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Best Online Casino: 3 Top Casino Sites August 2022

BetBeard

Best Online Casino Payouts When it comes to online casinos, players want two things: fast payouts and great games. Betbeard, offers both. In addition to a wide variety of online slots, table games, and video poker titles, Betbeard also features some of the fastest payouts in the industry. Players can withdraw their winnings via e-wallet within minutes, and receive their funds within hours. This makes Betbeard one of the best online casinos for players who want their winnings fast. 3 Best Online Casinos in 2022 Betbeard Online Casino Betbeard is the best online casino, it offers instant withdrawals and great customer service. So, if you win big, you can get your money right away. They also have a wide selection of casino games, so you can always find something to play. Betbeard offers a big welcome bonus and low minimum deposit requirements. Unlike other online casinos, it offers more than 3 000 slot games and table games. If you want to play live dealer games, there is a great variety as well of blackjack, online roulette, and baccarat. Withdrawals are fast, so players can win real money and have fun at the same time. Betheat Online Gambling Site Betheat is one of the most popular online casinos, with thousands of players gambling online every minute, it offers 4 deposit match bonuses, progressive jackpots, and many more real money games. Players participate in slot tournaments for the chance to win real money prizes. Every month the top 30 players are rewarded for their loyalty with cash prizes. Betheat casino clients can play various classic table games and enjoy a regular deposit match bonus. Bitstarz Casino Bitstarz is another good casino site with low minimum deposit methods and loads of slot games, it has a lucrative deposit bonus for new clients as well. Every player is eligible for matching bonuses for its 1st, 2nd, 3rd, and 4th deposit. Like most online casinos Bitstarz has regular promotions and gives aways, they are handing out a brand new Tesla to their monthly tournament winners. These are the 3 online casinos today, that stand out from the crowd and are worth your attention, they all offer fast payouts, deposit match bonuses, specialty games, live dealer games, slots, and real money casino games. On top of that Betbeard offers a sports betting section with high odds, accumulator boost, and fast bet settlement. How to Find out if a Casino is a Legitimate Gambling Site The answer to this question depends on the online casino you choose. Many online casinos are legitimate gambling sites. However, some online casinos are not legitimate gambling sites. To find a legitimate online casino, you should look for an online casino that is licensed and regulated by a reputable gambling authority. You should also look for an online casino that has a good reputation with players. If you are unsure about an online casino, you can always contact customer support and ask them questions about the online casino. A legitimate gambling site is a website that offers online gambling games. Gambling sites can offer online casino games, online poker, online sports betting, and online bingo. What's the best online casino in the US There is no easy answer to this question. Many online casinos cater to US players, and each one offers a different experience. The best online casino for US players will depend on what you are looking for in an online casino. If you want an online casino with a wide selection of games, Betbeard is a good option. If you are looking for an online casino with fast payouts, Betheat is what you are searching. It is difficult to say definitively which online casino is the best for US players. However, these two online casinos are a good place to start your search. Casino websites like Betbeard are a rare gem, make sure you try their loyalty program including free spins for every deposit. Are Online Casinos Legal This is a difficult question to answer because online gambling is legal in some countries and illegal in others. It is also important to note that online gambling is regulated differently in different countries. In general, online gambling is legal in the United States, Australia, Canada, and most European countries. However, online gambling is illegal in some Asian countries, such as China and South Korea. If you are unsure about the legal status of online gambling in your country, you should contact a lawyer or research the laws in your country. What is the Legal Age to Gamble Online The legal age to gamble online varies from country to country. In most countries, the legal age to gamble online is 18 years old. However, in some countries, the legal age to gamble online is 21 years old. Online gambling sites offering real money casino games are very strict in implementing underage gambling restrictions. Online Casinos Licensed by Curacao When it comes to online gambling, players want to know that they are playing on a safe and secure site. One way to ensure that an online casino is safe and secure is by looking for an online casino that is licensed by Curacao. Curacao is a country in the Caribbean that is known for its strict gambling laws. All online casinos that are licensed by Curacao must adhere to strict standards. This means that they must offer a fair and safe gambling experience for all players. When you are looking for an online casino, be sure to check that they are licensed by Curacao. This will ensure that you are playing on a safe and secure site. Are Online Casinos Legit Yes, online casinos can be legitimate gambling sites. However, not all online casinos are legitimate gambling sites. To find a legitimate online casino, you should look for its games, quality of sportsbook, KYC procedures, and customer service. You should also pay attention to the license the casino has obtained. If there is no license then you are not protected and you may become a victim of fraud. Online casinos licensed by internationally recognized bodies like MGA and Curacao EGaming are safe so always look at the badge under the slots. Playing online casino games is fun when it's done in a safe environment be sure to check the licensing of each gambling site before you start your gaming session. Are Online Casinos Rigged No, online casinos are not rigged. However, some online casinos may use unscrupulous practices to try and cheat players. If you suspect that an online casino is rigged, you should report them to the relevant authorities. You can also check online casino reviews to see if other players have had any negative experiences with the casino. Online slots are returning a portion of all bets called Return to Player (RTP). It is important to remember that online slots are a game of chance and the RTP should only be used as a guide. The higher the RTP, the higher the chance of winning. However, online slots are also very volatile, meaning that they can go through long periods without paying out. This is why it is important to set a budget and stick to it. When it comes to online gambling, players want to know that they are playing on a safe and secure site. One way to ensure that an online casino is safe and secure is by looking for an online casino that is licensed by Curacao. Curacao is a country in the Caribbean that is known for its strict gambling laws. All online casinos that are licensed by Curacao must adhere to strict standards. This means that they must offer a fair and safe gambling experience for all players. Online Casino Strategy There is no guaranteed online casino strategy that will guarantee you will win. However, there are some things you can do to improve your chances of winning. The first thing you should do is set a budget and stick to it. Online slots are very volatile, meaning that they can go through long periods without paying out. This is why it is important to set a budget and stick to it. Even playing in the best online casino, will not be enough to win if you have no strategy and betting budget. It is also important to remember that online slots are a game of chance. The higher the RTP (return to player), the higher the chance of winning. However, online slots are also very volatile, meaning that they can go through long periods without paying out. This is why it is important to set a budget and stick to it. Another online casino strategy is to play online slots with higher denominations. This means that you will be betting more money per spin, but you will also have a higher chance of winning. Finally, you should always remember to have fun when you are playing online slots. This is a game and it should be treated as such. If you are not having fun, then you are not going to win. Best USA Online Casinos Online gambling in the USA is legal and the industry is growing at a phenomenal rate. In this guide, you will be shown the best USA online casinos. The online casinos are reviewed and rated according to their games, quality of sportsbooks, KYC procedures, and customer service. You should also pay attention to the license the casino has obtained. If there is no license then you are not protected and you may become a victim of fraud. Online casinos licensed by internationally recognized bodies like MGA and Curacao EGaming are safe so always look at the badge under the slots. Some of the best USA online casinos include betbeard, BetMGM, betheat, and Caesars. Best UK Online Casino Sites Best online casino sites in the UK differ from those in the US by game selections, bonuses, and licensing authorities. UK gambling sites are registered with the UK Gambling Commission which is responsible for the regulation of all forms of gambling in the UK. The commission ensures that all licensed gambling sites meet strict standards for fairness, security, and customer protection. All local online casino sites in the UK must be registered with the Gambling Commission. There are international casino sites, that are not registered with the UKGC, they are still safe places to play and have fun, provided they have an adequate license. If you decide to play in a casino site outside the UKGC then be sure to ask their customer support if they accept players from the UK. Best Canada Online Gambling Sites The Canadian online gambling market is one of the biggest in the world. Many people in Canada enjoy gambling online, whether it’s playing casino games or betting on sports. The Canadian government has made it easy for people to gamble online by making it legal to do so. However, they have also put in place some regulations to protect players from scams and fraudulent activities. The Canadian Gambling Commission is the main regulatory body for online gambling in Canada. They are responsible for ensuring that all gambling activities in the country are fair and safe. All Canadian gambling sites must be licensed by some regulatory body to operate legally. There are many different types of Canadian gambling sites, from online casinos to sports betting and online poker. You can find a gambling site to suit your needs and preferences by doing a bit of research. Once you find a good Canadian gambling site, you can be sure that you’ll have a great time playing and winning. Casino gaming is fun at the best online gambling sites betbeard and betheat. If you are looking for the best online casino in Canada then there are many factors to consider. The most important thing is to make sure that the casino is licensed and regulated by a reputable authority. The Canadian Gambling Commission is a good place to start. You should also make sure that the casino offers a good selection of games, has a user-friendly interface, and provides excellent customer support. Australia Real Money Casino Sites Top online casino sites in Australia offer progressive jackpots, free spins, and no deposit bonuses. Betheat offers all three of them, so you can try the casino without the need to deposit first. Australian gambling regulation is pretty tough, and local online casinos have many limitations such as welcome bonus rules, wagering on real money games, and the inability to offer quality live dealer games, therefore most Australian online gambling players are playing on international gambling sites, to enjoy the greater variety of slots, and table games they offer. Best Online Casino Games The most popular casino slot game in 2022 is Starburst by Netent. The game has been released in 2021 and since then has been topping the charts. It has a high RTP of 96.26% and high volatility making it ideal for players searching for big wins. It's 5 reels to 3 rows slot with 9 pay lines There are other slot real money games like Sunrise Reels and Immortal Romance which are also very popular in the gambling community. Best casinos will offer thousands of slots from tens of slot providers so players never get bored and will always have a new slot to spin. Online Casino Gambling Problems Make sure you check out Betbeard page on responsible gambling for more information about how to stay safe while playing at online casinos. Betbeard takes responsible gambling seriously and wants to make sure all players are always playing safe. They have several measures in place to promote responsible gambling, such as setting limits on deposits and losses and providing links to support organizations. Betbeard also offers a self-exclusion program for players who feel they have a gambling problem. If you or someone you know has a gambling problem, be sure to get help from a professional organization like Gamblers Anonymous. Furthermore, Betbeard offers free gambling addiction resources, so if you ever experience that you lose control of your casino game then contact their support. Only the best casino websites offer support for problem gamblers so make sure you take advantage of it if you ever feel in need. Best Online Casinos to Play Unlike other top online casinos, betbeard welcome bonus is very flexible, the wagering is 35 times, and the max bet while playing with bonus funds is 2 euros. Online casino players love casino bonuses with clear instructions and no small print. Bitstarz welcome bonus at the online casino site is one of the best in the business. You can get up to $1,000 in welcome bonuses, and the wagering requirements are only 30x. The customer support is excellent, and you can reach them 24/7 via live chat or email. Betbeard is a great bitcoin casino, striving to satisfy its players by offering thousands of slot games, and massive bonuses. Contact Details Betbeard Michael +44 7828 710102 affiliate@betbeard.com Company Website https://betbeard.com/en/sport

