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Property Partner Rebrands as London House Exchange. Parent Company Better Invests Additional £2.4m.

London House Exchange Limited

Property Partner, the UK’s leading fractional property investment platform, is rebranding as London House Exchange. The rebrand follows an additional £2.4m of investment from leading US digital homeownership company, Better. With the rebrand, London House Exchange ("LHX") reprises its original legal name since its 2014 founding and returns the spotlight to being the world’s first and leading stock exchange for individual properties. LHX has £120m of fractionalized property assets under management and over 8,000 investors from over 80 countries. Since inception, £55m of property shares have been traded on the FCA-regulated trading exchange, the only one of its kind for individual residential properties. The new brand gives the company a clearer and more recognisable identity, one which transcends borders. “The name London House Exchange speaks directly to what we already do and reflects our plans for a truly international trading exchange,” said Warren Bath, CEO of London House Exchange. "Only on LHX are our clients from across the world able to instantly buy and sell shares in UK properties, delivering liquidity today to an otherwise illiquid asset class." “Real estate is the largest asset class in the world, worth more than shares, stocks and bonds combined, and residential property makes up approximately 75% of this total. However, unlike those other asset classes, property transactions take months rather than seconds. Our mission is to successfully make property assets liquid and tradable at global scale,” said Michael Lamont, CEO of Better UK. Market liquidity is the driving force behind a £2.4m programme of direct investment in London House Exchange by its parent company, Better Holdco, Inc. (“Better”). Better is a leading digital homeownership company that has funded over $100 billion in mortgage loans since inception, $4.6 billion in real estate transaction volume and $38 billion in insurance coverage written. Better is revolutionising the home finance industry, helping thousands to more easily find a path to homeownership through its low-cost and transparent platform. Better's direct investment will increase liquidity on LHX, encouraging efficient pricing and asset valuation across the platform. “We acquired Property Partner in 2021 on account of their unique platform which allows any property anywhere in the world to be fractionalized, turned into shares and traded on an FCA regulated exchange, the only one of its kind in the world,” said Vishal Garg, CEO & Founder of Better. "Renaming the business to London House Exchange encapsulates their reason for being: the world’s first and leading stock exchange for individual properties. Enabling the purchase of shares in property from Nottingham to New York is just the beginning, and we are thrilled to support the team with this additional investment.” About Better Better is America’s #1 online, commission-free home finance, insurance and realty company. In just six years since launch, Better has leveraged its commission-free service offering and Tinman™, its industry-leading technology platform, to fund more than $100 billion in home financing. In addition to being the first fintech to reach this milestone, Better has completed over $4.6 billion in real estate transaction volume through its realtor service Better Real Estate and agent network, as well as over $38 billion in coverage written through its insurance arm, Better Cover and Settlement Services. Better has earned countless awards for its work in making homeownership more affordable and accessible to all Americans. Better was ranked #1 on LinkedIn’s Top Startups List for 2021 and 2020, #1 on Fortune’s Best Small and Medium Workplaces in New York, #15 on CNBC’s Disruptor 50 2020 list, and was listed on Forbes FinTech 50 for 2020. For more information, follow @betterdotcom. About London House Exchange ("LHX", formerly Property Partner) Founded in 2014, LHX created the world’s first regulated stock exchange for individual properties, making fractional residential property ownership a reality. Over 8,000 clients from over 80 countries have invested in £120m in assets under management and have traded over £55m on the trading exchange. London House Exchange was acquired by Better in September 2021. Contact Details London House Exchange Simon Draper-Coates +44 7799 411702 media@londonhouseexchange.com Company Website https://www.londonhouseexchange.com/

January 18, 2023 08:59 AM Eastern Standard Time

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Amid Fears Of A Recession, What’s Been Driving Demand For Multifamily Real Estate?

Ashcroft Capital

By Jad Malaeb, Benzinga In 1956, the world witnessed perhaps the greatest twist to a corporate tale in history. After several years in partnership with the McDonald’s brothers, Ray Kroc had little to show for his efforts. His salesmanship had guided him into the growing McDonald’s fast food business and earned him a franchise in Illinois, but the money coming in could not outpace the costs of running up another franchise. In the Netflix movie “The Founder,” Ray Krok’s lawyer, Sonneborn, summarizes Kork’s dilemma: “You don’t seem to realize what business you’re in,” he says. “You’re not in the burger business. You’re in the real estate business.” According to the lawyer, it would be impossible for Krok to amass a fortune franchising, but he could easily do it by purchasing the land the franchisee operates on. So began the delectable twist which turned a fast food joint into one of the largest owners of real estate in the country. In 2021, McDonald’s reported $46.7 billion of total long-term assets, the majority of which come from property, plants and equipment. Fortunately, building fortunes through real estate is not exclusive to corporate elites; it’s available to the general investment community as a potential low-risk opportunity to generate passive income. Here’s what the market looks like and how you could get involved. The Multifamily Real Estate Market In the real estate market, multifamily housing is a booming sector. According to the U.S. Consensus Bureau, a multifamily residential property is one “containing units built on top of another and those built side-by-side which do not have a ground-to-roof wall and/or common facilities.” A common form of a multifamily residential property is an apartment building, where units are separate but stacked in close proximity to one another. The multifamily real estate industry is one of the oldest forms of real estate and one of the most popular. According to a report by CBRE Group Inc. (NASDAQ: CBRE), the multifamily rental housing market includes 14.5 million units across the 62 largest metro markets in the U.S. The National Multifamily Housing Council (NMHC) estimates that the total value of these units is more than $3.3 trillion. Even in 2022, as the Federal Reserve’s monetary policy ushers interest rates to a range of 3.75 to 4%, demand for multifamily real estate property appears to be holding steady. According to a report by Fannie Mae, the multifamily sector experienced strong demand in the first half of 2022, despite concerns over a global recession. This trend is expected to continue in 2022 and beyond. One strongly opinionated source has even stated that “there’s no end in sight” for multifamily housing demand. The sustained demand is reportedly driven by fundamental factors. On one hand, a rising interest rate environment means higher mortgage payments for potential buyers, which dissuades purchases. On the other, the multiple revenue streams arising from multifamily houses, as opposed to family houses, could ease the burden of higher mortgage rates and even offset it if there’s enough cash left over. The narrative for a strong multifamily housing market is confirmed and reiterated by market players themselves. In interviews with Multi-House News, investment arms Three Pillars Capital Group (TPCG) and Bell Partners (BP) and development arm Kaplan Residential (KR) remain positive about the multifamily housing market. For KR, opening up the business plan to include multifamily sectors has “proved to be beneficial for the company,” and for BP, value-add multifamily operations are still a target area. The Ashcroft Value-Add Fund III (AVAF3) Sam Zell and Donald Bren have both made the 2022 Forbes Billionaires List. They are but two examples of the extent real estate can be leveraged for wealth creation. But there are risks to real estate investing. Even with strong demand, the turbulent market conditions in 2022 ensure there will be bumps in the road. Fortunately, professional real estate investment funds make the process a lot easier, and you don’t have to be a millionaire to get involved. For those interested in multifamily real estate investing, Ashcroft Capital is providing a direct pathway into the space through their recently launched Ashcroft Value-Added Fund III (AVAF3). The AVAF3 focuses on capital preservation and risk mitigation while still maintaining upward potential. The fund will invest in 6-10 multifamily properties in the high-growth and high-demand Sun Belt markets. With a holding time of 5 to 7 years, the investment is expected to net a levered internal rate of return (IRR) of net 13 to 18%. AVAF3 allows you to offload the risk to the professionals and dip your toes in one of the strongest demand areas in the U.S. real estate market. The best part? You only need $25,000 to get started. Click here to find out how Ashcroft Capital can make you a property investor. This article was originally published on Benzinga here. Ashcroft Capital is a vertically integrated multifamily investment firm comprised of industry-leading executives. The firm applies institutional policies and procedures while remaining entrepreneurial and implementing innovative solutions to each asset it acquires. We are driven by a focused mission to improve the quality of life for the residents at each community in our portfolio. Though Ashcroft is first and foremost focused on capital preservation, this approach has resulted in several outsized, full-cycle investor returns. This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice. Contact Details Investor Relations investorrelations@ashcroftcapital.com Company Website https://ashcroftcapital.com/

January 17, 2023 10:30 AM Eastern Standard Time

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American Equipment Expands National Field Service and Equipment Offerings With Acquisition of Shannahan Crane & Hoist

