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Kimberly-Clark's Chief Scientist Discusses Humanity-Centric Innovation at TedxOshkosh

Kimberly-Clark Corporation

Kimberly-Clark is excited to share that Pete Dulcamara, the company’s chief scientist and technical vice president, will speak at the TedxOshkosh event on Nov. 20. He will deliver a powerful talk about how a new focus on humanity-centric innovation can help solve the most significant problems facing society and the environment in an economically viable way, open doors to new business opportunities, and give us all the opportunity to build a better world. As part of this focus, Pete will also share why he redefined the word “billionaire” to mean a person helping a billion people – not a person accumulating a billion dollars. To register and/or learn more about this year’s TEDxOshkosh event, click  here.   View additional multimedia and more ESG storytelling from Kimberly-Clark Corporation on

November 15, 2021 09:05 AM Eastern Standard Time

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Cross-Sector Solutions for a Sustainable Future

Morgan Stanley

By Audrey Choi The past two years have been a clear and constant reminder that solving the world’s greatest sustainability challenges—climate change, the pandemic and racial injustice—will require public and private organizations embracing environmental and social responsibilities with greater coordination, commitment and innovation. And increasingly, we are seeing this happen as governments and businesses focus on issues such as climate-change mitigation, community access to public health and equitable socio-economic opportunities. In 2009, we formed our Global Sustainable Finance Group to work across our core businesses and integrate sustainability into everything we do at the firm because we believed that there was a real business case to be made for sustainable investing. At the time, climate change was thought of by many as solely an environmental issue, but today it is beginning to be understood as far more wide-ranging and as something critical to business continuity and risk management. Our approach has allowed us to work hand in hand with our business partners on product innovation, operational sustainability, leading Morgan Stanley’s global sustainability reporting activities and integrating climate change and ESG (environmental, social and governance) considerations across the firm, and why in 2013, we took the step of launching the Morgan Stanley Institute for Sustainable Investing. The Institute has been a leading force in mobilizing capital to sustainable enterprises via the global markets and the investors who drive them and has been key to disproving the tired myth that investing and having a positive impact requires a tradeoff. Over the past decade, there has also been a fundamental change in how investors and corporate leaders regard climate change. Today, sustainable investing accounts for more than $35 trillion in assets under management (AUM) globally 1 and is on track to exceed $53 trillion in global AUM by 2025. This represents more than a third of the projected total assets under management globally. The need to take a cross-sector approach to our greatest sustainability challenges is also why in 2020, we launched the Morgan Stanley Sustainable Solutions Collaborative to help scale early-stage sustainability initiatives that can benefit from partnerships across private and public industries. This year, we announced our first class of five winning teams —a diverse group of innovators who are tackling problems across the world, including e-commerce applications to the drug supply chain in Africa to improve health accessibility, refill stations and mobile delivery to reduce plastic waste in Indonesia and a systematic approach for U.S. farmers to use soil to capture carbon and help reduce greenhouse gas emissions. And next week, in our continuing mission to advance thought leadership, the Institute will host our third annual Sustainable Investing Summit. The Summit will gather leading thinkers from across industries and from business, academia and government to share information and insights on sustainable investing. Participants will include CEOs, institutional investors and policymakers such as former Vice President and Nobel Peace Prize recipient Al Gore, Pfizer CEO Dr. Albert Bourla, former Governor of the Bank of England Mark Carney and former U.S. Securities and Exchange Commission Chair Mary Schapiro. The conversations will focus on cross-sector and cross-industry collaboration to help progress the impact that’s needed today and for the future. As we focus on the transition to a low-carbon future, it is essential that leaders think about sustainability as a critical piece of their fundamental business strategy and recognize that in the future, sustainability will be of central importance across industries and geographies as the case is made that what’s good for society is also beneficial for business. Or, as IKEA CEO Jesper Brodin told me in a recent conversation, “Purpose and profit actually go hand in hand.” 1 2 DISCLOSURES This material was published on October 20, 2021 has been prepared for informational purposes only, and is not a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Securities discussed in this material may not be appropriate for all investors. It should not be assumed that the securities transactions or holdings discussed were or will be profitable. Morgan Stanley recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. This material contains forward-looking statements and there can be no guarantee that they will come to pass. Past performance is not a guarantee of future results or indicative of future performance. Information contained in this material is based on data from multiple sources and Morgan Stanley makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley. Morgan Stanley makes every effort to use reliable, comprehensive information, but we make no guarantee that it is accurate or complete. We have no obligation to tell you when opinions or information in this material may change. Because of their narrow focus, sector investments tend to be more volatile than investments that diversify across many sectors and companies. The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market. The guest speakers at the Sustainable Investing Summit are neither employees nor affiliated with Morgan Stanley & Co. LLC or Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Opinions expressed by the guest speakers are solely their own and do not necessarily reflect those of Morgan Stanley. Information contained in the material is based on data from multiple sources and Morgan Stanley makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley. References to third parties contained herein should not be considered a solicitation on behalf of or an endorsement of those entities by Morgan Stanley. Morgan Stanley is not responsible for the information contained on any third party web site or your use of or inability to use such site, nor do we guarantee its accuracy or completeness. The terms, conditions, and privacy policy of any third party web site may be different from those applicable to your use of any Morgan Stanley web site. The opinions expressed by the author of an article written by a third party are solely his/her own and do not necessarily reflect those of Morgan Stanley. The information and data provided by any third party web site or publication is as of the date of the article when it was written and is subject to change without notice. © 2021 Morgan Stanley & Co. LLC and Morgan Stanley Smith Barney LLC. Members SIPC. CRC 3863627 10/2021 View additional multimedia and more ESG storytelling from Morgan Stanley on

