to access the data you need to unlock the full potential of your investments. yPredict is also featured as most undervalued cryptocurrency in 2023 report on NewsDirect The Exciting Opportunities of yPredict's Marketplace yPredict is a game-changing platform that is revolutionizing the world of trading. With its cutting-edge technology, traders and investors can access valuable information and earn recurring revenue by offering model predictions and data research. The platform provides a wealth of opportunities for both buyers and sellers, with the ability to subscribe to trading signals as well as offer valuable insights to other market participants. Whether you're an experienced trader or looking to capitalize on your knowledge, the yPredict marketplace is dynamic and provides a lucrative opportunity for anyone seeking to maximize their returns. As a token holder, you can enjoy numerous benefits, including the potential for 10-100x returns and quarterly stake incentives of up to 45%. Whether you're an investor seeking impressive returns or a data scientist looking to monetize your expertise, yPredict.ai is an excellent opportunity for anyone looking to capitalize on their skills and knowledge. <<<<< Our #1 Pick: yPredict.ai>>>>> VeChain VeChainThor is a public blockchain designed to meet the needs of businesses of all sizes. It aims to tackle the challenges faced by Ethereum by offering unique features such as meta-transaction capabilities, proof-of-authority consensus, and an on-chain governance mechanism. The VeChainThor blockchain has a dual token economy consisting of VeChain Token (VET) and VeChainThor Energy (VTHO), designed to shield companies from market volatility and speculation. With the VeChain ToolChain, businesses can collaborate on new products and services while promoting transparency and providing stakeholders with insights into the product lifecycle. Led by Sunny Lu, the former chief information officer of Louis Vuitton China, VeChain's team has created a blockchain platform built to last and ideal for long-term investments. Cosmos Cosmos (ATOM) aims to interconnect blockchains in an ecosystem that can scale and work together, ultimately leading to faster transaction processing, making it ideal for multiple uses. The platform caters to three major blockchain problems: sovereignty, scalability, and sustainability. Cosmos provides developers with a free framework to build sovereign blockchain apps without ongoing costs and allows blockchain applications to scale to millions of users. ATOM, the primary token of the Cosmos Hub, aims to secure interchain services. Cosmos' blockchains use an efficient proof-of-stake (PoS) consensus algorithm to secure the network, reducing its carbon footprint by more than 99% compared to proof-of-work blockchains. Cosmos (ATOM) is a crypto asset with the potential for growth in the future, making it an attractive option for long-term investment. Filecoin Filecoin is a decentralized protocol allowing anyone to rent out their spare storage space on their computer and buy storage on the network. Its potential for growth is evident by the $257 million it raised in its 2017 ICO. Unlike centralized data storage solutions, Filecoin offers a larger free market for data storage, which should drive the price down. By using existing resources, the economy can grow, and the decentralized network makes it harder to compromise with no single point of attack. While it has potential disadvantages, such as speed and processing transactions using the Filecoin cryptocurrency, Filecoin still offers an incredible investment opportunity. As more systems become computerized, there will be an increase in demand for decentralized data storage, making Filecoin an attractive long-term investment. Polygon Polygon (previously Matic Network) is a stack of protocols designed to solve the scalability issues of Ethereum. It provides a separate network for handling transactions, reducing the network load on Ethereum. With Polygon, users can interact with any decentralized application without worrying about network congestion. Polygon is a four-layer system composed of the Ethereum layer, security layer, Polygon networks layer, and execution layer. Its main objective is to facilitate an open and borderless world where users can seamlessly interact with decentralized products and services. Its flexible architecture allows Polygon to incorporate any scalability solution beyond the current Plasma chains, ZK-rollups, and optimistic rollups planned. With its multi-pronged approach to scaling, Polygon has the potential to grow and is a crypto asset that people should consider investing in for the long term. Conclusion In conclusion, investing in the right cryptocurrency can be a demanding task, but with the right tools and analysis, one can uncover some hidden gems that have the potential for tremendous growth. Of all the options presented, yPredict is the best choice. With its cutting-edge technology, advanced predictive platform, and income-sharing staking pool, yPredict offers state-of-the-art predictive models and data insights that can help businesses stay ahead of the curve and outsmart their competitors. Although VeChain, Folecoin, Cosmos, and Polygon have promising prospects too in the coming future for investors. Contact Details Heisenberg Research Louis info@heisenbergresearch.com Company Website https://heisenbergresearch.com