Rotunda Capital Partners LLC

American Equipment Holdings (“American Equipment”), a Rotunda Capital Partners portfolio company, has acquired Shannahan Crane & Hoist (“Shannahan Crane”), a leading provider of engineered overhead crane systems and maintenance, repair and overhaul (MRO) field services. Shannahan Crane is headquartered in St. Louis, Missouri, with an additional field office in Kansas City, Kansas. The acquisition of Shannahan Crane marks the 14 th add-on acquisition completed by American Equipment since partnering with Rotunda in May 2021. Founded in 1961, Shannahan Crane delivers comprehensive overhead crane and hoist solutions to a loyal customer base, including regional and blue-chip companies, covering an array of strategic end markets. Shannahan Crane has endeared itself to customers with its responsive, customer-first approach and innovative material handling solutions that include an extensive set of turnkey engineering, installation, and service offerings that effectively guide customers through the entire lifecycle of their assets. “We couldn’t be happier to have Shannahan Crane join the American Equipment family. We now have a physical presence in 45 cities throughout the United States,” said American Equipment CEO Adam Zimmerman. “This vast network brings us closer to more customers than ever before and I’m excited to take advantage of the many collaboration opportunities that await us.” “We are very proud of what Shannahan Crane has been able to accomplish over the last 60 years and we look forward to writing the next chapter of our story with American Equipment,” said Bill Shannahan, owner of Shannahan Crane. “This partnership will bring many opportunities for growth and improvement that I cannot wait to begin sharing with both our customers and our employees.” “I have thoroughly enjoyed getting to know Bill and the Shannahan team. They have built a wonderful company with a strong work ethic and fantastic culture,” said American Equipment President and COO Troy Vellinga. “I look forward to bringing our teams together so we can begin leveraging the expertise and capabilities of these great organizations.” About American Equipment Holdings American Equipment Holdings is an organization of leading overhead crane and hoist, weighing and measurement distributors and field service providers, including American Equipment, Allied Crane, Eastern Crane & Hoist, Facilities Engineering, Kanawha Scales & Systems, Kistler Crane & Hoist, Pacific Crane & Hoist, Patriot Crane & Hoist, Shannahan Crane & Hoist, Systems Specialties, and Washington Crane & Hoist. The consolidated entity is one of the largest independently owned overhead crane and hoist, weighing and measurement solution providers in the country, serving over 7,000 customers nationwide. Together, American Equipment Holdings companies provide comprehensive solutions for everything related to customers’ overhead crane and hoist, weighing and measurement needs, including OSHA mandated inspections, preventative maintenance and repair field services, parts, engineering, ISO certified fabrication, new and replacement equipment, automated systems, system modernizations and training. American Equipment Holdings represents leading manufacturers such as Avery Weigh-Tronix, Detroit Hoist, Columbus McKinnon, ACCO, R&M, Demag, Gorbel, Spanco, IMS, Rice Lake, Harrington, Conductix, Magnetek & PE and Mettler Toledo, among others, and customers rely on its service, design, engineering, fabrication, and installation capabilities to meet their unique application needs. American Equipment Holdings serves local, regional and national customers across a variety of end markets, including light & heavy industrial, automotive, mining, public utilities, military, aerospace & defense and energy, among others. For more information, visit www.amquipinc.com. American Equipment is aggressively seeking to acquire other overhead crane, industrial scale and material handling equipment, parts and service solution providers and is interested in acquisition opportunities presented by business owners, management, or M&A intermediaries. Please contact Ryan Aprill, principal at Rotunda Capital Partners, regarding acquisition opportunities. About Rotunda Capital Partners Rotunda Capital Partners is an operationally oriented private equity firm focused on transforming family-founder owned companies into dynamic, data-driven platforms able to achieve and manage significant growth. Since its founding in 2009, Rotunda has partnered with management teams to build great businesses within three primary sectors: value-added distribution, asset-light logistics and industrial & business services. Rotunda strives to achieve replicable results by implementing its Rotunda Performance System to create strategic alignment, develop lean processes and create robust, data-driven infrastructures. For more information, visit www.rotundacapital.com. Contact Details Rotunda Capital Partners Jill Lafferty +1 847-280-1295 jill@rotundacapital.com Company Website https://www.rotundacapital.com

January 17, 2023 07:46 AM Eastern Standard Time

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Best Places To Order An Essay Online: TOP 6 Cheap Custom Writing Sites