November 15, 2021 09:04 AM Eastern Standard Time

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The VRF and IFRS Foundation Join Forces: A New Day for ESG Reporting and Disclosure


By Aron Cramer While it may lack of some of the drama of the net zero and deforestation pledges that have come already at COP26, today’s announcement by the International Financial Reporting Standards Foundation (IFRS) that it intends to consolidate the Value Reporting Foundation (VRF) and the Climate Disclosure Standards Board (CDSB) may well prove to be one of the most important developments in Glasgow. For purposes of transparency: I serve on the Board of the Value Reporting Foundation, and prior to that, on the Board of the International Integrated Reporting Council. The steadfast focus from these organizations to prioritizing outcomes over institutional interests has been fantastic to see: their leaders deserve immense credit for that vision. Since ESG reporting and disclosure began more than 20 years ago with the launch of the Global Reporting Initiative (GRI), all participants in the reporting “system” have quite justifiably decried the confusion, duplication, and inconsistencies in reporting standards and frameworks. Some of this duplication is to be expected. We have been witnesses to and participants in the creation of a new form of measuring value and providing transparency. The significance of this is massive, important, and complicated. Times have changed. Fragmentation serves no one’s interests. As ESG gains momentum and urgency, the era of “letting a thousand flowers bloom” is no longer fit for purpose. It is time to embed sustainability considerations in the basic functioning of the capital markets. That will only happen with universal disclosures that enable consistency. The work of the nascent International Sustainability Standards Board (ISSB), which will be significantly strengthened by the consolidation announced today, will advance with the objective of achieving comparable, consistent, and reliable disclosures on climate and other sustainability issues. Much remains to be done and demonstrated. It will be essential that a fast-evolving landscape be embraced in the new ISSB to ensure that reporting reflects society’s expectations. This is particularly true when it comes to the “S” in ESG, which is sometimes harder to quantify: equity is not as easy to measure as carbon emissions. The new ISSB would be wise to take heed of the “double materiality” model that embraces not only things that are financially material today, but also those matters that are material to society, and which often become financially material tomorrow. And other key actors—including the GRI, the Task Force on Climate-Related Financial Disclosures (TCFD), the World Economic Forum’s International Business Council, and others—can and should be part of the shaping and implementation of the ISSB. The news today from Glasgow may well mark a real turning point in how markets operate. A harmonized, universal system will align incentives, promote wider uptake, and enable comparability. Consolidation should also do three other critical things: Unleash more business focus on creating long-term value for all stakeholders. Allocate capital by investors to companies who embrace a long-term approach. Enable the public, and policymakers, to understand which companies are truly delivering in pursuit of a just and sustainable world. We all celebrate the new commitments coming from COP26. We also know that commitments alone won’t get the job done. The alignment announced today may well provide the foundation on which ambition can be turned into action. View additional multimedia and more ESG storytelling from BSR on

November 15, 2021 09:03 AM Eastern Standard Time

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Scotiabank Grows Net Zero Research Fund to $10 Million


