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California Couple Loses Home Due to Blatant Bookkeeping Error by Specialized Loan Servicing, LLC

Law Office of Lorden and Reed

In a distressing incident highlighting the critical impact of administrative errors in mortgage servicing, a now-separated couple from Palmdale, California, has filed a multi-count lawsuit against Specialized Loan Servicing, LLC (SLS). The lawsuit, filed in California State Court, alleges breach of contract, theft, and several other counts, accusing SLS of negligence as the mortgage servicer added a quarter of a million dollars to the couple’s mortgage – leading to their financial and personal ruin. The couple is represented by the Law Office of Lorden and Reed. Michael L. Russell and Renita Y. Russell, the plaintiffs in this case, claim that SLS's incompetence and negligent bookkeeping forced them into bankruptcy and later to a short sale of their home. This resulted in a significant loss of equity, estimated to be in the hundreds of thousands of dollars, and severe emotional distress, which contributed to the dissolution of their over 20-year marriage. The Russells' story began in 2004 when they purchased a four-bedroom home in Palmdale. SLS took over the servicing of their loan in 2014. Following a loan modification in 2015, SLS erroneously added over a quarter of a million dollars to the loan balance. By 2018, SLS claimed the Russells were in default by $69,332, and by early 2019, the indebtedness purportedly reached a staggering $946,239. Despite their efforts, including filing for Chapter 13 bankruptcy and making consistent payments towards their mortgage, the couple's attempts to resolve the issue through legal counsel and requests for an accurate accounting from SLS were fruitless. The inflated loan balance led to a forced short sale in April 2022 to avoid foreclosure. A year later, SLS admitted they were wrong but refused to accept responsibility for their egregious actions. The consequences of SLS's actions have been devastating for the Russells. They lost approximately $300,000 in home equity and faced excessive housing costs, moving and storage expenses, attorney fees, and litigation costs. Moreover, they have endured severe mental and emotional distress, resulting in the breakdown of their marriage, significant damage to their credit, and the loss of their home. SLS, in their capacity as the mortgage servicer, was acting on behalf of Deutsche Bank National Trust Company. Last year, Rithm Capital Corp. announced it would acquire Computershare Mortgage Services Inc. and certain affiliated companies including Specialized Loan Servicing LLC. The lawsuit includes counts of breach of contract, negligence, negligent misrepresentation, intentional misrepresentation, unfair business practices, unfair debt collection, theft, and other counts. The Russells seeks restitution of all monies paid to SLS in excess of the actual amount owed, compensatory damages, and punitive damages. The Russells wish to hold SLS accountable for the irreparable harm caused by their alleged negligence and to warn others of the potential risks involved in mortgage servicing errors. Download a copy of the legal filings here and at LawsuitPressRelease.com. Contact Details LawsuitPressRelease.com JOHN P DAVID +1 888-859-6637 John@LawsuitPressRelease.com Company Website https://lorden-reed.com/

February 05, 2024 02:45 PM Pacific Standard Time

Gutterglove® Shares Tips for Insulating Homes From Winter Weather Concerns

Gutterglove

Gutterglove®, an innovator in the home improvement space focused on people, products, programs, and technology, knows that weathering the winter months can be difficult. As a Tennessee-based company, the Gutterglove team deals with everything from sweltering heat to crippling winter storms each year. Following the recent winter storms that swept through the country, Cullen Rodgers, Product Innovation Manager at Gutterglove, answered some common questions regarding winter-proofing the home. Follow his advice to prepare yourself for the next weather front. What are some gutter issues homeowners might expect in the winter? In very cold climates, snow build-up, ice formation, and overflow due to clogging can all cause gutter issues. Ice damming, while not a gutter or gutter guard issue, can also be very serious as well. Ice dams, which are ridges of ice that form at the edge of a roof, are a direct result of poor or insufficient attic insultation. As heat escapes the roof and melts the snow, the drainage can back up at the edge of the roof where ice damming occurs. This can cause water to back up and potentially enter the home. Ice damming is not caused by gutters or the installation of gutter guards, but it is sometimes unfairly attributed to them due to their proximity to the problem area. Are there any preventative steps homeowners should take to safeguard their gutters in the winter? Unclog gutters if you do not already have high quality gutter guards to protect them from debris buildup. Install gutter guards that can sustain the weight of snow your region may experience. To help prevent ice damming, make sure your roof is properly insulated. Note that some homeowners who experience ice damming or icicle build-up choose to address the issue with heating elements installed on the roof or gutters. Always consult with a licensed electrical contractor in good standing to install any heating products. Is there a risk of water freezing in gutters? What other issues can frozen gutters lead to? Snow can build up in a gutter or on top of gutter guards and freeze. A securely attached gutter and gutter guard that can sustain heavy weight is an important consideration for homeowners. Unclogged gutters that allow water to drain properly during thaw are essential. What types of yearly gutter maintenance should occur in the winter? Make sure gutters are securely attached and in proper working condition. It is also important to clean out gutters if gutter guards have not been installed and sweep or blow off any visible surface debris if guards have been installed. “We talk a lot about fire safety in the fall, flood preparedness in the spring, and heatproofing in the summer,” said Rodgers. “We need to think about the havoc that winter weather can wreak on our homes, too, especially in areas that don’t frequently see snow and ice. I hope this information can help new homeowners avoid damage as we move through the coldest months of the year.” Gutterglove is known for producing the Nation's Most Trusted Gutter Guards®. The company's comprehensive line of do-it-yourself products can be found at major national retailers such as Costco, The Home Depot, Lowes, and Amazon. For professional contractors seeking to offer top-of-the-line gutter protection services, LeafBlaster Pro® by Gutterglove provides a complete range of solutions and is available nationwide at building supply outlets. With a dedication to excellence, a steadfast commitment to integrity, and a spirit of generosity, Gutterglove remains firmly focused on its mission to protect every gutter in every home and continue innovating within the home improvement sector. To learn more about Gutterglove, visit gutterglove.com. Gutterglove® is an innovator in the home improvement space focused on people, products, programs, and technology. They manufacture gutter guards and accessories designed to protect any home, regardless of roof type or gutter size, with both do-it-yourself and professionally installed product options. Their innovation extends beyond products into new programs and technology that deliver seamless support to customers and contractors nationwide. Starting in 1996 as a gutter cleaning business, the team at Gutterglove noticed that many of the gutter guards on the market could perform better. Gutterglove explored new designs, the best materials, and customers' needs to create an extensive patented portfolio of the highest quality gutter guards available. Gutterglove is proud to offer the Nation's Most Trusted Gutter Guards®. Contact Details Madison Baber +1 210-213-2426 madison@rprfirm.com Company Website https://www.gutterglove.com/