August 09, 2022 09:06 AM Eastern Daylight Time

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GLOBAL LEADER ZERO LATENCY LAUNCHES ITS NEXT GENERATION IMMERSIVE ENTERTAINMENT SYSTEM IN THE U.S.

Zero Latency

Zero Latency, a global leader in immersive entertainment, is announcing the expansion of its next generation technology to the U.S., beginning with Las Vegas and brand new locations in Seattle, Houston, Dallas, Cincinnati, and Orlando opening later this year. Since Zero Latency first introduced the concept of free-roam virtual reality to the world in Melbourne, Australia in 2015, the company has continued to push the progression of the industry forward. Today, its next generation virtual reality entertainment platform release allows Zero Latency to once again provide customers with the most effortless, immersive experience available anywhere. In partnership with HTC, Zero Latency is able to bring up to eight players together to experience the same amazing content game library, but now with more freedom of movement and agency than ever before. Now, with the ability to remove backpacks and extra wires, Zero Latency customers will experience the most distraction-free, immersive experience available to them in the world. The new platform uses an exclusive remote rendering stack, the latest 6E wireless technology to seamlessly stream 5K VR to all players simultaneously, and the HTC VIVE Focus 3 to deliver an increased performance that is up to 16 times greater than that of traditional all-in-one headsets. “The new Zero Latency platform offers the closest experience yet to simply stepping inside another world. We intentionally provide effortlessly immersive experiences that we think people will enjoy, and we can’t wait to share that with more customers around the world,” said Tim Ruse, Chief Executive Officer at Zero Latency. “By removing equipment, like backpacks, we’re actually able to provide a heightened player experience to our customers in the United States and across the world. Our existing titles feel better than ever, and we can’t wait to blow people away with what we have coming next.” Customers can now discover Zero Latency’s award-winning library of game titles without wires through its seven premium game environments, including Ubisoft-exclusive “Far Cry VR,” “Sol Raiders,” “Undead Arena,” “Singularity,” “Outbreak Origins,” “Engineerium,” and “Zombie Survival.” The HTC VIVE Focus 3, customized to enhance the experience offered at Zero Latency, provides awe-inspiring 5K visual fidelity with a 90Hz refresh rate and 120 degree field of view, immersing players and up to seven of their friends in mind-bending worlds that sound just as real as they look. Its range of hardware and software features are game changing for location based entertainment, improving player experience and operational efficiency. “Our customers often tell us Zero Latency is the best VR experience they’ve ever had,” said Scott Vandonkelaar, Chief Technology Officer at Zero Latency. “Delivering experiences as deep and interactive as ours has never been possible with an all-in-one headset, so we built our own solution. Remote rendering and 6E wireless streaming means we can deliver our experiences at previously impossible performance levels, with less technology and fewer player distractions than ever. We’re thrilled by the results and can’t wait for customers to experience it for themselves.” Zero Latency's latest platform doesn't just improve the experience for customers; it changes the game for owners and operators globally too. With a decrease in entry costs for new owners, hardware management, equipment maintenance, and a simplified player onboarding experience, it's the most affordable and easy-to-use iteration of the Zero Latency platform yet. Customers can experience the new Zero Latency platform now in the United States at Zero Latency Las Vegas located in the MGM Grand Hotel & Casino or in one of over 20 additional venues launching worldwide in the coming months. For more information about Zero Latency, go to https://zerolatencyvr.com/. ### ABOUT ZERO LATENCY: Zero Latency is a global leader in immersive entertainment, working at the cutting edge of VR and location-based experiences. With more than 55 venues across over 20 countries, Zero Latency is the largest free-roam VR network in the world. Since opening the world’s first free-roam VR venue in 2015, Zero Latency has thrilled more than 2 million players worldwide. Over the past year alone, the company has seen a 124% jump in games played within the U.S. and 288% growth globally. Zero Latency is continuously innovating to raise the bar for customers, owners, and operators. Other firsts include: Partnering with Microsoft in 2019 to develop “inside out” tracking technology Launching Sol Raiders in 2019, the world’s first free-roam eSports game Releasing the AAA-exclusive Far Cry VR experience alongside Ubisoft in 2021 SOCIAL MEDIA LINKS: Instagram and TikTok: @zerolatencyvr LinkedIn: Zero Latency VR Contact Details Jive PR + Digital Kiandra Madison +1 404-376-9490 kiandra@jiveprdigital.com Company Website https://zerolatencyvr.com/