TORONTO, November 15, 2021 /3BL Media/ - Scotiabank is proud to announce that it will be expanding its Net Zero Research Fund to $10 Million (CAD), which will be distributed to a select number of recipients over the next ten-years. Launched this year as part of the Bank's Climate Commitments, the goal of the fund is to help advance research and leadership in support of the transition to a low-carbon economy. Scotiabank also announced the first group of Canadian and international academic institutions who were chosen to receive grants from the inaugural $1 million fund. One of this year's recipients is Efficiency Canada, a national organization focused on maximizing the benefits of energy efficiency through public policy. Click here to learn how Efficiency Canada is using public policy to improve industrial energy management. As the need for data to inform policy and decarbonization efforts increases, the Net Zero Research Fund will help to enable greater climate research opportunities within the Canadian, U.S. and Latin American academic and not-for-profit communities. "Climate change continues to be a major priority for Scotiabank as we deepen our approach to sustainability and leverage our capabilities to help drive positive environmental action," says Meigan Terry, SVP and Chief Communications and Social Impact Officer at Scotiabank. "By expanding Scotiabank's Net Zero Research Fund to $10 million we are making a significant investment in enabling innovative research and development to support a low carbon economy for every future." 2021 grants allocated by the Net Zero Research Fund have been awarded to academic and non-profit research institutions in Canada, the U.S. and Latin America pioneering research in the global effort to help decarbonize the economy. Next year the Bank will deploy an additional $1 million dollars through new grants facilitating additional net-zero research. The 2022 call-for-submissions will be held from April 1 through until June 30, 2022. The full list of the 2021 recipient universities and their corresponding research projects are listed below. For a more detailed description of recipient submissions, and for more information about the fund, visit the Scotiabank Climate Change Centre of Excellence. Public policy research for low-carbon economies: Efficiency Canada, part of Carleton University's Sustainable Energy Research Centre, for their research of public policy strategies designed to improve and expand industrial energy management system programming and use. Tecnologico de Monterrey (Tec) for their work to determine effective technological and public policy pathways needed to help decarbonize industrial sectors in developing countries, such as Mexico, as well as their case study on decarbonization strategies in the state of Nuevo Leon. Smart Prosperity Institute (University of Ottawa) for their work with the World Resources Institute and Canada Cleantech Alliance to explore how smart tax incentives can attract investment into promising clean technologies that are needed to reach a net zero future. Private sector research for the development of low-carbon economies: Libélula Institute for Global Change for their study of the challenges, barriers and opportunities of corporate climate action in Latin America. The report will showcase best practices and success stories from various sectors, for use by similar companies, sectors and/or industries. Simon Fraser University for their research into how leading companies are leveraging their influence to help drive rapid decarbonisation in their value chain by motivating and supporting their suppliers and to take climate action. Carbon emissions measurement, capture and reduction technologies research and strategies: Massachusetts Institute of Technology for their research into carbon capture or sequestration strategies. Ontario Tech University (Brilliant Energy Institute) for the development of a consistent approach to measuring and communicating carbon emissions at a community, city, regional, provincial, national and global scale. QUEST for the development of a research project that will help Canadian communities learn how to aggregate or bundle their local, low-carbon energy projects. University of Calgary for their assessment of marine carbon dioxide reduction approaches, focusing on development, risk assessment and pilot planning for a new technology that can store carbon as bicarbonate in the ocean. The University of Chile's Centre for Climate and Resilience Research (CR)2 and Energy Centre to help Chile reach its goal of achieving carbon neutrality by 2050 under The Climate Change Framework Act. Tecnologico de Monterrey (Tec) for their work in Mexico to use microalgae for CO2 capture and to produce a biomass-based soil enhancer for agriculture purposes. About Scotiabank Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future" we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. With a team of over 90,000 employees and assets of approximately $1.2 trillion (as at July 31, 2021), Scotiabank trades on the Toronto Stock Exchange (TSX: BNS) and New York Stock Exchange (NYSE: BNS). For more information, please visit and follow us on Twitter @ScotiabankViews.   View additional multimedia and more ESG storytelling from Scotiabank on

November 15, 2021 09:02 AM Eastern Standard Time

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A Roadmap for Sustainability: Insights on the EcoVadis Assessment From the Founder of a Small Tech Company