January 31, 2024 03:16 PM Eastern Standard Time

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REEP Equity Introduces Multifamily 101: A Comprehensive Guide on Everything You Need to Know to Get Started in Multifamily Investing

REEP

Are you ready to dive into the world of real estate investing? If so, you may have come across the term "multifamily investing." But what exactly is multifamily investing, and how can it be a lucrative venture? Investing in multifamily real estate offers numerous benefits, including consistent cash flow, tax advantages, and long-term wealth creation. However, navigating the multifamily investing landscape can be overwhelming without the right knowledge and guidance. REEP Equity has introduced “Multifamily 101: Everything You Need to Know to Get Started in Multifamily Investing," a comprehensive resource designed to equip aspiring investors with the necessary tools and insights to succeed in this exciting field. This complimentary guide provides an in-depth exploration of multifamily investing, from understanding the basics to uncovering its potential rewards. Key topics covered in this guide include: What is Multifamily Real Estate: Gain a solid understanding of what multifamily real estate entails, including the types of properties involved and the unique dynamics of this investment strategy. How Multifamily Differs from Traditional Investing: Discover how it differs from other forms of real estate investment, such as single-family homes or commercial properties, and why it's gaining popularity among savvy investors. Why Savvy Investors Choose to Invest in Multifamily Properties: Explore the compelling reasons behind the growing interest in multifamily properties, including their resilience in economic downturns and their potential for generating passive income. Top 10 Things to Look for in a Multifamily Investment Firm: Learn the key factors to consider when selecting a multifamily investment firm, ensuring that you partner with a reputable and experienced team that aligns with your investment goals. Benefits and Tax Saving Strategies: Uncover the various benefits of multifamily investing, including tax advantages, and learn effective strategies for maximizing your returns while minimizing your tax liability. Easy Ways to Get Started: Discover simple steps you can take to begin your multifamily investing journey, whether you're a seasoned investor looking to diversify your portfolio or a beginner taking their first steps in the real estate world. "Multifamily investing is not just about owning properties; it's about building a legacy,” said Jacob Garza, Founder of REEP Equity. “We believe in empowering investors with the knowledge and tools they need to create passive income. Whether you're a novice or an experienced investor, this resource will equip you with the insights and strategies to get started in the world of multifamily investing.” To access this resource and kickstart your multifamily investing journey, download " Multifamily 101: Everything You Need to Know to Get Started in Multifamily Investing " for free. REEP Equity was founded in 2012 by principals Jacob and Arleen Garza. The firm is focused on acquiring underperforming, income-producing, multifamily investment opportunities in Texas. Headquartered in San Antonio, REEP Equity is vertically integrated with its in-house management company, REEP Residential. Together, the companies focus on the multifamily sector and pledge incomparable commitment and service to both their residents and their investors. Since its founding, REEP Equity has bought, sold, and managed $720M worth of multifamily assets across San Antonio, Houston, and Austin. Contact Details R Public Relations Madison Baber +1 210-213-2426 madison@rprfirm.com Company Website https://reepequity.com/

January 31, 2024 11:27 AM Eastern Standard Time

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RZ Publish Nooro Foot Massager Reviews: Why It Is Used In The United States?