February 23, 2023 01:12 PM Eastern Standard Time

Top 5 Hottest Crypto Gems in February 2023

Renske Technologies

Looking for a surefire way to buy a yacht or two? Look no further than the world of crypto gems! These digital coins are like buried treasure just waiting to be discovered. With a little detective work, you can find the hidden gems with strong communities, innovative technology, and real value. So grab your magnifying glass, put on your thinking cap, and get ready to strike it rich. Who knows? You could be the next crypto millionaire living the high life on your very own yacht. The 5 Crypto Gems to Invest in 2023 yPredict.ai: Revolutionise Your Trading Activity Tether: Pioneering a more inclusive future USDCoin: Revolutionising Digital Transactions with USDC XRP: Secure, Fast, and Affordable Transactions Cardano: Innovation and Security in Harmony <<<<<< Checkout yPredict.ai >>>>>> yPredict: # 1 Smart Predictions Edge When it comes to making smart predictions, having the right tools is everything. And that's where yPredict comes in. With predictive models and data backed by research built by the top 1% of AI developers and quants, yPredict is like the James Bond of prediction - sleek, intelligent, and always one step ahead. These models and insights provide an unbeatable edge in different industries, from finance to health to human resources. It's like having a secret weapon that nobody else knows about. Investors who are serious about staying ahead of the curve need yPredict's cutting-edge technology. By combining advanced predictive models with real-time trading signals, yPredict offers an unparalleled advantage in the markets. And with over 100 chart pattern recognition tools, investors can identify key patterns and trends to make informed investment decisions. The future is uncertain, but with yPredict's innovative technology and expertise, investors can have confidence in their investments. Transform Your Trading with yPredict's Advanced Tools yPredict's cutting-edge trading platform is revolutionising the way traders and investors make investment decisions. With over 100 chart pattern recognition tools, yPredict ensures that investors stay ahead of the curve, receiving real-time alerts on chart patterns, Fibonacci patterns, and breakout patterns. With these tools at their fingertips, investors can make informed decisions with ease and stay ahead of the competition. Moreover, yPredict's trading terminal is the ultimate tool for traders looking to stay on top of the markets. With the ability to place orders instantly, traders can seize profitable opportunities and never miss out on a good trade again. The platform guarantees access to the most advanced technology and insights available, with real-time data updates that enable traders to make informed decisions based on the latest market trends. But yPredict is more than just a platform - it's a community of like-minded individuals who share a passion for trading and investing. With its user-friendly interface and intuitive design, yPredict ensures that traders and investors of all experience levels can access and use the platform with ease. The platform's commitment to transparency and accountability ensures that users can trust the information and tools provided to them. Why Could YPredict Revolutionise the Cryptocurrency Industry? Exciting Potential and Quarterly Staking Rewards: yPredict has an incredibly low market cap of just 4.5 million at listing, which is only a fraction of what similar projects are valued at in the market. This presents an amazing opportunity for investors to potentially see a 10-100x increase in the value of their yPredict tokens, making for an exhilarating investment opportunity. Holders of yPredict tokens can receive up to 45% in quarterly staking rewards from the 10% income-sharing pool. This is a much higher return than the industry average for staking returns, which is typically only 5-10% APY. With such a high reward rate, yPredict incentivizes its users to hold onto their tokens and participate in the platform's growth. Lifetime Free Predictions and Huge Discounts: With a minimum investment of just $250 in yPredict tokens, investors can gain access to Predict Analytics' base models, which were built by top AI developers. These predictive models can forecast the prices of popular coins with incredible precision, providing users with a valuable tool for making investment decisions. This lifetime access to the base models is an exhilarating opportunity for investors to gain an edge in their investment strategies. yPredict offers access to a range of platforms in its ecosystem, including data repositories, prediction platforms, analytical tools, and state-of-the-art trading terminals, all at a discounted price. This allows users to access advanced tools and resources at a fraction of the cost they would pay elsewhere, making for a thrilling opportunity to level up their investment game. <<<<<< Checkout yPredict.ai >>>>>> Tether Tether (USDT) is a stablecoin that is designed to maintain a constant value against the U.S. dollar. This unique feature offers a safe haven for cryptocurrency investors, particularly during times of high volatility when other cryptocurrencies experience significant price fluctuations. Despite the volatility in the market, USDT, Tether has persevered and even expanded its offerings in recent years. For instance, the company recently launched a stablecoin that is backed by the Mexican peso, providing users with even more options to diversify their investments. Additionally, Tether has partnered with Keet, a social media app that aims to create a more inclusive and equitable online space for users. As Tether continues to grow and evolve, it offers investors a unique and stable option for investing in the crypto market. USD Coin USD Coin (USDC) is a highly promising stablecoin that is pegged to the US dollar on a 1:1 basis, offering a stable and secure option for investors in the world of cryptocurrency. Thanks to the Centre consortium, which was founded by Circle and Coinbase, investors can rest assured that every unit of USDC is backed up by $1 held in reserve, with the levels of cash reserves being verified by major accounting firms to ensure regulatory compliance. USDC has a range of exciting use cases, making it an ideal option for businesses operating in a world where cashless transactions are becoming increasingly common. For instance, the stablecoin enables businesses to accept payments in digital assets, allowing for a new level of flexibility and accessibility. Additionally, USDC has the potential to transform sectors such as decentralised finance and gaming, offering a more secure and transparent way for users to transact with digital assets. Overall, USDC is an exciting development in the world of cryptocurrency, offering a stable and secure option for investors and a range of exciting use cases for businesses and individuals alike. With its strong backing from the Centre consortium and its innovative features, USDC is a highly promising asset that is set to make a major impact in the years to come. XRP The XRP Ledger (XRPL) is an exciting and innovative technology that is transforming the world of finance. With its low-cost and high-speed transactions, the XRPL is the perfect solution for micropayments, DeFi is poised to make a big splash in the emerging NFT market. What sets the XRPL apart is its unique Federated Consensus mechanism, which guarantees secure and transparent transactions for users across the globe. Businesses and developers worldwide are embracing the XRPL to create solutions that address inefficiencies in the financial sector, leading to a more efficient and inclusive global marketplace. Despite the volatility in the crypto space, the XRP Ledger continues to make significant strides in the market. Its advanced technology and commitment to innovation have positioned it as a leader in the field, and the future looks bright for XRPL and its users. Overall, the XRP Ledger is an exhilarating technology that is revolutionising the financial industry. With its speed, low-cost, and secure transactions, the XRPL is sure to continue making a significant impact in the world of finance for years to come. Cardano Cardano is a truly innovative blockchain platform that is taking the cryptocurrency world by storm. Since its founding in 2017, the open-source project has been dedicated to creating a more secure, transparent, and fair society, where power is distributed equally to individuals. What sets Cardano apart is its unique approach to the proof-of-stake consensus mechanism, which has been highly successful in making it one of the largest blockchains to use this technology. In addition, the project's commitment to peer-review before development ensures that only the most durable and validated ideas are implemented, ensuring the utmost quality and security for its users. Furthermore, Cardano's highly anticipated Vasil hard fork promises to introduce critical upgrades to the blockchain, such as improving scalability and usability, making it an exciting time to be a part of the Cardano community. Conclusion The world of cryptocurrency can feel like a vast and ever-changing landscape, but fear not - there are hidden crypto gems waiting to be discovered! With the right resources, such as those provided by innovative platforms like yPredict, investors can gain a unique edge in the market and discover the next big thing in crypto. Stablecoins like Tether and USD Coin offer a stable and secure option for those looking for a reliable store of value in the cryptocurrency world. Meanwhile, platforms like Cardano and the XRP Ledger are pushing the boundaries of what's possible in the crypto space, offering the potential for significant returns and innovative use cases. The excitement and hope for the future of cryptocurrency is palpable, with cutting-edge technology and a strong community driving innovation and progress. So, take up your magnifying glass and get researching - the next crypto millionaire could be just around the corner. With the right strategy and a bit of luck, the potential for financial success and a brighter future is within reach. Contact Details Heisenberg Research Louis team@renske.com Company Website https://heisenbergresearch.com