Apynov is a French company based in Toulouse that specializes in smart home technology, including voice-activated connected devices under its “Konyks” partner brand. Its distribution network includes SFR (a leading French telecom), Orange (Europe’s third-largest telecom) and retailers like Boulanger, Leclerc, Intermarché and Monsieur Bricolage. The company is also part of the French tech initiative, which supports startup ecosystems in cities across the country.  Apynov was interested in a large tender for a new Orange contract that required an initial CSR assessment to be carried out. The company’s founder, Olivier Medam, decided to undertake this assessment using a trusted third party appointed by Orange: EcoVadis. The results were highly promising. Upon undergoing the EcoVadis assessment process, the seven-person company (considered a “very small enterprise” or “VSE”) with a turnover of €1 million in 2020 attained an "advanced" score for its ethical and social performance. And, with an overall score of 64 out of a possible 100, it earned a Silver medal in its very first assessment.  "Initially perceived as a constraint and a waste of time, we clearly validate the EcoVadis assessment as a real opportunity to improve, identify the "holes" in our CSR policy and set precise objectives and KPIs". Olivier Medam, Founder and President "The EcoVadis assessment enables us to communicate the value of our in-depth work to large clients. In addition, it will give us access to tenders from large companies or public markets". Thierry Leroux, Business Development  Encouraged by this performance, the whole team is now working on a two-year progression plan and exploring opportunities to make even more progress by engaging the EcoVadis community. Interview with Olivier Medam, Founder of Apynov   1) What are your thoughts on the practice of buyers asking for a CSR assessment as a prerequisite for collaboration, particularly for a small company? As a very small company – even though we’ve embedded sustainability principles throughout our business activities – being evaluated by EcoVadis was not part of our plans for 2020. At the request of our large customers, we sometimes have to answer questions on child labor, recycling, reparability, etc. However, what convinced me about Orange's approach was the fact that there was no apparent minimum threshold to be reached in this CSR evaluation in order to position ourselves in the call for tenders.  “So, we finally played the assessment game and discovered its scope by doing so. We were fortunate to have taken the time to understand the spirit of the evaluation and what was being asked of us. After initially feeling that the process may be too formal for our very small company, we discovered that – by simply respecting French social and ethical laws – our existing procedures, actions and training already position us well ahead of many other companies in our sector.” The principle of evidence-based assessment required us to formalize internal rules that were already embedded in our company culture but not written down (as is common among VSEs). This will not only be useful for onboarding new employees but also in helping us develop a more robust CSR management system in the long term. We were also required to set clear objectives and KPIs as part of a roadmap for progress.  We were pleasantly surprised by the score we ultimately earned – especially as we had no idea what to expect when the process began. We have since entered into a three-year contract with EcoVadis that will give us more time to showcase what we have already done as a company and what we want to do over time. The EcoVadis assessment will serve as an important milestone for the team over the next three years.   2) Can you give us an example of an environmental initiative you’ve launched within Apynov?  Without hesitation, the plastic challenge! As early as 2018, we identified a key area for improvement: reducing the proportion of non-recyclable materials, particularly plastic, in our products.  Over 2019 and 2020, we implemented a plan to make our packaging more sustainable. This included:  Eliminating all mineral ink-based packaging printing and switching to vegetable-based ink; Progressively eliminating plastic elements in packaging (hanger pins, blister packs, packaging bags) and replacing plastic hangers with cardboard hangers; Eliminating non-recyclable packaging bags. All Konyks production since the end of 2020 meet the "zero plastic" criterion on and in the product packaging. The challenge for 2021 and 2022 is even more ambitious:  Introduce packaging comprised of cellulose fibers from FSC-certified sources, with an aim to make this 80% of packaging by 2022; Introduce a target share of recycled plastic in the design of new products: 30% of new products will have to have a proportion of 50% recycled plastic (as a minimum target). 3) As a founder of a small company, what advice would you give to someone invited to evaluate their company on the EcoVadis platform? This was one of the reasons I wanted to share our story. A CSR assessment can be useful even for a VSE – and at a very reasonable cost. With products marketed to an increasingly environmentally conscious general public, having an external measure based on evidence protects our VSE and our brand from potential "greenwashing” risks. The advantage of a very small company is obviously its size: It is much easier to define guidelines and act quickly on CSR issues, and the responsiveness of the team is an undeniable asset. If this manager is convinced, then it is easy to get a small team on board.  “Above all, being listed on the EcoVadis platform is a great potential for us to develop internationally in our sector. We are now going to test this, for example, by sharing our evaluation sheet with potential clients and prospects in the EcoVadis network. Although we are not yet sure how the EcoVadis assessment might help us develop internationally, exploring this is certainly one of our main objectives for 2021.” For us, this first evaluation is just beginning. We have not yet taken the time to look at it in great detail and go through it point by point, but we certainly will. What is also certain is that we will use the assessment to guide our CSR progress, as it gives us a fairly precise framework and challenges us on certain subjects such as responsible purchasing. Now that we have achieved a Silver medal, let’s reach for the gold! Despite our very small size, our main suppliers are based in China. In the consumer electronics market, relocation is not currently a viable option because the whole ecosystem – manufacturers of raw materials, components, etc. – is based overseas. Nevertheless, we remain alert to the importance of these elements in the end customer's price premium. While we can keep relocation in mind, I am more interested in seeing how Apynov can tap into the EcoVadis network of 75,000 evaluated companies. Why not, for example, identify partners in China already assessed by EcoVadis? I have been working in China for 25 years, and the social and environmental progress its factories have made over the last 10 years is undeniable.  Thank you to Olivier Medam for sharing his insight. Link to the original French original article:  Evaluation RSE: retour d’expérience d'un dirigeant d’une TPE française évaluée pour la première fois View additional multimedia and more ESG storytelling from EcoVadis on