Spark Metro PR

Are you tired of living with constant burning and tingling in your feet due to neuropathy? Frustrated with painkillers that merely numb the discomfort without addressing the root cause? If so, you're not alone. Many have experienced the struggle of seeking relief from neuropathic pain, only to find temporary solutions. However, you are lucky to have come across this review because it is a comprehensive report about a breakthrough device popularly known as Nooro Foot Massager that goes beyond masking the symptoms, offering a chance to reverse nerve damage and regain a life free from persistent foot pain. In a world where traditional remedies may involve uncomfortable movements, Dr. Jeremy Campbell, in collaboration with the innovative med tech startup Nooro, introduces Nooro Foot Massager as a simple at-home solution for foot pain powered by Neuromuscular Electrical Stimulation (NMES) technology. This is where the story takes a turn towards hope and healing. Are you ready to break free from neuropathic pain and experience the relief you've been longing for? The Nooro Foot Massager might just be your key to a new lease on life. What Is Nooro Foot Massager? Nooro Foot Massager is a revolutionary at-home solution developed through the collaboration of Dr. Jeremy Campbell and the innovative med tech startup, Nooro. Designed to address neuropathic foot pain, Nooro Foot Massager device employs NeuroMuscular Electrical Stimulation (NMES) technology to offer relief in the comfort of your home. Specifically named the Nooro Foot Massager, this device stands out by delivering a unique combination of targeted electric impulses deep into the tissues of your feet and legs. The primary goal? To kickstart blood circulation, a crucial factor in providing the oxygen necessary for nerve recovery. By enhancing blood flow to your feet, the Nooro Foot Massager becomes a catalyst for nerve repair and healing. This breakthrough approach holds the promise of reducing the burning pain, tingling, and numbness associated with neuropathy. The ultimate result? A chance to reclaim the activities you love, free from the constant foot pain and swelling that may have confined you. This user-friendly device opens doors to a life where neuropathic pain no longer dictates your daily experiences, offering a pathway to comfort and mobility. In essence, the Nooro Foot Massager is more than just a device – it's a transformative tool designed to empower you on your journey to relief from neuropathic foot pain. CLICK HERE NOW TO GET THE NOORO FOOT MASSAGER DIRECTLY FROM THE OFFICIAL WEBSITE Features (Nooro Foot Massager Reviews USA) EMS Technology: The Nooro Foot Massager employs advanced NeuroMuscular Electrical Stimulation (EMS) technology. This technology facilitates the penetration of steady electric impulses deep into the tissues of the feet and legs, aiming to relieve muscle tension, increase blood circulation, and strengthen weakened muscles. Cordless Convenience: The Nooro EMS Foot Massager offers a cordless design, eliminating the hassle of dealing with tangled cords during use. Charging is simple using the provided electricity plug and cable, ensuring a convenient and clutter-free experience. Optional Preparatory Step: While optional, the recommendation to wash your feet and remove excess skin before using the massager adds a thoughtful touch. This preparatory step enhances the overall effectiveness of the massage treatment, promoting a more thorough and satisfying experience. Versatile Massage Modes: The device features a variety of different modes, providing users with options to cater to their specific needs. Whether you're looking to relax after a long day or target particular muscle groups causing discomfort, the Nooro Foot Massager's versatility ensures a customized and enjoyable experience. Adjustable Intensity Levels: Tailoring the massage experience to individual preferences, the massager offers a mind-bending number of speed settings. This wide range allows users to find the perfect intensity level, ensuring that the massage is both effective and comfortable for various muscle groups. User-Friendly Operation: The massager's simplicity is a standout feature. With easy-to-follow steps—place your feet on the foot pad, select the mode, and adjust intensity—you can initiate the massage effortlessly. The user-friendly design ensures that anyone can enjoy the benefits without a steep learning curve. Effective Neuropathy Relief: The Nooro Foot Massager is specifically designed to address neuropathic foot pain. By enhancing blood circulation, relieving muscle tension, and providing a targeted massage experience, the device aims to alleviate burning pain, tingling, and numbness. Users can experience liberation from the challenges of neuropathy, promoting overall foot health and well-being. Benefits Of Nooro Foot Massager Pain Alleviation: A primary benefit of the Nooro Foot Massager is its ability to ease neuropathic foot pain. By employing advanced EMS technology, the massager delivers targeted electric impulses to alleviate burning sensations and discomfort associated with neuropathy. Users may experience significant relief from persistent foot pain. Tingling Relief: This innovative EMS massager targets nerve-related tingling sensations by enhancing blood circulation. Through its unique combination of electric impulses, the Nooro Foot Massager aims to improve oxygen supply to peripheral nerves, reducing tingling and promoting a sense of comfort. Numbness Reduction: For individuals experiencing numbness due to neuropathy, the Nooro Foot Massager offers hope. By increasing blood flow to the feet and facilitating nerve repair, the device strives to reduce numbness, allowing users to regain sensation in their extremities. Improved Blood Circulation: A core benefit lies in the massager's ability to enhance blood circulation. The EMS technology stimulates blood flow to the feet and legs, ensuring a continuous supply of oxygen to nerve cells. Improved circulation contributes not only to pain relief but also to overall foot health. Muscle Strengthening: Beyond addressing neuropathic pain, the Nooro Foot Massager helps strengthen weakened muscles. The electric impulses penetrate deep into the tissues, promoting muscle stimulation. This additional benefit contributes to overall foot strength and may aid in preventing future discomfort. Convenience and Comfort: The cordless design, along with the straightforward operational steps, adds a layer of convenience to the user experience. The Nooro Foot Massager provides a hassle-free solution for those seeking comfort and relief. Users can enjoy the benefits of a personalized massage without the inconvenience of cords or complicated setup. How Does Nooro Foot Massager Work? (Nooro Foot Massager Reviews) The Nooro EMS Foot Massager operates on advanced EMS (Electrical Muscle Stimulation) technology, offering a multi-faceted approach to relieving discomfort. True to its name, using this device is as simple as placing your feet on it and letting it work its magic. Specifically, Nooro EMS Foot Massager works by increasing blood flow to your feet, the massager facilitates the delivery of much-needed oxygen to nerve cells. This groundbreaking approach opens the door to nerve repair and healing, reducing burning pain, tingling, and numbness. But here's the beauty of it – as long as your nerves are alive, there's hope for reversal. The National Institute of Health emphasizes the regenerative capacity of peripheral nerves when the underlying nerve cell remains intact. The Nooro Foot Massager becomes a tool for revitalization, offering relief and a chance to reclaim a life without constant foot pain. This innovative massager employs steady electric impulses that penetrate deep into your feet and legs, effectively targeting muscle tension. The result? Relaxation of tense muscles, which is essential for alleviating discomfort