Essay Assistance Experts

Universities expect a lot from students. Getting a degree takes a lot of time, hard work, and requires the completion of many projects and writing. Being a student is a full time job for every class, and some of these classes are structured expecting that each student will dedicate all of their time to one subject alone for their entire career. And then those students have to take five of those classes in one semester. This leaves them with no time, and all the expectations in the world on their shoulders. At that point it can feel like a college student doesn’t have time to do the work that’s expected of them. Or at the very least that they might need some help. Thanks to the internet, college students can get help from knowledgeable strangers from around the world who will help them by writing, or drafting, their essential class work for them. In today's digital age, students across the globe are increasingly turning to online essay writing services to complete their assignments and meet timed deadlines. However, with so many options available, it can be challenging for students to make an informed decision about which service is right for them. To help you find the best option, we've compiled a list of the TOP 6 websites to order an essays online at an affordable rate. PaperHelp is our number one pick when it comes to ordering essays online. They provide top-notch quality and fast delivery times, making them the perfect partner for any student looking for custom paper writing services. Their team offers excellent customer support and their prices are competitive as well. 99Papers is another great site to order essays in the USA. Placing orders here is simple yet effective and regardless of your project's complexity they always deliver high-quality results in no time! Plus, they even offer same-day paper writing services should you need urgent assistance! SpeedyPaper is great if you're looking for a fast same-day paper writing and need to order an essay quickly. Their expert writers guarantee top-notch work every time you place an order — no matter how tight your deadline may be — and their friendly customer support team makes it easy to get answers or ask questions quickly. EssayPro is a great choice if you're looking for the cheapest place to order an essay assignments online. Not only do they provide excellent quality content but their prices remain low while offering discounts on multiple packages — ideal if you're looking for quality without breaking the bank! Plus, they guarantee free revisions until you’re completely satisfied with your final product. EssayBox offers custom college papers tailored specifically toward your academic needs while ensuring confidentiality throughout each step of the writing process. Their writers have experience in various fields of study which allows them to deliver customized papers that match your unique specifications exactly as required by your professor or institution's guidelines. Finally, Ivory Research is our suggestion when it comes to ordering essays in the UK. Aimed primarily at UK students seeking term papers or dissertations, their services come with a commitment to customer service excellence – meaning not only will your paper be written by professionals but also look great too! Essay writing is a skill of its own. Approaching a subject in a manner that is both organized and well detailed is something that not every scholastic discipline teaches, yet all of them require it in some capacity. Rather than spending time learning what is unessential to the core material of a course for points on a grade, students may find their time - and money - better spent on hiring an essay writer online. But to make it worthwhile, they need a way to determine quality up front before committing to the process. When want to order an essay online, the first thing you need to do is understand what you need. College students may have a low budget and want to find affordable websites to purchase qualified paper. To make your search easier, the following list will provide you the best services with professional writers, high quality papers, fast delivery and low prices. Now you can get acquainted in more detail with each service personally and find out which one best suits your needs. 6 Best Websites To Order An Essay Online 1. PaperHelp PaperHelp is the top-rated online essay writing service, providing students with quality papers across the globe. They are known for delivering excellent content and offering reasonable prices, giving busy students a dependable option for completing their school assignments. How It Works Ordering a paper from PaperHelp is a straightforward process. Just provide your project's details on their website and you will be matched with an experienced writer who can deliver high-quality content based on your specifications. Then make payment for the paper and wait for it to be completed by the due date. Steps To Order An Essay Navigate to the PaperHelp website and create an account. Fill in the online order form: provide all relevant information including your assignment's type, deadline, length, and any other instructions you may have. Make payment: using a secure payment gateway, choose one of their available payment options such as PayPal or credit card. Wait for completion: once the payment is made, the expert writer will start working on your paper. The completed paper will be delivered to you by the due date with a plagiarism report included. Review and approve: once you've received the essay, read it carefully and make sure it meets all of your expectations. If not, contact their support team for any revisions or refunds. 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You won't regret it! 2. 99Papers 99Papers is a professional essay writing company from the United States that provides students with quality academic papers for an affordable price. Customers can get help on all types of essays, research papers, and other projects from experienced writers within the required timeframe. How it Works The process of ordering an essay from 99Papers is easy and straightforward. All you need to do is provide your requirements, write a payment for the paper and wait for delivery. You can also communicate directly with your assigned writer throughout the writing process to ensure that all of your requests are met promptly and accurately. Steps to Order an Essay Sign up or log in to 99Papers: To get started, you will need to create an account or log in with your existing credentials. Choose topic for an essay: When you logged in, select the type of essay you want to buy and provide a full description for your order. 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Review and Submit: Once you receive your essay, review it carefully for any errors or mistakes and submit it with confidence! Ordering an essay paper from SpeedyPaper is easy, fast, and secure. All of their writers are highly experienced professionals who deliver quality results in a timely manner. Price The prices at SpeedyPaper are very competitive and depend on the type of paper, length, and deadline. They offer discounts for returning customers and special promotional offers so be sure to take advantage of them. Prices are also transparent and easily viewable on the website so you can plan your budget accordingly. Essays start at only $17.99, and students can order papers of any size and with any deadline. Features 24/7 Customer Support Plagiarism Free Papers Secure Payment Methods Money-Back Guarantee On-time Delivery If you’re looking for an online essay-writing service that provides high-quality academic papers at a fair price, SpeedyPaper is the perfect option. 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They offer a variety of writing types such as research papers, case studies, dissertations, coursework, and any reports available, so you can get help with any type of paper you need. How it Works The process of ordering an essay from EssayBox is straightforward and simple. First, you must create an account and specify all the details related to your project (such as the type of paper needed). Then, select a suitable writer from their extensive directory and make payment through PayPal or a credit card. Finally, wait for delivery and enjoy the results! Steps to Order An Essay Create Your Account: To order an essay from EssayBox, you must first create a free account. This allows you to access their services, browse through their wide selection of writers, and check out the different types of essays available for purchase. Submit Your Project Details: After registering your account, submit all necessary information regarding your paper such as length requirements, citation format (if applicable), and any additional instructions and/or sources that need to be included in the final result. Select A Suitable Writer: Once all relevant details have been entered correctly, choose your desired writer by using their search feature or browsing through their profiles on the website. Make the Payment: After selecting your desired writer(s), proceed to make payment via PayPal or credit card depending on which option works best for you. Wait for Delivery: Now simply wait for delivery and provide feedback if needed. Download Your Paper: Download your paper once it is complete. Relax: Submit your paper and relax, knowing that it is done. Price Prices start from as low as $10 per page. Prices vary depending on the type of paper, length requirements, citation format, and other factors. The price can also be influenced by the writer you hire, so it’s best to shop around for the best deal. Features 24/7 customer support Native English-speaking writers Free revisions (if needed) Plagiarism checks on all orders Secure payment options Overall, EssayBox provides an efficient and reliable service for students who are looking to get their academic papers written in a timely manner. With competitive prices, native English-speaking writers, secure payment options, and multiple discounts available, you’re sure to find the perfect solution for your needs! So why wait? Get started today with EssayBox! 