November 15, 2021 09:01 AM Eastern Standard Time

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The Adventures of Little Billy “In Search of the Magic Tree” Book, is Released

The Adventures of Little Billy

In The Adventures of Little Billy, “In Search of the Magic Tree,” best-selling business and leadership book author Barry Farber captures so many traits that highly successful leaders have, told through a wonderful children’s story. Within the story, the secrets that little Billy discovers on his adventure seem like common sense to most. But, in truth, offer up valuable life lessons for children on how they can create more meaningful friendships, deeper happiness and be on the path to greater success. The story has five key animals who all interact with Billy on his journey to find the Magic Tree. Each of the animals have been given the essential secrets of the key chapters in Farber’s Diamond in the Rough, his best-selling business book that incorporates five traits of highly successful leaders. “I believe that it’s never too early for kids to learn and understand important life values and traits on how they can be happier and more successful as they grow and mature. This book is all about giving them something fun to read, while providing strong values parents will appreciate,” said Farber. “For example, from the beginning, Lawrence the Owl speaks to helping all the animals regardless of who they are and Ruppert the Toad emphasizes that Billy needs to look on the inside of those he sees.” The Adventures of Little Billy is set to become an animated series and will be developed to be a television story soon. With that, Farber has brought in known celebrities to play each character based on how each is viewed in society. Sherman the Turtle will be played by Ottis Jerome “O.J.” Anderson, The Amazing Kreskin is set to play The Magic Tree and Bobby Collins will take on the role of Bosco the Bear. And starring in the role of Little Billy is Eden Kontesz, who at only 10 years-old, has already made a name for herself singing and acting in TV shows such as The Simpsons and Transparent. High-res scans to your specifications are available upon request. The Adventures of Little Billy was illustrated by Glen A Schofield. Color transformation was done by Shoshanna Sommer. Barry Farber is a best-selling author of 14 business and inspirational books in over 30 languages. Farber is also an award-winning radio and television host, as well as an agent and marketing consultant for corporations, professional athletes and entertainers. Learn more about Farber at Contact Details Hot Paper Lantern Courtney Moed

November 15, 2021 08:59 AM Eastern Standard Time

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National Rural Housing Coalition Convenes on Housing Advocacy