associated with neuropathic foot pain. What sets the Nooro Foot Massager apart is its versatility. With a variety of modes and an impressive array of speed settings, the device allows you to tailor your experience to address specific muscle groups. This flexibility ensures that you can find a satisfying combination, catering to the unique needs of whatever muscle group is causing you distress. In essence, the Nooro Foot Massager is designed to be user-friendly and customizable. Its cutting-edge EMS technology aims to enhance blood circulation, relieve muscle tension, and strengthen weakened muscles, all while providing a hassle-free experience. So, whether you're looking to unwind after a long day or target specific muscle groups causing discomfort, this device offers a personalized solution to meet your needs. Who Needs Nooro Foot Massager? Foot Pain and Discomfort: If your feet hurt or feel uncomfortable, the Nooro Foot Massager can give you relief and make you feel better. Plantar Fasciitis: If you have plantar fasciitis (pain in the bottom of your feet), using the massager can help ease the pain and make your feet more comfortable. Athletes and Runners: Athletes and runners can use the massager to relax their muscles and recover faster after exercising. Diabetes: If you have diabetes and your feet need extra care, the Nooro Foot Massager can be part of your routine to keep your feet comfortable. Swelling: If your feet are swollen, especially during pregnancy or due to certain health issues, the Nooro Foot Massager can help reduce the swelling. General Well-being: If you just want to feel better overall and more relaxed, using the Nooro Foot Massager can contribute to your well-being. CLICK HERE NOW TO GET THE NOORO FOOT MASSAGER DIRECTLY FROM THE OFFICIAL WEBSITE AT A MASSIVE DISCOUNT Does Nooro EMS Foot Massager Really Work? Absolutely, the Nooro EMS Foot Massager has garnered positive reviews from satisfied customers, attesting to its effectiveness. Users express genuine satisfaction with the relief it provides, particularly in addressing knee-related concerns. Many have reported that it contributes to a positive sensation in their knees, offering comfort and support, especially before bedtime. Customers dealing with foot pains have found solace in the Nooro Foot Massager. The device seems to provide tangible relief, soothing discomfort associated with foot pains. The positive feedback highlights the impact of the massager in helping alleviate foot-related issues, making it a promising solution for those seeking relief from foot pain. One user shared their experience, noting the immediate positive effects after just one use. This firsthand account emphasizes the rapid and noticeable benefits users can expect, further reinforcing the idea that the Nooro EMS Foot Massager indeed works to bring comfort and relief. In essence, the testimonials from customers reflect a consensus that the Nooro EMS Foot Massager is not just a device but a reliable solution that genuinely addresses pain and discomfort, particularly in the knees. The positive feedback from users reinforces the notion that the Nooro Foot Massager is effective in delivering the relief it promises. How To Use Nooro Foot Massager? Using the Nooro EMS Foot Massager is delightfully straightforward, making it a hassle-free addition to your routine. First and foremost, you'll appreciate the absence of annoying cords – charging is a breeze with the included electricity plug and cable that come with your order. Once charged, the process is as simple as 1-2-3. For an optimal experience, the second step is optional but recommended – give your feet a quick wash and remove any excess skin. This preparatory step significantly enhances the effectiveness of the massage treatment. Now, you're ready to indulge in the soothing benefits of the Nooro Foot Massager. Just place your feet on the foot pad, select your preferred mode, and adjust the intensity level of the massage to your liking. It's a customizable experience tailored to meet your unique needs. From there, all that's left to do is sit back comfortably and let the massager work its magic. As it eases pain, relieves tingling, and liberates you from the challenges of neuropathy, you'll find a newfound sense of comfort and relief. The Nooro Foot Massager brings simplicity and effectiveness together, making it a user-friendly solution for those seeking relief from neuropathic foot pain. Price Of Nooro Foot Massager And Where To Buy Nooro Foot Massager can be gotten directly from the manufacturer’s official website at the following prices: Single Unit: Buy one Nooro Foot Massager for $99.95. Two Units: Buy two Nooro Foot Massagers for $94.95 each. Total cost: $189.90. Three Units: Buy three Nooro Foot Massagers for $89.95 each. Total cost: $269.85. Four Units: Buy four Nooro Foot Massagers for $87.95 each. Total cost: $351.80. Six Units: Buy six Nooro Foot Massagers for $84.95 each. CLICK HERE NOW TO GET THE NOORO FOOT MASSAGER DIRECTLY FROM THE OFFICIAL WEBSITE Nooro Foot Massager Reviews Consumer Reports And Customer Complaints The Nooro EMS Foot Massager has received overwhelmingly positive consumer reports, with an impressive 4.8-star rating and a noteworthy achievement of zero customer complaints. Thousands of individuals have experienced successful outcomes in reversing neuropathy with this device, highlighting its efficacy and customer satisfaction. Harry Keegan - “Superb relaxation, it's not bulky, so you can take it anywhere, cheaper than other massagers, does what it says. You'll love the "cupping mode". Many intensity options (up to 19). It's a great product with fast shipping! My wife loves it…” Debra Peyton - “Should have bought Nooro Foot Massager earlier, exactly what I needed for my neuropathy-pained-feet. Honestly, I can walk and move with just minimal pain. I've only used it for like 2 days and I have felt better than I have in the past 2 years!!!” Clara Milton - “I absolutely love my Nooro EMS Foot Massager massager, had to get one for my daughter today since she wont stop using mine!” Final Verdict On Nooro EMS Foot Massager Reviews The overwhelming positive reviews and testimonials for the Nooro Foot Massager paint a compelling picture of its effectiveness and customer satisfaction. With a remarkable 4.8-star rating and zero customer complaints, it stands out as a reliable solution for those seeking relief from neuropathic foot pain. Customers like Harry Keegan commend the massager for its superb relaxation, portability, affordability, and diverse intensity options. The mention of the "cupping mode" adds to the device's appeal. Debra Peyton's experience reinforces the quick and tangible relief the Nooro Foot Massager provides, enabling her to walk with minimal pain after just two days of use. Clara Milton's enthusiasm and the decision to purchase an additional massager for her daughter further underscore the positive impact and effectiveness of the device. In the final verdict, the Nooro Foot Massager emerges as a standout product, praised for its user-friendly design, versatility, and ability to address neuropathy-induced foot pain. The absence of customer complaints reinforces its credibility, making it a promising choice for those in search of a reliable and effective solution to neuropathic pain. CLICK HERE NOW TO GET THE NOORO FOOT MASSAGER DIRECTLY FROM THE OFFICIAL WEBSITE Disclaimer: Please understand that any advice or guidelines revealed here are not even remotely substitutes for sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Make sure to consult with a professional physician or financial consultant before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any kind of get-rich money scheme. Reviewer is not responsible for pricing inaccuracies. Check product sales page for final prices. Contact Details Review Zenith Alex +1 302-597-6768 Alexreview@gmail.com Company Website https://reviewzenith.com