6. Ivory Research Ivory Research is an online essay writing service that provides students with the highest quality academic papers for a fair price. They have experienced writers who are committed to delivering excellent results in a timely manner. With a variety of writing types such as dissertations, coursework, and reports available, Ivory Research can provide assistance on any type of paper you need. How it Works The process of ordering an essay from Ivory Research is straightforward and simple. First, you need to create an account and submit your project details, including the paper topic and length requirements. Then, select a suitable writer and make payment through PayPal or a credit card. Finally, wait for delivery and enjoy the results! Steps to Order an Essay Join Now: To take advantage of Ivory Research's essay services, you must first join and create a free account. Doing this will permit you to explore all the different types of essays provided for purchase! Submit Details: Once you have registered your account, take the next step and provide us with relevant information about your project. Let us know what type of paper is needed as well as any other pertinent details that can help make it a success. Select the Perfect Writer: After you've carefully filled out all requested information, find your best match by using their search feature. Or take a look at each writer's profile to explore the individual credentials and expertise that they possess. Complete Your Secure Payment: Now that you've chosen your writer(s), proceed to make a secure payment with PayPal or a credit card, depending on which option works best for you. Sit Back and Relax: Now, sit back and await your delivery; don't forget to provide feedback when the time is right! Download Your Paper: Now that you've received your paper, take the time to go over it and enjoy the results. Price The prices at Ivory Research vary depending on the type of essay and the complexity of the project. You can easily compare the different options on to website without having to contact customer service. With fees starting at just $19.90, you can rest assured that Ivory Research will provide excellent results without emptying your wallet. Features Payment through PayPal or credit card Professional writers with relevant qualifications 24/7 customer support Money back guarantee if not satisfied Ordering an essay from Ivory Research is a great way to get the help you need for your academic paper. Their writers are experienced and professional, and their prices are competitive, making them the perfect choice for students who need a reliable and affordable essay writing service! So, if you’re looking for an online essay provider that can help you get the best results from your paper, give Ivory Research a try! Questions & Answers Where can I order an essay? Struggling to write an essay? Look no further! Check out our top list to choose the service you need. All of these services provide high-quality essays, written by experienced professionals with years of writing experience. No matter the type of college paper you are looking for - argumentative or descriptive, narrative or compare and contrast, research or any other type - you'll find the writing help you need from the services on our list. For added convenience, all services we listed have multiple additional features such as editing and proofreading help, samples of completed papers to use as guidelines, and tutorials from experts on how to write good essays. Our recommended services offer the best solutions for all your writing needs! Choose the one that is right today for you and get started now! Is it safe to order essays online? Yes, it is safe to order essays online. The increasing number of online essay writing services creates a secure platform for students in need of writing assistance. Ordering an essay online can save time and money on the student’s end since they do not have to spend extra time and resources researching and writing the paper themselves. These services provide quality assurance measures such as plagiarism checks, grammar corrections, formatting guidelines, and other necessary edits that the student may or may not be able to do on their own. Furthermore, these services also offer secure payments with an encrypting program like PayPal or Stripe in order to ensure a safe financial transaction between the customer and the service provider. Ordering essays online is a safe way to get high-quality written content from professional writers without having to spend extra time or money. This option offers convenience and peace of mind for customers looking for reliable writing solutions. Will I get caught by professor if I buy an essay? No, you will not get caught if you purchase an essay from a reputable source. When it comes to ordering papers online, there are many services that offer quality assurance to ensure the safety of the customer. The best way to find these reliable sources is to research and read reviews about the service before making a purchase. It is important to stick with legitimate and trusted websites as they guarantee security measures such as encrypted payments and confidential information storage. By ordering papers from reputable sources, customers can be confident in their anonymity and ownership of content without worrying about potential consequences. Therefore, if you order papers from our top list of services, you can rest assured that your essay will remain anonymous and secure from potential plagiarism detection tools. So go ahead and make your purchase with peace of mind; your secret is safe with us! How much does it cost to order an essay? Purchasing an essay online can be quite affordable depending on the service you choose. Prices generally range from $8 to $15 per page, depending on the level of complexity and urgency of your order. Some services may offer additional features such as proofreading, editing, or formatting for a small fee. However, it is important to do your research and read reviews in order to ensure that you are getting a quality product for your money. Apart from cost considerations, customers should also take into account the professionalism of the writers and their experience with essay writing services before making a purchase. Doing this will ensure that you end up with a high-quality paper written to meet all of your expectations. You can expect to find essays online starting at around $8 per page with various customization options available depending on the specific needs of your project. Is it really cheating to pay someone to write your essay for you? No, it is not considered cheating to pay someone to write your essay. As long as the essay you purchase is unique and written from scratch, then there is no issue with using an online writing service. For students who may be short on time or overwhelmed by their workloads, hiring a professional writer can be a great solution to help make sure their essays are done on time and with excellent quality. Many students find it beneficial to buy essays online as they can benefit from accessing knowledgeable writers who understand the academic standards required of them. In addition, purchasing an essay from a trusted writing service guarantees that the paper provided will be 100% original and plagiarism-free. Overall, buying an essay online can be a convenient option for those in need of additional assistance in completing their academic work. However, it is important to make sure you are ordering from a reliable source so that you get what you pay for in terms of quality and security. What is the best place to order an essay online? The best place to order an essay online is PaperHelp that provides customers with high-quality, original content written by experienced and qualified writers. They offer a fast turnaround time as well as discounts for bulk orders and extended deadlines. Customers can expect an extensive editing process that ensures that all papers meet the highest academic standards. Additionally, all of their papers are checked against plagiarism before they are sent out to ensure customer satisfaction. Customers can also track the progress of their orders in real-time and communicate directly with their writers if needed. PaperHelp is an excellent option for those who want to purchase custom essays online that are both high quality and affordable. With a secure payment system, a friendly customer service team, and reliable writers, you can be sure that you'll get exactly what you pay for – a great essay! What is the cheapest essay writing service? EssayPro is one of the cheapest essay writing services available. With their flexible pricing system, you can benefit from discounts for large orders, extended deadlines, and other bonuses. They offer 24/7 customer support and provide quick turnaround times to ensure that your essays are completed on time. In addition to their low prices, customers can expect high-quality content written by experienced writers with knowledge in various academic disciplines. All papers are checked through a plagiarism-detection system to guarantee that they're original and well-written. Users also have access to a secure payment system so you never have to worry about the safety of your financial information. EssayPro is an excellent option for those who want an affordable and reliable source for their essay-writing needs. With competitive rates and quality content promised, it's easy to see why so many students choose EssayPro as their go-to service when they need help with writing essays. Order an essay or not: Conclusion In conclusion, ordering an essay online from services like PaperHelp, 99Papers, SpeedyPaper, EssayPro, EssayBox, and Ivory Research can be a very positive experience. With competitive prices, fast turnaround times, and secure payment systems, customers can rest assured knowing they are getting quality content that is both affordable and original. Their customer service teams are available 24/7 to answer any questions or concerns you may have, and all of their writers are carefully vetted with extensive editing processes in place for added peace of mind. All in all, these services provide safe and speedy options for those who need help with their essays without breaking the bank. Contact Details Michelle Brook essay@legitwritingservice.com