National Rural Housing Coalition

Washington, DC (November 15, 2021) -- Today, rural housing and community development professionals across the country convene at the annual meeting of the National Rural Housing Coalition (NRHC). Founded in 1969, NRHC is a national membership organization and the nation’s oldest rural housing advocacy coalition. Coalition members will hear today from key U.S. Department of Agriculture (USDA) Rural Development Officials, including Under Secretary for Rural Development Xochitl Torres Small. In addition, Coalition members will discuss rural housing programs and policy issues and the status of federal legislation affecting affordable housing programs. At the meeting, NRHC will release its most recent Rural Housing Impact Report, made possible through a generous grant from Wells Fargo. The report documents the success of nonprofit organizations in improving housing conditions in small towns and farming communities across America. NRHC surveyed its members on their work financing the construction of homeowner and rental housing, the development of community facilities, and the provision of housing counseling and technical assistance. Coalition survey data was supplemented by data from three housing and community development intermediaries supporting more than 100 organizations working in rural communities: Habitat for Humanity, NeighborWorks, and Rural LISC. The report covers housing activities for organizations’ most recent fiscal year. Among the key findings:  Survey participants deployed $3.7 billion toward creating, preserving, or financing some 20,000 units of affordable housing for homeowners. This included 9,700 units of new housing comprising of 1,046 new construction units; more than 1,600 units through USDA’s Mutual Self Help Housing program and Habitat for Humanity; more than 4,300 home repairs, and some 2,600 units of newly acquired housing. Key sources of financing included private sector capital assembled by NeighborWorks, and USDA’s section 502 direct loan program; and  Survey participants developed, preserved, or managed more than 40,000 units of rental housing in rural communities. This activity included more than $387 million in financing for new construction or preservation of existing housing. The most common sources of funding of included federal Low Income Housing Tax Credits, USDA rural rental housing loans, and the Department of Housing and Urban Development’s Home Investment Partnership. Using an economic impact model developed by the National Association of Home Builders, NRHC estimated that the economic activity resulting from survey participants’ rural housing development generated 13,645 jobs. Other important survey data points include:  More than 72,000 households received housing counseling; of that number, 68,000 received pre-purchase counseling;  Four survey respondents are Community Development Financial Institutions (CDFIs) and provided more than $48 million in loans supporting 1,400 units of affordable housing;  Rural housing organizations also provided assistance to 43 water and wastewater systems serving close to 13,000 households;  Three Intermediary organizations provided grant assistance of more than $4.3 million to 173 rural housing organizations; and  Four survey respondents reported providing training and technical assistance to 169 organizations and 700 individuals. The report also includes rural housing “success stories” from 19 NRHC member organizations, highlighting their efforts to improve affordable housing in rural America. The data and stories in the report highlight the success of rural housing organizations at a moment when federal rural housing support has slowed to a trickle. Since Fiscal Year 2000, loan subsidies for low-income homeownership, rental and farmworker housing, and related assistance have been cut by more 60 percent. “A generation of budget cuts for rural housing programs at the U.S. Department of Agriculture is one of the driving factors of housing distress in rural areas, including the low rate of construction, the incidence of substandard housing, and the high cost of housing. The report highlights the ingenuity of rural housing organizations in filling the gaps resulting from anemic federal support,” said Bob Rapoza, Executive Secretary of NRHC. Rural housing advocates will use the next few weeks to make their case to lawmakers for more support for rural housing. About the National Rural Housing Coalition In 1969, a group of concerned rural community activists, public officials, and non-profit developers formed the National Rural Housing Coalition (NRHC) to fight for better housing and community facilities for low-income rural families. Today, NRHC works to promote and defend the principle that rural people have the right — regardless of income — to a decent, affordable place to live, clean drinking water, and basic community services. For more information, visit Contact Details National Rural Housing Coalition Bob Rapoza +1 202-393-5225

November 15, 2021 08:56 AM Eastern Standard Time

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Foresight: Eye-Net to Start Pilot Project with a Leading European Cellular Service Provider

Foresight Autonomous Holdings Ltd.