January 22, 2024 09:33 AM Eastern Standard Time

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Protecting Older California Homes from Earthquake Damage – biggest program expansion ever

YourUpdateTV

According to the California Earthquake Authority (which supports and oversees CRMP with Cal OES), there are more than 1.2 million houses in California built before 1980 in high-hazard areas that are vulnerable to collapse or destruction by sliding off the foundation during a strong earthquake. Recently, Chief Mitigation Officer at the California Earthquake Authority, Janiele Maffei, conducted a satellite media tour to spread critical awareness about the importance of seismic retrofits and share resources to help California Homeowners protect their home from earthquake damage. A video accompanying this announcement is available at: https://youtu.be/bOtBz633hZk On January 10, the California Residential Mitigation Program (CRMP) kicked off the 2024 Earthquake Brace + Bolt (EBB) open registration, during which California homeowners can apply for up to $3,000 in grants to retrofit qualifying pre-1980 homes. Supporting this effort will be an education campaign focused on ZIP Code eligible areas, which aims to spread critical awareness about the grant period, earthquake safety, and residential mitigation including Eureka, San Francisco, Salinas/Monterey, Santa Barbara, Los Angeles, Palm Springs and San Diego. Registration for the 2024 EBB grant program continues through February 21st. Overall, EBB hopes to provide funding for approximately 6,000 seismic retrofits this year. EBB grants help offset the cost of seismic retrofits that brace the crawl space walls of older homes, when present, and bolt houses to their foundations, making them less vulnerable to earthquake damage. In the ten years since it began, the EBB program has assisted more than 23,000 homeowners in strengthening their homes against earthquake damage. The EBB grant program is administered by the California Residential Mitigation Program ( CRMP ) a Joint Powers Authority between the California Earthquake Authority ( CEA ) and the California Governor’s Office of Emergency Services ( Cal OES ). Homeowners in 815 high-risk ZIP Codes can apply for grants of up to $3,000 to offset the cost of a seismic retrofit that can help lessen the potential for damage during an earthquake. In addition, income-eligible homeowners can qualify for supplemental grants – amounts vary depending on the region and type of retrofit completed. These supplemental grants may cover up to 100 percent of the cost of a seismic retrofit. Seismic retrofits covered by the EBB program are completed by FEMA trained contractors and can help reduce damage to a house in the event of a destructive earthquake by bracing existing cripple walls in the crawl space with plywood and bolting the home to its foundation. Since 2014, more than 23,000 EBB retrofits have been completed. The new EBB registration period coincides with the 30th Anniversary of the Northridge Earthquake, a damaging 6.7 magnitude earthquake that struck early in the morning of January 17th, 1994. It caused an estimated $20 billion dollars in damages and 57 deaths and led to the State legislature creating the CEA in 1996. To learn more about the retrofit grant visit: EarthquakeBraceBolt.com About Janiele Maffei: Janiele Maffei was hired as CEA’s first Chief Mitigation Officer in May 2011 and became Director of Research in 2015. Currently her responsibilities include managing the California Residential Mitigation Program (CRMP) and that program’s first retrofit incentive program-- Earthquake Brace and Bolt (EBB); various research projects that will benefit the strategic insurance, mitigation, and education goals of CEA; and other mitigation efforts that will benefit both policyholders and California homeowners. Thanks to EBB, more than 22,000 California homeowners have completed a code-compliant seismic retrofit. Janiele and her team often hear the sentiment from homeowners that they can now sleep better at night. Janiele is proud to be part of the effort helping a growing number of California families live in more resilient housing. Janiele attended University of California Berkeley, earning an AB in Architecture and an MS in engineering. Following that, she obtained her civil and structural engineering licenses. In 2017, Janiele was inducted into the Distinguished Alumni Association of the Civil and Environmental Engineering Department at UC Berkeley. Prior to joining CEA, she served as the President of the Northern California Chapter of the Earthquake Engineering Research Institute (EERI). She then joined the National board of EERI as Secretary Treasurer for six years, ending in 2017. In 2018 she became Vice President of the Structural Engineers Association of Northern California and assumed the role of President in 2019. Additionally, Janiele regularly participates in the EERI Visiting Professionals Program, speaking at California colleges and universities, encouraging students to consider careers in earthquake engineering. Janiele enjoys theater, travel, family, and music. Her international travel has exposed her to the rich diversity of our planet, and she considers herself fortunate to have had the privilege of visiting over 45 countries. About Earthquake Brace + Bolt (EBB) Established by the California Residential Mitigation Program, EBB offers up to $3,000 to help California homeowners retrofit their house to reduce potential damage from earthquakes. A residential seismic retrofit makes a house more resistant to earthquake activity, such as ground shaking and soil failure, by bolting the house to its foundation and adding bracing around the perimeter of the crawl space. For more information, including an online media kit, please visit EarthquakeBraceBolt.com and EBBTools.com. About the California Residential Mitigation Program (CRMP) CRMP was established in 2011 to help Californians strengthen their homes against damage from earthquakes. CRMP is a joint powers authority created by the California Earthquake Authority and the California Governor’s Office of Emergency Services. For more information, please visit https://www.californiaresidentialmitigationprogram.com/About-CRMP. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