January 16, 2023 09:07 AM Eastern Standard Time

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Best Essay Writing Help Services: TOP 5 Online Essay Helpers For College

Essay Assistance Experts

The best thing that could happen to any student definitely has to be help with writing an essay. Think about it, once you have someone who consistently helps out with ensuring you have a remarkable grade in your essays, then you have sorted out a large portion of your academic venture. Why? Simply because most of your grades are accumulated via essays. Most of your grades come from your term paper, research paper, dissertation, or even mid-term essays. And getting that part of your academics done can spell a great deal of success for you either as a high schooler, master's student, or Ph.D. candidate. But guess what? Most of these academic writings already have excellent and reliable platforms, and professionals who are waiting for your call on them to give you the best approach to your essays. They are ready to hold your hand through it all and give you leverage that you could have gotten only through years of rigorous training and expertise. College writing is a big expertise that can be strenuous, and they are well equipped to take on any of your essay needs. These specialists are themselves academics who have spent years fine-tuning their research and writing from top universities in the world. Many of them are alumni from Harvard, Stanford, Oxford, and other Ivy League schools in the world. Furthermore, these online essay helpers were not picked from a random selection of aesthetics or lazy research; they are a team of people who know their onions when it comes to helping students with their essays. As a matter of fact, this list is carefully curated based on the excellence of the delivery of each writing help. Not only that, but their timeliness and swiftness of delivery are also major features they all share. Further, they are known for their non-plagiarism of content in all the works they deliver to their clients, who are students they service all over the globe. Thousands of reviews on reliable review sites, as well as positive feedback over the years littering the websites of these services from their clients, all prove that they are reliable in their dealings. And as such, they are ready to take on any form of writing need that you may present to them. Are you ready to meet the TOP rated services to get help with essay writing? Then check them out below. 99Papers - the overall best essay writing help service. PaperHelp - #1 essay helper website in the USA. PaperCoach - the cheapest college essay helper online. Ivory Research - professional help with essay writing in the UK. EssayBox - trusted site to purchase an essay writing help. And now we invite you to get acquainted with each service in more detail in our full reviews below: evaluate the advantages of each company, find out the cost of work, understand how the service works and make your choice in favor of a particular service. 5 Best Essay Writing Help Websites 1. 99Papers 99Papers is an essay writing helper that makes completing academic tasks easier and more enjoyable. With a wide range of services, such as helping students choose topics, researching, editing, and formatting papers, and even offering personalized one-on-one tutoring sessions with seasoned professionals, it offers everything students need to complete essays with confidence. Thus, whether you are a high school or college student who needs help getting started on an essay or an experienced essay writer looking for some guidance in enhancing their skills, 99Papers can provide the support you need. In case you are looking to get more convinced on why they are great, below are just a few reasons why 99Papers is the best essay writing helper. The first reason definitely has to be the super professional writers. When it comes to completing your essays on time and with quality results, nothing beats having professional writers by your side. With 99Papers ' team of experienced writers from all backgrounds, including journalism, business administration, and nursing, among others - you can be sure that whoever you choose will provide top-notch work tailored to your individual needs. Further, there is fantastic personalized assistance when you order from them. All the services offered by 99Papers come with personalized assistance that is tailored specifically for each individual's unique requirements so that no two students leave feeling like their essays are exactly alike. This means that whatever help you need – whether it's narrowing down topics or getting ideas flowing – there will always be someone available to offer advice every step of the way, so you will undoubtedly get the most out of your assignment. Much more than being an excellent essay writing help service, 99Papers actually has really affordable prices. With just $9.95, they stun the world with the kind f excellence they still exude in their papers. Thus, it is true that one of the main reasons why many students turn to online resources when looking for help completing their assignments is because they can often be quite expensive when compared to traditional methods such as hiring a tutor or spending extra hours in libraries trying to find relevant information themselves. But this does not need to be the case when using 99 Papers since its prices are competitive across all its services, no matter what kind of help a student may need for their assignment! Moreover, do you know that 99Papers has a variety of services offered? Whether it's brainstorming new topic ideas or proofreading an already written paper before submitting - there's something for everyone at 99Papers! In addition to providing customized essay writing by experts in various fields (such as finance), they also offer general assistance from experienced editors who can ensure documents meet university standards while still keeping them true to the student's own voice and style. This ensures each person gets exactly what they require without worrying about potential plagiarism issues, which could negatively affect grades if not handled correctly. In addition, what better package can you get from this online help when it even has secure payment options & money-back guarantee? So, students know that their sensitive details would be kept secure and will always be safe when using any of their payment channel options such as PayPal. And guess what? They even offer refunds if there is a need for them! Plus our money-back guarantee ensures satisfaction regardless; if someone isn't happy with any part of our service then they'll receive whatever amount was paid back without any hassle whatsoever – now that's customer service at its best! In conclusion, 99Papers is definitely one reliable source where students can go when looking for assistance on any kind of academic project or beyond; from simple grammar checks all way up to comprehensive research projects– no matter how complex the task may seem, trust them. They have got your solutions guaranteed! So don't wait anymore. Why don't you start taking advantage now to see what difference professional writers make in the paper today? 2. PaperHelp PaperHelp is one of the world’s leading essay writing helpers, offering students from the United States a vast array of quality services that make it easier for them to submit their essays on time and with confidence. The company has been around for years and has earned a loyal following among students due to its dedication to offering the best possible essay writing and editing services. Below are some of the reasons why PaperHelp is one of the best essay writing helpers out there. If nothing, this essay writing help is definitely known for its guaranteed quality in delivery. In other words, PaperHelp has an industry-leading quality guarantee, which ensures that all essays submitted through its service are written to precise standards and follow all respective academic guidelines. This means that students can always trust in the quality of their work when using PaperHelp's services - making it ideal for those who want complete peace of mind when turning in their essays. Also, they have an experienced team of writers and other staff such as customer care. You should realize that behind every successful service is a talented and dedicated team. And at PaperHelp, they are no different - with each member boasting extensive experience in helping students write top-notch essays. Not only do they understand exactly what makes a great paper, but they also know how to craft unique pieces without any plagiarism issues or other problems. And the interesting part of all this is that they run a variety of services. That is, when it comes to essay writing help, there is no one size fits all approach for them. And this is why PaperHelp provides an extensive range of options tailored toward meeting individual needs. These include proofreading & editing, formatting & referencing assistance as well as customized content creation from scratch. So, no matter what your particular needs may be, you can always find something suitable here. All for $12 per page. Further, when it comes to PaperHelp, you are definitely in for affordable prices. One thing many students worry about when hiring professional help with their papers is cost. Fortunately, this is not something you need to worry about at PaperHelp given its competitive pricing structure (which usually starts from as little as $10 per page). This means you don't have to break the bank, nor do you have to sacrifice quality just because you're working on a tight budget. And you know what, the craziest part with this fair pricing is that you get to enjoy a super fast turnaround pace too. In today's fast-paced world, sometimes deadlines can creep up on us if we are very careful, especially as students. And just before you know it, you're neck-deep. Fortunately, this does not have to be much of an issue if you use PaperHelp, given its swift turnaround times (often within 24 hours). So even if your deadline seems tight, rest assured that help is always at hand here! All these features make it easy for anyone looking for reliable help with their paper requirements should make sure they check out what's on offer at PaperHelp. That is, not only reliable support but also affordable prices coupled with fast turnarounds too! 3. PaperCoach PaperCoach is a professional essay writing help website that assists students in completing their written assignments. In particular, they offer assistance with essay writing, research papers and dissertations. PaperCoach has an effective team of experienced and passionate writers who can help you with any kind of academic paper. Whether it is a simple high school essay or an advanced dissertation, they can help you get the desired grades. So, pretty much, your academic difficulty level does not really matter. They have hands on deck that will duly tend to all your essay needs and comply with all your requirements. Thus, the company provides various services, such as editing and proofreading to ensure that your work is free from errors or typos. They also have a quality assurance team that checks each paper for originality, accuracy and formatting according to international standards before submitting it to you for approval. Moreover, the most important feature of this essay writing help is its customized approach towards each customer's assignment which means that their team will create an individualized paper just for you in order to meet your exact requirements and expectations. This makes the process much faster because they know exactly what you need from them in order to make the best piece of work possible. Furthermore, the writers are all native English speakers so there are no problems with language barriers which makes communication easier when explaining ideas or if corrections need to be made later on down the line. Also, you should know that the prices of PaperCoach vary depending on how complex your task is. But generally speaking, their rates are very competitive compared to other similar sites out there. And hey, they guarantee satisfaction with any product provided by them for just $7,99. So if something wasn't done properly then you can easily get it changed at no extra cost! They also provide 24/7 customer support which means if ever there was an issue then someone would always be available online who could sort out any problem quickly, so this adds extra peace of mind when using their services as well! A handy feature provided by PaperCoach is its secure payment system. This ensures that all transactions are handled securely without exposing personal information such as bank details, etc. Thereby making sure that customers feel safe while using this service! To top it off, PaperCoach also provides discounts on bulk orders plus monthly special offers. And these make it easier for students who may be working within tight budgets but still want quality services provided at affordable prices! Overall, PaperCoach offers one of the best essay writing services today. Its safe payment portal along with experienced writers and 24/7 customer support add up together into creating one reliable package perfect for anyone looking for a bit of assistance when tackling academic tasks. Irrespective of whatever level they may be at too. 4. Ivory Research Ivory Research is arguably one of the best essay writing helpers available online in the United Kingdom. Their team of knowledgeable writers provides high-quality essays and other written works to students all over the world. With their help, students can complete their assignments faster, more accurately, and with greater ease. As such, Ivory Research can be considered the ideal choice for those who need professional assistance with academic tasks and ready to buy an essay online. The major advantage of using Ivory Research is that they provide a wide range of services designed to suit various needs. For instance, they offer custom-writing services that are tailored according to your precise requirements. This means that you can get an essay written specifically for you and avoid any plagiarism issues in the process. Moreover, they also offer editing services in order to help you refine your work further and ensure it meets all academic standards before submission. Additionally, if required by your institution or professor's specifications, Ivory Research will even make use of anti-plagiarism software like Turnitin so as to make sure there is no plagiarism in your paper or essay whatsoever. Another great advantage offered by Ivory Research is its commitment to helping UK students succeed in their studies through timely delivery times. This is something that many college students struggle with when dealing with difficult deadlines for submission or other related tasks associated with completing essays or papers on time for a class assignment or exam preparation In this regard, Ivory Research will always ensure timely delivery regardless of how close it might be from a due date no matter what type of content needs to be delivered (emailed, printed/etc). This provides added 100% confidence knowing that all papers will arrive without any fails before the deadline day arrives. Another significant benefit offered by this writing help company is its affordability. One page of an essay goes for $22,90. Ordering from Ivory Research allows people from different economic backgrounds to access quality educational support without having to worry about breaking the bank in order to do so. As evidenced by its positive customer reviews online (as well as feedback left directly on its website), customers seem very satisfied with the price-quality ratio provided here making it a perfect choice when looking into getting professional help while studying at college/university level without necessarily spending too much money doing so. In conclusion, based on everything mentioned above, it may be safely assumed that Ivory Research provides excellent support. And these are specifically tailored toward helping college and university students write exceptional essays. This is true, especially when they are under tight deadlines. As a result, they rank as one of the best providers available today when it comes to providing great value along with high-quality results whenever needed. 