Foresight Autonomous Holdings Ltd. (Nasdaq and TASE: FRSX), an innovator in automotive vision systems, announced today that its wholly owned subsidiary, Eye-Net Mobile Ltd. (“Eye-Net” or “Eye-Net Mobile”), will begin a pilot project with a leading European cellular service provider. The cellular provider will test the software development kit (SDK) configuration and the performance of the Eye-Net Protect cellular-based vehicle-to-everything (V2X) accident prevention solution and intends to demonstrate it to its business partners. Upon successful evaluation, the leading cellular service provider may offer the Eye-Net solution to its customers, including municipalities, as part of its 5G cellular network solutions suite. “We believe this pilot project indicates a growing interest from cellular companies in Eye-Net’s innovative technology, as another European cellular service provider has chosen to evaluate and conduct technological demonstrations of our solution in order to offer it as a use case for 5G cellular networks,” said Dror Elbaz, COO & Deputy CEO of Eye-Net Mobile. “Our hope is that this pilot will serve as a springboard for offering our solution to smart cities throughout Europe and eventually globally, improving the probability of preventing accidents and saving lives.” The Eye-Net Protect cellular-based V2X solution is designed to protect the most vulnerable road users in real time—including pedestrians, cyclists, scooter drivers and car drivers—by providing collision alerts when the road users have no direct line of sight. Eye-Net Protect is agnostic to cellular infrastructure and seamlessly adapts to the cellular network generation. For more information about Eye-Net Mobile, please visit, or follow the Company’s LinkedIn page, Eye-Net Mobile; Twitter, @EyeNetMobile1; and Instagram channel, Eyenetmobile1, the contents of which are not incorporated into this press release. Forward-Looking Statements This press release contains forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995 and other Federal securities laws. Words such as "expects," "anticipates," "intends," "plans," "believes," "seeks," "estimates" and similar expressions or variations of such words are intended to identify forward-looking statements. For example, Foresight is using forward-looking statements in this press release when it discusses that the cellular provider will test the SDK configuration and the performance of the Eye-Net Protect cellular-based vehicle-to-everything (V2X) accident prevention solution and intends to demonstrate it to its business partners, that, upon a successful evaluation, the leading cellular service provider may offer the Eye-Net solution to its customers, including municipalities, as part of its 5G cellular network solutions suite, that it hopes that this pilot will serve as a springboard for offering its solution to smart cities throughout Europe and eventually globally and that Eye-Net Protect may increase the chances of preventing accidents and saving lives. Because such statements deal with future events and are based on Foresight’s current expectations, they are subject to various risks and uncertainties, and actual results, performance or achievements of Foresight could differ materially from those described in or implied by the statements in this press release. The forward-looking statements contained or implied in this press release are subject to other risks and uncertainties, including those discussed under the heading "Risk Factors" in Foresight's annual report on Form 20-F filed with the Securities and Exchange Commission ("SEC") on March 30, 2021, and in any subsequent filings with the SEC. Except as otherwise required by law, Foresight undertakes no obligation to publicly release any revisions to these forward-looking statements to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated events. References and links to websites have been provided as a convenience, and the information contained on such websites is not incorporated by reference into this press release. Foresight is not responsible for the contents of third party websites. About Foresight Foresight Autonomous Holdings Ltd. (Nasdaq and TASE: FRSX) is a technology company developing smart multi-spectral vision software solutions and cellular-based applications. Through the Company’s wholly owned subsidiaries, Foresight Automotive Ltd. and Eye-Net Mobile Ltd., Foresight develops both “in-line-of-sight” vision systems and “beyond-line-of-sight” accident-prevention solutions. Foresight’s vision solutions include modules of automatic calibration, sensor fusion and dense 3D point cloud that can be applied to diverse markets such as automotive, defense, autonomous vehicles and heavy industrial equipment. Eye-Net Mobile’s cellular-based solution suite provides real-time pre-collision alerts to enhance road safety and situational awareness for all road users in the urban mobility environment by incorporating cutting-edge AI technology and advanced analytics. For more information about Foresight and its wholly owned subsidiary, Foresight Automotive, visit, follow @ForesightAuto1 on Twitter, or join Foresight Automotive on LinkedIn. Contact Details Investor Relations Contact: Miri Segal-Scharia, CEO, MS-IR LLC +1 917-607-8654 Company Website

November 15, 2021 08:25 AM Eastern Standard Time

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Reasons to Be Hopeful About Climate Action After COP26