January 17, 2024 01:48 PM Eastern Standard Time

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The Reason Behind Optimism's Price Correction, Are Arbitrum and Everlodge Good Alternatives

Everlodge

In this article, we make sense of the fluctuating prices of Arbitrum, Optimism, and Everlodge, and explore their respective tokens ARB, OP and ELDG. Optimism’s token unlocks bring both good and bad The Optimism token (OP) has been defying the odds and pumping hard despite extreme inflationary pressure over the last year. OP is up 225% this past year and 86% last month, massively outperforming Ethereum. This epic rise has occurred despite OP's circulating supply quadrupling from 214 million tokens at the start of 2022 to over 911 million now. Typically such rapid token unlocking craters a cryptocurrency's value. And a few days after the token unlock we did indeed see a correction in the price, which is currently down 21% since its all-time high 10 days ago. But from a macro perspective, Optimism is still doing very well. Optimism's rise seems tied to scheduled upcoming retroactive airdrops and incentives for new stakeholders spanning governance, partners, and public goods funding. Rather than fearing this inflation, investors appear to be betting on it attracting even more interest and contributors to the ecosystem long-term. Similar network token rallies have already played out for the likes of Avalanche, Arbitrum, Ethereum, Near, and Solana. History shows that the biggest gains often happen among smaller cap coins building on these platforms, such as Everlodge which is building on Ethereum. Arbitrum and Optimism have a lot in common Like Optimism, Arbitrum is another Layer 2 blockchain that utilizes optimistic rollups to scale Ethereum. Both help tackle congestion, high fees, and latency by batching and validating transactions off-chain before settling on Ethereum. These technical similarities have attracted major DeFi apps like Uniswap to deploy across both Arbitrum and Optimism. Just as Optimism endured supply shocks from token unlocks, Arbitrum braces for impact from its own upcoming unlocks. In March 2024, Arbitrum will release over 1.1 billion ARB tokens worth nearly $1 billion - 87% of the circulating supply. This threatens short-term downward price action. Yet over the long term, Arbitrum’s incentives and distribution to key stakeholders echo Optimism’s goal of fortifying its ecosystem to drive adoption. Once selling pressure eases after the unlocks, the outlook remains strong for both Layer 2’s as infrastructure improves and fees remain low compared to Ethereum mainnet. Their ambitious token models weather near-term volatility by ensuring the shared community ownership required for sustainability. However, ARB, like OP has gone up a lot already and may now face volatility due to the continuing unlocks for the next few years. And this is why many investors are turning to smaller cap coins such as Everlodge, to get bigger gains. Everlodge - a bullish new idea without sell pressure As Layer 2s like Arbitrum and Optimism battle their token unlocks and corresponding volatility, Everlodge presents a fresh alternative devoid of such supply shocks. And those bullish on Ethereum can capitalize by buying this smaller cap token, which is still in presale. By minting luxury hotels and villas into property-backed NFTs, Everlodge's novel model allows owning a slice of a vacation property for as little as $100. As asset values appreciate, so too do the linked NFTs. A well-designed marketplace will enable seamless trading of these blockchain properties. Through fractional Real World Asset tokenization, Everlodge will make global real estate investment accessible to anyone. Everlodge overcomes illiquidity and the opacity hindering traditional vacation home investing. And perhaps most importantly, makes it accessible to ordinary investors who don’t have hundreds of thousands of dollars to sink into just one property or asset. Integral to Everlodge's ecosystem is its ELDG token, built on Ethereum. ELDG provides tangible utility which is important for price. Holders will enjoy discounts on property purchases, trading fees, and maintenance costs. Similar to timeshare benefits, ELDG holders even receive complimentary annual stays at Everlodge properties. These can be enjoyed personally or resold at a profit to others. Given that ELDG is on offer at $0.029 and will launch for $0.039, there’s a significant upside throughout the presale alone. When the token goes live on Ethereum and major CEXs and DEXs, the price may rise as much as 3,000%. Visit Everlodge Everlodge provides you with a seamless approach to fractional investing in vacation rentals, eliminating the complexities associated with traditional real estate investment. Our innovative platform revolutionizes the way people invest in second homes. Contact Details Brett admin@everlodge.io Company Website https://everlodge.io/

January 12, 2024 10:43 AM Eastern Standard Time

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Projecting Price Trends: The Outlook for Avalanche (AVAX), Everlodge (ELDG), and Ethereum (ETH)