February 23, 2023 01:04 PM Eastern Standard Time

Asure Software (NASDAQ: ASUR) Sets the Tone for 2023 with Intuit (NASDAQ: INTU) TurboTax and ZayZoon Collaborations, While Institutional Investors Boost Positions

Benzinga

By Spotlight Growth U.S. stocks surged in January 2023, as Q4 2022 financial results were not quite as bad as many analysts and experts feared. As a result, the S&P 500 (NYSE: SPY) jumped 6.18%, Dow Jones Industrial Average (NYSE: DIA) climbed 2.83% and the Nasdaq (NASDAQ: QQQ) shot up a whopping 10.6% in January 2023 alone. According to S&P Global, the somewhat better-than-expected Q4 results, combined with a late Santa Claus rally and early-year bargain hunting after a brutal 2022, are seen as the key catalysts that drove U.S. stocks to impressive returns to kick off the first month of 2023. However, as we approach March 2023, the “big three” stock indices have since given up nearly all of their gains. As of this writing, the S&P 500 and the Dow Jones Industrial Average have turned slightly negative on the year, while the Nasdaq barely holds on to a 0.08% gain YTD. Despite the continued volatility and “kangaroo market” conditions in early 2023, Asure Software (NASDAQ: ASUR) is picking up right where it left off in 2022. The Human Capital Management (HCM) solutions provider has continued its outperformance, as the company continues to collaborate and leverage key partnerships and provide small-to-medium businesses (SMBs) with the tools needed to remain nimble during the economic uncertainty, while still attracting top-tier employee talent. Asure’s strong 2022 performance and strong start to 2023 are certainly turning heads in the institutional investor community. Let’s dive deeper to understand Asure’s early accomplishments so far this year. New ASUR Collaboration: TurboTax, H&R Block, & ZayZoon Kicking off 2023, Asure sought to bolster its tax prep integrations and features to help employees of SMBs to streamline their tax filing process. To accomplish this task, Asure Software teamed up with the two biggest consumer tax preparation companies in the United States: Intuit (NASDAQ: INTU) TurboTax and H&R Block (NYSE: HRB). The TurboTax and H&R Block integrations are a massive milestone for Asure. Not only does the integration help boost Asure’s profile, but it is also a tremendous win for the company’s clients, which now can offer their employees with streamlined integration of their W-2 tax forms directly into the number 1 and 2 market leaders in the consumer tax prep industry. According to AccountingToday, TurboTax is the number one consumer tax prep company, with an estimated market share of around 30%. Slintel notes that H&R Block is second with a 24.48% market share. “Our goal is to simplify HR and payroll processes for small businesses, which includes identifying ways to help our clients attract new employees now that the war for talent has hit Main Street,” said Pat Goepel, Chairman and CEO of Asure. “We are thrilled to partner with Intuit and offer employees of our clients a seamless and efficient solution for tax filing.” Intending to help SMB clients continue increasing their competitiveness for top-tier employee talent, Asure’s most recent partnership with ZayZoon is a perfect match. ZayZoon is engaged as a market leader in earned wage access and employee financial wellness services. Under the partnership, ZayZoon will integrate its tech solutions with Asure’s payroll and time & attendance solutions to enable employees to obtain real-time wage data. The goal of this integration is to provide SMBs with tools to help employees stay engaged, reduce financial stress and increase retention and productivity. “Financial pressures can impact employees across all industries and job types. By partnering with ZayZoon we can help ease that burden by offering small business employees the option to access the funds they've earned faster when they need them most," said Pat Goepel, Chairman and CEO of Asure. “Earned wage access is fast becoming a necessity in the war for talent and we’re pleased to join forces with ZayZoon to deliver this competitive advantage to main street.” Wall Street Taking Notice of Asure Software One of the greatest forms of validation a public company can receive is strong support from the Wall Street community. Before October 2022, Asure’s top investors were mostly corporate insiders and managers. By the end of 2022, institutions were piling into the HCM provider. Aside from institutional investors, the Wall Street analyst community has been very bullish and supportive of Asure Software as well. Between November 2022 and February 2023, 50 institutions, insiders and big private investors added to their Asure Software positions, while 29 entities cut their positions in the HCM provider. This is a very good parity, which nearly shows there were two investors adding shares for each seller during the period. Top Institutional Shareholders 1. Private Capital Management, LLC: 3,797,305 shares of ASUR Private Capital Management, LLC is a Florida-based asset manager and the largest institutional shareholder of Asure Software, as of December 31, 2022, with a total stake of just under 3.8 million shares. This gives the investor 18.84% control of the company, as noted in a recent 13G filing. 2. ArrowMark Colorado Holdings, LLC: 1,778,292 shares ArrowMark Colorado Holdings aggressively added to its position in late 2022. The Denver, Colorado-based investor increased their stake by an additional 223,525 shares to reach a new total position of 1,778,292 shares, as of December 31, 2022. This represents an 8.82% ownership of Asure Software. 3. Archon Capital Management, LLC: 1,294,987 shares Based out of Seattle, Washington, Archon Capital Management is the third largest shareholder of the HCM provider, with a total stake of 1,294,987 shares, as of the end of 2022. This gives the asset manager a 6.42% stake in Asure. Analyst Updates Since the start of 2023, three analysts covering Asure stock have held their "buy" ratings and increased their price targets in the range of $12 to $14. Joshua Reilly of Needham reiterated his “buy” rating and a $14 price target in early January 2023. Four-star analyst, Eric Martinuzzi of Lake Street, also took the opportunity to reiterate a “buy” rating and a $12.00 price target in January. Vincent Colicchio, a five-star analyst from Barrington, assigned Asure a “buy” rating and a $12 price target in February 2023. Mr. Colicchio joins Richard Baldry of Roth Capital as the only two five-star analysts covering the HCM provider. Mr. Baldry last reiterated a “buy” rating and a $16 price target in March 2022. Overall, Asure Software is finally beginning to gain the recognition from Wall Street it has rightfully deserved. The company’s operational success and resilience amid a very volatile market and uncertain economic environment have certainly caught the attention of the investment community. Furthermore, Asure’s continued partnership outreach and integrations are not only giving SMB clients a notable edge in their HCM efforts but also serving as a validation for Asure as a business. Think about it…not too many other small-caps can say they have partnerships with major, household entities like Intuit TurboTax, H&R Block, Equifax (NYSE: EFX), and more. With 2023 shaping up to feature similar macroeconomic uncertainties as 2022, SMBs will likely continue to heavily rely on HCM services, like those offered by Asure, to help cut costs, streamline operations, and remain competitive in the employee talent search. Overall, 2023 is shaping up to be another break-out year for Asure Software. Disclaimer: Spotlight Growth is compensated, either directly or via a third party, to provide investor relations services for its clients. Spotlight Growth creates exposure for companies through a customized marketing strategy, including design of promotional material, the drafting and editing of press releases and media placement. All information on featured companies is provided by the companies profiled, or is available from public sources. Spotlight Growth and its employees are not a Registered Investment Advisor, Broker Dealer or a member of any association for other research providers in any jurisdiction whatsoever and we are not qualified to give financial advice. The information contained herein is based on external sources that Spotlight Growth believes to be reliable, but its accuracy is not guaranteed. Spotlight Growth may create reports and content that has been compensated by a company or third-parties, or for purposes of self-marketing. Spotlight Growth was compensated five thousand dollars cash by Asure Software for the creation and dissemination of this content by the company. This material does not represent a solicitation to buy or sell any securities. Certain statements contained herein constitutes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may include, without limitation, statements with respect to the Company's plans and objectives, projections, expectations and intentions. These forward-looking statements are based on current expectations, estimates and projections about the Company's industry, management' beliefs and certain assumptions made by management. The above communication, the attachments and external Internet links provided are intended for informational purposes only and are not to be interpreted by the recipient as a solicitation to participate in securities offerings. Investments referenced may not be suitable for all investors and may not be permissible in certain jurisdictions. Spotlight Growth and its affiliates, officers, directors, and employees may have bought or sold or may buy or sell shares in the companies discussed herein, which may be acquired prior, during or after the publication of these marketing materials. Spotlight Growth, its affiliates, officers, directors, and employees may sell the stock of said companies at any time and may profit in the event those shares rise in value. For more information on our disclosures, please visit: https://spotlightgrowth.com/disclosures/ Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