August 08, 2022 01:52 PM Pacific Daylight Time

Telos Network Announces Winners of Mission NFT Contest to Share 175,000 TLOS Prize Pool

Telos Foundation

After several months and over 100 project submissions, the Telos Network (Ticker: TLOS), a third-generation L1 blockchain, has announced the much-anticipated closing and winners of its renowned Mission NFT contest. The contest, which started May earlier this year, aimed to provide digital artists with the opportunity to mint their collections on Telos’ industry-leading EVM and share a prize pool of 175,000 TLOS. Mission NFT was hosted on the TAIKAI Network, a crowd-sourcing platform designed to connect businesses with creators. Public voting took place on TAIKAI and received over 1,000 votes from the NFT community to narrow the submissions to 20 finalists, of which a Telos judging panel awarded the top five winners. They are as follows: Build-A-Dummy (25,000 TLOS) Mochi NFT (25,000 TLOS) Duel of NFT (25,000 TLOS) Alien Collection (25,000 TLOS) Telland NFT (25,000 TLOS + The Big Gooey’s Pick 50,000 TLOS) A detailed description of each Mission NFT winner can be found on the Telos Medium channel. Telos thanks all involved, including participants and its community, for helping to make Mission NFT a resounding success. About TAIKAI TAIKAI is a talent and crowdsourcing marketplace built on the Telos blockchain that allows businesses to connect with highly-skilled individuals worldwide through hackathons and hiring challenges. In addition, the platform enables participants with the best ideas and products to thrive and be rewarded for their contributions. About Telos Live since 2018, Telos Blockchain (ticker: TLOS) is an ESG compliant Layer 1 smart contract platform that offers full-service compatibility with Solidity, Vyper and Native C++ smart contracts. The Telos EVM is the most powerful and scalable Ethereum Smart Contract platform built to power Web 3.0. Telos features a robust, third-generation, ESG compliant evolutionary blockchain governance system, including smart contracts, advanced voting features, and flexible and user-friendly fee models. In addition, Telos supports the blockchain ecosystem by serving as an incubator and accelerator for decentralized applications through development grants. Come build with us. About The Foundation The Telos Foundation is a Decentralized Autonomous Organization established as a promotional and funding body to advance the Telos Blockchain Network and provide support to network applications. Contact Details The Team hello@telosfoundation.io Company Website https://www.telos.net/

August 05, 2022 12:31 PM Eastern Daylight Time

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Back-to-School Wellness Sets Students up for Success