Everlodge

In the dynamic landscape of cryptocurrencies, deciphering the future holds profound significance for investors. Taking a closer look, this article explores the expected price movements of Avalanche (AVAX), Everlodge (ELDG), and Ethereum (ETH). Notably, these cryptocurrencies have navigated the winds of change, and discerning the potential market movements has become paramount. Moreso, having this insight could come in handy when seeking the best crypto to buy. Avalanche (AVAX) Skyrockets: Surges by 120% in Just One Month In a spectacular turn of events, Avalanche (AVAX) experienced an astonishing surge of 120% within just one month. In Particular, AVAX's price reached a new high of $41 on December 12th, to the surprise of investors given the crypto’s woeful performance in the past months. While this quick rise is related to the cryptocurrency market regaining bullish momentum, particularly in 2024, AVAX's impressive performance has now positioned it among investors’ favourites. The surge in AVAX price can also be attributed to other factors including the recent staking activities that have temporarily removed a significant number of tokens from circulation, creating a favorable scarcity that often triggers increased demand. Additionally, major banks are actively adopting RWA tokenization, a move that has also played a pivotal role in propelling AVAX value, with Avalanche being a major player in the field. As the crypto market witnesses fluctuations, AVAX stands resilient, bucking the trend and outperforming many other cryptocurrencies. This surge has positioned AVAX as an attractive option for those seeking a promising crypto to buy in the current market landscape. Timely Insights: Ethereum’s (ETH) Post-Halving Performance As Ethereum (ETH) navigates the post-halving landscape, industry experts anticipate significant gains in 2024. Analysts predict a bullish trajectory for ETH, fueled by upcoming upgrades and institutional adoption. Ethereum’s current status also reveals a robust start to January 2024, with ETH trading at $2,420. With ongoing developments and a positive performance outlook, ETH emerges as a key player in the dynamic cryptocurrency landscape. Looking ahead, future price forecasts and predictions for the ERC20 token remain positive. Everlodge (ELDG) Up Over 190% Everlodge (ELDG) has gained significant attention, surging by an impressive 190%, making it a focal point in the crypto market. One key aspect that sets Everlodge apart is its unique utilities. ELDG, the native utility token of Everlodge, offers holders exclusive benefits, including discounts, rewards, and a central role within the Everlodge ecosystem. This distinctive feature has positioned Everlodge as more than just a cryptocurrency, offering a comprehensive platform for its users. Examining the price movements of Everlodge (ELDG) reveals its dynamic nature. On a monthly basis, the token has demonstrated substantial growth, aligning with the ongoing presale information available at Everlodge's official website. The presale, currently ongoing, presents a strategic opportunity for investors to acquire ELDG tokens at a favorable rate of $0.029 each. This presale information is crucial for those looking to capitalize on Everlodge's potential. The future price and predictions for Everlodge (ELDG) are optimistic. Supported by data and statistics, experts foresee a remarkable 3,000% surge after ELDG hits exchanges in 2024. This projection aligns with the ongoing positive sentiment surrounding Everlodge's performance in the crypto market. As investors seek the best cryptocurrency to buy, Everlodge stands out not only for its recent surge but also for the promising outlook supported by concrete data. Meanwhile, Everlodge's rise and unique utilities, coupled with its promising presale dynamics and future projections, make it a compelling choice for investors seeking the best cryptocurrency to include in their portfolios. Visit Everlodge Everlodge provides you with a seamless approach to fractional investing in vacation rentals, eliminating the complexities associated with traditional real estate investment. Our innovative platform revolutionizes the way people invest in second homes. Contact Details Brett admin@everlodge.io Company Website https://everlodge.io/

January 11, 2024 09:54 AM Central Standard Time

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Ballast Rock Announces 2023 Year-End Performance of its Sunbelt Real Estate Funds