Kaleidoscope Futures

On the face of it, COP26 – the climate meeting in Glasgow – has failed, with the world still heading for 2.4°C warming this century. This would be catastrophic for humans and nature. So why am I hopeful? The short answer is that the decarbonisation of our global society, and the economic system that underpins it, has become inevitable and unstoppable. What’s more, COP26, despite the painful process of disappointing compromises of UN negotiations, has indisputably accelerated the pace. My conclusion is based on an understanding of the science of complex, living systems and how they change. This analysis, which is further elaborated in my book, Thriving, applies three tests to determine whether we are moving rapidly in the direction of regeneration rather than decline. The tests ask: are we increasing or decreasing complex coherence, creative convergence, and cyclical continuity? If they are all increasing, we stand a good chance that the forces of breakthrough will outpace the forces of breakdown. Test 1: Complex coherence The first test recognises that all living systems – from forests to families, oceans to organisations, cities to economies – are made up of complex networks of relationships, joined together by a coherent function or purpose. The more connections there are and the more aligned their common purpose, the more the system thrives. So, did COP26 help or hinder the emergence of complex coherence? The meeting reached a consensus agreement among nearly 200 countries to take bolder action to tackle climate change. Strategic alliances of hundreds of countries, companies and NGOs emerged around phasing out fossil fuels, cutting methane, reversing deforestation and scaling clean energy. Key points of coherence emerged around keeping the 1.5°C target alive, making the 2020s the decade of bold action, funding a just transition. The race to zero has turned from an elite sport to a global movement. Test 2: Creative convergence The second test recognises that change in living systems happens when there is a convergence of factors that reinforce one another. The scientists call these positive feedback loops. The industrial revolution, for example, happened because of a convergence of changes in technologies, transport, and energy, resulting in a boom of innovation that improved our quality of life dramatically. So, did COP26 strengthen or weaken creative convergence? We have seen a convergence of bolder government policy positions, increased levels of finance, more active commitments by business and rising pressure from civil society. We have also seen convergence through a swath of unprecedented agreements among businesses, banks, philanthropists, and NGOs, to scale up innovation (like the Glasgow Breakthrough Agenda) and to support the transition with finance (like the $130tn of the Glasgow Financial Alliance for Net Zero). This has set off a chain of self-reinforcing effects – a virtuous spiral. Cyclical continuity The third test recognises that the balance and continuity of life is ensured through cycles and flows, where growth is moderated through counteracting forces, which scientists call balancing feedback loops. For a living system to survive and thrive, it must constantly moderate, constrain, repair and renew itself. So, did COP26 enhance or erode cyclical continuity? The jury is still out on this one. We have upset the balance of the Earth, already exceeding four of the nine planetary boundaries (climate change, biosphere integrity, land system change, and biochemical flows), pushing us into the danger zone of systems collapse. Keeping 1.5 alive at COP26, together with the agreements on deforestation, cutting fossil fuels and increasing renewable energy, can help to put us back on a path of healing and regeneration. We are giving ourselves and the billions of organisms we share the planet with a fighting chance to survive. A breakthrough movement of hope COP26 convincingly passes two of the three tests for ensuring thriving systems, with the third test a borderline pass/fail. This perspective requires that we do not judge Glasgow as a make-or-break moment in time, but rather as a crucial step in a remarkable journey of global transformation. To use a film metaphor, we should not get stuck focusing on an isolated movie-still; we need to consider the larger movie plot that is unfolding. My hope is not blind optimism or wishful thinking. Hope is planted in the fertile soil of the possibility for change, and nurtured by urgent, bold action. We are in a fight for our lives. And yet we know from studying the science of systems that change can happen remarkably quickly when there is an alignment of the forces of complexity, coherence, creativity, convergence, circularity, and continuity. This should be the key takeaway message from Glasgow: We have not yet solved the climate crisis. We have not yet aligned with the Paris Agreement target of 1.5°C. We are not yet acting according to the science. But we have made real progress. The International Energy Agency has calculated that, if we factor in all the agreements announced at COP26, and if they are met in full and on time, they would be enough to hold the rise in global temperatures to 1.8 °C. I draw hope from this, but even more from the fact that COP26 has successfully created a virtuous cycle of reinforcing, enabling conditions for systems change to accelerate. Now we need to go out and make it happen. --- Highlights from COP26 The overall COP agreement reinforces the target of keeping global warming to under 1.5°C, and for the first time includes specific references to fossil fuels (to ‘phase down unabated coal and to ‘phased out inefficient fossil fuel subsidies’). It also addresses the need for a just transition with finance for adaptation, loss, and damage for developing countries. And it calls for more ambitious action plans to be submitted by countries by the end of 2022. In addition, the following subsidiary alliances, agreements and commitments were announced: More than 100 countries have agreed to reverse deforestation by 2030, backed by $19.2bn. More than 90 countries have agreed to reduce methane emissions by at least 30% from current levels by 2030. More than 40 countries have agreed to end their investment in new coal power generation domestically and internationally. More than 10 countries have agreed to phase out oil and gas production. India has committed to reach net zero by 2070, including reaching 50% renewable energy by 2030. China and the US have agreed to work together to increase the adoption of renewable energy and electric vehicles and to cut methane in the 2020s The Global Energy Alliance for People and Planet (GEAPP) is aiming to unlock $100bn to ensure access to clean affordable energy everywhere by everyone. The Glasgow Breakthrough Agenda is bringing innovation to the hard-to-decarbonise sectors of power, road transport, steel, hydrogen and agriculture. The Glasgow Financial Alliance for Net Zero (GFANZ) represents 450 firms across 45 countries and over $130tn of private capital that is now committed to transforming the economy for net zero. --- This article draws on themes from the book (Fast Company Press, February 2022), available for pre-ordering. View additional multimedia and more ESG storytelling from Kaleidoscope Futures on

November 15, 2021 08:16 AM Eastern Standard Time

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