YourUpdateTV

Wellness remains top of mind as parents start to prepare for the upcoming school year, as it is a big contributor to their children’s success. But creating healthy routines during the transition from Summer to back to school is not always easy. Whether it’s meal prep, building in a balanced diet, shifting weather patterns or busy schedules, parents are balancing a lot. A video accompanying this announcement is available at: https://youtu.be/dWT8EHKnR4o To help achieve success in the 2022-23 school year, it is important to focus on daily routines that enhance your kids’ lives. In fact, eating well throughout childhood and adolescence supports proper growth and development while preventing various health conditions. The CDC recommends meals containing fruits and vegetables, whole grains, fat-free and low-fat dairy products, oils, and a variety of proteins. There are many ways to achieve these goals, including solid food, vitamin supplements, and plant-based protein. Additionally, youth should avoid empty calories. Added sugars and solid fats contribute to 40% of daily intake for those 2-18 years of age. Approximately half of these empty calories come from soda, pizza, and whole milk. Beyond diet, exercise and well-being also contribute to a student’s success in the classroom. A U.S. study showed that when pollen counts doubled, a percentage of elementary schoolers saw a drop in testing scores when compared to their counterparts. Nearly 1.7 million children have one or more allergies. Antihistamines can help treat symptoms and hives so children can stay focused on their studies, extracurricular activities and more time outside. Syn hopes to help parents plot out their family’s nutrition and wellness plans throughout the upcoming school year. KICK OFF THE DAY WITH BREAKFAST: An easy way for to start off a new school year is with breakfast. Syn says it helps a child's attention span, concentration and memory—all important for learning in school. “Maybe kick off the day with something fun and tasty like banana pancakes or mini-fruit kebobs. The kebobs are easy to make with pineapple, strawberries, grapes, and blueberries—just pair it with a flavored yogurt as dip,” adding, “You can also try apple cinnamon oatmeal. Grab a store-bought oatmeal and top it with apples, cinnamon, raisins and pecans.” The goal is to make sure children have the energy they need to make it to lunchtime. SWITCH UP THE MENU: Syn admits that the school year can get hectic, and parents are often left looking for convenient ways to eat well throughout the entire day. However, we all know convenient doesn’t always equal healthy. The registered dietician and nutritionist recommends Sweet Earth Foods, which offers delicious, flavor-forward and nutrient-dense vegan and vegetarian options that are perfect to have on-hand during the back-to-school season. Two options Syn highlights include the Korean BBQ-Style Chik’n entrée bowl, which has lots of veggies like edamame, snap peas, and a cauliflower rice blend. She says, “The sweet and spicy Gochujang style sauce is packed with flavor and everyone in the family will love it. And since it’s a prepared meal, all you have to do is heat and eat; it’s ready in just 3 minutes in the microwave or 20 minutes in the oven.” “The Mindful Chik’n comes ready-to-eat and has the taste and texture of traditional chicken with 18 grams of protein, making it a perfect addition to weekday meals,” says Syn, adding, “You can serve it fresh from the fridge or cooked in a family favorite recipe, like chik’n fajitas, a stir fry, or even a chik’n pesto pizza.” Sweet Earth products are available at retailers nationwide. Consumers can also find them at a nearby store by using the store locator found at SweetEarthFoods.com. Direct link: https://www.goodnes.com/sweet-earth/ Social media handles: @sweetearthfoods Facebook Instagram Pinterest Twitter CUT DOWN ON CLEAN UP TIME: Parents are always searching for extra time, especially during the school year. Syn says there is a way to make mealtimes even more convenient, while reducing stress in the kitchen. Whether it’s breakfast, a lunch on the go, or dinner, the Chinet® brand can help make cleanup easier, allowing parents more time to focus on other aspects of life, including personal wellness. Syn says the Chinet Classic® products are made for exactly what’s on your menu, adding, “They’re perfect for a bowl of cereal or oatmeal, or a plate of bacon and eggs during breakfast. Obviously, they make lunch and dinner clean up easier than ever!” She points out how the Chinet Comfort® cups are perfect for morning coffee or a “make your own” espresso bar. She says, “The cups are sturdy, keep your drinks warm, and the lids help protect from accidental spills.” For more information, go to mychinet.com. Direct link: https://www.mychinet.com/products/ Social media handles: Facebook.com/mychinet Instagram.com/mychinet Twitter.com/mychinet SPEND MORE TIME OUTSIDE: Nearly 1.7 million children have one or more allergies. With allergy season about to kick off in parts of the country, Syn says there is a way for parents to give their kids some relief so they can still enjoy the outdoors as they head back to school. “So, when it comes to back-to-school prep, parents will want to ensure their kids are feeling well and at their best,” adding, “Children’s Claritin® is the #1 pediatrician recommended non-drowsy oral OTC allergy brand and provides kids with indoor and outdoor allergy relief whenever they need it most.” New research finds that children spend less than eight minutes playing outside each day. The registered dietician and nutritionist is inspired by the brand’s commitment to help kids spend more time outside. “Through their multi-year initiative, The Outsideologist Project, Claritin® is committed to helping kids get outside one more hour a week by providing expert-curated outdoor activity ideas. It can be anything from going to the local playground, playing hopscotch, or even tossing a ball in the backyard.” For more, check out @outsideologistproject on Instagram and Facebook for fun and exciting ideas and inspiration to help children spend more time outside. Direct link: https://www.claritin.com/the-outsideologist-project Social media handles: Facebook: https://www.facebook.com/OutsideologistProject/ Instagram: https://www.instagram.com/outsideologistproject/?hl=en Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

August 05, 2022 12:00 PM Eastern Daylight Time

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Where You Should Put Your Money in a Bear Market