February 23, 2023 01:00 PM Eastern Standard Time

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Belcorp’s Supply Chain Gets a Makeover with ToolsGroup’s Supply Chain Planning Solutions

ToolsGroup

ToolsGroup, a global leader in retail and supply chain planning and optimization software, has been selected by Belcorp, a beauty corporation, to improve its supply chain planning practices for enhanced inventory performance and elevated service levels. A multinational corporation with 55 years of experience in the beauty industry, Belcorp seeks to promote beauty and inspire personal fulfillment through its brands ésika, L'Bel, and Cyzone, serving millions of people throughout Latin America. “Our primary goal is delighting our customers and providing products they can feel good about. That’s why we seized this opportunity to adopt a process that would streamline the consumer experience while also safeguarding our financial expectations,” says Nicolas Frasquet, Corporate Procurement Executive Director. “ToolsGroup’s suite of solutions will enable agile, high-level decision making and minimize our environmental impact by reducing and properly positioning inventory across our network. Plus, the ToolsGroup team’s expertise and open communication prove we can depend on them to be an engaged partner as we refine our supply chain operations.” Belcorp wanted to increase customer satisfaction while boosting profitability and reducing inventory. This required right-sizing inventory levels and improving stock positions throughout its network. Belcorp’s search for a world-class supply chain planning solution led to the selection of ToolsGroup Demand Planning, Multi-Echelon Inventory Optimization, and Replenishment. Thanks to automation and powerful statistical, optimization and heuristics algorithms, this planning suite untangles complexity and calculates optimal stock targets, decreasing the amount of on-hand inventory and positioning it where it can best fulfill demand, resulting in minimal working capital investment and increased service levels. “Every supply chain decision a company makes either supports its priorities or endangers them,” says ToolsGroup CEO, Inna Kuznetsova. “This is why next-generation supply chain planning solutions play a pivotal role in customer experience, profitability, and sustainability, allowing companies to navigate uncertainty with speed and accuracy. We want to make the supply chain a force for good, and that begins with conscientious companies like Belcorp who are ready to adopt these new technologies, maximizing supply chain efficiency and business performance while reducing carbon footprints.” Learn more about ToolsGroup's automated Demand Planning and Forecasting technology. About Belcorp Belcorp is a corporation with 55 years of experience in the beauty industry, operating under the direct sales model. The company promotes beauty to achieve personal fulfillment through its brands ésika, L’Bel and Cyzone, generating a positive impact on millions of people in the Americas, with a network of more than 840 thousand independent beauty consultants in 14 countries. ToolsGroup’s innovative AI-powered solutions enable retailers, manufacturers, and distributors to navigate through supply chain uncertainty. Our retail and supply chain planning suites empower a new level of intelligent decision making, and unlock powerful business improvements in forecast accuracy, service levels, and inventory - delighting customers and achieving financial and ESG KPIs. Stay in touch with ToolsGroup on LinkedIn, Twitter, YouTube, or visit www.toolsgroup.com. Contact Details Meir Kahtan +1 917-864-0800 mkahtan@rcn.com Company Website https://www.toolsgroup.com