5. EssayBox EssayBox is one of the world’s leading service that provide qualified essay writing help today. They offer students from all over the globe a chance to receive quality papers that match their requirements and expectations. The company provides its customers with a wide range of services, from simple essays to complex research papers, and whatever lies in between. All orders are delivered on time, according to specified deadlines, and backed by an excellent customer support team who is available 24/7. The main goal of EssayBox is to make sure that every student achieves their academic goals with ease and confidence. To achieve this objective, they strive hard to provide top-notch essay writing help that meets all professional standards. Their team comprises highly qualified writers who have impeccable qualifications in various fields of study - ranging from English literature to philosophy or law. So, you can easily rest assured that your paper will be written by someone proficient in the topic you choose. Not only do they guarantee quality work, but they also have a wide selection of additional features which make them stand out among other services. And these include free revisions within 7 days after delivery, 100% plagiarism-free content, full satisfaction with a money-back guarantee, secure payments through PayPal & major credit cards, protection against third parties accessing your personal information, native English writers, and discounts for loyal customers & referrals. This attractive package goes for just $12 per page. And it sure makes EssayBox an ideal choice for any student looking for professional help when it comes to essay writing tasks. Apart from providing high-quality services at competitive prices, what differentiates EssayBox from its competitors is its commitment to ensuring customer satisfaction. They take pride in delivering original content within tight deadlines since they understand how important it is for students' grades and future success. This is something most other companies often overlook or underestimate when setting short timelines for completing assignments. Additionally, the platform provides a variety of discounts, ranging from 5% to 15% on both the first order and bulk orders done on their website. When compared to other competitors who demand expensive rates only because they offer quick delivery dates or difficult projects requiring additional research time before completion can be delivered, this makes them one of the more affordable solutions accessible in today's market. In addition, their loyalty program rewards recurring customers with special offers like discounts on subsequent orders equal to 5%, which may be useful if you need additional assistance with your academic obligations. If something goes wrong, you may always call customer service, which is open 24/7 on workdays. They will be pleased to help you and provide a solution to any problems you may have, either during the ordering process or after. In essence, there are a variety of variables that have contributed to EssayBox's rise to prominence among students all over the world. This online service is one of the greatest bargains currently available on the market. And all thanks to its price policy, significant discount choices, high quality paper research completed by extremely competent writers who ensure timely delivery, and excellent client support. FAQ What is an essay helper? A company that can write academic papers for you is known as an essay helper. In order for the company to work, a student must upload their instructions on their website. Following that, a knowledgeable writer with a cognition of the requested subject will reply. The writer will then create a framework for the content they intend to write and submit it for the student's approval. After receiving approval, the same writer will help draft the final paper in accordance with the guidelines. Because they provide a wide range of services that make writing essays easier, essay helpers are highly beneficial when it comes to this task. They may offer direction about resources that can be used in research projects or assignments, give feedback on grammar and structure, offer advice on the best way to organize ideas or arguments, make suggestions for enhancing argumentation or evidence, or provide feedback on how to arrange ideas or arguments. Specific services vary from one website to another but many of them also include features such as proofreading, editing, commenting on drafts, offering formatting help, and other useful features like chat support so clients can ask questions quickly via text chat if needed during their writing process. All these extra tools make it easy for students who are struggling with their essays and need additional assistance getting them done on time. How can I get help with writing an essay in USA? If you’re looking for help with writing an essay, there are plenty of online resources available in the United States. One valuable website for getting help is PaperHelp, which provides a variety of services to help you with your essay from start to finish. They offer everything from brainstorming and researching ideas to finalizing and proofreading the finished product. Further, the writers on this site can work with any type of academic paper, no matter how complex or technical it may be. They also provide detailed instructions on how to format your paper, as well as tips on how to make your arguments more effective and persuasive. In addition, they have a team of devoted experts that can answer any questions or concerns you might have throughout the entire process. This website is a great place for anyone looking for help writing an essay in any capacity! So, all you have to do really is reach out to them when you are ready. And they are ready to get on with any work you have for them to do for you in your academic writing. What website helps you write essays? 99papers is an online education platform that helps students with their essay writing needs. It offers a range of services, including editing, proofreading, and plagiarism checks. It also provides valuable resources such as writing guides and tips to help make the essay writing process easier. The website is user-friendly and easy to navigate with simple steps for creating an account and requesting assistance on one's paper. Students are able to request assistance from qualified writers who have expertise in the topics they are covering in their essays. Additionally, users can view ratings that customers have given the writers after each project is completed. This is so they can choose the writer best suited for them. In addition to being able to request help from specialized writers, users can also view samples of previous work by each writer prior to selecting them for their project. This gives customers peace of mind knowing they are working with a professional who has experience in their field or topic matter. Once a customer finds a suitable writer for their project all communication takes place within 99papers' secure messaging system. This ensures privacy throughout the duration of the project as well as allows customers to be kept up-to-date on progress made by the assigned writer at any time during the production of their paper. Furthermore, once completed papers are delivered back to customers via email attachments, it is important that each sentence and paragraph pass through Grammarly software. This is so that no mistakes go undetected upon delivery, making sure quality papers reach every customer's inbox every time! What to do if you need help in writing an essay? If you need help writing an essay, there are a number of services that are available at any time to help. 99papers is an online platform that provides essay writing help to students. The company has a variety of different services, including editing, proofreading, and custom papers written from scratch. 99papers also offers 24/7 customer support and guarantees your work will be delivered on time. PaperHelp is another excellent website for essay writing assistance. The site offers a wide range of topics and academic levels, from high school essays to graduate research papers. PaperHelp provides comprehensive assistance with all types of essays including persuasive essays, admissions essays, argumentative essays, and more. The company also offers discounts for returning customers as well as a helpful customer support team that is always ready to assist you. PaperCoach is another popular service for students seeking professional help with their essays. This website specializes in providing detailed feedback on your essay so that you can improve your personal writing skills over time. It also provides revisions until the paper meets all requirements set by the professor or instructor. You can even get access to unique content ideas if you are stuck when it comes to coming up with original thoughts or arguments related to your topic. Finally, Ivory Research is one of the best websites when it comes to getting quality help with academic writing tasks such as essay assignments. They have been providing custom-written research papers since 2004, so they have extensive experience in this field. Ivory Research employs experts who specialize in various fields such as Law, Economics, Business Studies, History, and many more, so they can provide tailored guidance based on your particular course requirements or instructions from your professor/instructor Additionally, Ivory Research also has 24/7 customer support for any queries or questions about their services that may arise during the process. Can I get free online essay help? No, but you can use an essay generator like EssayBot to get free essay help. EssayBot is an online service that uses artificial intelligence to help you write better and faster. It provides suggestions on how to improve your writing based on its analysis of the text. It also offers a variety of helpful resources, such as grammar and style guides, topic ideas, sample essays, research materials, and even a citation generator. You can also find other helpful tools, such as a text summary tool and an article rewriter tool, for use when editing or creating your own paper. With the assistance of these tools, you can quickly craft an essay that is both original and well-written in just a few minutes without breaking any sweat. The only thing required would just be an accurate input of what you have in mind to write and you are good to go. Who is the cheapest essay writing helper online? PaperCoach is an online essay writing helper service that offers students assistance with their writing projects at an affordable cost. PaperCoach's team is made up of experienced writers, editors, and researchers who come from diverse academic backgrounds. They strive to ensure that each student receives high-quality and customized written essays tailored to their individual needs and requirements. PaperCoach's pricing model is structured in a way that makes it the cheapest online essay writing helper service available. Prices are based on the length of the paper, its difficulty, its deadline, and some other important factors such as editing or research work needed for the project. Generally speaking, prices start from as low as $7,99 per page for shorter projects (under 10 pages) and range up to $45 per page for more complex orders with longer deadlines. Moreover, PaperCoach offers various discounts for returning customers which makes their services even more attractive price-wise when compared to other similar services available online today. Additionally, if the customer notices any mistakes within his/her paper after it has been delivered by PaperCoach – they will happily review or rewrite it free of charge. At PaperCoach, you can be sure you will get high-quality yet affordable help with your writing project or assignment, allowing you to meet all your deadlines while studying strategically toward achieving your desired academic goals! Where can I get a law essay writing help? If you are looking for help with writing a law essay, then PaperHelp is the perfect solution. With years of experience in providing excellent academic assistance, PaperHelp offers superior quality and reliable service when it comes to writing law essays. Their team of highly qualified writers is well-versed in legal terminology and has extensive experience in crafting compelling legal arguments that stand up to academic scrutiny. And these experts received their legal education from the world's best universities, particularly ivy league schools. What can beat that? So they have all it takes to deliver quality content on your work. PaperHelp also provides a range of helpful services such as expertise in choosing the right topic, proofreading, editing, and formatting your essay. They will customize your essay to meet all the requirements provided by your professor or institution. Additionally, they guarantee timely delivery and absolute confidentiality as well as free unlimited revisions until you are completely satisfied with your paper. This makes them an ideal choice for anyone needing help with their law essay! Help with essay writing: Conclusion Do you know what your best bet would be when it comes to delivering your papers as a student? You guessed right if you said hiring essay writing help online. And you know what? The juice is not only in that you hired. It is much more in that you hired from the list of online essay helpers above. So, what would your plan be as a student with no full grasp of the language in which your paper is to be written in? Interestingly, if you are a foreign student given a native English language essay to work on, you can easily contact any of these services to step into the situation. And with their army of armed and skilled professional writers, they are set to give your work the best touch you can ever imagine. The same thing works for you if you are a student that is honestly too busy to take on any extra work that would weigh you down mentally. Especially if you are working many jobs to make ends meet as well as sustain yourself in school. It is totally normal to do that. And there are students like you in this category. But guess what? You do not have to feel bad or guilty for preferring one work option over another. As a matter of fact, you can win on both ends. And that works when you delegate the bulk of your essays to any of the websites that help with essay writing that we have curated for you above. Get ready for a great time with them. No more time to waste. Your top grades papers await you on the other end of the website click. Why don't you check these online essay helpers out today? Contact Details Michelle Brook essay@legitwritingservice.com