Benzinga

After more than a decade of astronomical growth, the stock market has steadily declined since early 2022. On June 13, the S&P 500 plunged into a bear market, closing by slightly less than 4%, representing a 21% drop from Jan. 3 high. Technology and Blue-chip stocks got hit as severely, with the NASDAQ plunging 4.7% and Dow Jones Industrial Average (DJIA) shedding roughly 3%. Red-hot inflation, volatile market, recession fears, and global uncertainties driven by the Ukrainian war have further exacerbated the situation. Consequently, despite a considerable rebound, investors’ pessimism persists. Naturally, it’s okay to grow uneasy during a market downturn, especially if you’re a newbie or an average investor. However, you need to understand that bear markets are inevitable and not uncommon. In fact, despite the market or economic downturn that characterizes a bear market, it can present an excellent opportunity to earn returns if you have the right portfolio mix. Benzinga looks at where you should put your money in a bear market and how these investments will support your financial goals. Where to Put Your Money in a Bear Market The best approach to mitigate or manage a persistent bear market run is to invest in stocks with relatively low volatility and a long history of dividend growth. Most of these stocks are found in defensive sectors, including healthcare, consumer staples, utilities, defense, and some real estate equities. Furthermore, short-term debt securities, cash and money markets, and precious metals offer a stable and less volatile investment alternative for a bear market. A look at a few stocks to consider during a bear run. CVS Health Corp (CVS: NYSE) Coca-Cola Co (KO: NYSE) General Dynamics Corp (GD: NYSE) Real Income Corp (O: NYSE) T-Mobile US (TMUS: NASDAQ). CVS Health Corp (CVS: NYSE) Market Cap: $125.47B Current Price: $95.49 Yield: 2.31% Beta: 0.76% Traditionally whenever the stock market is in a tale spin, the healthcare sector offers a haven for investors. As a defensive healthcare stock, CVS Health possesses a unique profile that makes it outstanding compared to other healthcare stocks. While most recognize it as a retail pharmacy chain, its services go deeper and encompass pharmacy benefit management and health insurance provision. This multi-faceted business model and robust clinical responsibility signify an excellent prospect for long-term growth. Additionally, this stock offers relatively low volatility with a 0.76% Beta. For the year-to-date average through July, shares were off 7.55%, which still beats the S&P 500 by roughly 6% points. This resilience makes CVS Health a significant bear market stock. Tips: Beta is a key volatility metric measuring how a stock trades relative to S&P 500. Generally, low-beta stocks lag in a bull run and hold up better in a bear run. Coca-Cola Co (KO: NYSE) Market Cap: 278.18B Current Price: $63.74 Yield: 2.77% Beta: 0.64 Coca-Cola Co (KO: NYSE) remains a formidable giant in the defensive consumer discretionary sector. Its blue-chip pedigree, 61 years of dividend growth, and bullishness are unmatched by any other stock in this sector. Aside from being an S&P 500 dividend aristocrat, it is also a vital member of the Dow Jones Industrial Average — this further reinforces its giant blue-chips status. At 9.23%, it is the fourth largest holding for the Berkshire Hathaway equity portfolio. Warren Buffet has been a shareholder since 1988. Its low-beta stock has been instrumental in preventing a downward spiral as the stock market declines. Furthermore, it gained 7.48% in the year-to-date average through July, beating the S&P 500 by about 21%. Despite its drop during the COVID-19 pandemic lockdown, its rebound has been impressive enough to fend off inflationary-induced bear markets. General Dynamics Corp (GD: NYSE) Market Cap: 62.95B Current Price: $227.98 Yield: 2.22% Beta: 0.84 As the 4th largest defense contractor in the United States, General Dynamics (GD: NYSE) is worth considering as a bear market stock. Its core selling point is its dependable dividends and relatively low volatility. Furthermore, its strong long-term growth potential and high share prices are vital factors. The company’s defensive market characteristics have been well-documented this year. For instance, despite the market decline, the share gained 8.91% in the year-to-date average through July. During the same period, the S&P 500 dropped 13.34%. That is, it beats the S&P 500 by 22.25% points. With over 31 years of consecutive dividend raises and a long-term focus on growth through sales increases and share buy-back, it only makes sense for shareholders to trust this stock during a bear run. Realty Income Corp (O: NYSE) Market Cap:$44.51B Current Price: $72.80 Yield:4.08% Beta: 0.93 With a massive 10,000 properties, Realty Income (O: NYSE) holds the most extensive net lease portfolio. However, what’s significant about Realty Income is that all its free-standing single-tenant properties are subject to the triple net lease (NNN). A substantial risk at the individual level, considering there’s only one tenant. Nevertheless, the risk potential becomes insignificant when spread over an extensive portfolio. Most rent (up to 80%) comes from retail properties, while the remaining comes from mainly industrial assets and warehouses. Over the years, the company has expanded to include the United Kingdom and Spain while diversifying its portfolio mix. As far as dividend goes, this company is dependable, having maintained an annual raise for 25 consecutive years. This dividend is often collected monthly like a paycheck. This company’s shares don’t go on sale very often, so when you come across it, endeavor to grab it as it’s one of the best REIT stocks for a bear market. T-Mobile US Inc (TMUS: NASDAQ) Market Cap:$179.34B Current Price: $143.35 Yield: N/A Beta: 0.83 Most telecommunications stocks are inherently defensive. T-Mobile is, however, outstanding, thanks to its incredible price upside. Its 2020 merger with Sprint helps the company establish itself as a telecommunications giant enabling it to become more innovative. For instance, Sprint’s trove of mid-band spectrum brought to the company facilitated the building of its next-gen 5G network. This gives T-Mobile a competitive advantage over AT&T and Verizon. Furthermore, the company innovates its approach to service plans, as reflected in subscriber acquisition. T-MUS averaged 22.74% year-to-date through July compared to -13.34 for the S&P 500, a 36.08% difference. In fact, if the company’s recent past is a viable indicator, T-Mobile stands as one of the best bear stocks. Besides defensive stocks, other alternative investment sources you can leverage to earn return during a bear run are: Cash and Money Market As an average investor, after a few months of bear run, it might be a good idea to offload your equity-heavy portfolio so it doesn’t financially bleed further. The cash or money market is one of the best places to set aside funds from your equity sell-off. Cash accounts (bank or credit union savings accounts) present little to no risk since they’re not tied to the stock market. A money market account offered as a deposit through the bank or mutual funds is also a great holding place. Both provide an avenue to earn interest without worrying about fluctuations and make for flexibility. For instance, once you feel comfortable with the market situation, you can easily pull out the money and reinvest it. Short-term Debt Short-term securities like the U.S. Treasuries or government bonds have an inverse relationship with the market. So during a fall in stock prices, their prices rise. During a bear run, trading strategies among investors shift towards safety, creating a higher volume of the U.S. Treasuries held by investors. This causes a price increase that stabilizes investors’ portfolios. Therefore, investing your trade equity in short-term securities makes sense. However, not all bonds are created equal during a bear run, so avoid high-end corporate bonds and go for short-duration debts. Precious Metals Unlike currency that can drop in value due to federal government monetary policy like printing more money, precious metals ( gold, silver, and many more) retain their inherent value during a bear market since they have a finite supply. They can therefore serve as a hedge against inflation in the market. You can gain exposure to this asset class through physical ownership or invest in an ETF like iShares Silver Trust ETF (SLV: NYSE Arca) containing these metals. What is a Bear Market? A bear market occurs when a broad market index or stock price drops by 20% or more after hitting a recent high. It is usually characterized by a prolonged drop in investment prices due to investors’ pessimism and low confidence in the market. The term “bear market” commonly refers to the overall negative performance of the S&P 500 — regarded as the benchmark indicator of the entire stock market. Nevertheless, the term can be used for any stock index ( NASDAQ Composite, Dow Jones Industrial Average, FTSE 100 Index, and many more) or individual stocks with a drop of at least 20% from their recent high. For instance, during the dot-com bubble, the NASDAQ fell by over 75% from a high of about 581% and plunged into a bear market. The stock market can hit a bear run for various reasons — widespread investor speculations, a weak or slowing economy, geopolitical crisis, irresponsible lending, pandemics, war, over-leveraged investing, oil price movements, and many more. For instance, the 2020 bear market resulted from the global COVID-19 pandemics. While the bear market is tricky to anticipate or manage, the tell-tale signs are always there for intelligent investors to discern. It often starts with a regular stock market dip, followed by a correction, then perhaps premature bargain-hunting. When the trend becomes apparent to an average investor, stock prices have already tumbled, making it tricky to manage or mitigate. Although unavoidable, bear markets are short-lived, the average duration is roughly 344 days with a loss threshold of 32.1% compared to 1605 days and 152.6% gain for bull markets. Always remember that, although a bull market can run for a long duration, they don’t last forever. So while relishing your gain during a bull run, always tighten your belt and prepare if the market direction changes to a bear run. Tips: For clarity, a bear market is not the same as a stock market correction. Although often used interchangeably, both define the different magnitude of negative market performance. While a market correction involves at least a 10% drop in stock prices or broad market index, a bear market occurs at the 20% threshold. A market correction is upgraded to a bear market once it reaches or exceeds this threshold. How to Invest in a Bear Market Let your Money match your Investment Goals. Before investing, you need to define the purpose of your investment. A college education? A retirement? And many more. Answering these questions will help you structure your portfolio to match your goal. For instance, the down payments for your dream home, money needed in the short term, and cash you can’t afford to lose are better invested in relatively stable assets like certificates of deposit (CDs), money market funds, and treasuries. A mix of CDs and investment-grade bonds can serve mid-term goals (4-5 years), while the money you don’t need for a long duration (longer than five years ) can be put into volatile assets like stocks. Rebalance and Reassess your portfolio The bear market presents an excellent opportunity to reassess your portfolio. For instance, if you’re holding a lot of growth or small-to-mid-cap stocks, it might be time to let go of some of them. The reason is that growth or small-to-mid-caps businesses lack the financial muscle to survive a red-hot inflationary induced bear market. Nevertheless, the idea is not to sell off immediately, as a bear run can present viable opportunities for such stocks. So reassess the situation at your discretion. You can increase your bond holdings in the short run since it guarantees stability while keeping an eye on value vs. growth stock for the long run. Resist the Urge to Sell off all your Equity For some investors, especially newbies, once a bear run becomes evident, they tend to sell off everything and move all positions to cash. While this is a great way to protect your money, it’s been proven over time to be counterproductive in the long run. This approach makes little difference in a low-inflation or low-interest environment. Considering the bear market’s short-lived nature, you may lose more money as cash during a high but short inflation period. So regardless of how dismal the market may looks, hold on for at least a few months or less. Diversify your Portfolio Every bear market has a segment that’s hit the hardest. While such a segment can’t be predicted ahead of time, you can prepare beforehand or even prevent it by diversifying across asset classes and within the equity market. Diversification implies that your portfolio has a wide variety of investment-grade bonds encompassing corporate, Treasuries, municipal, and possibly foreign issues. Additionally, these bonds should have different maturity from short-term to mid-term. That way, you’ll always have bond maturing and providing reinvestment or upkeep money at any time. Your long-term investment should encompass a broad array of domestic stocks. These include big and small stocks, fast-growing and dividend-paying stocks, and international stocks. Furthermore, it should also include REITs and commodities. These stock mixes offer exposure to asset classes moving at different times and speeds. Stay the Course Investment is a long-term game, so your action during the market decline will largely determine your overall performance over time. The most reasonable approach to a bear run is to wait it out. It can be challenging, with the news headline blaring all day and friends and families selling off. However, your little patience may be rewarded over time. You mustn’t tamper with your investment if you’re in a retirement account like 401(k) or IRA. Else you’ll regret it when the market rebounds. Seek a Reliable Professional Professionals can clarify your assets mix or how to react to a sudden downturn. So, seek professional guidance if you’re not confident of your approach to structuring your portfolio or tend to respond brashly to a bear run. Great financial professionals can help overhaul your portfolio and mix it up to withstand the most market-crashing downturn. Get Help from an Advisor The market uncertainties that characterize a bear market mean that finding a dependable investment to put your money in can be challenging. However, with the Benzinga guide, you can easily find and choose an investment portfolio that guarantees maximum returns without hassles. Frequently Asked Questions Where do you put your money in a market crash? Various stocks perform well during a bear run. They’re considered defensive stocks and profitable investment assets during a bear run. Nevertheless, you can also leverage short-term debt like Treasuries and money market funds. Should you hold through a bear market? Bear markets last only a short time, so it makes sense to hold through a bear market, especially as this will enable you to jump in and earn returns once the market rebounds. Nevertheless, this may depend on the specific stock type and how deep the market falls. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