February 23, 2023 10:15 AM Eastern Standard Time

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Shareholders Call Out JPMorgan Chase for Aiding & Abetting Jeffrey Epstein While De-Banking Conservatives

National Legal & Policy Center

Following the disclosures released last week that megabank JPMorgan Chase & Co. (“Chase”) knowingly allowed sex trafficker Jeffrey Epstein to maintain accounts with which he made multiple payments to his victims – collectively exceeding $1 million – two shareholder groups are pointing out hypocrisy at the bank, and are calling upon it to implement transparency measures and to disclose its policies about whom it does and doesn’t provide services to. According to information in a federal lawsuit by the government of the Virgin Islands against Chase, as early as 2006 the bank’s Global Corporate Security Division flagged “[s]everal newspaper articles... that detail the indictment of Jeffrey Epstein in Florida on felony charges of soliciting underage prostitutes.” According to a report by LawAndCrime.com, four years later Chase’s risk management division raised questions in an internal email about fresh accusations against Epstein. “See below new allegations of an investigation related to child trafficking – are you still comfortable with this client who is now a registered sex offender[?]” The concerns were dismissed and Epstein’s accounts at Chase remained open. Both National Legal and Policy Center and the Free Enterprise Project at the National Center for Public Policy Research own stock in Chase, and have introduced shareholder proposals ( NLPC’s, FEP’s ) that address different aspects of the company’s troubling practice of closing accounts of conservatives without warnings or honest explanations. In their respective proposals, both NLPC and FEP cite past examples where Chase has “de-banked” activists and organizations, including the nonprofit National Committee for Religious Freedom, which “proactively defend(s) the constitutional rights of religious freedom” for “all Americans.” The NCRF was founded by Sam Brownback, the former U.S. Ambassador-at-Large for International Religious Freedom. Ambassador Brownback also served honorably as a Congressman, U.S. Senator, and Governor for the state of Kansas. Chase shuttered NCRF’s account and since then provided false explanations, and then stonewalled about the reasons for the closing. Only now, Chase is asking the Securities & Exchange Commission to let it exclude both proposals ( NLPC, FEP ) from being presented at the company’s annual meeting of shareholders, in an attempt to evade accountability for its discriminatory de-banking practices. “This is evil; Chase let the cash flow to aid and abet Jeffrey Epstein’s sick and disgusting global sex trafficking operation,” said Paul Chesser, director of NLPC’s Corporate Integrity Project. “But they shut down its services to a praiseworthy and respectable initiative by an upstanding public servant, and want to hide the reasons for it all from shareholders. The bank is obviously embarrassed and it should be.” “Chase is a too-big-to-fail bank, so it gets to keep its profits, while all taxpayers – not just leftwingers – backstop its losses,” said Scott Shepard, Director of FEP. “Chairman and CEO Jamie Dimon talks a good game about recognizing the folly of woke corporate governance, apparently without realizing that that’s how his shop is run. After these Epstein revelations, it’s time for Congress and the states to investigate Chase and to bar it from doing business until it ends its petty partisan discrimination.” Founded in 1991, NLPC promotes ethics in public life and government accountability through research, investigation, education, and legal action. Please visit http://www.nlpc.org. The National Center for Public Policy Research, founded in 1982, is a non-partisan, free-market, independent conservative think-tank. Ninety-four percent of its support comes from individuals, less than four percent from foundations and less than two percent from corporations. It receives over 350,000 individual contributions a year from over 60,000 active recent contributors. Contributions are tax-deductible and may be earmarked for the Free Enterprise Project. Sign up for email updates at https://nationalcenter.org/subscribe/. Follow us on Twitter at @FreeEntProject and @NationalCenter for general announcements. To be alerted to upcoming media appearances by National Center staff, follow our media appearances Twitter account at @NCPPRMedia. Media Contacts: Judy Kent, NCPPR, Director, Media Relations 703-477-7476 or JKent@NationalCenter.org Jackie Jones, NCPPR, Media Relations Consultant 316-644-9538 or Jackie@TruthPR.com ### Founded in 1991, NLPC promotes ethics in public life and government accountability through research, investigation, education, and legal action. Contact Details National Legal and Policy Center Dan Rene +1 202-329-8357 drene@nlpc.org Company Website http://www.nlpc.org

February 23, 2023 09:30 AM Eastern Standard Time

Understand the Impact of Recession, AI and ChatGPT With FiscalNote’s (NYSE: NOTE) Board.org Community