January 15, 2023 10:05 AM Eastern Standard Time

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Part 3 of Legal & General’s new study on U.S. Gig Economy Workers takes a deep dive into what drives worker choices

Legal & General

63% of respondents say flexibility is the key reason they made this choice 35% of gig workers realize they can make more money working independently—54% of those earning over $100K 46% value the ability to take on more work and make more money 40% of respondents are reluctant to work in a traditional corporate setting for a variety of reasons A third segment of a broad new study sponsored by Legal & General Group ( LGEN, LGNNY ), U.S. Gig Economy, Part 3: Why Gig Work Is Becoming a Choice for So Many, was released today, continuing to explore the changing nature of work in the U.S., people’s relationship to it, and what employers should be thinking about in order to attract back talent. Part 3 of the study explores the why of gig work: why people choose or find their way to the U.S. Gig Economy, and how they describe their own agency within this framework. This third segment of the data-rich study, Why Gig Work Is Becoming a Choice for So Many, finds that the proportion of gig workers who have undertaken working in this model by choice (82 percent) far outstrips those for whom gig work was the next best option when they couldn’t secure a traditional job (13 percent). The study also looks into the top ‘best and worst’ factors of gig work, and how these inform lifestyle choices, sense of security, and financial stability. While flexibility is a top driver, ethical concerns with corporations figure in gig workers’ choices The study found that many workers who consider themselves part of the gig economy have ethical concerns with corporate America, with more than one in ten people surveyed expressing this as contributing to their decision to be self-employed. The study also found that while 16 percent of gig workers feel better able to adapt to a changing culture as a result of working independently, 20 percent reported feeling out of the loop in a fast-changing work culture. At the same time, 61 percent said that being able to work when they want is the best thing about gig work, and 46 percent said that gig work provides the ability to take on more work and thus make more money. On the negative side, 67 percent said that not having access to retirement plans and other benefits is a key drawback, and 62 percent didn’t like having to pay for their own health insurance. “The nature of work and the workplace changed radically due to the pandemic, and it’s inevitable that some of these changes will stick. The clear preferences expressed by American gig workers reflect the way people want to work now—and this research gives broad hints as to what we should be offering as employers. While few of our survey subjects would consider working in a corporate setting, employers can take heed to better design their workplaces around the flexibility that gig workers currently seek. If they want to open the door to attract the types of workers who would otherwise have wanted to stay in the gig economy, employers will need to continue to evolve their offerings to maximize job satisfaction.” Sir Nigel Wilson, Chief Executive, Legal & General Group Multiple factors Legal & General’s study looks at the complex and multifaceted societal and financial factors behind independent work. “While this wave of gig workers expressed certain insecurities and anxieties, they are clearly propelled by positive incentives, whether it’s multiplying their opportunities to make money or take on multiple different forms of work. But above all, they are seeking freedom and flexibility. The gig economy has its drawbacks, notably around financial security and often lack of access to basic health and social needs, but it serves a function for a broad swath of workers.” John Godfrey, Director of Levelling Up, Legal & General Group Future segments of this research will look in depth at the extent to which gig workers meet their health and life insurance needs; the fierce independent mindedness of gig workers; their outlook on retirement planning; what it would take to get gig workers to go back to the traditional workplace; and the pandemic fallout for gig workers. Notes to editors The information contained in this press release is intended solely for journalists and should not be relied upon by private investors or any other persons to make financial decisions. About the Study Legal & General undertook proprietary research into the attitudes and changes U.S. gig workers are experiencing in relation to their work situations and financial outlook. The U.S. Gig Economy research was compiled using original survey data from 1044 U.S.-based workers age 18 to 60 who are neither students nor retired, and who earn at least 60% of their income from gig work. The data was collected via online survey fielded to individuals sample sourced from YouGov’s US panel. The Legal & General-designed survey was scripted and hosted on Gryphon, YouGov’s proprietary survey scripting platform, and the field work took place between August 19 and 31, 2022. Key demographics such as age, gender and region were allowed to fall out naturally. 20 questions were designed to understand facts about earnings, drivers of and barriers to gig working, financial product ownership & financial capacity when coming across adverse situations, and future expectations of being involved in the gig economy. Verbatim comments were captured by Legal & General in research carried out in June 2022. About Legal & General Group Established in 1836, Legal & General is one of the UK's leading financial services groups and a major global investor, with over £1.4 trillion ($1.7 trillion) in total assets under management* of which a third is international. We also provide powerful asset origination capabilities. Together, these underpin our leading retirement and protection solutions: we are a leading international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income. Through inclusive capitalism, we aim to build a better society by investing in long-term assets that benefit everyone. Contact Details Meir Kahtan Public Relations, LLC Meir Kahtan +1 917-864-0800 mkahtan@rcn.com Company Website https://www.legalandgeneralgroup.com/

January 12, 2023 11:15 AM Eastern Standard Time

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Richr Launches Wealth Management Advisory Service: Richr Money

Richr

Richr today announced the launch of Richr Money, a wealth management advisory service that empowers home sellers to invest the capital proceeds of their home sale at closing, directly out of escrow into stocks, bonds and other financial products. Richr Money, in partnership with DriveWealth, will help sellers who are not ready to purchase another property turn the proceeds of their home sale into a wealth-building engine. The combination of Richr’s services allows customers to sell their home, close the transaction, and invest all in one place. “For the first time ever in the U.S., consumers selling their homes, who aren’t intending on re-purchasing, have a wealth management solution to reinvest their capital while inflation is at its highest,” said Glenn Orgin, Richr CEO. “We are excited to launch Richr Money in partnership with DriveWealth to provide a home investing solution to home sellers. At closing, consumers selling their home receive the largest amount of capital they will ever receive in one lump sum, and Richr allows them to invest their capital directly out of escrow into a variety of investments without having to involve a third-party.” DriveWealth is a global fintech investment rail and pioneer of fractional equities trading. The technology company will work with Richr Money to empower home sellers to take control of their finances by offering unique investment opportunities. Home sellers will have alternative options to invest their money if they are not ready to purchase their next home. "As we continue building out new and innovative solutions for our partners and their customers, we're thrilled to partner with Richr and provide homeowners with powerful investing tools to help reinvest their capital for the first time in the U.S.," said Gayathri Rajan, Chief Product Officer at DriveWealth. "Our mission at DriveWealth is to empower millions to take control of their financial futures, and the launch of a unique platform like Richr Money provides homeowners with the ability to build their wealth as they make one of the most important financial decisions of their lives." Richr Money joins Richr’s platform including: Richr Homes: allows home sellers to sell their homes for 1% NET, saving sellers 2% that they can invest in with Richr Money while providing full real estate agent services, including marketing, contract review, negotiations, and closing services without incurring the traditional 6% expense of real estate agents. Richr Title: provides sellers with an unparalleled one-stop-shop experience designed to provide a frictionless and remote closing experience for home sellers. Since 2019, Richr has offered innovative money-saving tools for people selling and buying homes across Florida, transforming the experience for individuals on both sides of the transaction. Today, Richr is a wealth-generation vehicle, helping people sell their homes with less expense, while simultaneously offering sellers, who aren’t buying right away, access to wealth management tools. Richr helps individuals turn the proceeds of their home sales into a variety of stocks and bonds that can sustain them in the long term. Richr empowers people to control their finances and build more wealth by making homeownership easier to attain. It is the first and only platform to unify real estate brokerage and title settlement services for a low fee of 1%. That means sellers control the sales process and don't need to pay disproportionate agent fees. Contact Details Jennifer Mirabile richr@trustrelations.agency Company Website https://richrmoney.com/

January 11, 2023 06:00 AM Eastern Standard Time

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Can Dispensary Loans Increase My Cannabis Profits?