August 05, 2022 10:44 AM Eastern Daylight Time

How Fellow Investors Are Dealing With the Bear Market

Benzinga

The Dow Jones Industrial Average index has dropped less than 20% since its all-time high. The technical definition of a bear market is prices dropping 20% or more. Theoretically, it may not be a bear market, but some companies have lost more than 70% of their market value. Some investors believe that the best time to start investing in stocks is during a crash. Falling prices may be a good opportunity to buy the dip in a bull run, but it’s a catastrophic strategy when the price has reversed. Some investors get caught in the hype of rising prices, failing to realize that bear markets follow rallies. Macroeconomic factors such as inflation, a cooled-off housing market and geopolitical tensions hint that a stock market crash could be imminent. Several major corporations have lost 70% of their market value, making investors jittery about further losses. While panic-stricken investors scramble to save what’s left of their portfolios, you can deploy several strategies to protect your financial portfolio to minimize losses and potentially profit from a market crash. How Are Investors Handling the Bear Market? A bear market may take years to reach the bottom. That gives investors wanting to buy at the lowest prices sufficient time to prepare. But investors already in the market are seeking defensive strategies. Several options are available to investors navigating a bear market to the most favorable outcome. Rebalance Your Portfolio An effective diversified portfolio consists of several asset classes. It’s known as an all-weather portfolio because it offsets asset price declines in one market with the profits in another market. Investors should build a portfolio that consists of stocks, commodities, precious metals and bonds. But further measures can be taken during market crashes to alleviate the blow. If your investments are solely in stocks, you can sell the poorly performing stocks and opt for a defensive stock sector such as utilities and healthcare, which usually perform well during bear markets. Government bonds have proven to provide returns during recessions. And gold’s value has historically risen against a falling U.S. dollar. Some experts consider the ideal portfolio weight to be 40% long-term bonds, 15% intermediate bonds, 30% equities, 7.5% gold and another 7.5% in diversified commodities. Sell Your Holdings The technical definition of a bear market is security prices dropping 20% or more. The market has revealed that it can drop further than that and form a v-bottom, then rally to new highs. But risk-averse investors may not be able to handle volatility, so the best option might be to sell. Selling your assets can be the right strategy if you’re unknowledgeable about alternative investments. Having cash when prices have plummeted puts you in an advantageous position. It enables you to buy assets at what some investors call discounted prices. However, timing the market can be challenging as prices can always fall lower. Short Assets Investors can make money in financial markets when prices rise and fall. Shorting stocks is a trading strategy enabling investors to open a sell position because they expect prices to fall. It requires opening an account with a day-trading broker that provides margin trading so that you can borrow money. This strategy is more suitable for experienced traders as it requires a technical and fundamental analysis to determine if the market is bearish. When shorting stocks, you borrow shares of a stock that you believe its value will decrease. You sell borrowed shares to buyers willing to pay the market price. But you must return the borrowed shares, so you ideally buy them at lower prices. If your buy position is priced lower than the short position, the difference is your profit. Short selling is considered a high-risk practice. Dollar Cost Averaging Knowing when to get out of the market or how to diversify a portfolio is challenging even for fund managers. If you don’t want to sell any of your assets but want to minimize risk, dollar cost averaging may be a sound defensive strategy when prices are falling. Dollar cost averaging entails investing a fixed dollar amount regularly, irrespective of the price. This strategy helps you to buy securities at various prices. The key advantage is that you are aiming to buy more shares at low prices and fewer shares at high prices. It may help lower your average cost per share, reduce the impact of volatility on your portfolio and instill in you the habit of consistent investing. Best Investments for a Bear Market Certain assets have proven to be a hedge against recessions. They’ve offered downside protection by limiting losses. Bonds: Stock investors expecting a slump in the market may opt for bonds. Bond prices tend to move in the opposite direction of stocks. Investors should have a mixture of long-term and short-term bonds to offset equity losses. Gold: Precious metals such as gold and silver have often advanced during economic hardships. Gold’s value usually increases during inflation and when the stock market plummets. A dollar’s value can drop to zero, but gold will probably always have a value. Utility and healthcare stocks: Regardless of economic conditions, individuals require energy and healthcare. Companies providing those resources are less likely to experience drastic decreases in revenue. Some investors are apprehensive about risking large amounts during bear markets, so they opt for minimal investments in the best penny stocks. Is Copy Trading a Good Idea? Copy trading enables traders to gain insight into how professional traders analyze markets. It provides confirmation for traders uncertain about a particular position. Beginners benefit the most from copy trading as it enables them to emulate the trades of professionals and potentially profit without needing skills or time to analyze markets. They can even do it while they’re mobile via investment apps. Compare the Best Brokers for a Bear Market Ensure your investing strategies are effective in a bear market by using a reliable broker. Benzinga has compared the best online brokers to help you minimize losses and reduce risk. Investors interested in capitalizing on currency volatility can check out Benzinga’s forex broker comparison. Frequently Asked Questions What should investors do in a bear market? Investing in a bear market requires investors to protect themselves by diversifying their portfolios, practicing dollar cost averaging and investing in hedge instruments such as bonds, gold and defense sector stocks — utilities and health care. Is the U.S. in a bear market? The Dow Jones Industrial Average index has dropped less than 20% since its all-time high. The technical definition of a bear market is prices dropping 20% or more. Theoretically, it may not be a bear market, but some companies have lost more than 70% of their market value. Some investors believe that the best time to start investing in stocks is during a crash. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