Benzinga

By Jad Malaeb, Benzinga History tells us that recessions are a troubling time for businesses and their leaders. In a report by Statista, it was found that even the “short-term” economic downturn instigated by the pandemic in 2020 led to 244 annual U.S. bankruptcy filings. This was the greatest figure recorded since the Great Recession of 2008-09, which saw 225 and 293 bankruptcies in 2008 and 2009 respectively. After an extended bull run between late 2020 and into 2021, it seems that threats of a recession are beginning to surface once more. The International Money Fund (IMF) expects the economies responsible for one-third of global output to shrink during part of this year or next. In the U.S., the job market has teetered along the edge of safety, marking no significant declines yet, but marks of a slowing gross domestic product (GDP) have already been etched into news headlines. Decision-making during these difficult times could mean the difference between survival and bankruptcy – businesses with access to decision-optimization tools or a strong network of proven leaders could have a competitive advantage over their counterparts. FiscalNote’s (NYSE: NOTE) Board.org feature is one of the few places where business leaders can go for help in troubled times. FiscalNote Can Help Leaders Execute Important Decisions In 2021, FiscalNote (NYSE: NOTE), a leading technology provider that helps organizations navigate government policy and regulations and geopolitical risk using AI and machine learning, acquired Board.org, a company providing vendor-free, peer-to-peer communities for people leading the world’s biggest companies. At its core, Board.org is a decision-optimization organization. It creates communities for leaders facing difficult tasks and helps them source advice from their peers. The Data Privacy Board, DEI Board and Talent Marketing Board are just three of the names involved in Board.org, and they’ve been helping the world’s experts since 2007. With this acquisition, FiscalNote enveloped Board.org’s communities into its portfolio of market intelligence products, providing customers with unparalleled access to the world’s leading voices. FiscalNote aims to grow the number of Board.org communities and to encompass more industries through this growth. Board.org Experts Discuss Artificial Intelligence ChatGPT’s rise to stardom is indicative of a coming-of-age of artificial intelligence (AI). While the technology has existed since 1951, it has mostly taken subtle forms in the shape of “intelligent” search browser recommendations, voice assistants (“Hey, Siri.”) and image recognition software on smartphones. ChatGPT encapsulated what most envisioned AI would eventually become: A human-like program that can be asked nearly anything and produce an intelligent answer. The emergence of ChatGPT, however, has introduced new problems. Prompted by instances like ChatGPT’s refusal to describe the characters of Donald Trump and Jordan B. Peterson, AI critics posit that ethical and political consideration in the construction of AI will be key to successfully navigating AI in the future. This is especially true for corporations that aim to leverage AI. In a blog post, the Enterprise Data Strategy Board, a member of Board.org, shows a plethora of case studies of AI gone wrong, including Amazon scrapping an AI recruitment tool that discriminated against women. The blog discusses the threats future corporations face by not appropriately considering AI ethics, an idea reiterated by experts at Forbes, KPMG, and TechTarget. Without pesky vendors or expensive consultants, Board.org packs insight gleaned from corporate experts and rigorous data to produce actionable insights. These insights help corporations tackle relevant problems like AI, recessions, and rising interest rates. Board.org – A Trove Of Insight From The World’s Business Leaders Board.org has strict guidelines for its communities. It screens members to include only leaders in their fields; it prohibits vendors from entering communities, meaning no one will attempt to sell you anything; it facilitates confidential conversations between leaders via its online staff; and it only communicates via phone and email. According to the company, they’ve had an 80% renewal rate for 14 consecutive years. “In a continuously evolving and more globalized world, our customers require access to the information, workflow tools, and communities that propel them to excel at their jobs,” noted FiscalNote founder and CEO, Tim Hwang. “We are excited about deploying Board.org and its proven model to better serve our customers as they wrestle with the various issues that impact their organizations on a daily basis.” FiscalNote’s acquisition of Board.org is just one of the many acquisitions the company has made. With a mission to expand its product holdings and improve its market intelligence, the company has also acquired FactSquared, Oxford Analytica, TimeBase, and FireSide, all of which provide unique intelligence-gathering features in the political domain and beyond. Click here for more information on FiscalNote. This article was originally published on Benzinga here. This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

February 23, 2023 09:26 AM Eastern Standard Time

Current’s TurboTax Partnership Allows Users To Get Their Refunds Up to 5 Days Faster And Get $20 Off – Here’s How To Make The Most Of It

Current

By Faith Ashmore, Benzinga Tax season is quickly approaching, and people are especially eager to get their refunds. Between a down market and rising prices, making sure to minimize tax refund stress and optimize returns is more important than ever. Tax season can be looked at as both an opportunity and a cause for stress. Approximately ⅓ of Americans are worried they didn’t maximize their refund and nearly 25% of Americans are worried they made a mistake and are at risk of being audited by the IRS. Even more shockingly, 10% of Americans are concerned they will go to jail because of a mistake on their tax forms. At the same time, tax refunds can be an opportunity to pay down debt, add to a rainy day fund, make a fun purchase, or invest. In 2022, the average tax refund according to the IRS was $2,323. Platforms like TurboTax are designed to help individuals maximize deductions to get the best refund possible. That’s why Current has partnered with TurboTax this year to ease the stress of tax season and get their customers more money. Current customers that take advantage of this offer will get their refund up to 5 days faster and receive $20 off TurboTax. You simply need to provide your Current account and routing number when you finish filing your tax returns with TurboTax and you’ll get your refund direct deposited to your account up to 5 days faster. 1 Current is a new type of banking alternative and a lot of the features are ideal for individuals who are looking for better ways to track and manage their money. Their partnership with TurboTax is just another example of the company’s commitment to helping everyday Americans succeed financially. Current is built around the idea that people deserve financial flexibility and freedom in their everyday life. Current also offers a variety of other programs and features that make banking simple, easy, and refreshing. The company offers points towards cash back rewards for their debit card. 2 Perhaps one of the most unique features is the company offers direct deposits up to two days earlier than your scheduled pay date. The mobile banking app also lets you overdraft up to $200, pending approval, with no overdraft fees. There are no minimum balance fees either. 3 Current’s app also allows for buying and selling crypto, conveniently all in one place. For individuals who aren’t looking to invest in a volatile market, Current offers savings pods with up to 4.00% APY. 4 This tax season, don’t be part of the 11% of Americans who were not confident their taxes were filed correctly. Make the most of your refund with Current. This article was originally published on Benzinga here. Current is a leading U.S. financial technology platform serving the needs of Americans who are working to create a better future for themselves. Our mission is to enable members to change their lives by creating better financial outcomes. Leveraging the best technology, we deliver inspirational and motivational products as we all move forward in a world of increasing digitization and complexity. Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC. The Current Visa Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. 1 Early access to tax refunds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 5 days earlier than the scheduled payment date. 2 Teen accounts do not earn points 3 Please refer to Overdrive™ Features Terms and Conditions. Out of network cash withdrawal fees, third-party, and adding cash fees may apply. 4 The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 18, 2023. Qualifying direct deposit of more than $200 required for 4.00% APY. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total. Please refer to Current Interest Terms and Conditions. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Erin Bruehl media@current.com Company Website https://current.com