Canna Business Resources

Anyone who owns and operates a marijuana dispensary knows it can be a cash-flow-intensive business. Most traditional businesses resort to bank financing to help them manage expenses. Unfortunately, the combination of marijuana’s classification as a Schedule I controlled substance and federal banking regulations makes getting traditional bank financing difficult if not impossible for most marijuana dispensaries. The good news is that other options for dispensary financing are available. Keep reading to learn how cannabis financing works and how it can help dispensary owners provide vital services to their communities. How Do Cannabis Dispensaries Obtain Financing? Thanks to a long effort by pro-cannabis activists, marijuana is legal to use for medical or recreational purposes in 37 states and Washington, D.C. This trend has created numerous opportunities for marijuana dispensaries to open and operate in states that have reformed their cannabis laws. Under normal circumstances, these new businesses would be able to finance their operations via traditional loans from brick-and-mortar banks. However, current federal laws regarding marijuana use have not kept pace with the changing state legislation. Most financial institutions have shied away from financing cannabis operations of any kind, including dispensaries. Fortunately, a number of private lenders have stepped up to provide vital financing options to dispensary owners. This financing can help dispensary owners get the financial resources they need to operate in what can be a capital-intensive business. Dispensary owners looking to take advantage of these financing options need to prepare carefully and complete several important steps to give their loan applications the best possible chance of success. 5 Steps to Prepare a Dispensary Loan Application Examples of the steps dispensary owners will need to take to secure financing include actions like these. Cost-Benefit Analysis I s a dispensary loan the best way to get the capital you need? How will your dispensary benefit from the loan? Would raising prices on inventory or finding a cheaper supplier accomplish the same goal as a loan or even offset the amount you need to borrow? Consider all these questions carefully before deciding if a dispensary loan is right for you. Financing should only be an option if you are sure the profit generated by the loan exceeds the cost of paying it back. Gather your Dispensary’s Financial RecordsMany of the private lenders who do cannabis or dispensary financing restrict their lending to businesses that are already in operation. Your ability to demonstrate that your dispensary is viable through profit and loss sheets and sales receipts will increase your chances of approval dramatically. You may also have to pledge a percentage of your gross receipts as payment for the loan approval. Even if they don’t require that, almost all lenders will require gross receipts, and profit and loss sheets when assessing the overall health of your dispensary. Create a Budget for How You Will Spend the Money Create a budget that maps out how your dispensary will allocate the loan proceeds. If you don’t plan properly here, you could end up borrowing more, or less money than your dispensary needs. Either mistake will cost you valuable time and money. Have a Solid Credit Score It is vital that both your dispensary and you as its owner have a solid history of paying bills on time. Your business and personal credit rating will be of great importance to the underwriters who assess risk and actually approve your loan. In either case, the higher these credit ratings are, the higher your chances of approval. They may also require you to personally guarantee the loan. As a general rule, you should have a minimum credit score of around 680, but the higher it is, the more friendly your loan terms are likely to be. Find the Right Lender Cannabis financing is a very specific field. It’s not only the legal concerns that make most banks shy away from lending to dispensaries; it’s a lack of understanding. You and your lending partner will have a long relationship. It’s important to find a lender who has experience in the field and understands the complexities of dispensary financing. Considerations with Dispensary Loans Dispensary loans can be of tremendous benefit to the owner, but they shouldn’t be entered into without serious consideration. Whenever you borrow money, you’re committing a portion of your future revenue to pay it back. So, you will want to consider the following factors. Loan terms: The annual percentage rate (APR), length of the loan and payment schedule are all important things to understand. In some cases, you may have to pledge a percentage of your net receipts. Regardless of the terms, you need to be 100% certain that you are comfortable with them and confident you can pay the loan back. Growth potential: Cannabis and marijuana products are a rapidly growing industry. Will the amount of financing you are looking for allow you to expand your operations quickly enough to keep pace with that growth? Local market: The cities and states where cannabis dispensaries are legal to operate already have a lot of competition. How will your dispensary be able to remain competitive? Are you operating in an area with an overcrowded market? What is the long-term potential of your location? Federal, local and state regulations: Although the federal government has taken somewhat of a hands-off approach to state and local dispensaries, the regulatory landscape can still be difficult to navigate. Do you have the licenses and government approval required to operate your dispensary legally? Obtaining any kind of dispensary or cannabis financing will be difficult if you’re not in compliance with applicable regulations. How to Use Dispensary Loans Legal marijuana dispensaries have a wide range of expenses that owners can use a loan or credit line to help manage. Examples of those expenses include: Products and inventory: One of the biggest expenses involved with running a dispensary is keeping it stocked. A loan can help you manage your cash flow and make sure your dispensary has the inventory it needs to stay competitive. Marketing: Smart marketing helps your dispensary stand out from the crowd. Whether it’s through social media or SEO, you can use your loan proceeds to increase your dispensary’s visibility. Operating costs: Line items like payroll, utilities, security services and taxes are all examples of expenses that can be managed through cannabis financing. Research and development: In addition to buying inventory from suppliers, many dispensaries also develop or grow their own cannabis. A dispensary loan can help with creating new strains, extracts and edibles. Is Dispensary Financing Right for You? Running businesses is complicated. That’s especially true when it comes to marijuana dispensaries, which are operating in a legal gray area between state and federal law. When those complexities come together, they can really put the squeeze on your finances if you own or operate a dispensary. If you find yourself between a rock and a hard place, cannabis financing might be exactly what you need to keep your operation going. Consider the benefits and the risks carefully. The good news is that unlike in years past, you do have options for getting the capital you need to stay in business or expand your operations. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Canna Business Resources info@cannabusinessresources.com Company Website https://cannabusinessresources.com/

January 10, 2023 05:15 PM Eastern Standard Time

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Uses and Sourcing for Cannabis Equipment Financing

Canna Business Resources

Equipment is pricey, and few businesses have the capital available to purchase it without financing help. Despite being legal in 21 states, marijuana is still classified as a Schedule 1 controlled substance and remains illegal on the federal level. Because of this, most banks and credit card companies won't work with you in any capacity. This means obtaining a loan for your business through your bank won't be possible. But there are financing companies and alternative lenders that specialize in providing funding for the cannabis industry. How to Obtain Cannabis Equipment Financing It’s important to familiarize yourself with the process and the steps you’ll need to take to get financing. 1. Decide What You’ll Need Inventory what you have on hand and what you still need. Do you need to upgrade your basic equipment or do you want high-tech devices to craft and cultivate new strains? Some of the most common things lenders extend the financing for include: HVAC systems Lamps Security equipment Fans Thermometers PH meters Grow tents Used equipment is a cheaper option, but some lenders are reluctant to finance used items. 2. Assess Your Collateral and Equity Collateral isn’t a requirement for all lenders, but it helps increase your odds of getting approved for financing. Leverage your existing assets or equity as collateral if possible. 3. Check Your Credit It’s possible to qualify for cannabis equipment financing without perfect credit, but you’ll want to ensure you’ve got a decent credit score to get the best possible rate. Ideally, your score should be in the good range of 670 to 739. 4. Write a Business Plan Various options for writing business plans are available, but traditional is best when seeking funding. List competitors and analyze what differentiates you from the rest. Describe your marketing strategy and sales plan. Not only is a business plan helpful for investment opportunities, but it gives you the opportunity to carefully think things through and better prepare for issues that may arise. 5. Choose a Lender Your situation will have a big impact on who you choose as a lender. People with a bad credit history (or those who are new to the industry) will have more difficulty accessing financing options. The best financial institutions to work with are those with a solid history of supporting marijuana-related businesses. 6. Gather Your Documents The application process will vary depending on the lender, but you’ll want to gather all your business-related financial documents and personal documents as well. You’ll need a list of assets, financial statements, tax returns, bank statements, copies of your licenses, and business plans. Prepare to demonstrate your ability to repay the loan. Choosing the Right Cannabis Equipment Loans for You To successfully grow, process, and package cannabis products, there are essential pieces of equipment required from the field to the dispensary. Here is a list of common products you may need for your business: Scales and Balances For quality control and product characterization, sampling requires precise weight measurements. Samples must be weighed either in a tube or on a weighing dish to determine their consistent sample size. Lights The type of light and its power consumption are among the most crucial factors to take into account. Each technology has a unique set of benefits and drawbacks with regard to growing cannabis when choosing the type of light to use. While some bulbs will produce the highest yields (lumens per watt), they also generate a lot of heat, which can be problematic for many growers — particularly those who reside in warm climates or can only grow cannabis in constrained spaces. Fans and Ventilation Growing healthy and strong cannabis plants requires proper ventilation. A steady stream of fresh air is essential. Without airflow systems, your grow room can quickly turn into a breeding ground for pathogens and pests. Stale air stunts growth and weakens branches. Grow Tents If you’re just starting out, a grow tent is a practical way to grow cannabis indoors. Grow tents are made of sturdy metal poles with a covering that reflects light back to the plants while preventing it from escaping to other areas. There are ports for ducting, electrical cables and grow equipment in addition to zippers on it. Trimming Tables The actual plant trimming procedure must be carried out on a trimming table. To keep everything organized, you’ll want to use a designated table space. Advantages of Cannabis Equipment Financing Cannabis equipment financing offers several key financial benefits for business owners, including: Improve cash flow: Although you may be able to purchase equipment without a loan, financing it frees up the cash for other expenses, opportunities or emergencies. Protection from inflation: Your cannabis business can protect itself against inflation risks by using equipment financing. Your free cash is restricted if you put a sizable down payment on equipment or buy it outright. Saving money: If business owners can’t qualify for financing, the next route they explore is typically leasing or renting equipment. Although it’s an option, it’s more expensive and you never actually own the equipment. Considerations With Cannabis Equipment Loans Before committing to a monthly payment for your equipment financing, you’ll want to carefully take some things into consideration, such as: Interest rates: Because of the risk, cannabis equipment loans tend to have higher-interest rates than traditional business loans. Depending on the lender you choose, you may need to choose between fixed and variable interest rates. Each has its benefits, and you’ll want to explore the pros and cons of each with the lender. Loan size and term: The loan size offered to a cannabis business will, like any other loan, be based on your capital requirements and credit risk profile, which will be determined by the submission of recent financial records (balance sheets, income statements and bank statements), your credit score and management personnel information. Remember to only borrow what you need because these loan terms are often shorter than traditional business loans. Types of funding: When it comes to cannabis financing, there are actually several options, including accounts receivable funding and invoice factoring. Your specific role in the cannabis industry (distributor, manufacturer, cultivator or dispensary), your business model, the amount of equipment you need and your credit risk profile will all affect the type of funding that is best for your company. Get the Funds You Need for Success in the Cannabis Industry The cannabis industry is growing rapidly, and every year new states decriminalize and legalize the sale of cannabis for both medical and recreational uses. Although cannabis equipment financing isn’t readily available through every commercial bank or lender, there are lenders that work solely with cannabis business owners to help them succeed. With some preparation and research, it’s possible for you to quickly get the funding needed to purchase all the necessary equipment to keep your cannabis business growing. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Canna Business Resources info@cannabusinessresources.com Company Website https://cannabusinessresources.com/

January 10, 2023 05:08 PM Eastern Standard Time

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