August 05, 2022 09:30 AM Eastern Daylight Time

The Top 4 Credit Cards for Everyone’s Wallet

Benzinga

Finding the best credit cards for your lifestyle isn’t always easy. Fortunately, these four make a great place to start. Secured Credit Card A secured credit card is a type of credit card backed by a cash deposit. The deposit acts as collateral to protect the lender if you default and don’t make repayments. Secured credit cards are simple: After you deposit cash, the lender issues a credit line often equal to your security deposit. Then, you use the card and pay it off like any other card. When you close the account or graduate to an unsecured card, you receive your deposit back. Secured credit cards make great options for credit card beginners and anyone with a poor or no credit history. Because the issuer reports the card to credit bureaus, secured cards can boost your score quickly. As you try to improve your credit, the cash-backed credit limit helps to build responsible credit habits. Cashback Card Cashback credit cards offer cash rewards on everyday purchases. Most rewards take the form of dollars or points and operate on a percentage basis. (For instance, earning 2% cashback or 2x points on every dollar spent.) You can usually redeem your rewards for a check, bank transfer, or credit statement. Cashback cards come in three main flavors: Flat-rate cards offer the same cash back on every purchase (usually 1-2%), making them ideal if you want cashback without complicated reward programs. Bonus category or tiered cards offer “tiers” of rewards depending on where or what you buy. (For example, 2% on dining out, 3% on groceries, etc.) You may prefer a tiered card if you tend to shop at specific retailers. Rotating rewards cards change their bonus categories quarterly or yearly. You may like rotating rewards cards if you’re highly organized and want to earn more cashback on seasonal purchases. Cashback cards make it easy to earn money on the money you’d spend anyway – helping you “save” through shopping. Gas Card Gas stations may issue gas credit cards that offer discounts, rewards and perks for filling up. Many, like those offered by Shell or ExxonMobil, offer 5-10 cents off per gallon. Gas cards tend to operate more like store cards in that you can only use them at particular stations or brands. Gas station credit cards can help you earn cashback on gas while curbing your credit use. Due to their limited acceptance, you can also use them to establish or rebuild your credit without worrying that you’ll overspend. Travel Points Card Travel points cards make some of the best rewards cards for frequent travelers. As the name suggests, they help you earn travel-specific rewards and discounts. Depending on the card, you may receive points or miles on every dollar spent that can help you score free or discounted: Airline tickets Airport lounge stays Hotel stays Car rentals Meals Or upgrades For many people, travel rewards cards make it easy to save up for that much-needed vacation. Some travel points cards also offer redemption options for non-travel expenses, though your points may not go as far. How Do Credit Cards Help You Achieve Your Financial Goals? Your credit cards can work for or against your financial goals. It all depends on how you manage your spending. Build Your Credit Score You can use credit cards (especially secured cards) to build your credit score and responsible credit habits at the same time. In time, you may qualify for better interest rates or larger loans, such as a car or home loan. Boost Your Savings with Everyday Spending Rewards cards make it easy to earn cashback and travel points on everyday purchases. The key is finding cards that align with your spending habits and advance your financial goals. You can use the cash or points saved to cover your holiday shopping, save for your future, enjoy a free vacation, or reduce your grocery bill. And if you pay off your bill monthly, you’ll enjoy all these perks without paying interest or fees. Safeguard Against Fraud Most credit cards now offer built-in fraud protection, too. Aside from letting you off the hook for fraudulent purchases, they may also provide identity theft protection. Defending your financial status from scammers helps you stay on track with your financial goals. Track Spending More Easily Credit cards also make it easier to tally up your monthly budget. When you pay for purchases with cards, it’s difficult to keep track of all your receipts. But with a credit card, you can use the online or mobile app to break down your spending by category, simplifying the budgeting process. Compare the best credit cards for you Finding the best credit card can be a hassle – but not with Benzinga. We make it easy to shop and compare credit cards that fit your lifestyle. Frequently Asked Questions What type of credit card is most widely accepted? Visa and Mastercard tie for the most widely-accepted credit card by global merchant acceptance at 52.9 million apiece. Discover comes in second with 44 million merchants. What is the best option for credit cards? The best credit card is the one that meets your needs. For instance, while cashback cards can help your savings goals, secured credit cards make it easy to control spending and build credit. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