February 23, 2023 09:25 AM Eastern Standard Time

MQDC Unveils Cloud 11 as Asia’s Largest Hub for Content Creators with “Empowering Creators” Concept

Cloud Eleven Limited

MQDC is developing South Sukhumvit (Onnut – Udomsuk – Bang Na) as an Innovation District for the new generation with technologies to drive economic development. Cloud 11 will serve the growing Creator Economy as a hub for aspiring new-gen content creators to pursue creative-content careers/business through collaborations with Thai and international partners. Cloud 11 embraces an “Empowering Creators” concept and will support content creators through 3 key pillars: Content Creation Ecosystem: Offering studio spaces, funds, talent, and state-of-the-art equipment, it provides the most comprehensive ecosystem for content creation. Virtual–Physical Bridge: It connects Thai creators with global markets via technologies such as Web3, Metaverse, and Blockchain, enabling immersive experiences from both virtual and physical realms. Inclusive Progress: It offers spaces for young people to embrace diversity founded on equality and social contribution for mutual growth. Cloud 11, MQDC’s second theme project, has a project value of over 40 billion THB, with gross floor area of 254,000 square meters. It features a shopping mall and creative offices for the content industry, studios spaces, 2 lifestyle hotels, education, research centers, concert/e-sport halls, and Bangkok’s largest rooftop park. BANGKOK, THAILAND - Media OutReach - 23 February 2023 - Magnolia Quality Development Corporation Limited (MQDC ), a leading property developer, unveiled Cloud 11 as a 40 billion THB project to serve the growing Creator Economy with an "Empowering Creators" concept. Cloud 11 is positioned as Asia's largest hub for content creators and a center where the new generation can pursue careers and develop businesses in content creation. This project is one of the innovation clusters in South Sukhumvit. Mr. Narong Chearavanont, Honorary Chairman of Cloud 11 Advisory Committee, said: "Technologies and innovations are key driving forces for the global economy, accelerating significant growth across various sectors. Technologies have already disrupted entertainment and the creative content industry too, with AI (artificial intelligence) for content creation and more tech-enabled platforms to efficiently provide content to end consumers. Thailand, for its part, has many advantages when it comes to the content industry. Thailand's impressive culture provides valuable material for content creation. The country also has so many talents. But these resources are just scattered and not yet fully integrated with technologies and innovations. "Cloud 11 will connect the dots in the ecosystem and complete the content industry. It is going to be Asia's largest hub for content creators, where they will be empowered by the pool of talents, learning centers, funds, and opportunities. Cloud 11 will be the gateway for Thai creators to jointly present outstanding Thai culture as soft power in the world and effectively create a brand of love for our nation." Mr. Visit Malaisirirat, Chief Executive Officer of MQDC, said: "We have always honored our 'For All Well-Being' philosophy with our property projects that enhance the lives of all on a sustainable basis. Every MQDC project delivers benefits to local communities, the public, and the country, as it is developed with innovations, advanced technologies, and concepts in line with national development policies. We have invested in the Cloud 11 project to create an innovation cluster for new-gen and creative innovation in South Sukhumvit." Mr. Onza Janyaprasert, Project Director of Cloud 11, said: "The entertainment industry is now in a transitional period because of fast-evolving technologies. Content creators thus are going to have a bigger role to play and significantly drive the entertainment industry via the Creator Economy trend. That's why we have developed Cloud 11 as Asia's largest hub for content creators based on an 'Empowering Creators' concept. Cloud 11 will be the most comprehensive ecosystem for content creators thanks to our collaborations with both local and international partners. We have turned a new page in history because Cloud 11, as a content creator hub, will be a theme property project dedicated to the content industry. "Cloud 11 not only has physical facilities to comprehensively fulfill the needs of content creation and new-gen lifestyles, but it will also give inspiration, knowledge and growth opportunities to creators, content-based enterprises, and related businesses. We expect Cloud 11 to empower Thai creators and bring them to the global market. Also, we truly hope that our project will contribute to efforts to turn Thailand into a top global content provider." Cloud 11 is developed based on an "Empowering Creators" concept. Designed to support content creators, this project aims to serve as a hub of aspiring new-generation content creators and support their dream to pursue careers/business in the content industry. Being much more than just a mixed-use property project, it presents a model of an Innovation Cluster. The concept is based upon the following 3 key pillars: Content Creation Ecosystem: Boasting studio spaces, funds, talent, and modern equipment, this is the most comprehensive ecosystem for content creation. It promises to facilitate the creation of content in various forms, such as music, podcasts, movies, short videos, animation, games, as well as art and design. Cloud 11 will bring together players of all sizes, including Thai startups and SMEs, as well as global entertainment companies. Virtual–Physical Bridge: Designed to bring Thai creators to the world, this bridge leverages technologies such as Web3 and the Metaverse. Audiences and fans in foreign countries will be able to enjoy immersive experiences from content created by Thais, with tech solutions blending the physical and virtual realms. Blockchain technology will be applied to protect copyrights and support fairer revenue-sharing across the chain of creative content at greater efficiency. Inclusive Progress: Embracing diversity and equitability, Cloud 11 plans programs to empower the growth of emerging creators, non-mainstream artists, and small entrepreneurs. Cloud 11 will also create Bangkok's largest rooftop park for community benefits. People from creator circles and local communities can come and enjoy activities together in this green space. Cloud 11 intends to support local businesses so it will contribute to local economic development too. Cloud 11 has 7 zones: Creative Office & Studio Space: Grade-A office spaces, including studio spaces, will be available to content creators. This zone will be open round-the-clock, with flexible and quiet air-conditioning. Integrated into this zone are private lifts for artists. This office zone will meet LEED (Leadership in Energy and Environmental Design) standards for sustainability and environmental care, the WELL Building Standard for building users' well-being, and the WiredScore/SmartScore standard for efficient integration of smart systems, superfast internet services, and networks for the content industry. Hybrid Retail: This shopping mall embraces an entirely new concept, as it is designed to support the businesses of or shops for content creators. The Fulfillment Center helps with storing, packing, and delivering products. Physical shops can therefore be small and efficient. The Cloud Kitchen supports food creators who don't yet want to invest in opening their own restaurants and offering dine-in services. There will also be partnerships with global brands to foster collaboration with creators using their IPs and content to produce exclusive products and services. Smart Hotel & Lifestyle Hotel: Two world-class hotel chains will launch their operations in Thailand for the first time at Cloud 11. Their facilities respond well to the needs of the new generation, startups, investors, and tech executives. Education: Educational institutes, universities, research centers, and incubation facilities will be active here to develop talent for the creation of content, technologies, and innovations. Cultural: This zone will present halls for concerts/e-sport events, as well as a black box theater in support of budding creators and artists. Public Space: Bangkok's largest rooftop park will be here and offer public space where creators can show their potential. Locals can also come to the garden to exercise and relax. This is a creative way to add green space to South Sukhumvit. Cloud 11, wholly invested and owned by Magnolia Quality Development Corporation Limited (MQDC), spans over 27 rai on Sukhumvit Road near BTS Udomsuk station. Its construction by Thai Obayashi started in 2022. Piling and foundation work have already been completed. Its building construction is now ongoing. Cloud 11 is expected to open in Q4 2024. Cloud 11's creative office and retail spaces are now available for reservation. Companies and organizations can register their interest and send queries via www.cloud11bangkok.com. Contact Details Associate PR Manager Kamolsak Rueanthong champ.kamolsak@rabbitstale.com