Ballast Rock

Ballast Rock, the diversified investment management firm, today announced 2023 year-end performance of its two multifamily real estate funds. Sunbelt Multifamily Fund II (SB2), which launched in 2021, closed the acquisition of its final asset in early 2023, bringing total assets in the fund to $105,363,000. The fund has acquired a total of 1,049 units, with an equity contribution of $52,452,012. The fund generated cash from operations for its investors of 7% in 2023. SB2 maintained an average capitalization rate of 7.2% for the year, with 7% in the first half and 7.4% in the second half of 2023. SB2 paid 7.5% from income to investors in 2021, 7.5% from income in 2022, and now will have paid 7% to investors in 2023 from income. “In a challenging year when we saw many private equity real estate funds calling additional capital or halting payments, we were pleased that our focus on workforce multifamily in high growth states in the Southeast delivered results for our investors,” said Thomas Carroll, Chief Executive Officer of Ballast Rock. “This performance is a shared success, since all of our principals invest our own capital alongside our investors, aligning our interests, and delivering safe, clean, and affordable homes for residents in our communities.” Ballast Rock had anticipated launching Sunbelt Multifamily III (SB3) in 2023 but did not identify a property that met its strict qualitative and quantitative underwriting standards. Over the course of 2023, the company performed diligence on more than 350 potential assets but chose to not pursue any acquisitions based on price discipline and the expectation that sponsors that bought assets in 2021 and 2022 at the wrong price with too much floating rate debt are likely going to need to sell in 2024 and 2025 as they will be unable to refinance those deals on economic terms. Ballast Rock’s Atlanta-based real estate team continues to identify and perform diligence on several properties and anticipates a launch of the $100 million Sunbelt Multifamily Fund III in 2024, subject to finding the right properties at the right price. “We remain committed that our focus on workforce housing in the Southeast is the right strategy, and we anticipate that there will be excellent opportunities to acquire the right properties at attractive valuations in the coming months,” said Ian Garcia, Chief Operating Officer of Ballast Rock Real Estate. “We will continue to actively underwrite assets, but we will never sacrifice our diligence or discipline.” Ballast Rock launched Sunbelt Multifamily Fund I (SB1) in 2019 and between February 2019 and January 2021 acquired nine properties totaling 1,110 apartment units for $63,630,000. SB1 began dispositions in early 2022, generating gross proceeds of $60,450,000 from the first four properties sold. The 593 apartment units involved were acquired at an average cost of $53,583 per unit and sold at an average cost of $101,939 per unit. Thus far SB1 has made a total of $41,963,582 of investor distributions on $30,000,000 of equity invested in the fund. Ballast Rock anticipates exiting the remaining five assets in SB1 opportunistically over the next 12 to 18 months. Also in 2023, Ballast Rock launched Ballast Rock Capital, its broker-dealer. Ballast Rock Capital is a member of the Financial Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC) and is registered with the Securities and Exchange Commission (SEC). About Ballast Rock Group Ballast Rock Group is an integrated investment management company specializing in delivering risk-adjusted returns, accurate, and timely advice, high quality frequent reporting, and direct access to management. Ballast Rock Group operates Ballast Rock Asset Management, Ballast Rock Private Wealth, and Ballast Rock Capital. Ballast Rock Asset Management comprises Ballast Rock Real Estate, which includes the firm’s Sunbelt multifamily real estate funds, and Ballast Rock Ventures, comprising venture capital and private equity teams. Ballast Rock Private Wealth is a registered investment advisor, with a focus on alternative strategies. Ballast Rock Capital is awaiting approval to become a FINRA-registered broker-dealer. Ballast Rock is committed to being a driver of positive change. The diversity of our team members brings valuable new perspectives to our industry for the benefit of our stakeholders and the broader community. Investment Disclosure The information contained in this press release has been prepared by Ballast Rock Holdings LLC (“Ballast Rock”) without reference to any particular reader’s investment requirements or financial situation. Potential investors are encouraged to consult with professional tax, legal, and financial advisors before making any investment into a private offering of securities. An investment in private securities would be speculative and would involve a high degree of risk. Investors must be prepared to bear the economic risk of such an investment for an indefinite period of time and be able to withstand a total loss of their investment. Please consider carefully the investment objectives, risks, transaction costs, and other expenses related to an investment prior to deciding to invest. Ballast Rock Capital LLC (“BRC”), MEMBER: FINRA / SIPC. BRC’s registered head office is 460 King Street, Suite 200, Charleston, SC, 29403. Tel: 800-204-2513. To check background information about BRC and its representatives, visit FINRA’s BrokerCheck. Please see important disclosure information in our Form CRS. Contact Details For Ballast Rock press@ballastrock.com Company Website https://www.ballastrock.com/

January 11, 2024 10:00 AM Eastern Standard Time

Human-augmented AI data marketplace Ta-Da debuts on strategic MultiversX incubator xLaunchpad

STORM Partners

Ta-Da, the platform revolutionizing AI data annotation, announces its highly anticipated debut on xLaunchpad, MultiversX’s strategic incubator. This collaboration sets the stage for a groundbreaking advancement in the secure and ethical development of AI, harnessing the power of human-validated data. Founded on over seven years of expertise in AI, Ta-Da leverages the power of MultiversX blockchain technology to disrupt conventional data collection methods. With its focus on video, audio, and image verticals, Ta-Da introduces a hybrid model of data annotation that blends quality, cost-effectiveness, and scalability. Addressing major challenges in AI development, such as bias and high data-related costs, this approach has already proven its efficacy with over 2.5 million tasks completed during its public beta phase. “The future of AI is not just about algorithms but about the quality and diversity of data that trains these algorithms,” says William Simonin, CEO of Ta-Da. “ Our launch on xLaunchpad is a pivotal step in realizing our vision of creating more effective AI systems by harnessing the power of human insight and the robustness of blockchain technology. ” xLaunchpad is the strategic incubator and acceleration platform of the MultiversX blockchain ecosystem. It is renowned for backing the most ambitious and impactful technologies in the web3 space, enabling them to leverage MultiversX’s highly scalable and secure blockchain network, which processes over 30,000 transactions per second at negligible cost. “ Ta-Da’s innovative model for AI data annotation aligns perfectly with our mission to foster technological advancements that have a profound global impact, ” said Beniamin Mincu, CEO and founder of MultiversX. “ Their debut on xLaunchpad is a testament to our commitment to nurturing projects that tap into the massive opportunities that emerge from the convergence of blockchain and AI. ” The collaboration between Ta-Da and xLaunchpad signifies a transformative movement in AI and blockchain technology. It not only propels Ta-Da’s mission forward but also reinforces MultiversX’s position as a leader in supporting revolutionary tech initiatives. This partnership is set to redefine the landscape of AI development, making it more accessible, diverse, and efficient. The public launch event of Ta-Da on xLaunchpad is taking place on February 09, 2024. For more information and to be part of this transformative journey, visit https://xlaunchpad.com/tada About MultiversX MultiversX is a highly scalable, secure, and decentralized blockchain network built from first principles, to solve the two fundamental problems critical for widespread, global adoption: a transition from dialup to broadband, and a significant UX paradigm shift. Distributed by STORM Partners. Contact Adrian Bono for interviews and quotes -adrian.bono@storm.partners or telegram @STORMPartners Contact Details Dan Voicu +1 561-325-8757 dan.voicu@multiversx.com

January 10, 2024 09:12 AM Eastern Standard Time

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