August 05, 2022 09:17 AM Eastern Daylight Time

This Is How Often You Should Change Your Insurance Plans

Benzinga

As you move through life, your wants, needs and long-term goals will change with your lifestyle. Often, that means your insurance requirements evolve, too. Knowing when to change insurance carriers or plans ensures your coverage stays in line with your busy life. Here are a few important considerations when you need to shop for insurance. How Often Should You Change Your Insurance Plans? As a general rule, it’s wise to review your insurance plans: Every 6-12 months or once per coverage period Anytime your insurer hikes premium costs or slashes benefits When you experience a major event that impacts your coverage needs, like: Moving to a new house or region Making a major purchase (vehicles, fine jewelry) A birth or death in the immediate family Any of these reasons is enough to change insurance plans or carriers. Updating your coverage to match your needs (and your budget) ensures you protect the people and possessions you value most. But while cash is king, getting a good deal isn’t everything – the content of your policy matters, too. Sometimes, it’s worth paying a little more for your peace of mind. Benzinga explores a few potential reasons to change insurance carriers. You Can Find Cheaper Rates Elsewhere Regularly shopping for insurance helps you sniff out the carriers that offer better rates or discounts. Compare offers from at least three to five companies to ensure you’re getting the best deal on coverage. You’ve Recently Moved You may need to change insurance carriers when you move, especially if the move impacts your rates or coverage. Not all insurers operate in all regions – and even if yours does, your rates may rise based on location. For instance, you may pay higher auto insurance premiums in more populated areas. You Experience a Qualifying Event or Lifestyle Change Generally, you should reevaluate your coverage anytime you experience a “qualifying event” or major milestone like: Getting married or divorced Adding your teenager to your auto insurance Having or adopting a baby Retirement Whether you need more coverage, less coverage or a more affordable policy, consider such events an opportunity to evaluate and change insurance plans or carriers to fit your new lifestyle. Your Insurance Carrier Changes its Terms Maybe it’s not you who changes but your insurer. Carriers periodically update their geographic policies, prices, coverage offerings and accepted service providers. While the company may suggest alternatives, there’s no guarantee a replacement will suit your needs. You might as well take that opportunity to shop for insurance on your own. Your Provider Stops Accepting Insurance Health insurance is particularly finicky, with providers, insurers and in-network hospitals in flux. Maybe your doctor stops accepting Medicare insurance – or your Medicare plan stops paying for your doctor. Either way, you’ll have to switch insurance plans, doctors or both. Poor Customer Service or Claims Experiences When you’re paying your premiums, your insurance company is happy to take your money. But when you actually need to make a claim, you may find that it is reluctant to pay out. If you have to go through a major hassle to make a claim, receive your funds or just get a call back, it’s time to reconsider your carrier. Which Insurance Plans Should Change Regularly? You should review and compare insurance at least once a year, regardless of the type of policy. But some plans may need to change more – or less – frequently. Homeowners Shopping for homeowner’s insurance at least once a year ensures you don’t miss a better deal elsewhere. You may also change insurance carriers when your rates increase or you move to a new city. Making expensive renovations or purchases that require enhanced coverage also provides opportunities to change insurance plans. Auto Car insurance policies may not last a full year; some offer six-month plans. Either way, it’s wise to re-shop your auto insurance before every renewal, as car insurance rates famously fluctuate on a dime. Time, location, your driving history and even accidents that aren’t your fault can impact your individual premiums. Health Health insurance is a bit unique because many insurers limit plan switches or sign-ups to their annual open enrollment period. However, special exceptions exist for “qualifying life events” like marriage and divorce, having children, losing work coverage or moving to a new zip code. Life Life insurance pays out when the policyholder dies. Because it’s designed to pay for end-of-life expenses, lost income and housing costs, it’s crucial to buy enough coverage to secure your family’s future. On top of your annual evaluation, consider whether other life events impact your coverage needs, like: Your age and relationship status Having a baby Buying a home You might need to switch if your rates rise or you need higher coverage amounts. You may also want to switch to a different type of policy, such as moving from whole to permanent life insurance). Business Business insurance is a must for business owners to cover property damage, liability and business interruption costs. Because business needs are change, you may need to shop for insurance more than once a year. For instance, when you hire more employees, move to a new office or release new products, it’s probably time to increase your coverage or change insurance carriers. Compare Insurance Companies If you’re ready to shop for insurance plans, Benzinga has the insights you need to make an informed decision, from pet insurance to vision insurance. Frequently Asked Questions How frequently can you change car insurance? You can change car insurance as often as you need. You may have to pay a cancellation fee if you leave your current carrier in the middle of a policy. When should you switch insurance companies? You should consider switching insurance companies at least once a year to ensure you’re getting the best rates and coverage. You should actually make the switch when you can get better value elsewhere. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

August 04, 2022 02:58 PM Eastern Daylight Time

How This Leader in Real Estate Tokenization Can Help Close the Home Ownership Gap with Blockchain

Benzinga

Check out RealT’s geographical listings here, and click here to get started. Purchasing a home has often been regarded as a hallmark of individual success. According to research firm YouGov, 74% of Americans say they place the highest priority on owning a home, ranking it above having a successful career, owning an automobile and — surprisingly — retiring. Providing a perfect roadmap to discontent are the harsh realities obstructing the millennial’s path toward this goal. According to a 2019 study, nearly 70% of millennials say they cannot afford a house because of rising prices. This dream-shattering reality is explained — or perhaps, compounded — by the findings that housing prices have increased by 120% since 1965 and the generational wealth gap has significantly expanded over the last couple of years. While one could understand millennials fuming over their real estate troubles, blockchain enthusiasts would be quick to counter this response. Specifically, for those engaged in the tokenization of real estate assets, like RealT, a convenient solution to their woes may be just around the corner. Like many other industries, blockchain has sparked ideas for innovating the real estate market through the concept of tokenization. Tokenization allows many investors to own small parcels of large investment properties through the purchase of digital tokens that are tied to these properties. According to a study by Hamburg Commercial Bank ( HCOB ), 13 American companies — including Citigroup Inc. (NYSE: C) and JPMorgan Chase & Co (NYSE: JPM) — have already begun doing so. RealT is among those real estate tokenization pioneers providing hope for millennial homeownership — albeit in a way they might not have expected. Tokenized Real Estate With RealT According to metrics provided to Benzinga, RealT is a leader in real estate tokenization. As of June 31, RealT tells Benzinga it has reached $49 million in sales, more than 210 tokenized properties and over 920 units in areas like Detroit, Chicago and Cleveland. Compared to other operators in tokenized assets, RealT boasts a large cohort of investors who act incredibly quickly. In fact, RealT tells Benzinga that over 9,820 investors from 135 countries have used RealT to purchase tokenized real estate. Given RealT’s extreme accessibility and the power of crowdsourcing, the average time of sale for a $1 million property listed on RealT is reportedly just six minutes! These incredible numbers reflect the excitement surrounding tokenized real estate as the future of property ownership. Throughout this sector, and within the decentralized finance (DeFi) sphere, the RealT brand has achieved worldwide notoriety, energizing and attracting an online community of 57,000 members. In less than three years, RealT has achieved the following milestones: Q3 2019: The first worldwide standardized tokenization platform Q4 2019: World’s first integration of security tokens on a decentralized exchange Q4 2020: Multichain with the launch on Gnosis Chain (then xDai) Q1 2021: Launch of the "re-investment" property Q4 2021: Launch of payments with Request Network Q1 2022: Launch of RMM, the world’s first real estate token-lending platform, through a partnership with Commutatio Holdings Ltd, a British Virgin Islands holding company established to operate RMM. RealT’s achievements with tokenized assets have reportedly made it the second-largest protocol on the Gnosis Chain, and the 133rd most important protocol in DeFi, according to the Defi Lama. Since the launch of the RealToken platform in February of last year, token owners have risen from 59 holders to 5,180, an increase of roughly 8,680%. Ready to start investing in popular properties around the U.S.? Check out RealT’s geographical listings here, and click here to get started. This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

August 04, 2022 12:23 PM Eastern Daylight Time

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