February 23, 2023 09:00 AM Eastern Standard Time

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Trust & Will Raises Strategic Investment Round to Help More Families Leave a Legacy

Trust & Will

Trust & Will, the leading digital estate planning and settlement platform, has raised a new round of strategic investments from leading financial institutions, including Amex Ventures, Northwestern Mutual Future Ventures, SEI Ventures, and USAA. This financing builds on previous investment rounds, with more than $48 million raised since the company’s founding in 2017. Trust & Will plans to use the new capital to scale operations and further integrate with leading financial institutions. “We’re in turbulent times as macroeconomic trends continue to impact the tech sector at large, so raising capital in this environment is truly remarkable. We’re honored to have Northwestern Mutual Future Ventures double down on their first investment from 2020 and welcome SEI Ventures, USAA, and Amex Ventures to the Trust & Will family,” said Cody Barbo, Founder and CEO of Trust & Will. “Our team is fully aligned on using this capital to further lean into our mission and help even more families leave their legacy in the years to come.” Nearly 60% of American adults do not have a will or trust. Trust & Will provides an easy and secure way to create estate plans and settle estates online, with the ability to customize legal documents that adhere to individual state and county guidelines. The company recently launched Trust & Will Probate in October 2022, streamlining probate and estate settlement with affordable options. “Trust & Will is transforming the digital creation and updating of trust and wills, helping reduce friction for families to create a plan that fits their lives' needs and fulfills their legacies," said Russ Kliman, Global Head of SEI Ventures. "We're excited to extend our strategic partnership with this investment in Trust & Will, and we look forward to working with their leadership team as they deliver solutions that help provide a seamless wealth management experience." “Estate planning is an essential pillar of sound consumer financial wellness. Yet today, the process is complex, antiquated, and expensive. Trust & Will is modernizing the estate planning industry with a simple, fast, and affordable way to set up an estate plan online,” said Margaret Lim, Managing Director at Amex Ventures. “We are excited to invest in the growth of Trust & Will and to explore opportunities to partner with them.” "It's an honor to work alongside the Trust & Will team,” said Craig Schedler, Managing Director of Northwestern Mutual Future Ventures. “We look forward to continuing to support them on their journey as they grow into market leaders in their space, providing critical support to families and individuals with easy-to-use trust and estate products.” “At USAA, we’ve made it our mission to empower our members – America’s military families – to achieve financial security,” said USAA VP of Corporate Development Nathan McKinley. “Estate planning is a critical but often neglected part of financial security. Trust & Will is pioneering better solutions for consumers, and we’re excited to be a part of that.” About Trust & Will Trust & Will is simplifying estate planning and settlement with attorney-approved, legally valid documents and processes designed to adhere to individual state guidelines. Since 2017, we’ve helped hundreds of thousands of Trust & Will members leave their legacy with an affordable way to create an estate plan or settle the estate of a loved one. Our platform uses bank-level encryption that protects customer data and complies with the highest security standards, including SOC 2 and HIPAA. Trust & Will is the official estate planning benefit provider for AARP members, along with several leading financial institutions, who all believe in our mission of helping every family leave their legacy. To learn more, visit trustandwill.com. About SEI® SEI (NASDAQ:SEIC) delivers technology and investment solutions that connect the financial services industry. With capabilities across investment processing, operations, and asset management, SEI works with corporations, financial institutions and professionals, and ultra-high-net-worth families to solve problems, manage change and help protect assets—for growth today and in the future. As of Dec. 31, 2022, SEI manages, advises, or administers approximately $1.2 trillion in assets. For more information, visit seic.com. About USAA Founded in 1922 by a group of military officers, USAA is among the leading providers of insurance, banking and investment and retirement solutions to more than 13 million members of the U.S. military, veterans who have honorably served and their families. Headquartered in San Antonio, USAA has offices in seven U.S. cities and three overseas locations and employs approximately 36,000 people worldwide. Each year, the company contributes to national and local nonprofits in support of military families and communities where employees live and work. or more information about USAA, follow us on Facebook or Twitter (@USAA), or visit usaa.com. Contact Details Danielle Nuzzo +1 631-807-7772 danielle@trustandwill.com Company Website https://trustandwill.com

February 23, 2023 08:01 AM Eastern Standard Time

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